South Tacoma Homes with FHA Terms

South Tacoma Homes with FHA Terms

South Tacoma is a vibrant neighborhood located in Tacoma, Washington. Situated in Pierce County, South Tacoma offers a unique blend of urban convenience and suburban charm. With its prime location, residents of South Tacoma enjoy easy access to all the amenities and attractions that the city has to offer.

One of the notable features of South Tacoma is its diverse range of housing options, including homes with FHA terms. FHA, or Federal Housing Administration, loans are a popular choice for homebuyers as they offer more flexible lending terms and lower down payment requirements. This makes homeownership more accessible to a wider range of individuals and families.

Whether you're a first-time homebuyer or looking to upgrade to a larger property, South Tacoma has a variety of homes available with FHA terms. From cozy single-family homes to spacious townhouses, there is something to suit every lifestyle and budget. Many of these homes boast modern amenities, updated interiors, and well-maintained exteriors.

Living in South Tacoma means being part of a close-knit community that values its residents. The neighborhood is known for its friendly atmosphere and strong sense of community spirit. Residents can enjoy local parks, community events, and a range of recreational activities.

With its convenient location, diverse housing options, and FHA terms available, South Tacoma is an excellent choice for those looking to settle down and make a home in this thriving part of Washington state.

Newest South Tacoma Homes with FHA Terms

$366,500
2 Beds ⋅ 1 Baths ⋅ 2576062 MLS ⋅ ACTIVE Status
**STOP RENTING AND START BUILDING YOUR FUTURE!** This updated and move-in-ready 2-bedroom, 1-bath home is the perfect place to begin your homeownership journey. Offering 832 sq. ft. of comfortable living space, this charming home proves that great things come in the right-sized package! From the moment you arrive, the desirable corner lot, spacious yard, and private driveway welcome you home. Step inside and discover a space that blends modern convenience with cozy charm. Enjoy thoughtful features including a beautiful tray ceiling, Alexa-enabled lighting and thermostat, keyless entry, and plenty of storage. Imagine having a place that’s truly yours—a yard to enjoy, a home to personalize, and the freedom that comes with owning instead of renting. Whether you’re relaxing after a long day, entertaining friends, or simply enjoying the pride of unlocking your own front door, this home is ready to be part of your next chapter. Conveniently located close to shopping, dining, and everyday amenities, you can enjoy both comfort and convenience. **Why keep paying your landlord when you could be investing in yourself? Your first home—and your next chapter—could start right here!**

4539 S L Street, Tacoma

Listing courtesy of Windermere RE West Campus Inc.

$629,000
5 Beds ⋅ 3 Baths ⋅ 2569918 MLS ⋅ ACTIVE Status
Welcome to this beautifully updated, move-in-ready split-level home in Tacoma. Extensive upgrades completed in 2025/2026 provide modern comfort, style, & exceptional flexibility. The main living spaces feature fresh interior paint (Aug 2026), brand-new quartz countertops, updated lighting, new entryway flooring, fresh carpet, & all-new door hardware. The main kitchen also includes updated appliances, featuring a newer gas oven & dishwasher (2025). The fully finished lower level offers outstanding multi-generational living or rental income potential. It features a complete second kitchen w/ a sink, oven, range hood & windows, along w/ a private French-door entrance under the deck, dedicated stair-entrance doors, & direct garage access. Outside, enjoy an expansive, newly covered deck (2025) designed for year-round use. Major exterior & structural updates include a newer roof, exterior paint, a serviced furnace (Aug 2026), an updated garage side door, & painted fencing (2021). Additional smart upgrades include an enclosed lower-level patio with walls & a door, a newly built side storage space, & an outdoor shed with electrical power. The low-maintenance backyard, lovingly cared for by the original owner, features a dedicated vegetable garden, lawn, & easy-care brick & gravel landscaping. Conveniently located with easy access to I-5, less than a 10-minute drive to everyday amenities, shopping, & dining. Don't miss this rare, income-generating gem!

1115 S 90th Street Ct, Tacoma

Listing courtesy of Best Choice Realty.

$379,950
2 Beds ⋅ 1 Baths ⋅ 2575574 MLS ⋅ ACTIVE Status
Discover classic character and endless potential in this charming vintage craftsman home. A welcoming, large covered front porch invites you into a bright living space showcasing gorgeous original hardwood floors and timeless architectural details. The main level flows seamlessly into a formal dining room that is ideal for hosting gatherings, alongside a cheerful kitchen featuring clean white cabinets and great natural light. Unfinished space in both the basement and attic offers a rare opportunity to expand, create custom rooms, and add significant value down the road. Situated in an exceptionally convenient neighborhood, this property puts you just moments away from local parks, popular shops, vibrant dining, and daily essentials. Competitively priced for today’s market, this captivating home provides a rare blend of location, historic charm, and tremendous upside potential. Schedule a private tour today to explore all the endless possibilities waiting for you inside!

3730 Tacoma Avenue S, Tacoma

Listing courtesy of Redfin.

$419,900
3 Beds ⋅ 2 Baths ⋅ 2574874 MLS ⋅ ACTIVE Status
Welcome home to this updated 3-bedroom, 2-bath rambler offering comfortable single-level living in a convenient Tacoma location. The functional floor plan features inviting living spaces and thoughtful updates throughout, making this home truly move-in ready. Outside, enjoy a spacious lot with plenty of room to relax, entertain, garden, or make the space your own. Alley access leads to a detached 2-car garage, providing excellent parking and additional storage. Just blocks from beautiful Wapato Park and minutes from shopping, restaurants, schools, and easy I-5 access, this home offers a great combination of space, convenience, and accessibility. A rare opportunity to find three bedrooms, two bathrooms, a large lot, and a 2-car garage all in one property!

5911 S Thompson Avenue, Tacoma

Listing courtesy of Real Broker LLC.

$399,950
3 Beds ⋅ 2 Baths ⋅ 2575037 MLS ⋅ ACTIVE Status
SELLER OFFERING $10,000 TOWARD BUYER CLOSING COSTS! A rare opportunity to make your move into Tacoma homeownership more attainable. This 3 bed, 1.5 bath home offers a functional layout, great indoor-outdoor living, and plenty of space to make your own. The large kitchen features abundant counter space and bar seating and opens directly to the dining area. French doors lead to the deck and fully fenced backyard, while the fenced front yard adds even more usable outdoor space and privacy. An energy-efficient heat pump provides heating and A/C for year-round comfort. Conveniently located near bus routes, freeway access, shopping, dining, and everyday amenities, making commuting and errands a breeze. Whether you're looking for your first home or simply a more affordable way to own in Tacoma, this home delivers space, convenience, and value—with $10,000 from the seller to help with closing costs!

4813 S Oakes Street, Tacoma

Listing courtesy of Redfin.

$349,950
2 Beds ⋅ 1 Baths ⋅ 2572898 MLS ⋅ ACTIVE Status
Charming Craftsman style home on a dead end street with key upgrades already completed, including electrical wiring & panel, and plumbing. Ready for your personal touch to make this house adorable. Home features bathroom with a clawfoot tub and shower, separate laundry and storage room. The alley access leads to a covered carport with storage, and additional parking. Enjoy the partially fenced back yard with concrete patio. Conveniently located near freeways.

3415 S Durango Street, Tacoma

Listing courtesy of Sunfire Realty, LLC.

$379,000
2 Beds ⋅ 1 Baths ⋅ 2572598 MLS ⋅ ACTIVE Status
This sweet South Tacoma bungalow is ready for its next owners with fresh paint throughout the interior and brand new flooring in the kitchen and utility room. Enjoy its current layout with two good sized bedrooms and an updated bath, or explore the possibility of finishing the large attic and greatly increasing the square footage. Relax year round on the covered back patio. Fenced back yard also holds an approx. 240 sq ft shop with 320 sq ft carport. Original hardwoods throughout. Sewer line replaced in 2024 and attic insulated 2022. Electrical has been updated and mini split offers the comfort of A/C. The heart of Lincoln International District is only blocks away and the newer Catherine Ushka's Gas Station park is a short walk as well.

5212 Yakima Avenue, Tacoma

Listing courtesy of John L. Scott, Inc..

$389,000
2 Beds ⋅ 1 Baths ⋅ 2572461 MLS ⋅ ACTIVE Status
Classic 1927 Craftsman charm meets thoughtful updates in this inviting South Tacoma home. Bright living spaces, warm finishes, and a smart layout make the home feel comfortable and easy from the moment you walk in. The updated kitchen offers granite countertops, stainless appliances, abundant cabinetry, and plenty of room to cook, gather, and stay organized. A cedar-lined primary closet, in-home laundry, and a full bath with tub and shower add practical touches throughout. Outside, the covered front porch gives the home its welcoming Craftsman character, while the fully fenced backyard offers room to garden, entertain, or simply enjoy your own outdoor space. The level lot keeps things easy to use and maintain, and the detached garage with alley access adds valuable covered parking, workshop space, and storage for bikes, tools, hobbies, and gear. With no HOA and thoughtful use of space inside and out, this home feels practical, charming, and surprisingly versatile.

6622 S Warner Street, Tacoma

Listing courtesy of eXp Realty.

$527,000
3 Beds ⋅ 2 Baths ⋅ 2571835 MLS ⋅ ACTIVE Status
PERFECTLY CHARMING and MOVE-IN READY! Lovingly maintained, thoughtfully updated, character-rich Craftsman with gleaming wood floors, original vintage glass doors/knobs, coved ceilings, stunning tiled fireplace, original light fixtures. Warm, inviting, and full of SOUL. Main floor bedroom + two bedrooms and flex space upstairs offer easy living. Basement with separate entry, full bathroom, and wet bar/kitchenette offers so many POSSIBILITIES: home business, multi-generational living, AirBnB, or just expanded living and partying space? Both bathrooms have been updated with extra storage, new lighting, and classic tile. PEACE of MIND - updated electrical and plumbing, newer roof and all double-pane vinyl windows, new water heater, fresh insulation, and a mini-split for AC on warm summer days. A classic kitchen with quality oak cabinets, granite counters, and brand-new stainless steel range, microwave, and dishwasher. A bright sunroom leads to a brand-new composite deck overlooking a fully fenced yard anchored by a giant magnolia tree, Japanese maples, and camelias. Cedar privacy fencing in front and a two-car carport + more offstreet or RV parking accessed from the tidy alley. Plenty of space and new sewer line stub available for future DADUs. CLEAN and QUIET pocket with neighborly long-time residents all around! Already inspected and all appliances stay! This CLASSIC 1928 home is a rare gem that won't last long.

724 S 51st Street, Tacoma

Listing courtesy of ENRG Realty.

$499,999
3 Beds ⋅ 3 Baths ⋅ 2571760 MLS ⋅ ACTIVE Status
Welcome home to this move-in-ready, 3-bedroom, 2.5-bath home with a fully fenced backyard and attached two-car garage. Built in 2007 and equipped with air conditioning, this home offers comfortable, low-maintenance living with plenty of space to spread out. Step inside to a vaulted entry, laminate flooring throughout the main level, and fresh new carpet upstairs. The dining area flows into the generous kitchen featuring ample cabinet space and a large pantry for extra storage. Upstairs, the oversized primary suite includes a walk-in closet and private ensuite bath with dual sinks, along with two additional bedrooms and a full bath. Tucked down a private alley and away from the main streets, you'll appreciate the added privacy while still being conveniently located near I-5, shopping, dining, and all the amenities surrounding the Tacoma Mall.

865 S 52nd Street, Tacoma

Listing courtesy of Windermere Prof Partners.

$419,900
3 Beds ⋅ 2 Baths ⋅ 2571826 MLS ⋅ ACTIVE Status
Welcome home! This beautifully remodeled rambler offers comfortable one-level living with 3 bedrooms and 1.75 baths, with extensive updates completed in 2021. The spacious primary bedroom provides plenty of room for comfortable furnishings and features a generous walk-in closet for added storage and convenience. The updated kitchen combines style and functionality with granite countertops, new cabinetry, and a newly installed tile floor, creating a bright and inviting space for everyday living and entertaining. The living room features beautiful hardwood flooring and a cozy wood-burning fireplace, offering a warm and welcoming gathering space. Newer double-pane windows and blinds, new doors, and fresh interior paint throughout. These improvements provide a refreshed look & added comfort while maintaining the home's inviting character. The practical rambler floor plan offers easy one-level living with well-appointed spaces and a comfortable flow throughout the home. Conveniently located near shopping, everyday amenities, freeway access, and Wapato Park, this home provides both convenience & accessibility for today's busy lifestyle. Whether you're a first-time buyer, downsizing, or looking for a move-in-ready home with meaningful updates already completed, this property is ready to welcome its next owner. Don't miss the opportunity to see this inviting home and appreciate the updates, spacious primary suite, comfortable living areas, and convenient location firsthand!

1101 S 72nd Street, Tacoma

Listing courtesy of Windermere RE West Campus Inc.

$345,000
2 Beds ⋅ 1 Baths ⋅ 2571184 MLS ⋅ ACTIVE Status
Don’t miss out on this beautifully updated and affordably priced starter condo! This spacious two-story unit features 2 large bedrooms, 1 full bathroom, and a private detached garage for each unit. Recent upgrades include brand-new carpet, stylish new cabinets, sleek countertops, and modern vanities—making it move-in ready with a fresh, contemporary feel. Conveniently located near major freeways, shopping centers, restaurants, schools, and more, this home is perfect for first-time buyers. This is one of the last 2 remaining units for resale.

4032 A S Puget Sound Avenue Unit #1, Tacoma

Listing courtesy of Every Door Real Estate.

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