South Kitsap Homes with Assumable Terms

South Kitsap Homes with Assumable Terms

South Kitsap, located in Port Orchard, Washington, is a vibrant neighborhood that offers a perfect blend of natural beauty and modern amenities. Situated in Kitsap County, this area is known for its picturesque landscapes, family-friendly communities, and a strong sense of community.

One of the unique features of homes in South Kitsap is the availability of assumable terms. Assumable terms refer to a type of mortgage loan that allows the buyer to take over the seller's existing mortgage, including its interest rate and terms. This can be a great advantage for homebuyers, as it provides them with an opportunity to secure a mortgage with favorable terms, potentially saving them money in the long run.

In South Kitsap, homes with assumable terms are highly sought after, as they offer a convenient and cost-effective way to purchase a property. Buyers can avoid the hassle of applying for a new mortgage and potentially benefit from lower interest rates. Additionally, assumable terms can be particularly beneficial in a rising interest rate environment, as buyers can lock in a lower rate.

Living in South Kitsap means having access to a wide range of amenities and recreational opportunities. The neighborhood boasts excellent schools, parks, and recreational facilities, making it an ideal place for families. Residents can enjoy outdoor activities like hiking, boating, and fishing, thanks to the area's proximity to the Puget Sound and the stunning Olympic Mountains.

With its charming neighborhoods, beautiful scenery, and the option for homes with assumable terms, South Kitsap is a fantastic place to call home. Whether you're a first-time homebuyer or looking to upgrade, this neighborhood offers a unique blend of affordability and quality of life.

Newest South Kitsap Homes with Assumable Terms

$400,000
3 Beds ⋅ 2 Baths ⋅ 2549311 MLS ⋅ ACTIVE Status
Welcome to Winchester Village. This amazing community is bringing you another wonderfully appointed 3 bed 2 bath home with wide open living areas and spacious bedrooms. Enter the home and wander through the living room into the great room styled dining and family room where you can bathe in the warmth from the stove or in the natural light pouring through the coved windows of the dining room. Outside you will find that the home is wrapped in a larger than expected level and open yard ready for your gardening or landscaping dreams.

2382 Hastings Lane SE, Port Orchard

Listing courtesy of Keller Williams West Sound.

$725,000
4 Beds ⋅ 4 Baths ⋅ 2550888 MLS ⋅ ACTIVE Status
Welcome home! This better-than-new private greenbelt home is ready for its next owner. From the moment you walk in, the meticulous care is evident. Plantation shutters, heat pump/AC, garden space, freshly stained fencing, new shed, and a terraced side yard with steps elevate both the home and your lifestyle. Featuring just shy of 3,000 sqft, 4 beds, 3.25 baths, and natural light throughout, there is space for everyone in an extremely smart layout. The main floor is open yet distinct and is a true showstopper. Imagine mornings on the covered patio, sipping coffee while listening to the birds sing. Upstairs offers a bonus loft, 3 bedrooms, and 2 full baths, including the primary suite. The basement features tall ceilings, another bonus/living room, and an entire junior suite with its own 3/4 bath. This home is a hidden gem on a private cul-de-sac with only 11 homes. Set on the east side of Port Orchard with quick access to Southworth, Manchester, and the Port Orchard waterfront, this location delivers the best of South Kitsap living. Enjoy nearby ferry access to Seattle, waterfront dining and marina activity along Bay Street, the small-town charm of Manchester, and outdoor recreation at Banner Forest, Manchester State Park, Howe Farm Park, Long Lake Park, and South Kitsap Regional Park. With Hwy 16 and Sedgwick nearby, commuting through Gig Harbor, Tacoma, and the greater Puget Sound region is simple. Hurry! Ask about our VA assumable loan for eligible buyers at 4.99%

6479 Halyard Circle SE, Port Orchard

Listing courtesy of Keller Williams Realty PS.

$790,000
3 Beds ⋅ 3 Baths ⋅ 2539642 MLS ⋅ ACTIVE Status
Brand new roof installed! Coveted Sea and Mt. Rainier view home in beautiful Olalla! Established and quiet neighborhood. One of the development’s premium lots with an oversized flat backyard and direct access to the Puget Sound. Walk out the back gate to a meandering paved path down to the beautifully maintained pavilion, dock and boat launch. Continue on to the beach, launch a watercraft, or simply admire the views and wildlife! Inside you will find a beautifully remodeled open concept home with bamboo flooring, Custom railings, Quartz countertops, Huge great room on main floor. The backyard includes a sports court, and hot tub! Plenty of room for additions like a boat garage, shop or gazebo addition that overlooks the water! Amazing views from inside and outside the house! Minutes to Olalla Bay market, Olalla winery events, downtown Gig Harbor and Seattle/Vashon ferries for easy commute.

15106 Starr Place SE, Olalla

Listing courtesy of Keller Williams South Sound.

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