Silver Beach Homes with FHA Terms

Silver Beach Homes with FHA Terms

Welcome to Silver Beach, a charming neighborhood nestled in the heart of Bellingham, Washington. Located in Whatcom County, Silver Beach offers a tranquil and family-friendly atmosphere for residents to call home. With its close proximity to the city and an array of amenities, it's no wonder why this neighborhood is highly sought after.

Silver Beach is known for its picturesque surroundings, with lush greenery and beautiful views of Lake Whatcom. Residents can enjoy leisurely walks along the neighborhood's tree-lined streets or take advantage of the numerous parks and trails nearby. The community also boasts excellent schools, making it an ideal choice for families with children.

One of the standout features of Silver Beach is the availability of homes with FHA terms. The Federal Housing Administration (FHA) offers loans that are backed by the government, providing homebuyers with more flexible financing options. With FHA terms, buyers can benefit from lower down payments, competitive interest rates, and lenient credit requirements.

Whether you're a first-time homebuyer or looking to upgrade to a larger property, Silver Beach offers a range of housing options to suit every need. From cozy bungalows to spacious family homes, there's something for everyone in this vibrant neighborhood.

Don't miss out on the opportunity to make Silver Beach your home. Experience the best of Bellingham living with its friendly community, scenic surroundings, and convenient access to amenities. Contact a local real estate agent today to explore the available homes in Silver Beach and discover the perfect place to call your own.

Newest Silver Beach Homes with FHA Terms

$599,000
3 Beds ⋅ 2 Baths ⋅ 2566336 MLS ⋅ ACTIVE Status
Located in Tweed Twenty, just minutes from Barkley Village, welcome home to this charming 3-bedroom, 1.5-bath gem, situated on a lovely corner lot! This move-in ready home has been thoughtfully updated, featuring new cement plank siding and fresh exterior paint (2023), new gas H/W heater (2020), a brand-new front porch deck (2026), and new carpet throughout the upper level (2026). Inside, enjoy an open, inviting layout with a cozy wood burning fireplace, perfect for those cold & rainy PNW days. The fully fenced backyard boasts an abundance of garden space; perfect for relaxing and entertaining! The large attached garage offers convenient covered parking and storage. This home is ideally located just minutes from Silver Beach and close to the shopping, dining and entertainment that Barkley Village has to offer. Enjoy the ease of no HOA's, while still being near it all! Whether you are a first-time buyer, downsizing, or looking to plant roots in a fantastic community, this home has it all!

1359 Welling Road, Bellingham

Listing courtesy of Windermere RE North, Inc..

$1,025,000
4 Beds ⋅ 3 Baths ⋅ 2561008 MLS ⋅ ACTIVE Status
Tucked away at the end of a peaceful cul-de-sac, this home perfectly balances timeless charm with the high-end functionality today’s lifestyle demands. From the moment you step inside, the soaring cathedral ceilings and effortless flow create an atmosphere that is both grand & welcoming. The heart of the home is a chef-inspired kitchen: natural stone countertops, gas range and a generous walk-in pantry for effortless organization. Whether you're hosting a party or enjoying a quiet night in, the space transitions seamlessly to the rest of the main floor. The primary suite serves as a true sanctuary, complete with a/walk-in closet, spa-like ensuite w/a deep soaking tub and glass-walled shower. Four well-sized bedrooms plus a versatile office that can serve as a 5th bedroom, there is plenty of space for your specific needs. Outside, the backyard has been meticulously designed for year-round enjoyment. Start your mornings with a coffee and a book on the back deck, and end your evenings retreating to the hot tub, nestled behind a privacy wall for ultimate relaxation. Storage shed & the garage is ready for EV charging. Location is everything, and this home delivers. You’re perfectly positioned to enjoy the amenities of Barkley Village, along with easy access to extensive trail systems, and the public beach access at Lake Whatcom. Pre-inspected and maintained to perfection- Huge Bonus to Buyer with a Seller incentive towards closing costs!

1460 Sunnybrook Lane, Bellingham

Listing courtesy of COMPASS.

$895,000
4 Beds ⋅ 3 Baths ⋅ 2558514 MLS ⋅ ACTIVE Status
Welcome home to Silver Beach — a neighborhood people wait years to get into. This nearly 2,600 sqft home checks every box: a lower level ready-made for an extended living suite, a long list of recent updates, and true move-in-ready condition.South-facing and full of light, the home opens onto an expansive covered deck with foothill views that shift with the seasons. Upstairs, the primary bedroom features a brand-new ensuite bath, while the recently remodeled chef's kitchen flows into a vaulted-ceiling living room and wraps around to the deck — an easy layout for everyday living and entertaining alike.Downstairs offers two large bedrooms, a 3/4 bath, and plenty of extra space to make your own.This one's truly turnkey: luxurious primary bath, chef's kitchen, newer roof and siding, A/C, gas fireplace, and more.And the location delivers, too — a private community park just a block away, with the lake, Barkley, LakeLine, and miles of trails and parks all just minutes out.Homes like this don't sit long. Come see it in person before it's gone.

4215 Northridge Way, Bellingham

Listing courtesy of Muljat Group.

$700,000
4 Beds ⋅ 3 Baths ⋅ 2552145 MLS ⋅ ACTIVE Status
Extremely well-maintained & move-in ready 1,956 SF home offering 4 bedrooms & 2.5 bathrooms on a spacious 9,148 SF lot. Bright & sunny throughout, this home features vaulted ceilings & an inviting, functional layout where the living room, dining area & kitchen flow seamlessly together, ideal for both everyday living & entertaining. Recent interior updates include fresh paint, new trim & new countertops, complemented by stainless steel appliances, abundant cabinet space & pantry closet for added storage. All bathrooms have been refreshed with new flooring, toilets, hardware & countertops (new vanity in lower level bathroom). Enjoy easy access to the back deck off the dining area, creating a perfect indoor-outdoor connection. Upstairs you'll find 3 bedrooms, including a comfortable & private primary suite with 3/4 en-suite bath. Lower level offers a generous family room, 4th bedroom, 3/4 bathroom & laundry room, ideal for guests, multi-generational living or home office setup. Two-car garage provides convenience & extra storage. Fenced backyard plus a separate side yard offering excellent outdoor flexibility. Two decks provide great entertaining space, including one with hot tub access for year-round enjoyment. Additional features include dedicated gardening space, shed & concrete pad ideal for a sport court or play area. Located in a highly desirable area close to trails, Barkley Village, shopping & schools, this home offers both comfort & convenience in a fantastic setting.

3881 Magrath Road, Bellingham

Listing courtesy of Windermere RE Whatcom, Inc..

$615,990
4 Beds ⋅ 2 Baths ⋅ 2552015 MLS ⋅ ACTIVE Status
Welcome to 3990 Roma Ct — Bellingham Living at Its Best! Tucked away on a peaceful cul-de-sac, this home offers the rare combination of privacy and unbeatable convenience. With minimal through-traffic and a true neighborhood feel, it's the perfect setting for anyone craving quiet without sacrificing access to everyday essentials. Squalicum High School and Northern Heights Elementary are both within walking distance, putting top-rated education right at your doorstep. The friendly neighbors and true sense of place make this a wonderful community to call home. Step outside to a beautiful garden with fruit trees — peaches, plums, apples, Asian pears, and cherries — bursting with blossoms each spring and delivering a bountiful harvest come summer. Inside, skylights bring in an abundance of natural light, while the two-car garage offers handy overhead storage. Shopping, dining, and everyday amenities are just minutes away, so groceries, coffee shops, and restaurants are always within easy reach. The home also comes with a newer hot water heater and furnace, both installed within the last few years, offering added value and efficiency. This is more than a house — it's a lifestyle. Enjoy the tranquility of cul-de-sac living paired with the convenience of being close to it all. Don't miss your chance to call 3990 Roma Ct home!

3990 Roma Court, Bellingham

Listing courtesy of Petz Real Estate.

$1,200,000
3 Beds ⋅ 2 Baths ⋅ 2546450 MLS ⋅ ACTIVE Status
Nestled in Bellingham's highly desirable Silver Beach neighborhood, this inviting home offers the perfect blend of comfort, privacy, and lifestyle. Enjoy glimpses of beautiful Lake Whatcom just across the street while relacing in a peaceful setting surrounded by mature landscaping. Inside you'll find spacious living areas with vaulted ceilings, skylights, and multiple fireplaces that create a warm, welcoming atmosphere. The kitchen and versatile bonus room opens to an expansive Trex deck, making indoor-outdoor living effortless and providing the perfect space for entertaining or simply enjoying the serene backyard. The private yard is a true retreat, fully fenced in, featuring fruit trees, garden space, and plenty of room for entertaining. Additional highlights include RV parking, an attached garage, and a sought-after location just minutes from parks, school, trails, shopping and all that Bellingham has to offer. Whether you're hosting summer barbecues on the deck or enjoying peaceful mornings with lake views, this Silver Beach gem is ready to welcome you home.

727 Poplar Drive, Bellingham

Listing courtesy of Keller Williams Western Realty.

$729,000
3 Beds ⋅ 2 Baths ⋅ 2540411 MLS ⋅ ACTIVE Status
Mid-century modern single-level home in Silver Beach! Situated on a sunny, flat, fenced 10,000+ sq.ft. lot. Enjoy relaxing evenings on the spacious back deck overlooking the large yard and mature trees. Charming kitchen features high-end appliances, including a new stovetop, refrigerator, and dishwasher. Hardwood floors extend throughout the living room and bedrooms, adding warmth and character. Spacious living room features a stunning floor to ceiling brick wood-burning fireplace and large picture window that fills the space with natural light. Large rec room offers endless possibilities for a media room, play space, home office, or guest retreat. Recent upgrades include fresh exterior paint, new paved driveway, new washer/dryer and a new electrical panel. Up the street from Big Rock Garden Park, directly across from the Whatcom Falls trail system, and minutes to Bloedel Donovan Park, Lake Whatcom, and neighborhood favorites. This sought-after location offers the perfect blend of recreation, nature, and convenience.

2600 Sylvan Street, Bellingham

Listing courtesy of Hansen Group Real Estate Inc.

$689,000
3 Beds ⋅ 2 Baths ⋅ 2538053 MLS ⋅ ACTIVE Status
Welcome to Olympic Place, on the south side of Bellingham's popular Silver Beach neighborhood! Emerald trees offer privacy for the fenced front yard. Open floor plan for the great room, providing layout options for dining, living and work/rec areas.  Don't miss the new sauna in the backyard! Recent upgrades include a new roof, new attic insulation & upgraded venting. Full kitchen remodel in 2022. Bathrooms remodeled with new marmoleum flooring (ecofriendly & nontoxic). Crawlspace cleaned, reinsulated & new vapor barrier. 5-min pedal to Lookout Mtn trail network & Galbraith connectors. Close to Whatcom Falls Park, Bloedel-Donovan & Euclid Park, Lafeen’s and LakeLine, and just 10-15 mins’ drive to all that Bellingham has to offer.

1804 Olympic Place, Bellingham

Listing courtesy of Bellingham Real Estate Company.

$819,900
4 Beds ⋅ 3 Baths ⋅ 2528691 MLS ⋅ ACTIVE Status
IMPROVED PRICE – NOW $819,900! Spacious 4-bedroom home with 2,569 SF in Bellingham's desirable Silver Beach neighborhood, featuring a level, fully fenced backyard, huge patio and exceptional indoor/outdoor living. Tucked along a tree-lined residential street with a welcoming neighborhood feel, this special pocket of Bellingham feels connected while still being close to everything. Vaulted ceilings, large windows and an open layout create bright, spacious living areas. The kitchen flows into the family room with a gas fireplace and easy access to the backyard. Upstairs you'll find four true bedrooms, convenient laundry and a spacious primary suite with private bath. Enjoy convenient access to Silver Beach Elementary via a nearby walking trail, with Whatcom Middle and Squalicum High also nearby. Just minutes to Barkley shopping, dining and amenities, with easy I-5 access while offering a residential setting that feels tucked away from the city. An exceptional combination of space, location, outdoor living and value!

4005 Springland Lane, Bellingham

Listing courtesy of The Joseph Group.

$689,000
4 Beds ⋅ 3 Baths ⋅ 2519313 MLS ⋅ ACTIVE Status
PRICE IMPROVEMENT! $10,000 SELLER-PAID CREDIT TO BUYER toward closing costs or a rate buy-down. Plus, a 1% lender credit is offered through preferred lender Amy Baker with Movement Mortgage. Welcome to this well-maintained split-level home in the sought-after Silver Beach neighborhood! Built in 1993, this 4-bedroom, 2.5-bath home offers 1,827 square feet of comfortable, thoughtfully designed living space. Set on a large lot, the fully fenced backyard provides a private retreat perfect for relaxing, entertaining, and enjoying the Pacific Northwest lifestyle. Dual decks extend from both levels, creating great indoor-outdoor flow and offering views of the well-kept backyard. Inside, you'll find an inviting atmosphere highlighted by vaulted ceilings, rich hardwood floors, and a cozy gas fireplace upstairs. The well-appointed kitchen features granite countertops and plenty of workspace, while skylights and generous windows bring natural light throughout the home. Enjoy the incredible Silver Beach location with Lake Whatcom just a short walk away, plus easy access to trails for hiking, walking, and exploring the outdoors. You're also just minutes from the shopping, dining, and amenities of Barkley Village, giving you the perfect blend of peaceful neighborhood living and convenience. With a price improvement and exceptional buyer incentives, this is an opportunity you won't want to miss! Come discover why Silver Beach is one of Bellingham's most desirable neighborhoods.

3613 N Grace Lane, Bellingham

Listing courtesy of Windermere RE Whatcom, Inc..

Start Your Search
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.