Shoreline Homes with FHA Terms

Shoreline Homes with FHA Terms

Shoreline: A Charming Neighborhood in King County, Washington

Nestled in the heart of King County, Washington, Shoreline is a charming city that offers a wonderful place to call home. With its close proximity to Seattle and stunning natural beauty, this neighborhood has become a highly sought-after location for homebuyers.

Shoreline boasts a diverse community and a wide range of amenities that cater to every lifestyle. From beautiful parks and recreational areas to excellent schools and shopping centers, residents here enjoy a high quality of life. The neighborhood also offers a variety of dining options, entertainment venues, and cultural attractions, ensuring there is always something exciting to do.

One of the advantages of living in Shoreline is the availability of homes with FHA terms. The Federal Housing Administration (FHA) provides mortgage insurance on loans made by FHA-approved lenders, making it easier for buyers to qualify for a mortgage. This can be particularly beneficial for first-time homebuyers or those with lower credit scores.

Whether you're looking for a cozy single-family home, a modern townhouse, or a spacious condominium, Shoreline has a wide range of housing options to suit your needs. With FHA terms available, purchasing your dream home in this neighborhood can be a reality.

If you're seeking a vibrant community with a convenient location and a variety of housing choices, Shoreline is the perfect place to settle down. Experience the beauty and charm of this wonderful neighborhood and start creating lasting memories in your new home.

Newest Shoreline Homes with FHA Terms

$725,000
4 Beds ⋅ 2 Baths ⋅ 2575417 MLS ⋅ ACTIVE Status
[CLASSIC SEATTLE CHARM meets PRIME LOCATION] in your 4 BEDROOM single story floor plan on a very quiet and desirable street and zoned for one of the top elementary schools in the state. Just a few blocks from I-5 and on a street with no thru access, enjoy peace and quiet in a community that has seen very little turnover in many, many years. The charm radiates throughout with classic wood beam vaulted ceilings, tons of windows that pour in natural light, a wood burning fireplace to cozy up to on winter nights and a great 4 bedroom layout offers flexibility for the option of a home office while still maintaining 3 true bedrooms. Located on a large, fully fenced level lot with mature trees, the backyard is perfect for entertaining with a large concrete patio, newer covered gazebo and an oversized shed for plenty of storage space. Updates include a newer roof (3yrs old), new interior/exterior paint, new hot water heater, updated kitchen appliances and all plumbing was updated with copper. Don't let this one slip away!

1216 N 172nd Street, Shoreline

Listing courtesy of John L. Scott Snohomish.

$890,000
4 Beds ⋅ 4 Baths ⋅ 2575416 MLS ⋅ ACTIVE Status
Welcome to one of seven new construction townhomes available for sale in a thoughtfully designed Shoreline community! Depending on construction stage, buyers may have the opportunity to personalize select finishes and features, including flooring, paint colors, and kitchen cabinetry. This spacious 4-bedroom, 3.5-bath home offers modern design, quality craftsmanship, and thoughtful features throughout. Built with premium Douglas fir wood and triple-pane windows, this home is designed for comfort and efficiency. The open-concept main level features white cabinetry, a wood island, quartz countertops, and a spacious balcony ideal for outdoor entertaining. A second living room/bonus space provides flexibility for a media room, home office, or additional gathering area. Mini-split heating and cooling is provided in every bedroom and the main living area for year-round comfort. The primary suite features a private balcony, walk-in closet, dual sinks, and a beautifully tiled shower. Additional highlights include EV and solar ready, a fully fenced yard, hot & cold hose bibs, and a finished 2-car garage. Built Green 4-Star certified, and no HOA! Conveniently located near two light rail stations, I-5, shopping, restaurants, schools, and parks. Estimated completion Dec. 2026–Jan. 2027. Photos are renderings intended to illustrate the planned design and finishes; actual finishes, colors, and details may vary.

19641 20th Avenue NE, Shoreline

Listing courtesy of Dalton Wade, Inc..

$799,950
4 Beds ⋅ 3 Baths ⋅ 2575061 MLS ⋅ ACTIVE Status
Set in Shoreline’s vibrant North City area, this townhome lives larger than most—offering a rare, roomy feel that’s hard to find in today’s market. Natural light and an easy, flowing layout create a welcoming everyday backdrop, with plenty of space to spread out, stay organized, and entertain comfortably. One standout feature: a true bedroom on the main level—ideal for guests, a quiet home office, or a flexible retreat without needing stairs. Upstairs, additional spaces feel thoughtfully separated, giving everyone room to recharge while keeping gathering areas connected and inviting. You’ll also appreciate the practical touches that make townhome living easier, from generous storage to a layout designed for real life. Location is a major win. Quick I-5 access makes commuting straightforward, and having the Shoreline North/185th light rail station nearby puts the region within easy reach—whether you’re headed downtown, to the airport, or across the Eastside. Daily errands are effortless with Safeway just minutes away, plus nearby favorites like Town & Country Market, local cafes, and dining along 15th Ave NE. When you want fresh air, Hamlin Park’s wooded trails are close for an easy escape. Nearby top-rated school options include Meridian Park Elementary, Kellogg Middle School, and Shorecrest High School. Come see how spacious living, flexible design, and unbeatable connectivity come together in one great Shoreline home. NO HOA! PRE-INSPECTED!!

18309 11TH Avenue NE Unit #B, Shoreline

Listing courtesy of eXp Realty.

$735,000
2 Beds ⋅ 3 Baths ⋅ 2565369 MLS ⋅ ACTIVE Status
Modern, impeccably maintained and truly move-in ready, this exceptional townhome offers the perfect blend of contemporary design, quality craftsmanship, and unbeatable commuter convenience. Featuring 2 spacious bedrooms and an open-concept floor plan filled with natural light, this home lives larger than expected. The chef's kitchen is the heart of the home with abundant cabinetry, generous prep space, and an ideal layout for entertaining, flowing seamlessly into the designated dining area and inviting living room. Upstairs, the primary suite offers a walk-in closet with a custom built-in organizer for exceptional storage and functionality. Enjoy morning coffee, evening sunsets, or entertaining guests on the private rooftop deck with territorial views and ample space for grilling and lounging. The oversized tandem garage provides incredible versatility with room for two vehicles, a home gym, workshop, additional storage, or future potential to reimagine the space as a home office or third bedroom (buyer to verify). Too many thoughtful upgrades and improvements to list, showcasing meticulous pride of ownership throughout. Ideally located within walking distance to light rail, with quick access to I-5, major employers, shopping, restaurants, parks, and neighborhood amenities, this truly turnkey home offers the perfect combination of lifestyle, flexibility, and convenience in one of Seattle area's most connected locations.

2150 N 147th Street Unit #E, Shoreline

Listing courtesy of eXp Realty.

$875,000
3 Beds ⋅ 3 Baths ⋅ 2563271 MLS ⋅ ACTIVE Status
Welcome to this well-maintained 3-bedroom, 1.75 bath in a desirable Shoreline neighborhood. This inviting split-level residence offers comfortable living spaces, abundant natural light and a practical floor plan for everyday living. The main level features a bright living room, dining area and functional kitchen while the partially finished lower level provides additional living space for a home office, guest suite or recreation area. The utility room includes a toilet and sink. A new gas water heater and furnace were installed 3-4 years ago. Step outside on the deck to enjoy the fully fenced backyard which is ideal for pets, play, gardening and outdoor entertaining. The property also includes an attached two-car garage which has a work bench. Mature landscaping adds privacy and curb appeal. Conveniently located near parks, shopping, dining, Spartan Rec Center, light rail and bus routes. This home offers a perfect blend of comfort, functionality and accessibility.

1839 N 185th Street, Shoreline

Listing courtesy of HomeSmart One Realty.

$1,250,000
2563642 MLS ⋅ ACTIVE Status
The Foundation Group is pleased to present the Shoreline 4-unit Apartments. Located in the desirable Ballinger neighborhood of Shoreline, 19837 25th Ave NE offers residents a quiet residential setting with outstanding access to employment centers, shopping, recreation, and transportation. Positioned just minutes from Interstate 5, the property provides an easy commute to Downtown Seattle, Bellevue, Lynnwood, and the greater Eastside. This well maintained 4 unit is ready for the next owner to capitalize on modernizing the units through a value add plan.

19837 25th Avenue NE, Shoreline

Listing courtesy of The Foundation Group LLC.

$775,000
3 Beds ⋅ 4 Baths ⋅ 2559853 MLS ⋅ ACTIVE Status
Exceptional 5 degrees community resale. Like new 3 bed, 4 separate bathroom townhome with a stunning rooftop deck. Owner added many custom built ins for storage and in the closets. Huge windows with tons of natural light. Energy efficient ductless heat pumps for heat and A/C. Bedroom on the main has ensuite and could be used as second master or guest room while the main master has the top floor views. Private garage on main floor. It has that classic Brooklyn Brownstone feel wrapped in a modern package. Right around the corner from the light rail and I5, yet far enough away for peace and quiet.

14704 Meridian Avenue N Unit #B, Shoreline

Listing courtesy of KW Everett.

$1,350,000
4 Beds ⋅ 4 Baths ⋅ 2558968 MLS ⋅ ACTIVE Status
Exceptional versatility defines this beautifully updated Shoreline home on an over 1/4-acre parcel, highlighted by an impressive 1,400 sq. ft. finished detached garage, shop and studio with an adjoining covered patio. This substantial detached space offers exceptional flexibility for a workshop, large garage, hobby space, studio, equipment or vehicle storage, home projects, or additional workspace. Inside the home, hardwood floors, vaulted wood ceilings and a cozy loft create warmth and character throughout. The spacious kitchen features a 36-inch gas range, dual sinks, oversized island and an open connection to the main entertaining spaces. Each bedroom includes a private en-suite bathroom. A newer roof adds to the home's thoughtful updates, while multiple patios and a fully fenced backyard extend the usable space outdoors. A distinctive Shoreline property offering a rare combination of an updated home, large detached garage/shop, finished studio space and generous lot.

1620 N 183rd Street, Shoreline

Listing courtesy of Portico Real Estate.

$588,000
3 Beds ⋅ 2 Baths ⋅ 2558945 MLS ⋅ ACTIVE Status
Modern updates. Unbeatable convenience. Only 4-minutes to the 145th Street Light Rail Station, this beautifully updated townhome offers the ideal blend of style, functionality, and connectivity in one of Shoreline's most exciting growth corridors. Fresh paint, new flooring throughout, new countertops, and upper-level bath w/heated floors all create a polished, move-in ready experience. This 3 bed/2 bath 1,267 sq foot home has a small HOA w/only 9 units! Modern updates. Unbeatable convenience. The main level is designed for both entertaining and daily life, featuring an open-concept layout that flows seamlessly from the living area to the kitchen and dining space. Step outside to the private balcony off the kitchen—perfect for morning coffee, summer grilling, or unwinding at the end of the day. Upstairs, two spacious bedrooms provide a comfortable retreat, while the lower-level third bedroom offers exceptional flexibility for guests, a home office, gym, or roommate setup. With direct access to a private patio, the lower level creates a space that feels separate and functional. Whether you're commuting, working from home, or simply looking for a low-maintenance lifestyle this home is the one waiting for you. Oh! and ask about an assumable rate!

14534 12th Avenue NE, Shoreline

Listing courtesy of COMPASS.

$949,500
4 Beds ⋅ 4 Baths ⋅ 2553545 MLS ⋅ ACTIVE Status
Superior new construction in Shoreline! 3 standalone homes, all spacious with 4 bedrooms, 4 baths, and flex room, ideal for extended living or those who simply want more space. Light and bright with 9' ceilings, intelligent design and superior finishes. Ground level includes separate living quarters with bedroom, full bath, living room and extensive kitchenette. On the 2nd level, great flow between living room and modern chef's kitchen w/shaker cabinets, quartz countertops and stainless appliances. Don't miss the butler's pantry with even more cabinet and counterspace along with a built-in desk area. Also on the 2nd level, full size laundry room and a west facing covered porch. On the 3rd level, a large primary suite with primary bath and walk-in custom closet. 2 more well sized bedrooms and a full bath with double sinks and custom tile tub surround. Stylish engineered hardwoods throughout including staircase treads and risers. A 2 car garage that is EV ready and efficient mini-split heating/cooling throughout. You'll love the close-in, transit friendly, Shoreline location just 5 minutes (one mile) to parking supported light rail station and I-5. Award winning Shoreline schools, all walkable! Steps to bus lines 65 and 348. Last but not least, a 2-10 warranty provided at no cost to buyer.

1516 NE 147th Street, Shoreline

Listing courtesy of Real Property Associates, Inc..

$999,990
4 Beds ⋅ 4 Baths ⋅ 2551794 MLS ⋅ ACTIVE Status
Superior new construction in Shoreline! 3 standalone homes, all spacious with 4 bedrooms, 4 baths, and flex room, ideal for extended living or those who simply want more space. Light and bright with 9' ceilings, intelligent design and superior finishes. Ground level includes separate living quarters with bedroom, full bath, living room and extensive kitchenette. On the 2nd level, great flow between living room and modern chef's kitchen w/shaker cabinets, quartz countertops and stainless appliances. Don't miss the butler's pantry with even more cabinet and counterspace along with a built-in desk area. Also on the 2nd level, full size laundry room and a west facing covered porch. On the 3rd level, a large primary suite with primary bath and walk-in custom closet. 2 more well sized bedrooms and a full bath with double sinks and custom tile tub surround. Stylish engineered hardwoods throughout including staircase treads and risers. A 2 car garage that is EV ready and efficient mini-split heating/cooling throughout. You'll love the close-in, transit friendly, Shoreline location just 5 minutes (one mile) to parking supported light rail station and I-5. Award winning Shoreline schools, all walkable! Steps to bus lines 65 and 348. Last but not least, a 2-10 warranty provided at no cost to buyer.

1508 NE 147th Street, Shoreline

Listing courtesy of Real Property Associates, Inc..

$925,000
2 Beds ⋅ 1 Baths ⋅ 2534333 MLS ⋅ ACTIVE Status
Builder and Developer Alert! Exceptional development opportunity in Shoreline! This rare offering includes an NR2-zoned parcel on a flat, usable site situated at the end of a quiet dead-end street. The property currently features a 2-bedroom, 1-bath home, providing potential rental income or interim occupancy while future development plans are pursued. Utilities have already been extended to the rear portion of the property, creating an attractive opportunity for two additional residential homes. Significant site improvements have already been completed, including curb, sidewalk, two electrical meters, and driveway access to the rear lots. Based on a preliminary meeting with the City of Shoreline, the site may support up to nine residential units if the existing home is removed. Buyers are encouraged to conduct their own due diligence and verify all development potential, zoning requirements, density allowances, and permitted uses with the city. Whether you're a builder, developer, or investor, this unique double-parcel property offers exceptional flexibility, valuable infrastructure improvements, and significant upside potential in one of Shoreline's most sought-after locations. Development-ready opportunities with this level of preparation and potential are increasingly difficult to find.

18824 Midvale Avenue N, Shoreline

Listing courtesy of Windermere Real Estate/East.

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