Seattle Homes with VA Loan Terms

Seattle Homes with VA Loan Terms

Seattle, Washington, is a vibrant and diverse city located in King County. Known for its stunning natural beauty, thriving tech industry, and rich cultural scene, Seattle offers a unique and exciting lifestyle for residents.

Nestled in the heart of the Pacific Northwest, Seattle boasts breathtaking views of the Puget Sound and the majestic Olympic Mountains. The city is also home to a plethora of outdoor activities, including hiking, biking, and boating, making it an ideal destination for nature enthusiasts.

Seattle's real estate market is equally impressive, with a wide range of housing options to suit every taste and budget. Whether you're looking for a cozy condo in the bustling downtown area or a spacious family home in one of the city's charming neighborhoods, Seattle has something for everyone.

If you're a veteran or active-duty military member, you'll be pleased to know that there are excellent options for purchasing a home in Seattle with VA loan terms. VA loans offer competitive interest rates and flexible financing options, making homeownership more accessible for those who have served our country.

With a VA loan, you can enjoy the benefits of low or no down payment, no private mortgage insurance requirement, and favorable loan terms. This can help make your dream of owning a home in Seattle a reality.

Whether you're drawn to Seattle for its stunning natural surroundings, thriving job market, or vibrant cultural scene, this city has something to offer everyone. And with the option of using a VA loan to purchase your home, you can take advantage of favorable terms and make Seattle your own.

Newest Seattle Homes with VA Loan Terms

$949,000
2 Beds ⋅ 2 Baths ⋅ 2570620 MLS ⋅ ACTIVE Status
Spectacular Lake Union, city skyline & mountain views take center stage in this luxury Wallingford townhouse! The open main level boasts a stylish modern kitchen with quartz countertops, custom cabinetry & oak hardwoods, highlighted by a dramatic vaulted ceiling detail and floating staircases. The unique lower level features a separate private entrance, generous bedroom, full bath & flex space—perfect for an Airbnb, long-term tenant, or multi-generational setup. Unwind in the spa-inspired primary suite or on the expansive private rooftop deck capturing front-row sunset views. Complete with a rare secure underground garage! Steps to Gas Works Park, local boutiques, coffee shops & quick SLU access.

3920 1st Avenue NE Unit #C, Seattle

Listing courtesy of Redfin.

$745,000
3 Beds ⋅ 3 Baths ⋅ 2572164 MLS ⋅ ACTIVE Status
Presale opportunity in a private three-cottage community in Seattle’s Bitter Lake neighborhood! This thoughtfully designed new construction home offers 3 bedrooms, 3 bathrooms and 1,089 sq ft of efficient, modern living, plus an approximately 200 sq ft private garage. The open-concept main level is designed for everyday living and entertaining, featuring a fireplace and seamless connection to your private patio and expansive approximately 2,600 sq ft yard area a rare amount of outdoor space for new construction in Seattle. A paver driveway adds to the finished, residential feel of this intimate community. With construction underway and completion anticipated in mid December, buyers who secure the home early will have the unique opportunity to personalize select finishes and design details, allowing you to make the home your own before move in. Enjoy the benefits of brand new construction without sacrificing outdoor space, parking or privacy. Conveniently located in the Bitter Lake community with easy access to Greenwood, Northgate, neighborhood parks, shopping, dining and major commuter routes. An excellent opportunity to secure a new home before completion and have a say in the final look and feel. Photos/renderings may depict proposed finishes and are for illustrative purposes. Estimated completion timing is subject to change.

513 N 122nd Street, Seattle

Listing courtesy of Pellego, Inc..

$765,000
5 Beds ⋅ 3 Baths ⋅ 2571433 MLS ⋅ ACTIVE Status
Discover modern elegance, comfort and convenience in this turn-key stunner. Enter to a light-filled soaring two-story ceiling foyer, hardwood flooring throughout the main floor, fresh new interior paint and new plush carpeting throughout. Open concept great room offers seamless connection and easy flow between the living room, dining and gourmet kitchen. Delightful kitchen with sleek quartz countertops, sparkling stainless appliances, shaker cabinetry with crown molding, full-height stone-tiled backsplash & elegant pendant lighting. Rare main floor bedroom and 3/4 bathroom offers optimal convenience for multi-generational living or for stair-free easy living. Primary bedroom upstairs with an expansive well-appointed walk-in closet can also be used as a private den/home office, home gym or hobby room. Luxurious en-suite primary bathroom with dual sinks, relaxing soaking tub, step-in shower, and separate water closet. 3 additional bedrooms + full bathroom with quartz counters. Spacious upstairs loft offers additional versatile use & utility room with newer 2023 washer/dryer set finish out upstairs. New lush vibrant lawn on a sprawling flat lot for outdoor entertainment and enjoyment. Contemporary design and style without the HOA & sewer capacity charge! Located on a quiet street in a commuter’s ideal location minutes from SeaTac Airport, Downtown Seattle, Westfield shopping & dining hubs, and a quick hop onto major freeways for an effortless commute to anywhere in the city!

10607 2nd Place SW, Seattle

Listing courtesy of John L. Scott, Inc.

$325,000
2 Beds ⋅ 2 Baths ⋅ 2568520 MLS ⋅ ACTIVE Status
A rare open-concept condo with an expansive, easy-living layout that feels calm, private, and quietly spacious. Direct access into the unit is a true advantage, no long hallways or elevators to navigate. The remodeled kitchen offers abundant storage and a built-in workspace for everyday tasks. Large living and dining areas provide comfortable room to arrange furniture without feeling confined, and the private deck overlooks the in-ground pool and updated clubhouse, an inviting backdrop for morning coffee or evening unwinding. The generous primary suite features custom built-ins, a wide picture window framing beautiful evergreens and rolling green space, ample closet storage, and an attached ¾ bath. The second bedroom, also with a large closet, works well as a guest room or quiet den. A peaceful, well-designed home offering privacy, comfort, and a true sense of retreat.

13265 15th Avenue NE Unit #B10, Seattle

Listing courtesy of Windermere RE North, Inc..

$1,725,000
4 Beds ⋅ 3 Baths ⋅ 2569905 MLS ⋅ ACTIVE Status
Light-filled and full of soul, this beautifully cared-for 1915 Craftsman captures the warmth and character that make Montlake so special. Original mullioned windows, refinished hardwood floors, a formal dining room, and charming sunroom/parlor off the living room create inviting, gracious spaces rarely found in newer homes. Classic period details are thoughtfully preserved throughout, giving the home an unmistakable sense of history and character. Three bedrooms and a full bath are upstairs, with a convenient powder room on the main level. The finished lower level offers a fourth bedroom and full bath, plus a family room, second fireplace, office, and shop space. A skylight brightens the upstairs bath. Major systems have been updated, including a new furnace and water heater, updated plumbing, newer electrical, and added insulation. Outside, a generous deck overlooks a private, mature backyard with rear alley access. A recent zoning change adds long-term potential for the spacious rear yard, including a future garage, DADU, or other improvements, subject to City of Seattle requirements and buyer verification. Just a block from the Montlake Community Center & Playfield and minutes from the Arboretum, Montlake Cut, cafés, UW, SR-520, and downtown. A special Montlake home where original craftsmanship, natural light, and timeless character meet thoughtful updates and future potential.

1624 E McGraw Street, Seattle

Listing courtesy of Mezzanine Properties Inc.

$499,000
1 Beds ⋅ 1 Baths ⋅ 2569844 MLS ⋅ ACTIVE Status
Experience downtown Seattle living from the 21st floor! This stylish 1-bedroom condo offers an open, light-filled layout, private deck and impressive city views. Updated kitchen features stainless steel appliances, complemented by a modern bath and hard-surface flooring throughout. Unbeatable location just moments from Pike Place Market, the waterfront, ferries, Seattle Art Museum, shopping, dining and nightlife. Full-service building amenities include 24/7 concierge, expansive owners lounge with outdoor deck, fitness center, pool, hot tub, sauna, business center and guest suite. Exceptional flexibility for owners and investorsshort-term rentals/Airbnb permitted, no rental cap and pets welcome. Enjoy the best of Seattle right outside your door!

1415 2nd Avenue Unit #2106, Seattle

Listing courtesy of John L. Scott Arlington.

$500,000
2 Beds ⋅ 1 Baths ⋅ 2567316 MLS ⋅ ACTIVE Status
An ideal investment or starter home! This charming 2-bedroom home sits on a large, fully fenced corner lot with an expansive yard, detached shed, and oversized driveway with boat/RV parking. Inside, enjoy updated laminate flooring, a refreshed bathroom, generous living spaces, and ample kitchen storage. Fresh exterior paint and a spacious lot offer exciting future expansion or development potential (buyer to verify). Conveniently located minutes from the airport, shopping, and amenities. Welcome home!

10409 3rd Avenue SW, Seattle

Listing courtesy of Keller Williams Eastside.

$899,000
4 Beds ⋅ 3 Baths ⋅ 2569216 MLS ⋅ ACTIVE Status
Welcome to this amazing North Park new construction home designed for comfortable living and effortless entertaining while boasting luxury designer finishes throughout! Enjoy private outdoor spaces, including a covered patio, fully fenced yard that's perfect for pets, play, or creating your dream retreat. A dedicated parking space is pre-wired for a future EV charger, adding modern convenience. The main level features an expansive kitchen designed for gathering, complete with island seating, a walk-in pantry, gas range and a dedicated bar area. Enter through the side entrance into a functional drop zone with built-in storage cabinets, perfect for keeping everyday essentials organized. The front entry offers additional storage and convenient access to the main-floor. On the second level, you'll find three generously sized bedrooms, a full bathroom with heated floors, and a dedicated laundry room for added convenience. The top floor serves as a private retreat, featuring a versatile bonus room ideal for a home office, media room, fitness space, or additional closet. The primary suite boasts vaulted ceilings, a spacious walk-in closet, and a well-appointed en-suite bathroom with heated floors. Additional highlights include energy-efficient mini-split heating and air conditioning, as well as convenient access to Green Lake, major freeways and highways.

10702 Linden Avenue N, Seattle

Listing courtesy of Coldwell Banker Danforth.

$549,000
2 Beds ⋅ 2 Baths ⋅ 2567848 MLS ⋅ ACTIVE Status
Modern Seattle Living in the Heart of the City Experience stylish, convenient living in Seattle- No HOA! This property has an impressive Walk Score of 95, and is packed with flare with it's beautifully designed 750-square-foot home puts an incredible array of amenities, dining, shopping, and entertainment just steps away. This attached home features 2 bedrooms and 2 full bathrooms, making it an ideal choice for comfortable city living. A stunning spiral staircase serves as the centerpiece of the home, creating a unique architectural touch as it leads to your private rooftop retreat. Upstairs, enjoy a rooftop deck with an enclosed sitting area, perfect for entertaining, relaxing, or enjoying Seattle year-round. Currently operates as a successful AirBNB grossing ~4k/ month. Priced to sell and packed with character, convenience, and standout features, this home is a rare opportunity in the heart of the city. Don’t wait—schedule your private tour today!

1116 13th Avenue Unit #D, Seattle

Listing courtesy of Knipe Realty ERA Powered.

$398,000
1 Beds ⋅ 1 Baths ⋅ 2567706 MLS ⋅ ACTIVE Status
Welcome to Duncan Place, a well-maintained condominium in the heart of Seattle’s vibrant University District. This west-facing residence features an open-concept layout with abundant natural light, a private balcony, and a functional floor plan designed for comfortable everyday living. The well-appointed kitchen flows seamlessly into the living and dining areas, while the spacious bedroom provides a relaxing retreat. Enjoy the convenience of in-unit washer and dryer, reserved garage parking, and a dedicated storage unit. Rare for the building, this home is equipped with air conditioning to keep you comfortable year-round. The building is also fiber internet capable, making it ideal for working from home or high-speed connectivity. Duncan Place offers secure controlled access and a rooftop deck with neighborhood and city views. The pet-friendly community allows up to two pets and has no rental cap, providing exceptional flexibility for both homeowners and investors. Ideally located just blocks from the University of Washington, Trader Joe’s, neighborhood cafés, restaurants, shopping, parks, and the Roosevelt Link Light Rail station, this home offers outstanding convenience with easy access to downtown Seattle, South Lake Union, and beyond. Whether you’re looking for your first home, a low-maintenance city residence, or an investment property, this move-in-ready condo presents an exceptional opportunity in one of Seattle’s most desirable neighborhoods.

4547 8th Avenue NE Unit #504, Seattle

Listing courtesy of Pellego, Inc..

$640,000
2 Beds ⋅ 2 Baths ⋅ 2568137 MLS ⋅ ACTIVE Status
Enjoy all-inclusive living at the highly sought-after University Plaza. This expansive, light-filled residence showcases sweeping mountain views and a spacious private deck, perfect for relaxing and taking in the scenery. The generous primary suite offers a comfortable retreat, while an in-unit washer and dryer adds everyday convenience. Residents enjoy an impressive collection of amenities, including an exercise room, sauna, outdoor pool with cabana and BBQ area, hobby room, rooftop deck, secure garage parking, and guest parking. Ideally located near the University of Washington, groceries, restaurants, shops, theaters, the Farmers Market, medical facilities, library, playfield, tennis courts, and convenient bus lines. Best of all, HOA dues include all utilities except internet, making this an exceptional opportunity for effortless, lock-and-leave living in a prime location.

4540 8th Avenue NE Unit #1605, Seattle

Listing courtesy of John L. Scott R.E.Tacoma North.

$825,000
3 Beds ⋅ 2 Baths ⋅ 2567914 MLS ⋅ ACTIVE Status
Tucked away just off the beaten path in Northgate, this home is walkable to just about everything. Northgate Light Rail is an easy 0.8-mile walk away, and shopping is even closer. This one lives bigger than it looks. With 3 bedrooms, 2 full baths, and 1,880 square feet, there’s room to spread out. The generous 6,930-square-foot lot gives you a private backyard with space to garden, entertain, play, or just hang out. There’s plenty of off-street parking out front, too. The sellers tackled the big-ticket improvements. Both bathrooms have been remodeled, there’s new LVP flooring upstairs and brand-new carpet downstairs, and mini-splits in every room deliver energy-efficient heating and ice-cold air conditioning. The kitchen has granite counters, the downstairs rec room is ready for movies, workouts, guests, or working from home, and the oversized laundry room, complete with a utility sink, offers tons of useful storage. More space than you’d expect, the updates you actually want, and a location that makes everyday life easier.

11526 3rd Avenue NE, Seattle

Listing courtesy of Bushwick.

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