Sandy Point Homes with USDA Loan Terms

Sandy Point Homes with USDA Loan Terms

Welcome to the charming neighborhood of Sandy Point in Ferndale, Whatcom County, Washington. Nestled in the picturesque landscapes of the Pacific Northwest, Sandy Point offers a perfect blend of natural beauty and modern conveniences.

This waterfront community is known for its stunning views of the Salish Sea and the San Juan Islands, making it a haven for nature lovers and outdoor enthusiasts. Residents here enjoy access to a private marina, perfect for boating and water activities, as well as a community clubhouse and golf course.

If you're considering buying a home in Sandy Point, you'll be delighted to know that USDA loan terms are available in this area. This means that eligible homebuyers can take advantage of this government-backed loan program to purchase a property with little to no down payment, making homeownership more accessible and affordable.

Whether you're looking for a cozy cottage by the water or a spacious family home with panoramic views, Sandy Point has a diverse range of real estate options to suit every lifestyle. With its peaceful surroundings, friendly community, and convenient location near Ferndale's amenities, Sandy Point is truly a hidden gem in the heart of Whatcom County.

Come and discover the beauty and tranquility of Sandy Point – where coastal living meets small-town charm!

Newest Sandy Point Homes with USDA Loan Terms

$959,000
3 Beds ⋅ 3 Baths ⋅ 2534963 MLS ⋅ ACTIVE Status
Experience quintessential Pacific Northwest coastal living from this stunning waterfront retreat in Sandy Point. Perfectly positioned on the shores of Lummi Bay, this east-facing home showcases breathtaking sunrise views over Mt. Baker and the Twin Sisters. Featuring 3 bedrooms plus a dedicated office/den, spacious rec room, and 2.5 baths, there's room for both everyday living and weekend gatherings. Enjoy direct waterfront living with ever-changing marine vistas, abundant wildlife, and endless opportunities for kayaking, paddleboarding, beachcombing, and boating right from your backyard. Located within the sought-after Sandy Point community with access to a marina, golf course, pool, clubhouse, parks, and private beaches, this is Northwest living at its finest.

4174 Saltspring Drive, Ferndale

Listing courtesy of Muljat Group.

$559,000
3 Beds ⋅ 2 Baths ⋅ 2531778 MLS ⋅ ACTIVE Status
Perched in the desirable Sandy Point Heights community, this stylish contemporary home offers flexible living space, partial bay and mountain views, and stunning sunsets year-round. Built in 2015, the thoughtfully designed floor plan blends modern comfort with versatile living areas. The main level features an open-concept living room, dining area, and kitchen, along with two bedrooms and a full bathroom. A light-filled sunroom provides the perfect space for a home office, art studio, reading nook, or additional sitting area while taking in the surrounding views. Durable luxury vinyl plank flooring runs throughout the home, no carpet to worry about. Downstairs, you'll find a spacious family room, third bedroom, ¾ bath, and convenient laundry room, creating an ideal setup for guests, multi-generational living, or extra recreational space. Outside, the large fenced yard offers room to garden, play, entertain, or simply relax and enjoy the peaceful setting. Parking is plentiful with an attached one-car garage plus driveway space for up to three additional vehicles. As a resident of Sandy Point, you'll enjoy access to an impressive collection of community amenities, including a marina, swimming pool, golf course, private beach access, playgrounds, sports courts, and more. A rare opportunity to enjoy modern construction, flexible living space, beautiful views, and an unmatched coastal community lifestyle just minutes from Bellingham.

4491 Moresby Way, Ferndale

Listing courtesy of Buck Real Estate.

$800,000
2 Beds ⋅ 1 Baths ⋅ 2470905 MLS ⋅ ACTIVE Status
Welcome to this beautifully maintained 2 bed + open loft, 1 bath waterfront home in the desirable Sandy Point community! Enjoy fiery sunrises from the freshly stained deck overlooking 62' of waterfront with low bank access for easy kayak & SUP launch. East-facing with gorgeous backdrop of Mt. Baker & Twin Sisters, this charming, updated beach house features soaring tongue & groove ceilings, an updated kitchen w/ new refrigerator, an updated bath, and a spacious loft that accommodates 4–6. Other features include new W/D, new roof in May, newer siding & windows. Community amenities include private golf course, marina, pickle ball & tennis courts, clubhouse & pool. Operating as an active Airbnb/short-term rental with all furnishings included.

4144 Saltspring Drive, Ferndale

Listing courtesy of John L. Scott Snohomish.

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