San Juan Island Homes with Conventional Terms

San Juan Island Homes with Conventional Terms

Located in the beautiful San Juan County in Washington state, San Juan Island offers a picturesque and idyllic neighborhood for those looking to settle down. With its stunning natural beauty and charming community, this island is a dream destination for homeowners.

San Juan Island is part of the San Juan archipelago, known for its pristine beaches, lush forests, and abundant wildlife. The island is surrounded by the sparkling waters of the Salish Sea, providing residents with breathtaking views and endless opportunities for outdoor activities such as boating, fishing, and kayaking.

One of the highlights of San Juan Island is its vibrant and welcoming community. The island is home to a diverse population of artists, farmers, and professionals who have come to appreciate the island's laid-back lifestyle and close-knit community. Residents can enjoy local farmers markets, art galleries, and community events throughout the year, fostering a strong sense of belonging and camaraderie.

When it comes to finding a home on San Juan Island, prospective buyers have the advantage of conventional terms. This means that buyers can secure a mortgage with standard loan terms, making the home buying process more accessible and straightforward. Whether you're looking for a cozy cottage or a spacious waterfront property, San Juan Island offers a range of housing options to suit different preferences and budgets.

If you're seeking a serene and picturesque neighborhood with a strong sense of community, San Juan Island is the perfect place to call home. With its natural beauty, welcoming residents, and conventional home buying options, this island paradise is an ideal destination for those looking to settle down and enjoy a peaceful island lifestyle.

Newest San Juan Island Homes with Conventional Terms

$1,600,000
2 Beds ⋅ 1 Baths ⋅ 2570314 MLS ⋅ ACTIVE Status
San Juan County Land Bank is seeking Proposals to Purchase.  Talking Horse Farm is a rare 40-acre legacy agricultural property offering an exceptional opportunity to steward one of San Juan Island's historic working farms. Ideally situated between Friday Harbor and Roche Harbor and bordering protected public lands, this remarkable estate combines productive farmland, abundant infrastructure, and endless potential. Designed for a variety of agricultural pursuits, the property features fertile soils, plentiful water, extensive fenced pastures, and acreage well suited for both livestock and crop production. The impressive 15,000± sf barn includes horse stables with ample space for an indoor riding arena, complemented by several additional outbuildings that support farming, equipment storage, workshops, or other agricultural enterprises. Two separate residences provide flexibility, including a 2-bed/1-bath main home and a 2-bed/1-bath manufactured home – ideal for multigenerational living, farm staff, or caretaker accommodations. Additional unfinished space offers potential for expanded accommodations. Whether your vision includes equestrian pursuits, sustainable farming, livestock, specialty crops, or contributing to the San Juan Islands' vibrant local food system, the farm offers the infrastructure, setting, and scale to bring it to life. A truly exceptional opportunity for those seeking to preserve and continue the agricultural heritage of this extraordinary island property.

652 Halvorsen Road, Friday Harbor

Listing courtesy of Windermere RE San Juan Islands.

$1,050,000
4 Beds ⋅ 4 Baths ⋅ 2565212 MLS ⋅ ACTIVE Status
Built by a contractor as his personal residence this home is surrounded by more than 2 acres of private peaceful woods & sunlit meadow. The 3-bed/1.75-bath 2,567-sf main home includes two custom lifts--one from the carport to the lower level & another to the upper living area for easy access between levels & a hot tub. A 1,000-sf guest house sits above the garage & offers one bedroom & 3/4 bath, making it ideal for guests, extended living or a rental. The 2-car garage has an additional 3/4-bath, a bonus room & laundry facilities for the building. Additional property highlights include a finished & heated 840-sf two-room shop 240-amp service & a garage door, plus an RV carport w/septic hook-up. A second unfinished shop/basement sits beneath the main home w/ample storage. Two generators--one dedicated to the main house & one to the guest house, ensure reliable power. Enjoy a beautiful fenced & irrigated garden space & circular driveway. Landscaping is irrigated.

279 KANAKA BAY Road, Friday Harbor

Listing courtesy of Windermere RE San Juan Islands.

$7,690,000
3 Beds ⋅ 5 Baths ⋅ 2557051 MLS ⋅ ACTIVE Status
First time ever offered, this extraordinary waterfront estate represents the pinnacle of San Juan Island living. Perfectly positioned at the end of Yacht Haven, this private 1.76± acre legacy property offers 389 feet of shoreline, owned tidelands, a mooring buoy, and an exceptional private year-round deep-water dock with approximately 64 feet of outside moorage and 58 feet inside the floats— the perfect setting to host unforgettable waterfront gatherings with friends. The 4,638 SF residence was thoughtfully designed to embrace the beauty of its surroundings, featuring soaring ceilings, open-concept one-level living, expansive entertaining spaces, an office/flex room, and walls of glass framing captivating bay views. Beautifully landscaped grounds blend seamlessly with the natural setting, while a detached outbuilding offers versatile space for vessel storage, recreational equipment, a workshop, and additional storage. An attached three-car garage and automatic whole-house generator provide exceptional comfort and peace of mind. A second parcel includes a charming 980 SF guest cottage with two bedrooms, 1.5 baths, a full kitchen, and a private view deck. Located just inside Garrison Bay with quick, protected access to open water, enjoy world-class salmon fishing, crabbing, whale watching, island cruising, and kayaking from your private dock. Whether departing by yacht or arriving by floatplane, every arrival feels like a getaway and every day is lived on the water.

28 Fir Lane, Friday Harbor

Listing courtesy of Coldwell Banker Bain.

$399,000
2 Beds ⋅ 2 Baths ⋅ 2555747 MLS ⋅ ACTIVE Status
Enjoy the convenience of in-town island living in this end-unit condominium in the desirable Hearthstone Condominium community. Offering 1,332 square feet, this 2-bedroom, 1.5-bath home features an inviting two-level floor plan filled with natural light from skylights and insulated windows. The spacious living area is anchored by a cozy gas fireplace, creating a warm and welcoming atmosphere throughout the year. Ideally located just moments from the ferry, marina, schools, restaurants, theaters, and downtown shopping, this home offers exceptional walkability while maintaining a peaceful neighborhood setting. Relax on the private patio, enjoy the benefits of low-maintenance condominium living, and appreciate the rare opportunity to own one of only four units in this well-kept community. Whether you're searching for a full-time residence or an island retreat, this move-in-ready home provides comfort, convenience, and the best of Friday Harbor living.

135 A Marguerite Unit #4, Friday Harbor

Listing courtesy of COMPASS.

$869,000
1 Beds ⋅ 1 Baths ⋅ 2549293 MLS ⋅ ACTIVE Status
Discover the charm of island living at this beautifully updated Mitchell Bay waterfront cottage. Nestled on 1.2 acres with 200± feet of shoreline, this private and cozy 1 bedroom, 1 bath retreat offers 680± sf of thoughtfully renovated living, blending modern comfort with timeless cabin appeal. Wake to the sights of herons, eagles, and ever changing tides, then spend your days exploring nearby Mitchell Hill, English Camp, or the dining, marina, and resort amenities of Roche Harbor. Designed for easy ownership with a durable metal roof, natural landscaping, and an efficient ductless heat pump, this turnkey property is the perfect weekend escape or island retreat. Owner is licensed WA real estate broker.

42 Kingfisher Lane, Friday Harbor

Listing courtesy of Windermere RE San Juan Islands.

$2,500,000
4 Beds ⋅ 4 Baths ⋅ 2547697 MLS ⋅ ACTIVE Status
Experience refined waterfront living on San Juan Island's Mineral Point, where elegance meets island tranquility. This east-facing, low-bank property with a private beach offers easy access, just steps from your patio to the shoreline for kayaking or beach combing. The main residence features three bedrooms and sophisticated living spaces designed for comfort and style. A one-bedroom guest house sits above the three-car garage, complemented by two versatile studio spaces ideal for art, woodworking, or recreation. Sold turnkey furnished with high-end pieces, this exceptional estate is currently in the process of permitting a mooring buoy and is perfectly situated between Roche Harbor and Friday Harbor for the ultimate island lifestyle. This turnkey home is ready for you to enjoy summer gatherings and entertain your guests footsteps from the sea.

45 Stony Point, Friday Harbor

Listing courtesy of Coldwell Banker Bain.

$2,860,000
2 Beds ⋅ 3 Baths ⋅ 2533282 MLS ⋅ ACTIVE Status
Privately situated on 1+ acre and backing to 10 acres of preservation land, this serene waterfront retreat offers the perfect blend of privacy and convenience just minutes from Friday Harbor's shops, dining, and amenities. Enjoy beautiful views of Turn and Lopez Islands from the spacious deck, with easy water access for kayaking right from your property. The 2,357 SF home features vaulted ceilings, skylights, and walls of windows that fill the open-concept living spaces with natural light. The updated kitchen with quartz countertops flows seamlessly into the living and dining areas and is complemented by a coffee bar, wet bar, and ice maker. Newly remodeled bathrooms enhance the 2-bedroom plus den, 3-bath floor plan. Complete with a 2-car garage, workshop, and carport, this exceptional home is being sold **fully furnished**, making it truly move-in ready for enjoying the San Juan Island lifestyle.

214 Pinedrona Lane, Friday Harbor

Listing courtesy of Windermere RE San Juan Islands.

$799,000
1 Beds ⋅ 2 Baths ⋅ 2533127 MLS ⋅ ACTIVE Status
Set on 3.7 acres in the heart of the island, this thoughtfully designed Northwest retreat offers exceptional privacy, natural beauty, and timeless appeal. This 1,804 sq ft home that was remodeled in 2021 features an airy, open-concept layout with abundant natural light, a spacious primary suite, versatile bonus room, and charming loft space with a roof-top deck ideal for guests, office, or creative use. Expansive decking creates seamless indoor-outdoor living, perfectly suited for entertaining or enjoying the peaceful surroundings. Warm architectural details, quality craftsmanship, and a refined blend of rustic and contemporary finishes give the home a welcoming yet sophisticated feel. Surrounded by nature and tucked away from the road, this property captures the essence of quiet island living while remaining centrally located. A rare opportunity to own a private sanctuary in an idyllic setting.

1669 Three Corner Lake Road, San Juan Island

Listing courtesy of Coldwell Banker San Juan Is..

$4,285,000
5 Beds ⋅ 6 Baths ⋅ 2532527 MLS ⋅ ACTIVE Status
Encompassing 18 scenic acres across 3 parcels, this exceptional estate offers a rare opportunity for multi-generational living, future development, and flexible use. Featuring multiple residences, event spaces, specialty buildings, and room to expand, the property is ideal for creating a private compound or legacy retreat. The main residence includes 2 spacious living suites, a chef’s kitchen, and expansive decks with sweeping Olympic Mountain views. All Ipe wood decking! A separate guest house with its own deck provides comfortable accommodations for extended living or visitors, while the additional home on Bullfrog Road captures beautiful ocean and mountain views with a large backyard and recreation space. Additional structures include a versatile multi-use building for living space, studio, gallery, or events, a peaceful meditation cabin, and a flexible fitness house suited for wellness, hobbies, or creative pursuits. The greenhouse and fully fenced raised-bed gardens support productive year-round growing. Maintenance shop stores tools, supplies, vehicles, and service crew bathroom. A large garage and workshop building offers excellent storage, office, bathroom, or vehicle collection potential. Multiple gated entrances provide added privacy and convenience. This unique property combines existing infrastructure, development potential, and endless possibilities in an extraordinary setting. Come tour this rare opportunity!

398 Hannah Road, Friday Harbor

Listing courtesy of American Dream R. E. Services.

$675,000
2523118 MLS ⋅ ACTIVE Status
A rare, build-ready waterfront retreat on Mitchell Bay! This level, .43-acre lot on De Haro Lane takes the guesswork out of island building. A 4-bedroom septic design has received site approval from the Health Department and is awaiting final county sign-off, archaeology is cleared and shoreline setbacks are compliant; no variances are anticipated. A genuinely de-risked development opportunity. Water is via a hybrid rainwater catchment + hauled water system, designed and costed. Southwest-facing, fully fenced and gated, with electricity on-site, and positioned for glorious sunsets over Mitchell Bay. Private beach stairs lead to the water's edge. Launch kayaks, canoes, and sailboards, or float across to Snug Harbor Resort and marina. Your island getaway awaits. By appointment only. Licensed agent required.

De Haro Lane, Friday Harbor

Listing courtesy of COMPASS.

$2,795,000
5 Beds ⋅ 4 Baths ⋅ 2496322 MLS ⋅ ACTIVE Status
Set on two tax parcels at the end of a private lane, this exceptional 5-bed 4 bath 15 acre estate offers the perfect balance of peaceful seclusion and close-to-town convenience. Beautiful valley views are showcased throughout the home, creating a warm and inviting backdrop from nearly every room. Thoughtful updates and timeless finishes include butcher block countertops, recently refinished hardwood floors, and spaces designed for both comfortable everyday living and effortless entertaining. The property features a stunning swimming pool, a serene pond, and an expansive 1664 sf 2 bath barn with bonus spaces ideal for guests and entertaining. Protected view easement helps preserve the primary residence’s stunning outlooks while still allowing for multiple potential building sites positioned to capture exceptional southern exposure, valley vistas, and Mountain views. With end-of-road privacy, versatile amenities, and a setting that captures the beauty of the surrounding landscape, this is a rare opportunity to own a truly distinctive property just minutes from town.

164 Songbird Lane, Friday Harbor

Listing courtesy of COMPASS.

$1,099,000
3 Beds ⋅ 3 Baths ⋅ 2487173 MLS ⋅ ACTIVE Status
Thoughtfully crafted and designed, this meticulously maintained sunny three-bedroom, three-bath home offers scenic views over Cattle Pass toward Lopez Island, Goose Island and Whale Rock, with Mt. Baker rising in the distance. Enjoy front row seating for watching quail, deer and fox visit the centuries old Douglas fir trees, a favorite perch for eagles. The vaulted great room with large windows creates a bright, welcoming interior, complemented by hardwood floors and wood stove. A well-appointed kitchen with island leads to the inviting dining area. Enjoy gatherings on the large deck overlooking the backyard. The second story is entirely dedicated to the inviting primary bedroom with en-suite bathroom and offers even more opportunity to take in the water and mountain views from a soaking tub and as well as from the private balcony. A spacious partially finished basement provides 954 sf of additional space and can be accessed from the interior and exterior. Walk to private community beach or pocket beaches and explore trails to Mount Finlayson, American Camp, and Third Lagoon. Durable metal roof, double-wall construction, lovely landscaping, and fenced garden complete this elegant island retreat.

138 Lighthouse Lane, San Juan Island

Listing courtesy of Coldwell Banker San Juan Is..

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