Samish Homes with FHA Terms

Samish Homes with FHA Terms

Located in Bellingham, Washington, the neighborhood of Samish offers a charming and vibrant community for residents to call home. Situated in Whatcom County, Samish is known for its natural beauty, with stunning views of the surrounding mountains and the nearby Samish Bay.

Living in Samish means enjoying the best of both worlds - the tranquility of a suburban setting combined with the convenience of being close to the city. With easy access to major highways, residents can easily commute to downtown Bellingham or explore the nearby attractions, such as the beautiful Lake Padden Park or the popular Fairhaven Historic District.

In terms of housing options, Samish offers a variety of homes that are eligible for FHA terms. This means that potential buyers have the opportunity to secure a home loan with more flexible credit requirements and a lower down payment. Whether you're a first-time homebuyer or looking to upgrade, Samish provides a range of options to suit different budgets and preferences.

With its picturesque surroundings and convenient location, Samish is an ideal neighborhood for those seeking a peaceful and well-connected community. Whether you're looking to enjoy outdoor activities, explore local shops and restaurants, or simply relax in a serene setting, Samish has something to offer for everyone.

Newest Samish Homes with FHA Terms

$921,400
3 Beds ⋅ 4 Baths ⋅ 2568094 MLS ⋅ ACTIVE Status
MOTIVATED SELLER! Located just feet from the Lake Padden Park access trail system with immediate gateway connections to Fairhaven and Galbraith Mountain. Enjoy miles of nearby trails including Lake Padden Park access trail down, easy access to recreation, and sweeping views of Bellingham Bay from your own deck. With 3 bedrooms and 3.25 baths, this residence offers comfort and flexibility — ideal for multigenerational living, multiple home office setups or just bonus space. The main level features hardwood floors, a spacious great room, and a deck perfect for sunset gatherings around a fire. The kitchen and baths showcase quality tile finishes, while the primary suite offers a luxurious walk in shower and skylights that fill the space with natural light. Forced air heating and air conditioning ensure year round comfort. The garage is currently used as a gym, and the yard and deck have been thoughtfully upgraded for outdoor enjoyment. With its fabulous location, modern amenities, and recreational lifestyle, this home captures the essence of Northwest living — convenience, beauty, and adventure all in one. Come see today!

2316 36th, Bellingham

Listing courtesy of Windermere RE Whatcom, Inc..

$715,000
3 Beds ⋅ 2 Baths ⋅ 2563587 MLS ⋅ ACTIVE Status
Welcome home to this beautifully designed residence offering an ideal blend of comfort, functionality, and location. Vaulted ceilings and skylights fill the open-concept living spaces with abundant natural light, creating a warm and inviting atmosphere (vacant LR photos AI enhanced to show layout). The spacious kitchen features bar seating, a dedicated dining area, and plenty of room to gather, making it perfect for everyday living and entertaining. The thoughtfully designed split-bedroom floor plan provides added privacy, with a spacious main-floor primary suite featuring a beautifully appointed en-suite bath and direct access to a private backyard patio. Step outside to enjoy the partially fenced backyard, complete with a deck, grassy lawn, and peaceful wooded backdrop—offering a tranquil setting with no immediate neighbors behind you. (front grass pics AI enhanced to non summer dryness). Additional highlights include a large two-car garage and a layout designed for both convenience and comfort. Ideally situated in a central Bellingham location, you'll enjoy quick access to I-5 for an easy commute, while remaining just minutes from Western Washington University, shopping, dining, parks, trails, and schools and downtown Bellingham. Whether you're looking for peaceful surroundings or convenient access to everything Bellingham has to offer, this home delivers the best of both worlds.

814 Nevada Street, Bellingham

Listing courtesy of Real Broker LLC.

$429,900
3 Beds ⋅ 3 Baths ⋅ 2561410 MLS ⋅ ACTIVE Status
Enjoy easy living in Lake Padden Estates, one of Bellingham's most desirable 55+ communities where you own the land with no space rent. Set on two lots, this well-maintained home offers extra privacy, beautiful garden space, and room to spread out. Inside you'll find 3 bedrooms + an office, and 2.75 bathrooms with a comfortable, functional layout. The primary suite features an updated bathroom with a walk-in shower, soaking tub, and laminate wood flooring. The kitchen has been refreshed with new flooring and updated fixtures, and several lighting and plumbing fixtures throughout the home have also been updated. Step outside to the covered deck overlooking established flower beds and a private greenhouse; a great space for anyone who enjoys gardening or relaxing outdoors. The attached two-car garage includes a finished 234-square-foot studio with a refrigerator and its own ¾ bath, making it ideal for a home office, guests, rental (persons must be 55+ or related to family), caretaker or additional workspace. A second driveway provides extra parking for visitors or recreational vehicles. Located just minutes from Lake Padden, you'll have easy access to walking trails, golf, and some of Bellingham's favorite outdoor recreation. If you've been looking for a home with space, flexibility, and a great location, this is one you won't want to miss.

4949 Samish Way Unit #6, Bellingham

Listing courtesy of Windermere RE Whatcom, Inc..

$429,900
3 Beds ⋅ 3 Baths ⋅ 2561420 MLS ⋅ ACTIVE Status
Enjoy easy living in Lake Padden Estates, one of Bellingham's most desirable 55+ communities where you own the land with no space rent. Set on two lots, this well-maintained home offers extra privacy, beautiful garden space, and room to spread out. Inside you'll find 3 bedrooms + an office, and 2.75 bathrooms with a comfortable, functional layout. The primary suite features an updated bathroom with a walk-in shower, soaking tub, and laminate wood flooring. The kitchen has been refreshed with new flooring and updated fixtures, and several lighting and plumbing fixtures throughout the home have also been updated. Step outside to the covered deck overlooking established flower beds and a private greenhouse; a great space for anyone who enjoys gardening or relaxing outdoors. The attached two-car garage includes a finished 234-square-foot studio with a refrigerator and its own ¾ bath, making it ideal for a home office, guests, rental (persons must be 55+ or related to family), caretaker or additional workspace. A second driveway provides extra parking for visitors or recreational vehicles. Located just minutes from Lake Padden, you'll have easy access to walking trails, golf, and some of Bellingham's favorite outdoor recreation. If you've been looking for a home with space, flexibility, and a great location, this is one you won't want to miss.

4949 Samish Way Unit #6, Bellingham

Listing courtesy of Windermere RE Whatcom, Inc..

$925,000
4 Beds ⋅ 3 Baths ⋅ 2557725 MLS ⋅ ACTIVE Status
Set in one of Bellingham's most sought-after neighborhoods, this South Hills home puts Lake Padden, Galbraith Mountain, & some of the city’s best outdoor recreation just minutes from your front door. Updates include a new roof (2026), A/C (2023), furnace (2023) & hot water heater (2024), flooring, & more. Light-filled upper level with true red oak hardwood floors throughout, proper dining room, big windows, & wood shutters. Kitchen overlooks the backyard, with KitchenAid appliances (2022) & walk-in pantry. Primary suite has a walk-in closet plus linen closet, soaking tub, dual vanity, & separate shower. A built-in Murphy bed in the second upstairs bedroom makes it an ideal guest room / home office combo. Downstairs you’ll find heated luxury vinyl tile floors, family room, laundry room w/ built-in cabinetry & new LG washer & dryer (2025), 2 bedrooms, & full bathroom. Huge 3-car garage (820 sqft) offers space for storage, hobbies, bikes, skis, & all the gear that comes with PNW living. And the backyard... private, fully-fenced, & packed with fruit- blueberries, cherry & plum trees, grapes, raspberries. Deck off the kitchen slider, dining patio, garden beds, shed, gazebo area, plus a 2-story playhouse with slide. The kind of yard where summer dinners stretch into nights listening to the owls & frogs. Quiet neighborhood with a real community feel- a 4th of July parade, lots of trick or treaters on Halloween, a December luminary walk. Top-rated south Bellingham schools.

912 S Hills Drive, Bellingham

Listing courtesy of Hansen Group Real Estate Inc.

$789,000
3 Beds ⋅ 3 Baths ⋅ 2555899 MLS ⋅ ACTIVE Status
Nestled in the highly sought after Samish neighborhood, this beautifully maintained home offers the perfect blend of comfort, style, and location. The bright, open main living area is filled with natural light from expansive west facing windows that capture stunning sunset views, while vaulted ceilings create an inviting and spacious feel. The well appointed kitchen features quality appliances and flows seamlessly into the living and dining spaces, making it ideal for everyday living and entertaining. Upstairs, you'll find a spacious primary suite with a walk in closet, while two additional bedrooms downstairs provide flexibility for guests, a home office, or hobbies. Energy efficient mini split heating and cooling keep the home comfortable year round. Step outside to a generous back deck perfect for gatherings, or relax around the private fire pit surrounded by mature landscaping. The thoughtfully designed front garden adds incredible curb appeal, and the garage includes the convenience of an EV charging outlet. Just a short walk to the scenic Padden Gorge Trail and with quick access to Lake Padden, Galbraith Mountain, Fairhaven, and the Interurban Trail, this exceptional home offers the ideal combination of peaceful living and outdoor adventure just minutes from everything Bellingham has to offer.

2203 36th Street, Bellingham

Listing courtesy of Bellwether Real Estate.

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