Samish Homes with FHA Terms

Samish Homes with FHA Terms

Located in Bellingham, Washington, the neighborhood of Samish offers a charming and vibrant community for residents to call home. Situated in Whatcom County, Samish is known for its natural beauty, with stunning views of the surrounding mountains and the nearby Samish Bay.

Living in Samish means enjoying the best of both worlds - the tranquility of a suburban setting combined with the convenience of being close to the city. With easy access to major highways, residents can easily commute to downtown Bellingham or explore the nearby attractions, such as the beautiful Lake Padden Park or the popular Fairhaven Historic District.

In terms of housing options, Samish offers a variety of homes that are eligible for FHA terms. This means that potential buyers have the opportunity to secure a home loan with more flexible credit requirements and a lower down payment. Whether you're a first-time homebuyer or looking to upgrade, Samish provides a range of options to suit different budgets and preferences.

With its picturesque surroundings and convenient location, Samish is an ideal neighborhood for those seeking a peaceful and well-connected community. Whether you're looking to enjoy outdoor activities, explore local shops and restaurants, or simply relax in a serene setting, Samish has something to offer for everyone.

Newest Samish Homes with FHA Terms

4203 Harrison Street, Bellingham
$1,082,000
4 Beds ⋅ 3 Baths ⋅ 2592809 MLS ⋅ FIRST LOOK Status
Northwest Craftsman charm meets effortless versatility in this thoughtfully designed home, where comfort, connection & everyday living come together beautifully. Enjoy no step main-level living, an inviting open kitchen and living area, and a peaceful primary suite with spa-inspired ensuite, jetted tub, separate shower & spacious walk-in closet. A second bedroom or home office, full bath & laundry on the main level. 2 additional bedrooms downstairs, a full bath, rec room, half bath with potential kitchenette & 300 sq ft of unfinished space ready to become your dream media room, studio or gym. An oversized 2-car garage offers plenty of storage. Outside, a private fenced yard, expansive Trex deck & two patios create the perfect backdrop for summer evenings & weekend gatherings. The driveway is ready for pickleball or badminton, with net & poles included.

4203 Harrison Street, Bellingham

Listing Broker: John L. Scott Bellingham; Nathan Butcher; 360-389-3002; nathan@nathanbutcher.com

526 Fielding Court, Bellingham
$1,150,000
4 Beds ⋅ 4 Baths ⋅ 2584358 MLS ⋅ ACTIVE Status
Southside Stunner! Exceptional quality and thoughtful design shine in this nearly 3,000 sq ft Samish home. A dramatic gallery entry with soaring ceilings welcomes you inside, where rich hand-scraped engineered flooring leads past a dedicated office to expansive walls of glass framing surrounding forests in western sunshine. The spectacular great room features 15-foot vaulted ceilings, a stone fireplace, and an airy connection to the outdoors. The step-free, main-level primary suite offers western light, a freestanding soaking tub, and double vanities for comfortable single-level living. Downstairs, three spacious bedrooms offer remarkable versatility, with two featuring adjoining baths. A large family/rec room, kitchenette, private entrance, and separate laundry create the opportunity to combine one bedroom and bath with these living spaces for an apartment-like retreat. Ideal for extended family, guests, or multigenerational living, the layout offers exceptional privacy and flexibility—making this home live like three primary suites. Outside, enjoy a large, sunny, fully fenced yard. The coveted Samish location puts you near Lake Padden hiking and golf, Chuckanut trails, and Southside parks. Three grocery stores, including Whole Foods, are within walking distance. Exceptional privacy with large buffers between neighbors, versatile living, and coveted Southside schools everyone loves!

526 Fielding Court, Bellingham

Listing Broker: Coldwell Banker Bain; Chuck Occhiogrosso; 360-734-3420; chuck@dreamhomesnw.com

1801 38th Street, Bellingham
$979,000
4 Beds ⋅ 2 Baths ⋅ 2580110 MLS ⋅ ACTIVE Status
Located in the desirable Samish neighborhood, this Contemporary 3 bedroom, 1 3/4-bath home offers beautiful views of Bellingham Bay. Original hardwood floors, gas fireplace adds warmth & character & inviting outdoor living spaces with a large patio & outdoor fire pit for relaxing & entertaining. The property also includes a 2 car detached garage, carport & additional 624 sq ft storage space accessed through the garage. Potential for a second building site, with the possibility of subdivision subject to buyer verification & county approval.

1801 38th Street, Bellingham

Listing Broker: Pure Real Estate; Jessica Mack; 360-303-8696; jessica.mack@purerealestate.com

117 S 44th Street, Bellingham
$630,000
3 Beds ⋅ 2 Baths ⋅ 2575075 MLS ⋅ ACTIVE Status
Single level craftsman located in Bellingham's desirable Samish Neighborhood. Convenient access to trails, shopping, & downtown. Inviting open floor plan with an abundance of windows & skylights to let in natural light year-round. Recently updated hardwood floors throughout the main living. Kitchen features high-end JennAir appliances and functional kitchen that opens to the living and dining area perfect for everyday living. Private fully fenced backyard overlooking peaceful greenspace, and large deck off kitchen for outdoor entertaining. Plenty of garden space for veggie garden and more. Primary suite has spacious ensuite & tranquil views of the back. Recent exterior updates include fresh paint, gutter guards, and a new roof that was installed in 2024. Thoughtfully updated, move in ready home.

117 S 44th Street, Bellingham

Listing Broker: Hansen Group Real Estate Inc; Ashleigh Abhold; 360-305-7543; Ashleigh@hansengroup.com

814 Nevada Street, Bellingham
$685,000
3 Beds ⋅ 2 Baths ⋅ 2563587 MLS ⋅ ACTIVE Status
**$12,000 SELLER CREDIT!** Use toward closing costs or a rate buydown. **Additional lender credit may be available with preferred lender. Ask for details!** Welcome to this beautifully designed Bellingham residence offering an ideal blend of comfort, functionality, and location. Vaulted ceilings and skylights fill the open-concept living spaces with abundant natural light, creating a warm and inviting atmosphere (vacant LR photos AI enhanced to show layout). The spacious kitchen features bar seating, a dedicated dining area, and plenty of room to gather, making it perfect for everyday living and entertaining. The thoughtfully designed split-bedroom floor plan provides added privacy, with a spacious main-floor primary suite featuring an en-suite bath and direct access to a private backyard patio. Step outside to enjoy the partially fenced backyard, complete with a deck, grassy lawn, and peaceful wooded backdrop—offering a tranquil setting. (front grass pics AI enhanced to non summer dryness). Ideally situated in a central Bellingham location, you'll enjoy quick access to I-5 for an easy commute, while remaining just minutes from Western Washington University, shopping, dining, parks, trails, and schools and downtown Bellingham. Whether you're looking for peaceful surroundings or convenient access to everything Bellingham has to offer, this home delivers the best of both worlds.

814 Nevada Street, Bellingham

Listing Broker: Real Broker LLC; Patrick Johnson; 360-988-1821; patrickjohnsonrealestate@gmail.com

912 S Hills Drive, Bellingham
$899,000
4 Beds ⋅ 3 Baths ⋅ 2557725 MLS ⋅ ACTIVE Status
Set in one of Bellingham's most sought-after neighborhoods, this South Hills home puts Lake Padden, Galbraith Mountain, & some of the city’s best outdoor recreation just a few minutes from your front door. Updates include a new roof (2026), siding (2026), A/C (2023), furnace (2023) & hot water heater (2024), flooring & more. Light-filled upper level with true red oak hardwood floors throughout, dining room, big windows & wood shutters. Kitchen overlooks the backyard, with KitchenAid appliances (2022) & walk-in pantry. Primary suite has a walk-in closet plus linen closet, soaking tub, dual vanity, & separate shower. Built-in Murphy bed in the second upstairs bedroom makes it an ideal guest room / home office combo. Downstairs you’ll find heated luxury vinyl tile floors, family room, laundry room w/ built-in cabinetry & new LG washer & dryer (2025), 2 bedrooms, & full bathroom. Huge 3-car garage (820 sqft) offers space for storage, hobbies, bikes, kayaks & all the gear that comes with PNW living. And the backyard... private, fully-fenced, & packed with fruit- blueberries, cherry & plum trees, grapes, raspberries. Deck off the kitchen slider, dining patio, garden beds, shed, gazebo area, plus a 2-story playhouse. The kind of yard where summer dinners stretch into nights listening to the owls & frogs. Quiet neighborhood with a real community feel- a 4th of July parade, lots of trick or treaters on Halloween, & a December luminary walk. Top-rated south Bellingham schools!

912 S Hills Drive, Bellingham

Listing Broker: Hansen Group Real Estate Inc; Mikala Murphy; 425-870-7343; mikala@hansengroup.com

Start Your Search
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

How much is your home worth?

Get instant property value now!