Rochester Homes with FHA Terms

Rochester Homes with FHA Terms

Located in Thurston County, Washington, the charming city of Rochester offers a delightful neighborhood for residents to call home. Situated in the United States, Rochester is a community that boasts a variety of amenities and a welcoming atmosphere.

Rochester is an ideal place for those seeking homes with FHA terms. The Federal Housing Administration (FHA) provides loans that offer favorable terms and lower down payments, making homeownership more accessible for many individuals. With FHA terms available in Rochester, aspiring homeowners can take advantage of this opportunity to purchase their dream home in this lovely neighborhood.

The homes in Rochester offer a range of styles and sizes, catering to different preferences and needs. Whether you're looking for a cozy bungalow or a spacious family home, you can find it in Rochester. The neighborhood features a mix of newer constructions and older, more established properties, providing a diverse range of options for potential buyers.

In addition to its housing options, Rochester offers a close-knit community atmosphere and a range of amenities. The neighborhood has excellent schools, making it an attractive choice for families. There are also parks, recreational facilities, and local businesses that contribute to the overall quality of life in Rochester.

If you're considering purchasing a home with FHA terms, Rochester is a fantastic neighborhood to explore. With its welcoming community, diverse housing options, and convenient location in Thurston County, Rochester offers an ideal setting for homeownership.

Newest Rochester Homes with FHA Terms

$555,000
3 Beds ⋅ 3 Baths ⋅ 2570291 MLS ⋅ ACTIVE Status
Discover the peaceful lifestyle you’ve been waiting for! Set on 1.2 fully fenced acres, this inviting single-story home offers comfort, privacy and plenty of space to enjoy everyday living. The primary bedroom features a private ensuite, while the secondary bedrooms offer ample storage. The interior includes formal living/dining rooms, a great room, casual kitchen eating space, a bonus room w/closet, & a dedicated office. The spacious kitchen provides abundant counter space for meal prep, canning and entertaining. The expansive laundry room offers room for a freezer, pantry storage & more. Stay comfortable year-round with a heating/cooling system, in addition to the wood stove. Generator hookup for reliable backup power. A generous front porch is perfect for morning coffee, while the quaint back patio invites BBQs and relaxation. Multiple outbuildings provide space for firewood, storage, hobbies, projects or gardening. Plenty of room to park an RV, boat or ATVs! Step outside to a true green-thumb paradise! Mature peach, pear, apple, cherry & persimmon trees, walnut and filbert nut trees, three varieties of grapes, Japanese red maples, medicinal plants and abundant vegetation create a beautiful property retreat. Multiple water spigots throughout the property make caring for the grounds convenient. Spend peaceful afternoons beneath the shade trees. Plenty of room for pets; ask about the chickens/ducks. A rare opportunity to enjoy comfortable country living surrounded by nature!

17642 Irwin Street SW, Rochester

Listing courtesy of Northfork Realty.

$849,900
3 Beds ⋅ 3 Baths ⋅ 2574209 MLS ⋅ ACTIVE Status
Private Rochester acreage living just minutes from Olympia, featuring a 3-bedroom home + office, den, bonus room, and 4-car tandem garage on shy five acres. This beautifully maintained custom Edminster-built home offers peaceful territorial views, mature evergreens, and the privacy you’ve been looking for—yet it’s only about 15 minutes to Olympia and convenient to freeway access. Located in a private setting, this property offers the best of rural Pacific Northwest living without sacrificing convenience. Inside, the bright and inviting floor plan features vaulted ceilings, abundant windows, and a central kitchen open to the living and dining areas, designed for gathering and featuring new flooring. The main-level primary suite offers a generous walk-in closet, while upstairs you'll find three spacious bedrooms plus a versatile bonus room—perfect for a home office, gym, media room, or hobby space. The 4-car tandem garage provides ample room for vehicles, recreational equipment, storage, or projects, with a convenient side door. Outside, the possibilities are endless. Nearly five acres provide plenty of room for animals, gardening, recreational vehicles, parking, outdoor projects, and enjoying the peaceful surroundings. Mature trees and territorial views create a private PNW setting where you can truly relax and unwind. Truly a must-see!

19838 Bear View Lane SW, Rochester

Listing courtesy of RE/MAX Parkside Affiliates.

$449,000
3 Beds ⋅ 2 Baths ⋅ 2571664 MLS ⋅ ACTIVE Status
Updated 3-bedroom + large office, 1.75-bath home situated on over an acre of wide open, flat, fenced land at the end of a quiet cul-de-sac. Recent updates include fresh interior paint and new flooring. New vanities and new toilets in both bathrooms, plus a new tub and surround in the hall bath. Kitchen updates include a new butcher block countertop, sink, and lower cabinetry along one side. Enjoy the covered back deck and plenty of usable outdoor space, along with four outbuildings providing abundant storage for tools, equipment, hobbies, and more. A great opportunity with plenty of room both inside and out.

18032 Meyer Lane SW, Rochester

Listing courtesy of Century 21 Van Dorm Realty.

$418,000
3 Beds ⋅ 2 Baths ⋅ 2571994 MLS ⋅ ACTIVE Status
Enjoy a newly remodeled home in a prime location at an affordable price! This 3 bedroom 2 bath home lives large with over 1800 Sq. Ft. of open living space. New vinyl plank flooring throughout, new roof, new furnace, new septic system, fresh paint throughout & all new appliances! The open floor plan is flooded with natural light. The open kitchen boasts plenty of counter & cabinet space. Spacious bedrooms, updated bathrooms and a beautifully landscaped yard with room for a small garden if you desire. Close to freeway, schools and amenities! Don't miss this opportunity to own a like new home in a prime location! 1 year free home warranty! New asphalt completed in driveway/parking area since photos were taken.

9418 180th Way SW, Rochester

Listing courtesy of Skyline Properties, Inc..

$425,000
3 Beds ⋅ 2 Baths ⋅ 2571875 MLS ⋅ ACTIVE Status
Looking for space, privacy and room to spread out—without giving up the convenience of being close to town? This well-located 3-bedroom, 1¾-bath home offers 1.43 acres of level, usable property in a quiet Rochester neighborhood, providing plenty of room for gardening, pets, recreation, parking and projects.Built in 1975, the approximately 1,400 sq. ft. home offers a practical floor plan with a solid foundation for comfortable everyday living and the opportunity to make it your own. The property truly shines outdoors, with an established, fruit producing orchard area, a large garden space with amended soil ideal for anyone who enjoys gardening, growing their own food or giving pets plenty of room to roam. For those needing serious workspace or storage, this property offers an impressive amount of covered space. The 500 sq. ft. attached garage is complemented by an additional 864 sq. ft. detached garage/shop, built in 1995. There is also abundant outdoor parking for vehicles, trailers, recreational equipment or additional guests.The property is served by its own private well and septic system, giving you the independence.There is a water filtration system installed under the kitchen sink.The property is on its own private well and septic system.Additional propane connection is available.

8411 SW 173rd Avenue, Rochester

Listing courtesy of Keller Williams South Sound.

$1,200,000
2 Beds ⋅ 2 Baths ⋅ 2566967 MLS ⋅ ACTIVE Status
Discover a truly exceptional property offering space, quality, flexibility, & income potential w/features that go far beyond the ordinary home. The main residence is a beautifully crafted just under 1,200 sq. ft. open concept home featuring 2 beds & 2 baths. No detail was overlooked, from the gorgeous kitchen w/beautiful cabinetry & top of the line appliances to the vaulted ceilings and abundant natural light that create a warm, inviting atmosphere. The grand utility room provides an abundance of storage, while the beautifully landscaped, park-like private grounds offer a peaceful setting & plenty of room to enjoy the outdoors. But step outside, & you'll discover what truly sets this property apart. A stunning 916 sq. ft. ADU is incorporated into the custom-built 4-bay garage. This additional living space features: vaulted ceilings, gas fireplace, custom finishes,comfortable, versatile living space. Perfect for multigenerational living, guests, a home office, or potential rental income. The property continues to impress with an additional completely finished 4 bay shop, including a bathroom, covered RV storage, full RV hookups, & pull-through access for easy entry & exit. Whether you're looking to work from home, accommodate multiple generations, store RVs & recreational equipment, operate a business, or create additional income, this property offers many possibilities. This is more than a home it's an opportunity to own a custom-built property designed to adapt to your life

17035 Sargent Road SW, Rochester

Listing courtesy of John L. Scott CNT.

$579,900
3 Beds ⋅ 3 Baths ⋅ 2568893 MLS ⋅ ACTIVE Status
Enjoy room to spread out on 1.15 acres with a fully fenced level yard, covered wraparound porch, and plenty of space to make your own! Inside, vaulted ceilings and abundant natural light create a bright, welcoming feel. The spacious kitchen opens to the family room with a cozy wood stove, while a finished bonus room offer flexible space for a home office, media room, hobbies or more. Upstairs, you'll find the primary bedroom plus two additional bedrooms. Step outside to a large shop/storage building. An attached 2-car garage provides additional parking and storage. Conveniently located with access to I-5, this Rochester property offer the space, flexibility, and outdoor living you've been looking for!

19636 Denmark Street SW, Rochester

Listing courtesy of Redfin.

$750,000
2 Beds ⋅ 2 Baths ⋅ 2564885 MLS ⋅ ACTIVE Status
Tucked away on a sprawling 5.62 acre oasis with a lush lavender farm, orchard & evergreen views, this newly constructed 2025 rambler was custom-designed to age in place ~ welcome to your forever home! Thoughtfully crafted with lofty open spaces and effortless 1-story living, the 1,464sf floor plan features 2 beds, 2 baths & luxurious designer finishes throughout. Upscale millwork, 3-panel Craftsman doors, premium hardware, elegant fixtures, arched entryways, stunning wide-plank hickory hardwoods, central A/C and so much more. Captivating curb appeal with extended covered front porch & ornate stained glass door. Dramatic living room with soaring ceilings, towering stone fireplace & high-efficiency wood stove opens to formal dining & extraordinary showcase kitchen with stacked transom cabinets, opulent quartz counters, full-height glass tile backsplash, curved range hood, high-end appliances, sweeping center-island bar, walk-in pantry & clerestory windows with pine tongue & groove accents. Primary suite with cedar walk-in closet, extravagant tiled bath with oversized shower & French doors to full-length patio with hot tub. Lavishly appointed laundry room with abundant cabinetry, storage bench & utility sink. An outdoor living wonderland with French doors to covered back patio, massive lawn, irrigated gardens, chicken coop, outbuildings & shed with loft & fully-finished bonus room/office. Site plan approved for 40x60 shop. Commercial zoning & multi-generational upside potential!

18507 Sargent Road, Rochester

Listing courtesy of Upgrade Realty.

$650,000
4 Beds ⋅ 2 Baths ⋅ 2564886 MLS ⋅ ACTIVE Status
Nestled on a 1.26 acre gated estate with mountain views in Rochester, this sprawling 2,232sf rambler is a custom-designed masterpiece with timeless Craftsman appeal and modern luxury finishes throughout. Built in 2015, the brilliant open floor plan boasts upscale millwork, 3-panel shaker doors, high-end hardware, elegant fixtures, stunning wide-plank hickory hardwoods and so much more. Covered porch with stone columns opens to grand foyer with French doors to den/4th bedroom. Spacious family room with towering fireplace, soap stone hearth, expansive picture windows & dramatic cathedral ceilings opens to dream kitchen with massive center-island bar, abundant cabinet space, walk-in pantry, full-height tile backsplash & custom range hood. Formal dining with tray ceilings. Huge primary suite with cedar walk-in closet & lavish bath with quartz vanity, soaking tub & generous tiled shower. Sweeping covered back porch overlooking colossal level lawn with ample space to garden, play, entertain & expand. Welcome Home!

18443 Sargent Road, Rochester

Listing courtesy of Upgrade Realty.

$500,000
4 Beds ⋅ 2 Baths ⋅ 2564660 MLS ⋅ ACTIVE Status
Welcome to an incredible 4-bedroom rambler offering the perfect blend of rural charm and convenience-just 10 minutes from I-5! Before we get to the interior features, let's address a standout feature that saves you SS. This home includes a paid-off solar power system—no lease, no payment, just exceptional energy savings. The current owners have enjoyed electric bills of less than S10 per month over the past year. This move-in ready home features nearly 2,000 sq. ft. of thoughtfully designed living space with an open-concept floor plan ideal for everyday living and entertaining. The spacious kitchen boasts abundant cabinetry, a large walk-in pantry, and flows seamlessly into the dining and living areas. The primary suite offers a private retreat, while three additional bedrooms provide flexibility for guests, a home office, or hobbies. Outside, the fully fenced yard offers room to garden, play, entertain, or simply enjoy the peaceful setting. Whether you're looking for rural tranquility or an easy commute, this home delivers comfort, efficiency, and space to thrive. VA Assumable loan at 5.25%. Rarely does a 4-bedroom single-level home with this much space, efficiency, and value become available-don't miss this opportunity!

17930 Littlerock Road SW, Rochester

Listing courtesy of Olympic Sotheby's Int'l Realty.

$490,000
3 Beds ⋅ 2 Baths ⋅ 2562637 MLS ⋅ ACTIVE Status
NEW PRICE!!! Freshly Updated, Move-In Ready & Perfectly Located! Welcome to this beautifully refreshed 3-bedroom, 2-bath home on just over an acre, offering the ideal blend of modern comfort, privacy, and outdoor living. Tucked away on a quaint cul-de-sac, this property provides a peaceful setting while remaining conveniently located approximately halfway between Portland and Seattle. Step inside to discover brand-new flooring throughout, fresh interior paint, and bright, inviting spaces ready for your personal touch. The desirable split-bedroom floor plan offers added privacy, with the spacious primary suite separated from the secondary bedrooms. Relax on the covered front porch with your morning coffee or unwind on the covered back porch while taking in peaceful territorial views. The expansive fenced property features mature fruit trees and plenty of room for pets, gardening, entertaining, recreation, or future improvements, creating your own private outdoor retreat. Whether you're buying your first home, downsizing, or simply looking for more space to spread out, this move-in-ready property offers the serenity of country living with easy access to shopping, dining, and commuter routes. Don't miss this rare opportunity to enjoy acreage, privacy, and convenience all in one beautiful home!

18303 Ivan Street SW, Rochester

Listing courtesy of Northfork Realty.

$395,000
2 Beds ⋅ 2 Baths ⋅ 2555161 MLS ⋅ ACTIVE Status
Welcome to this quiet and cozy 2-bedroom, 1.5-bathroom home. This park like setting is situated on a spacious corner lot of nearly half an acre. Large windows fill the main level with abundant natural light, creating a warm and inviting atmosphere. Relax on the charming country-style covered front porch, complete with a porch swing—the perfect spot to enjoy peaceful mornings or unwind at the end of the day. This quaint home features durable Hardie Plank siding, a newer roof, fresh kitchen paint, a new kitchen sink, and a newer refrigerator. Ductless heating and cooling units on both the main and upper levels provide year-round comfort and energy-efficient climate control. The expansive, level lot offers endless possibilities, whether you're dreaming of a garden, shop, outdoor entertaining space, or future expansion. There is ample of space for parking including for an RV. For added peace of mind, the septic system received a new pump and alarm in August 2025. Don't miss the opportunity to make this charming property your own!

10443 SW 184th Avenue, Rochester

Listing courtesy of Virgil Adams Real Estate, Inc..

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