Ridgefield Homes with FHA Terms

Ridgefield Homes with FHA Terms

Located in Clark County, Washington, Ridgefield is a charming city that offers a peaceful and family-friendly environment. With a population of around 8,000 residents, this tight-knit community is known for its scenic beauty, excellent schools, and welcoming atmosphere.

Ridgefield is nestled in the heart of the Pacific Northwest, surrounded by lush greenery and stunning natural landscapes. The city boasts a variety of outdoor recreational opportunities, including hiking trails, parks, and the nearby Ridgefield National Wildlife Refuge. Nature enthusiasts will appreciate the abundance of wildlife and picturesque views that this area has to offer.

When it comes to real estate, Ridgefield has a range of options to suit different needs and preferences. Whether you're looking for a cozy single-family home or a spacious property with ample land, you'll find a variety of options in this area. One notable feature is that many homes in Ridgefield are eligible for FHA (Federal Housing Administration) financing terms, making them more accessible to a wider range of buyers.

In addition to its natural beauty and housing options, Ridgefield also offers a strong sense of community. The city hosts various events and activities throughout the year, including a popular Fourth of July celebration, farmers markets, and local festivals. With its small-town charm and close-knit community, Ridgefield is an ideal place to call home.

If you're looking for a peaceful and family-oriented neighborhood with a range of housing options and FHA financing opportunities, Ridgefield is definitely worth considering. Its natural beauty, excellent schools, and strong sense of community make it a desirable place to live.

Newest Ridgefield Homes with FHA Terms

$519,900
4 Beds ⋅ 3 Baths ⋅ 2571817 MLS ⋅ ACTIVE Status
One-year lender-paid rate buydown available with preferred lender!! Welcome to this beautifully upgraded 2023-built Ridgefield home offering 4 bedrooms, 2.5 bathrooms and 1,986 sq ft of thoughtfully designed living space. Better than new, this move-in-ready home features an open-concept main level with quartz countertops, laminate flooring, a fireplace and an upgraded oversized kitchen island perfect for gathering and entertaining. Front and Side Landscaping is beautifully done with thoughtful details, and maintained by low HOA. Owner upgrades include updated kitchen lighting and hardware, enhanced laundry features, built-in speakers in the living room, in-ceiling speakers in multiple rooms including primary bedroom, whole-house network wiring, upgraded fireplace features and smart-home technology with select lighting, security and other features controllable by phone. Upstairs you’ll find four bedrooms plus a versatile loft ideal for a home office, playroom or second living area. Central A/C provides year-round comfort. Outside, enjoy a larger fenced backyard with sod, sprinkler system and added landscaping, plus front-yard irrigation and landscaping. Modern finishes, smart-home conveniences and thoughtful upgrades make this Ridgefield home a standout.

2932 N 3rd Way, Ridgefield

Listing courtesy of John L. Scott, Inc..

$599,000
2 Beds ⋅ 2 Baths ⋅ 2565206 MLS ⋅ ACTIVE Status
Secure, Gated, 55+ Community! Welcome to this beautifully designed home featuring an inviting entry showcasing an arched entry, lighted tray ceiling with crown molding, and niche adjacent to the dining room. Dining room offers a double arched entry, and clerestory windows. Spacious great room combines the family room and kitchen for effortless living and entertaining. Family room offers a gas fireplace with stone surround extending to the vaulted ceiling, upgraded lighted ceiling fan, recessed lighting, and upgraded Silhouette blinds. A full-lite door with transom opens to the covered patio. Island breakfast bar kitchen boasts quartz counters, subway tile backsplash, shaker-style soft-close cabinetry, some pull-outs, under-cabinet lighting, walk-in pantry, stainless appliances including a gas range, built-in microwave, and dishwasher. The large quartz island provides ample storage and breakfast-bar seating. Primary suite offers a tray ceiling, recessed lighting, lighted ceiling fan, walk-in closet, dual-sink quartz vanity and roll-in shower tiled to the ceiling. A second bedroom/guest suite features a vaulted ceiling, closet, lighted ceiling fan, and conveniently located near the full bath. Laundry with utility sink, built-ins, clothes rod, and an adjacent storage/mechanical room. Engineered hardwood, tile and carpet. Outside, enjoy a covered patio with extended slab, gas BBQ hookup. 2-car garage. Mortgage savings may be available for buyers of this listing.

17318 NE 17th Avenue, Ridgefield

Listing courtesy of Redfin.

$545,000
3 Beds ⋅ 3 Baths ⋅ 2558531 MLS ⋅ ACTIVE Status
Rare opportunity for exceptional multi-generational living with over 3,300 square feet; 1700 square feet on each level! Soaring vaulted ceilings and an open-concept layout create a bright, spacious feel throughout the main level. The versatile fourth bedroom offers exceptional flexibility as a home office, bonus room, media room, or guest suite. The thoughtfully designed lower level offers outstanding separation of space with a private entrance, family room, dining area with a kitchenette, two bedrooms, a full bathroom, and a utility/storage room. Step outside to an oversized Trex deck, perfect for summer barbecues, morning coffee, or evening gatherings. The lower level opens to a covered patio, creating a second outdoor living space. Both overlook a private greenspace, offering a park-like backdrop with year-round privacy. Hobbyists and crafters will appreciate the custom bedroom closet with a wood organizer and built-in worktable. The extra-wide double garage includes a built-in workshop organization system, providing ample room for projects, tools, and storage. Enjoy the convenience of condominium living without sacrificing space. The HOA covers exterior maintenance, landscaping and grounds, roof and siding, plus water and sewer—giving you more time to enjoy your home and less time worrying about upkeep. Be sure to review the Features & Updates sheet for a complete list of service and updates that make this home truly one of a kind.

2217 NE 179TH Street Unit #38, Ridgefield

Listing courtesy of Windermere Northwest Living.

$699,000
4 Beds ⋅ 3 Baths ⋅ 2555100 MLS ⋅ ACTIVE Status
Welcome to Greely Farms, where quality craftsmanship by Holt Homes meets thoughtfully selected luxury upgrades and true move-in-ready convenience. The open-concept floor plan seamlessly connects the kitchen, dining, and living spaces, highlighted by a stunning floor-to-ceiling tiled fireplace. All kitchen appliances are included, making your move even easier. A main-floor bedroom and full bathroom offer exceptional flexibility for multigenerational living, overnight guests, or a private home office. Upstairs, the spacious loft features custom built-in cabinetry, while designer wallpaper, an upgraded staircase banister, and luxury finishes throughout create a polished, custom feel. Step outside to your fully fenced and landscaped backyard retreat with an extended patio, apple, pear, and cherry trees, plus a private hot tub perfect for relaxing or entertaining. The oversized tandem 3-car garage accommodates up to 4 vehicles or all your toys and includes a utility sink, making it ideal for projects, hobbies, or extra storage. This home is truly finished inside and out with luxury upgrades already in place, allowing you to simply move in and enjoy. A home warranty is included for added peace of mind. Don't miss this opportunity to own a beautifully upgraded Holt Home in one of the area's most desirable new communities!

8713 N 5th Street, Ridgefield

Listing courtesy of Keller Williams-Premier Prtnrs.

$574,900
4 Beds ⋅ 2 Baths ⋅ 2555852 MLS ⋅ ACTIVE Status
Beautifully maintained one-level ranch offering 1,782 SF, 4 bedrooms, 2 baths, and an attached 2-car garage in a desirable Ridgefield neighborhood. The spacious great room with fireplace flows seamlessly into the kitchen and dining area, featuring engineered hardwood floors and French doors (2020) leading to the fully fenced backyard. The primary suite provides a private retreat, while three additional bedrooms offer flexibility for guests, hobbies, or a home office. Major updates include a 50-year roof (2022), LeafFilter gutter protection (2026), and HVAC professionally serviced in July 2026, New Garage Door Opener 2026. Conveniently located near parks, schools, shopping, dining, downtown Ridgefield, and I-5. Welcome Home!

504 N Lark Drive, Ridgefield

Listing courtesy of John L. Scott, Inc..

$449,900
3 Beds ⋅ 3 Baths ⋅ 2544763 MLS ⋅ ACTIVE Status
1 Year Lender Paid Buy Down Available with Preferred Lender!! Welcome home to this beautifully maintained modern farmhouse offering stylish finishes, an open-concept design, and exceptional functionality. Filled with natural light, the spacious great room has tons of natural light and a cozy gas fireplace that flows seamlessly into the chef-inspired kitchen with quartz countertops, stainless steel appliances, abundant cabinetry, a large center island, and generous prep space. The thoughtfully designed floor plan provides comfortable spaces for both everyday living and entertaining. Upstairs, the spacious primary suite offers a relaxing retreat with a spa-like ensuite featuring dual vanities, a walk-in tile shower, and generous closet space. Additional bedrooms provide flexibility for guests, a home office, or hobbies. Step outside to the covered patio and fully fenced backyard, offering a wonderful space for outdoor dining, entertaining, or simply relaxing. Conveniently located near Ridgefield’s highly rated schools, parks, shopping, dining, and easy I-5 access, this move-in-ready home combines modern style with everyday convenience. Thoughtfully designed, beautifully maintained, and ready for its next owners—don’t miss this opportunity to make it yours!

1128 N Auburn Place, Ridgefield

Listing courtesy of John L. Scott, Inc..

$484,999
3 Beds ⋅ 3 Baths ⋅ 2549887 MLS ⋅ ACTIVE Status
Nestled in the heart of Ridgefield and backing Packard Creek, this beautiful 3-bedroom, 2.5-bath home feels like a private retreat while keeping you close to everything that makes the area desirable! Fresh interior paint, luxury vinyl plank flooring, cellular shades, oversized baseboards, custom lighting, decorative stone surrounding the fireplace and upstairs pony wall, create a warm and modern feel throughout the home. The kitchen features floor-to-ceiling cabinetry, terracotta backsplash, and a decorative stone island, where you can create memorable gatherings. Clark County Fairgrounds, Cascades Amphitheater, and Whipple Creek are within walking distance. Lake River, the Ridgefield National Wildlife Refuge, Vancouver Waterfront, and Portland are a short drive away. Add in top-rated schools, access to Costco, In-N-Out Burger, and Ridgefield's charming small-town atmosphere, and it's easy to see why Ridgefield is one of Southwest Washington's most sought-after places to call home.

922 NW 175th Way, Ridgefield

Listing courtesy of Redfin.

$729,999
4 Beds ⋅ 3 Baths ⋅ 2546985 MLS ⋅ ACTIVE Status
Beautifully maintained 4-bedroom, 2.5-bath home in the heart of Ridgefield! Features an open-concept floor plan with a main-level office, granite countertops, stainless steel appliances, upgraded lighting, soaring ceilings, designer paint, and a stunning floor-to-ceiling stone fireplace. Dual-zone HVAC, an oversized extra-deep 3-car garage, covered patio, extended concrete, fire pit, raised garden beds, storage shed, and dedicated play area. Move-in ready!

775 N 49 Avenue, Ridgefield

Listing courtesy of ListWithFreedom.com.

$495,000
3 Beds ⋅ 3 Baths ⋅ 2540831 MLS ⋅ ACTIVE Status
Exceptional Home Backing to a Wooded Greenbelt! This beautifully situated property offers a prime location. The home features an oversized kitchen with a spacious pantry, ample storage, and a thoughtfully designed layout. The unique main floor plan provides balance between open spaces for entertaining and private areas for relaxation. LVP and Travertine flooring enhance both the aesthetics and practicality of the living spaces. Upstairs, the primary bedroom offers an ensuite bathroom and a walk-in closet, accompanied by two additional bedrooms and a conveniently located laundry. Enjoy the tranquility of the fully fenced private yard, which backs onto a creek and over four acres of lush greenbelt, creating a serene and picturesque outdoor retreat

1308 NE 168th Street, Ridgefield

Listing courtesy of Redfin.

$675,000
4 Beds ⋅ 3 Baths ⋅ 2532324 MLS ⋅ ACTIVE Status
Updated finishes, functional living and plenty of space in this 4-bedroom, 2.5-bath Pioneer Canyon home. With 2,724 sq. ft., you'll find a dedicated office on the main level, open kitchen, dining and living spaces, and a spacious primary suite with soaking tub, walk-in shower and oversized closet. Outside, the covered patio, fire pit and backyard overlooking greenspace create a great space to relax or entertain. Tucked into a cul-de-sac with neighborhood trails and parks nearby, plus quick access to Ridgefield schools, shopping, dining and I-5. A home that checks the boxes for space, function, updates and location.

409 N 43rd Court, Ridgefield

Listing courtesy of Realty ONE Group Prestige.

$499,900
4 Beds ⋅ 3 Baths ⋅ 2515938 MLS ⋅ ACTIVE Status
Better than new and absolutely adorable! Why buy new when you can have all appliances included, a fantastic location, and so many thoughtful extras. This stylish, nearly new home offers a functional floor plan, modern finishes, and beautiful territorial views from the south-facing rooms and spacious back deck. The thoughtfully designed kitchen and bathrooms feature soft-close cabinetry, while the kitchen showcases dimmable under- and over-cabinet lighting for added ambiance and functionality. Step outside to the easy-care landscaped backyard, highlighted by an impressive 18' x 14' Trex deck—perfect for outdoor dining, entertaining, and relaxing. The attached two-car garage provides ample covered parking and storage. Conveniently located near shopping, freeways, and highly sought-after Ridgefield schools. Residents also enjoy wonderful community amenities, including a dog park, playgrounds, walking paths, picnic areas, benches, and open common spaces. This immaculate home is ready for its next owner!

1021 NW 174TH Street, Ridgefield

Listing courtesy of Keller Williams-Premier Prtnrs.

$1,252,190
4 Beds ⋅ 4 Baths ⋅ 2520619 MLS ⋅ ACTIVE Status
NOW MOVE-IN-READY! This spacious one-level home features an open gourmet island kitchen and generous dining area that complement the oversized great room with soaring 12-foot ceilings—ideal for gatherings and entertaining. The private primary suite offers patio access and a well-appointed bath with a curbless tile shower. A versatile flex space can serve as a home office or additional living area. The secluded guest bedroom includes a full bath, plus two additional bedrooms with the option to use one as a den. A three-car garage with extra shop space completes this home. Ask about our Builder Flex Cash and Preferred Lender Incentives designed to maximize your buying power. Builder incentives are subject to terms and vary by property. Prices subject to change prior to completion.

806 NW 173rd Lot #4 Circle, Ridgefield

Listing courtesy of Keller Williams-Premier Prtnrs.

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