Rainier Homes with FHA Terms

Rainier Homes with FHA Terms

Rainier, a charming city located in Thurston County, Washington, is a fantastic place to call home. Situated in the beautiful Pacific Northwest region of the United States, Rainier offers a peaceful and tight-knit community atmosphere, making it an ideal place to settle down.

One of the notable features of Rainier is its diverse and picturesque neighborhood. Surrounded by stunning natural landscapes, including lush forests, serene rivers, and breathtaking mountain views, residents of Rainier have the opportunity to immerse themselves in nature's beauty. Whether it's hiking through the nearby Mount Rainier National Park or enjoying a leisurely stroll along the Nisqually River, outdoor enthusiasts will find plenty of activities to indulge in.

In terms of real estate, Rainier offers a range of options for homebuyers. One notable aspect is the availability of homes with FHA terms. The Federal Housing Administration (FHA) offers loans that are insured by the government, making them an attractive option for many buyers. These loans often come with more flexible credit requirements and lower down payment options, making homeownership more accessible for those who may not qualify for conventional mortgages.

If you're considering purchasing a home in Rainier, the availability of FHA terms can be a significant advantage. It allows you to explore various housing options and find a property that suits your needs and budget, all while benefiting from the advantages of FHA financing.

In conclusion, Rainier's beautiful neighborhood, coupled with the availability of homes with FHA terms, makes it an appealing destination for those looking to settle down in a welcoming and picturesque community.

Newest Rainier Homes with FHA Terms

$589,900
3 Beds ⋅ 2 Baths ⋅ 2574282 MLS ⋅ ACTIVE Status
Charming rambler tucked away in it's own corner of paradise. Open concept floor plan with generous living room and cozy fireplace. Gourmet kitchen with rich wood cabinets, stainless appliances and sparkling granite! Three bedrooms PLUS a den. Windows have shutters, the main bathroom has a gorgeous spa shower with multiple sprayers and custom slate. Beautifully finished heated garage features a 20k "Thermospa" exercise spa tub that is included. All appliances stay, so home is move in ready! Storage shed, detached shop and solar panels bring alternative energy to the home. Property is fully fenced and gated, bordered with tall firs. Lovely landscaping and a water feature off the front porch. Raised garden beds, and plenty of magical places abound with lush vegetation, fruit trees, flowers and paths to wander. Close to town, excellent schools, walking trails and access to all amenities. A wonderful, private place to call home!

714 Tipsoo Loop S, Rainier

Listing courtesy of Yelm Windermere.

$545,000
4 Beds ⋅ 3 Baths ⋅ 2552183 MLS ⋅ ACTIVE Status
Welcome home to this 4 bedroom, 2.5 bath home tucked away on a quiet street in Rainier! Sitting on nearly 1/3 of an acre, this home has plenty of space inside & out. The main floor offers an open, functional layout with laminate flooring, granite countertops, stainless steel appliances & plenty of cabinet space. Upstairs you’ll find all 4 bedrooms, including the primary suite with private bath & walk-in closet, plus a bonus/loft space perfect for an office, playroom or second living area. Outside, the fully fenced backyard has been landscaped & offers tons of room to enjoy, entertain or make it your own. You’ll also find RV parking, solar panels, a heat pump & attached 2-car garage. Enjoy a little more space & a quieter setting while still being an easy drive to Yelm, JBLM, Lacey & Olympia. Come see everything this Rainier home has to offer!

301 135th Place SE, Rainier

Listing courtesy of eXp Realty.

$499,000
4 Beds ⋅ 2 Baths ⋅ 2565129 MLS ⋅ ACTIVE Status
Fully renovated and move-in ready on nearly 2 secluded acres! This spacious 4-bedroom, 2-bath home offers a park-like setting surrounded by mature trees with tons of yard space and room for RVs, toys, animals and more. Inside, enjoy fresh interior paint, LVP flooring throughout and a beautiful updated kitchen with hard-surface Terrazzo countertops, ample storage and brand-new stainless steel appliances. The spacious primary suite features a walk-in closet and private 4-piece bath complete with a large soaking tub. Outside, you'll find fresh exterior paint, a deck, partially fenced yard, expansive driveway, multiple outbuildings and sheds, plus a brand-new detached garage. Washer and dryer included! Plenty of space, privacy, storage and room to enjoy both inside and out.

15019 Turner Road SE, Rainier

Listing courtesy of Spivey Realty Group.

$489,999
3 Beds ⋅ 2 Baths ⋅ 2562247 MLS ⋅ ACTIVE Status
Welcome home to this beautifully maintained rambler offering the perfect blend of comfort, style, and peace of mind. Thoughtfully updated throughout, this move-in-ready home features a beautifully remodeled bathroom, a brand-new deck perfect for entertaining or relaxing, a new roof, and a new high-efficiency heat pump for year-round comfort.Enjoy the added security of a natural gas whole-house generator, ensuring you're prepared no matter the season. Outside, you'll find a spacious yard with a storage shed, providing plenty of room for tools, or outdoor equipment.Whether you're looking for your first home, downsizing, or simply searching for easy one-level living, this charming rambler offers quality updates and exceptional value. Don't miss your opportunity to make this beautiful home yours!

815 Cody Street SE, Rainier

Listing courtesy of Silvercreek Realty Group.

$510,000
3 Beds ⋅ 2 Baths ⋅ 2559506 MLS ⋅ ACTIVE Status
Brand-new 1,493 sq. ft. manufactured home on 1.06-acre lot! This 3-bedroom, 2-bath home features an open-concept floor plan with luxury vinyl plank flooring throughout. Spacious kitchen with abundant cabinetry, eating bar, and adjoining dining area that flows into the inviting kitchen. The primary suite offers a walk-in closet, dual vanities and a walk-in shower. Two additional bedrooms and a full bath provide plenty of space for guests. Outside, enjoy the hydroseeded yard, wraparound sidewalk, back patio, park your RV, garden, or simply enjoy country living. Move-in ready with modern finishes and quality craftsmanship throughout!

14011 123rd Avenue SE, Yelm

Listing courtesy of Riley Jackson Real Estate Inc..

$754,900
3 Beds ⋅ 2 Baths ⋅ 2535475 MLS ⋅ ACTIVE Status
Opportunity here! Just on the edge of City of Rainier, zoned commercial/residential, Nearly 3 acres just off Hwy 507. Park-like setting, 3-bedroom home with split living area, vaulted ceiling, open kitchen living area. The shop is 1250 sq ft, commercial air compressor, 10,000# hydraulic car lift, heavy concrete floor, 14-ft clearance, concrete pad in front and "lean-to" on either side. There's a 400 sf mezzanine that is set up as a ManCave with pool table, etc. Ample work benches and storage rooms, wired industrial. What a place for a home business with over 8000 traffic count per day. Several outbuildings. Bring your business, your hobbies and/or just your stuff. Plenty of room to expand. Adjacent lot negotiable.

12443 133rd Avenue SE, Rainier

Listing courtesy of Keller Williams South Sound.

$529,000
4 Beds ⋅ 3 Baths ⋅ 2546246 MLS ⋅ ACTIVE Status
This 4-bed home on nearly 1/3 acre level lot brings a refreshing serenity with its pride of ownership, brand new carpet, & interior paint! You'll adore the main floor for hosting & everyday living with warm-toned laminate floors, granite counters, 5-burner gas cooktop, basin sink, quality cabinets & inviting bar counter; glass slider exits to smooth patio complete w string lights for your evening ambiance, while the spacious, fully-fenced lawn makes a wonderful backdrop for recreation & relaxation, including room for your dream garden, playset, hammock, or lawn games. Upstairs, the primary bed/bath provide a peaceful retreat w jetted tub, tall vanity w double sinks, & walk-in-closet. Three more bedrooms & a full bath surround the main loft area, perfect for family room, office, schoolroom, exercise or craft area, or playspace! Details such as heat pump for year-round comfort, washer/dryer, garage fridge & chest freezer included, gen-ready panel, extra parking & wide RV-friendly gate, storage shed, landscape curbing, & fruit trees (think sweet honeycrisp apples, juicy Asian pears, & fresh figs) all bring extra benefit & value! Meticulously cared for by the original owners, this is the kind of worry-free home you dream of buying; situated on a dead end street with just a few houses & no HOA. Establish your peaceful homelife in this delightful charmer--away from the hustle & bustle--in beautiful Rainier, not far from JBLM, Lacey, Olympia, & Yelm. There's just so much to love!

303 135th Place SE, Rainier

Listing courtesy of RE/MAX Northwest.

$565,000
5 Beds ⋅ 3 Baths ⋅ 2551074 MLS ⋅ ACTIVE Status
The backyard is the dream, and this nearly new modern farmhouse delivers. Set on a level, fully fenced 1/3-acre lot with a wooded backdrop and NO HOA, this 2023-built Rainier home offers the freedom and space that's hard to find in newer construction. The front half of the yard is lush sod, while the back is a homesteader's dream with wildflower meadow, 8 thriving raised cedar garden beds with drip irrigation, a charming trellis with cafe lights, apple trees, and a chicken coop already in place. Enjoy the covered patio and extended concrete pad for effortless outdoor living. Inside, the 2,221sqft layout lives large with 5 bedrooms, including a main-floor bedroom and full bath, ideal for guests, multigenerational living, or a home office. Upstairs, the spacious primary suite offers room for a sitting area, a large walk-in closet, and a luxurious 5-piece bath, while the conveniently located laundry room sits near the secondary bedrooms and third full bath. The beautiful kitchen features quartz countertops, subway tile backsplash, stainless steel appliances, and a generous walk-in pantry. Added windows fill the home with natural light and frame backyard views, while the cozy propane fireplace anchors the main living space. A 3 car garage with an extra deep third bay and backyard man door adds function and storage. Enjoy the charm of small-town Rainier, just 15 minutes from Yelm and Lacey amenities with an easy commute to JBLM. Here, you really can have it all.

507 B Minnesota Street N, Rainier

Listing courtesy of eXp Realty.

$599,950
4 Beds ⋅ 3 Baths ⋅ 2502986 MLS ⋅ ACTIVE Status
Located in the quaint town of Rainier, this inviting property captures the essence of peace on over a 3/4 acre lot. Perfectly placed at the end of a long driveway on a small cul-de-sac, this home instantly feels like a place where life slows down & memories are made. Inside, the open-concept design is filled w/ warm natural light pouring through large windows, highlighting the easy flow of the living spaces & durable LVP flooring. The kitchen serves as the heart of the home w/ stainless steel appliances, a generous island & space to gather, while a versatile bonus area offers the perfect spot for a home office, an additional dining space or even a 2nd living room. Upstairs you’ll find 4 comfortable bedrooms, including a spacious primary suite designed to truly feel like your own space, complete w/ 5-piece ensuite, an extra nook perfect for relaxing & a large walk-in closet. Outside you’ll find your own slice of charm. Mature trees swaying overhead, soft string lights set the mood & a custom paver fire pit w/ built-in seating ready for evenings spent under the stars & making smores. Whether it’s laughter around the fire, enjoying the zip line & playset, or simply the privacy of your fully fenced yard, this backyard was made for simple joys & full moments. Offering A/C for those warm days, a 2-car garage & a setting that offers both privacy & a sense of community, this home embodies the space, tranquility & charm within a reasonable commute to I-5 & JBLM!

114 Lillian Lane SE, Rainier

Listing courtesy of eXp Realty.

$698,000
3 Beds ⋅ 2 Baths ⋅ 2503645 MLS ⋅ ACTIVE Status
Back on the Market - Act NOW! Modern 3-Bedroom Home + bonus space | 2,038 Sq. Ft. | 10.79 Acres | Energy-Efficient & Built to Last Great location near Rainier — peaceful, yet close to amenities Nestled in the scenic county, this thoughtfully designed home offers flexible, modern living with 3 bedrooms + dedicated office space — ideal for remote workers or anyone seeking comfort and productivity in a serene setting, just minutes from Rainier. Inside: • 3 bedrooms, 9-foot ceilings, and open-concept flow • Gourmet kitchen with large island, real wood cabinetry, and stainless-steel appliances, walk in panrty • Premium construction: 2x6 exterior wall studs, solid floor joists, architectural shingles Smart & Efficient: • Smart thermostats • 2023 heat pump with AC • Hybrid water heater • Superior insulation: R-30 floors, R-21 walls, R-44 ceilings — built to save energy and money Outside: • 10.79 acres of usable land — perfect for gardens, animals, or recreation • Includes chicken coop, goat pen, and 3 car oversized garage (great for vehicles, toys, or storage) A rare find: modern functionality meets country charm — ready for your next chapter, just outside the heart of Rainier.

13113 Algyer Road SE, Rainier

Listing courtesy of Signature Service RE Olympia.

$240,000
1 Beds ⋅ 1 Baths ⋅ 2493335 MLS ⋅ ACTIVE Status
Welcome to 108 Centre Street S, a beautifully updated property in the heart of downtown Rainier. This corner-lot gem sits on 0.13 acres and blends small-town charm with thoughtful modern updates. Inside, you will find newer flooring, fresh paint, a newer roof, and a newer septic system, meaning much of the major work has already been completed. The flexible layout offers plenty of possibilities to create the space that fits your needs. With its central location, you will enjoy the convenience of downtown living where coffee shops, local dining, and parks are just a short walk away. Whether you envision a comfortable home in the middle of town or a live/work setup, this property offers the versatility to make it your own.

108 Centre Street S, Rainier

Listing courtesy of Epique Realty.

$489,995
3 Beds ⋅ 2 Baths ⋅ 2306654 MLS ⋅ ACTIVE Status
Updated rambler on nearly a half acre in Rainier! The Family Room is perfect, with a cozy corner pellet stove & large living space w/ lots of natural light. The kitchen features granite countertops, tile flrs & a walk in pantry. 3 bdrms, incl. the master w/ beautifully updated 3/4 bath & french doors to one of the 2 covered back decks. New carpets and lighting, w/ new flooring in all living spaces & tile floors in the kitchen & baths. Terrific level lot w/ large storage shed & room for a boat, RV, garden & more...

604 Nieland Loop SE, Rainier

Listing courtesy of John L. Scott, Inc.

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