Rainier Beach Homes with FHA Terms

Rainier Beach Homes with FHA Terms

Welcome to Rainier Beach, a vibrant neighborhood located in the beautiful city of Seattle, Washington. Nestled in King County, Rainier Beach offers a unique blend of urban convenience and natural beauty, making it a highly sought-after area for homebuyers.

Known for its stunning views of Lake Washington and the surrounding mountains, Rainier Beach provides residents with a peaceful retreat from the hustle and bustle of city life. The neighborhood boasts a strong sense of community, with local shops, restaurants, and parks contributing to its welcoming atmosphere.

For those looking to purchase a home in Rainier Beach, FHA terms are available, making homeownership more accessible and affordable. Whether you're a first-time buyer or looking to invest in real estate, the option of FHA terms can help you achieve your property ownership goals in this desirable neighborhood.

With its convenient location, natural beauty, and diverse housing options, Rainier Beach is the perfect place to call home. Explore the real estate opportunities in this charming neighborhood and discover why so many people are choosing to make Rainier Beach their new address.

Newest Rainier Beach Homes with FHA Terms

$1,999,950
4 Beds ⋅ 3 Baths ⋅ 2574000 MLS ⋅ ACTIVE Status
Expansive mid-century home on Lake Washington is the spot for watching the sky or fishing from every window. The architect studied under Walter Gropius, and it is built for entertaining. All new roof, interior finishes, lined sewer connection and boat lift below house. Floor to (high) ceiling doors open to panoramic views over the lake. Secret room. EV car charger. Office loft. From the kitchen and into the dining area, you would think you were far out over the lake itself-which indeed you are. This exceptional 3,730 square feet custom home features 4 bedrooms, 2.75 bathrooms, and 50 feet of deeded lakefront. The capacious primary suite occupies an entire wing of the second floor and includes a bay window sitting area, a five-piece bath with jetted tub, and a walk-in closet. Distinctive architectural details include exposed beam construction, floating stairs, skylights that fill the home with natural light, vaulted ceilings, a sandstone hearth with built-in benches, and custom bookcases. Opportunities like this don’t come often—make this remarkable property yours today.

9620 Rainier Avenue S, Seattle

Listing courtesy of John L. Scott Des Moines.

$745,000
3 Beds ⋅ 2 Baths ⋅ 2569476 MLS ⋅ ACTIVE Status
Classic 1930's charm meets impactful modern updates in this beautifully maintained Rainier Beach gem, tucked at the end of a dead-end street for the most perfectly peaceful location. Extensively updated for long-term ease & peace of mind, you can simply turn the key, move in & enjoy newer plumbing, electrical, insulation, paint, roof/gutters, flooring, appliances, windows & an efficient heat pump/mini-split system for both heat & A/C. Savor peekaboo views of the Cascade Mtns, Lake WA, downtown Bellevue's skyline and, on a clear day, majestic Mount Baker - all from the comfort of home! Built with the perfect floor plan for everyday functionality & easy hosting, w/ living/dining spaces flowing together effortlessly then into a sleek updated kitchen or out onto a newly restained deck, ready for end-of-summer BBQs & sunset happy hours. Thoughtfully laid-out w/ 3 bedrooms & 1.75 beautifully refreshed bathrooms. From the daylight basement, step out onto the sun-drenched patio overlooking the fully fenced yard w/ raised garden beds, a handy storage shed & antimicrobial turf lawn - low-maintenance & great for pets! An additional storage room can be found off the lower bathroom. Plenty of off-street parking, bus 107 at the end of the street, & the Chief Sealth trail right in your backyard! Conveniently close to the beloved Kubota Gardens, light rail, I-5, great restaurants & more. A rare blend of character, comfort, and smart investment in a fantastic neighborhood.

9744 49th Avenue S, Seattle

Listing courtesy of Berkshire Hathaway HS NW.

$649,950
3 Beds ⋅ 2 Baths ⋅ 2562018 MLS ⋅ ACTIVE Status
Rare 1957 Mid-Century home located in South Beacon Hill. Original hardwood floors. Both bedrooms and baths on main with a bonus room upstairs. Behind the property is a rare working ranch, offering a great in-city home with a rare rural feel. Home is close to Chief Sealth Trail, Kubota Gardens and a short drive to light rail & 1-5.

4634 S Gazelle Street, Seattle

Listing courtesy of John L. Scott, Inc.

$765,000
4 Beds ⋅ 3 Baths ⋅ 2557313 MLS ⋅ ACTIVE Status
**PRICE IMPROVEMENT** Imagine standing at your kitchen sink and seeing Mt. Rainer outside the window, what a great way to start your day! This beautifully updated 4-bed, 3-bath, 1,890 sq. ft. home sits west-facing to soak in natural light all day, and the open-concept main level flows effortlessly between a stone fireplace living room, dining area, and a kitchen outfitted with new stainless steel appliances, quartz counters, and a large island, plus a second breakfast nook that's perfect for slow mornings with coffee. Expanded off the dining room, step outside to a back patio made for entertaining or unwinding, overlooking a private yard with plenty of room to garden, play, or simply enjoy the outdoors. Upstairs, the generously sized primary suite offers its own full en-suite bath with beautiful finishes. Two additional bedrooms and a full bath complete the upstairs, ideal for modern living. The finished lower level expands the home further with a second living room, a fourth bedroom, another full bathroom, and laundry room. Round it out with a spacious 2-car garage, and extra storage, and you've got a home that's truly move-in ready!

5134 S Wallace Street, Seattle

Listing courtesy of Pointe3 Real Estate.

$625,000
3 Beds ⋅ 2 Baths ⋅ 2552317 MLS ⋅ ACTIVE Status
Lease to Purchase Option! Ready to own your own home? Move-In for fall into this Timeless Craftsman, fully rejuvenated South Seattle residence. Move-in-ready and thoughtfully improved, it opens to a bright great room with new engineered hardwoods and abundant sunlight. The remodeled kitchen features shaker cabinetry, quartz countertops, designer tile backsplash, and a gas range for effortless daily living and entertaining. The main level includes three bedrooms with new carpet and two renovated full bathrooms, including one with a double vanity, tile flooring, and tiled tub surround. Upstairs, a spacious bonus room creates flexible space for a home office, media lounge, creative studio, playroom, or guest retreat. Newer siding, energy-efficient windows, a newer gas furnace, fresh interior paint, and a roof replaced in 2017. The unfinished basement provides generous dry storage and future potential while approx. 6.5 ft tall. Parking for 4 or more cars! RV/boat & guest parking adds convenience. With no HOA, the property also offers appealing flexibility for an owner-occupant or long-term rental investment. Minutes from Downtown Seattle, Boeing, Sea-Tac Airport, Link Light Rail, parks, shopping, dining, and commuter routes, this rejuvenated Craftsman blends enduring charm, smart updates, and exceptional access. Craftsmanship and updates create long-lasting livability, flexibility, value, and confidence. Walk to schools! Refreshed Price & Move-In ready now!

8632 45th Avenue S, Seattle

Listing courtesy of Realogics Sotheby's Int'l Rlty.

$480,000
2 Beds ⋅ 1 Baths ⋅ 2539492 MLS ⋅ ACTIVE Status
Welcome to this renovated 2 bedroom home where classic character meets modern comfort. The inviting covered front porch sets the tone, offering the perfect spot to enjoy your morning coffee or unwind at the end of the day. Inside, you'll find a thoughtfully updated interior featuring fresh finishes while preserving the home's original charm. The new kitchen is designed to impress, featuring sleek quartz countertops, stylish new cabinetry, and a full suite of stainless steel appliances. Whether you're preparing a quick meal or hosting a dinner party, this space combines beauty and functionality. The completely remodeled bathroom offers a luxurious oversized shower and contemporary fixtures. Two comfortable bedrooms provide flexibility for guests, a home office, or additional living space. Step outside to the rear deck, perfect for summer barbecues and outdoor dining. An unfinished basement offers abundant storage and room for hobbies, tools, seasonal items, or future possibilities. Conveniently located near bus routes; within a mile of the light rail station and major commuting corridors. Nature lovers will appreciate the close proximity to Kubota Gardens, one of Seattle's most treasured green spaces, featuring stunning landscapes, walking paths, and year-round beauty. Move-in ready and packed with updates, this charming home offers the perfect blend of character, convenience, and modern amenities in an excellent location.

9623 54th Avenue S, Seattle

Listing courtesy of John L. Scott, Inc.

$1,250,000
5 Beds ⋅ 4 Baths ⋅ 2522637 MLS ⋅ ACTIVE Status
****RATES AS LOW AS 5.5%****Exceptional Upper Rainier Beach residence elevated proudly to showcase the expansive view of Lake WA & the city skyline. Designed for the modern lifestyle & embodying an open floorplan. Large windows encompass the outstanding views, quality finishes and distinctive details. Centerpiece kitchen opens to formal dining rm, beautiful oak hardwoods flrs, home office, 3 upper level bedrms. Bright & spacious Primary dazzles w bright natural light, panoramic city & Lake WA views, and a deluxe en-suite bath: walk-in shower, heated flrs, and stylish finishes. A bonus in the Studio Apartment for added versatility, guests, or AirBnb/Rental possibilities. Massive views from grand top-floor entertainment rm w beverage bar opening to covered rooftop deck. 2 car garage prepped for EV charger.

6103 S Norfolk Street, Seattle

Listing courtesy of Real Residential.

$1,250,000
5 Beds ⋅ 4 Baths ⋅ 2481589 MLS ⋅ ACTIVE Status
****RATES AS LOW AS 5.50%****Exceptional Upper Rainier Beach residence elevated proudly to showcase the expansive view of Lake WA & the city skyline. Designed for the modern lifestyle & embodying an open floorplan. Large windows encompass the outstanding views, quality finishes and distinctive details. Centerpiece kitchen opens to formal dining rm, beautiful oak hardwoods flrs, home office, 3 upper level bedrms. Bright & spacious Primary dazzles w bright natural light, panoramic city & Lake WA views, and a deluxe en-suite bath: walk-in shower, heated flrs, and stylish finishes. A bonus in the Studio Apartment for added versatility, guests, or AirBnb/Rental possibilities. Massive views from grand top-floor entertainment rm w beverage bar opening to covered rooftop deck. 2 car garage prepped for EV charger.

6103 S Norfolk Street, Seattle

Listing courtesy of Real Residential.

$308,000
2 Beds ⋅ 1 Baths ⋅ 2520367 MLS ⋅ ACTIVE Status
Price Reduction! Great opportunity to own this 2bd/1bath move-in-ready condo in the heart of Rainier Beach. Centrally located with walking proximity to bus lines and light rail! You can get anywhere easily with or without a car. Quick access to Downtown Seattle and SeaTac Airport just minutes away from desirable Seward Park and Columbia City neighborhoods. Dog friendly, path for biking and jogging nearby at Chief Sealth Trail. Plus close to restaurants, grocery stores, Library, Banks and Community Center. includes a dedicated parking spot & extra storage room. The backyard common space of this condo is located directly behind this unit. With a strong homeowner’s association and NO RENTAL CAP, this property creates a smart turn-key investment!

4525 S Henderson Street Unit #302, Seattle

Listing courtesy of Coldwell Banker Bain.

$520,000
2 Beds ⋅ 3 Baths ⋅ 2515233 MLS ⋅ ACTIVE Status
If you’ve been searching for a home that offers seamless access to the best of Seattle—without the congestion or high price tag, here it is! This like new, meticulously maintained home is a 4-Star Built Green community, built in 2019 with only one original owner. This home blends modern design with energy-efficient living, tankless water heater and no HOA! Enjoy mountain views and a filtered lake view from this thoughtfully designed 2-bedroom, 2.5-bath, end unit townhome. The open-concept main living area features stainless steel appliances, quartz countertops and stylish cabinetry—perfect for both everyday living and entertaining. Each bedroom includes its own private bathroom, offering ideal flexibility for roommates, guests or potential Airbnb use. The primary bedroom and kitchen each feature a private balcony—creating versatile living options to fit your lifestyle. Commuting is effortless here. Walk just 10 minutes to the Rainier Beach Light Rail Station and reach downtown Seattle or Seatac Airport without ever sitting in traffic. Quick access to I-5 & I-405 keeps you connected to the entire region, plus convenient access to transit & bus lines. Love the outdoors? You’re minutes from the breathtaking Kubota Garden, Seward Park & Lake Washington for waterfront trails, recreation and scenic views. This home truly offers the perfect blend of convenience, flexibility, and lifestyle—modern city living with nature right at your doorstep. Check it out and fall in love.

9266 50th Avenue S Unit #C, Seattle

Listing courtesy of John L. Scott, Inc.

$520,000
2 Beds ⋅ 3 Baths ⋅ 2496667 MLS ⋅ ACTIVE Status
If you’ve been searching for a home that offers seamless access to the best of Seattle—without the congestion or high price tag, here it is! This like new, meticulously maintained home is a 4-Star Built Green community, built in 2019 with only one original owner. This home blends modern design with energy-efficient living, tankless water heater and no HOA! Enjoy mountain views and a filtered lake view from this thoughtfully designed 2-bedroom, 2.5-bath, end unit townhome. The open-concept main living area features stainless steel appliances, quartz countertops and stylish cabinetry—perfect for both everyday living and entertaining. Each bedroom includes its own private bathroom, offering ideal flexibility for roommates, guests or potential Airbnb use. The primary bedroom and kitchen each feature a private balcony—creating versatile living options to fit your lifestyle. Commuting is effortless here. Walk just 10 minutes to the Rainier Beach Light Rail Station and reach downtown Seattle or Seatac Airport without ever sitting in traffic. Quick access to I-5 & I-405 keeps you connected to the entire region, plus convenient access to transit & bus lines. Love the outdoors? You’re minutes from the breathtaking Kubota Garden, Seward Park & Lake Washington for waterfront trails, recreation and scenic views. This home truly offers the perfect blend of convenience, flexibility, and lifestyle—modern city living with nature right at your doorstep. Check it out and fall in love.

9266 50th Avenue S Unit #C, Seattle

Listing courtesy of John L. Scott, Inc.

$799,999
3 Beds ⋅ 4 Baths ⋅ 2454040 MLS ⋅ ACTIVE Status
Rare development opportunity in the heart of Seattle’s rapidly growing Rainier Beach neighborhood. This 14,555 SF parcel is zoned MHA LR3 + SM-RB 85 in a HALA opportunity area, offering strong redevelopment potential for builders and investors alike. City correspondence has confirmed favorable FAR potential and the possibility for dual maximum building heights. The property includes an existing rental home plus a separate garage rental unit, for easy rental income while pursuing permits. Existing month-to-month tenant would like to stay. Positioned on two main thoroughfares with access potential from both sides, the site offers flexibility for future development. Possible Downtown Seattle and Lake Washington views from approximately 35 feet. Located just one block from Link Light Rail, parks, shopping, and neighborhood amenities. Here is your chance to secure a large urban development site in one of Seattle’s fastest-evolving neighborhoods.

4519 S Henderson Street, Seattle

Listing courtesy of FIRST AND MAIN.

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