Port Orchard Homes with FHA Terms

Port Orchard Homes with FHA Terms

Port Orchard: A Charming Neighborhood in Kitsap County, Washington

Nestled in the heart of Kitsap County, Washington, lies the picturesque neighborhood of Port Orchard. Known for its small-town charm and stunning natural beauty, this community offers a tranquil and welcoming environment for residents of all ages.

Port Orchard is located in the western part of Washington state, making it an ideal destination for those seeking a peaceful retreat while still being within reach of urban amenities. With its proximity to the bustling city of Seattle, residents can easily access a wide range of employment opportunities, cultural attractions, and entertainment options.

One of the standout features of Port Orchard is its diverse range of homes available with FHA terms. For those looking to purchase a property, FHA financing offers flexible terms and lower down payment requirements, making homeownership more accessible and affordable. Whether you're a first-time buyer or looking to upgrade to a larger home, Port Orchard has a variety of options to suit your needs.

In addition to its real estate offerings, Port Orchard boasts a vibrant community with a strong sense of pride and camaraderie. Residents can enjoy a multitude of recreational activities, including hiking in nearby state parks, boating on the Puget Sound, or simply strolling through the charming downtown area, filled with quaint shops and local eateries.

With its idyllic setting, affordable housing options, and welcoming community, Port Orchard is a neighborhood that truly embodies the best of Pacific Northwest living. Whether you're seeking a peaceful retreat or a place to raise a family, Port Orchard has something for everyone.

Newest Port Orchard Homes with FHA Terms

$810,000
4 Beds ⋅ 2 Baths ⋅ 2573648 MLS ⋅ ACTIVE Status
Step into the charm of a beautifully remodeled 1930s farmhouse set on 1.66 acres, thoughtfully designed for comfortable living and a true mini-farm lifestyle. This 4-bedroom, 2-bath home blends timeless farmhouse character with modern updates. The upper level is dedicated to an impressive primary suite, complete with a luxurious five-piece ensuite bath with soaking tub, shower and dual sinks - your own peaceful retreat at the end of the day. Highlights include a spacious kitchen with stone countertops, high-end stainless appliances, large breakfast bar, and a butler's pantry. An open floor plan on main level with 3-bedrooms and full bathroom, living & dining rms and cozy wood-burning fireplace. Outside, the possibilities are endless with an entertainment size deck, detached garage and carport. The fully fenced and gated property features a barn with four stalls, chicken coop, fully cross-fenced pastures - perfect for goats and other farm animals. Plenty of room for gardens to grow your own produce, along with fruit trees - cherry, pear, hazelnut and plum, while generous RV and boat parking provides room for all your recreational toys, including electrical vehicle and RV plug-in. With its combination of classic farmhouse appeal, stylish updates, usable acreage, and versatile outbuildings, this property offers a rare opportunity to embrace the mini-farm lifestyle without sacrificing comfort and amenities. Close to nature trails, schools, shops and Navy bases. Welcome HOME!

5253 Banner Road SE, Port Orchard

Listing courtesy of John L. Scott, Inc..

$449,990
4 Beds ⋅ 2 Baths ⋅ 2574896 MLS ⋅ ACTIVE Status
Welcome to 817 Kendall St, a charming two-story home tucked away at the end of a quiet street while remaining conveniently close to downtown Port Orchard. Offering 4 bedrooms and 2 bathrooms across approximately 1,152 square feet, this home provides a functional layout with bedrooms on both levels and comfortable living spaces throughout. The main level features an inviting living area that flows into the kitchen, with abundant natural light throughout the home. A side deck provides an easy extension of the living space and a pleasant spot to enjoy the surrounding setting. The upper level offers additional bedrooms and a bathroom, providing flexibility for guests, an office, or additional living needs. Situated on a 6,098-square-foot lot, the property offers a great combination of convenience and privacy. Downtown Port Orchard, waterfront access, dining, parks, and the ferry terminal are all just minutes away, making it easy to enjoy the amenities of the area while still having a home tucked away from the main thoroughfare. With its desirable central Port Orchard location, flexible four-bedroom layout, and comfortable indoor and outdoor living spaces, 817 Kendall St is an excellent opportunity to own a home close to the best of the South Kitsap waterfront community. Don't miss the private access to the unfinished basement that could add a ton of future value to the property.

817 Kendall Street, Port Orchard

Listing courtesy of Realty One Group Turn Key.

$425,000
3 Beds ⋅ 1 Baths ⋅ 2572256 MLS ⋅ ACTIVE Status
Welcome to this inviting 3-bedroom, 1-bath rambler in Port Orchard, offering comfortable single-level living and a spacious layout designed for everyday living and entertaining. Step inside to a large living area filled with natural light, creating a warm and welcoming atmosphere throughout the home. The living room flows seamlessly into the eat-in kitchen, providing an open connection between the two spaces. A sliding door leads directly to the large, fully fenced backyard, offering a wonderful extension of the living space and room to enjoy the outdoors. The generous yard provides flexibility for gardening, recreation, entertaining, or simply relaxing in the fresh air. A large shed offers valuable additional storage for tools, equipment, and outdoor essentials. Convenient RV and boat parking adds versatility for storing larger recreational vehicles or gear. With its functional floor plan, abundant natural light, spacious backyard, and useful outdoor storage, this Port Orchard home offers a great combination of comfort, convenience, and potential. Come see all this property has to offer!

982 SW Shannon Drive, Port Orchard

Listing courtesy of Redfin.

$549,500
4 Beds ⋅ 3 Baths ⋅ 2572144 MLS ⋅ ACTIVE Status
Step inside a maximalist masterpiece meticulously brought to life by Kitsap's premier interior design company Delight Driven Design. Located in Port Orchard's Stetson Heights, this exceptional 4-bedroom, 2.5-bathroom home balances premium neighborhood convenience with fearless, high-end customization. The main level effortlessly pairs everyday functionality with an unapologetic explosion of style. An inviting entryway sets the stage, wrapped in botanical wallpapers and a striking geometric ceiling treatment that frames a vibrant magenta credenza. Nearby, a dedicated den transformed into a creative lounge features dramatic green backdrops, a plush flokati stool, and an eclectic gallery wall. The heart of the home opens into an expansive great room where a sunny, yellow-beamed coffered ceiling anchors the open-concept layout. The gourmet kitchen boasts striking jewel-toned teal cabinetry, high-end stainless steel appliances, a fiery statement-red island, and a custom floral-backed coffee bar. Elegant bubble-glass statement chandeliers float over the dining area, seamlessly tying the culinary space to the cozy, light-filled living area. Beyond the spectacular interior spaces, the home sits just minutes from parks, local beaches, shopping, and quick highway access for an easy ferry commute to Seattle. This property completely redefines Pacific Northwest living for the buyer seeking true artistic expression. Tell your broker you want to see this one today!

1137 SW Pendleton Way, Port Orchard

Listing courtesy of Keller Williams West Sound.

$369,000
2 Beds ⋅ 1 Baths ⋅ 2574298 MLS ⋅ ACTIVE Status
This inviting 2 bedroom, 1 bath home sits just off the main streets in central Port Orchard, offering a quieter setting while keeping daily conveniences close at hand. The main level features a comfortable living area and a practical kitchen layout, creating a straightforward space that’s easy to settle into. A finished basement adds meaningful flexibility, whether you need a bonus room, hobby space, or extra storage, it gives the home more usable square footage than you’d expect at this price point. The location is a strong advantage. Schools, parks, shopping, and local amenities are all nearby, and commuting is simple with quick access to both bases, WA State/Kitsap Ferries, and HWY 16. A solid Port Orchard home with extra space to work with and a location that supports a convenient, everyday lifestyle.

1141 West Avenue, Port Orchard

Listing courtesy of Coldwell Banker Park Shore RE.

$537,995
4 Beds ⋅ 3 Baths ⋅ 2573150 MLS ⋅ ACTIVE Status
Welcome to phase 4 of D.R. Horton's Stetson Heights, our new home community in Port Orchard. Great home site with a generous size backyard. The SHERWOOD has everything you need w/ lots of natural light throughout. 4 bedroom, 2.5 bath w/ all the luxury of a new home. Open entry & spacious hallway leads to your great room. Entertain easily within your kitchen, dining & living space all together. Enjoy the kitchen island, slab quartz counters, lots of storage & large bright windows. Utility room upstairs w/ all 4 bedrooms. Private suite boasts separate bath & walk-in closet. Fully landscaped backyard, Close to championship golf courses. Buyers must register their broker on site at first visit including open houses. A/C too! November completion

5908 Addison Road SW Unit #97, Port Orchard

Listing courtesy of D.R. Horton.

$484,995
3 Beds ⋅ 3 Baths ⋅ 2573148 MLS ⋅ ACTIVE Status
Welcome to phase 4 at Stetson Heights Port Orchard. The Bristol is a fabulous open design featuring a large great room, stainless appliances, & 9' ceilings to let in natural light. Upstairs boasts 3 bedrooms, 2 bathrooms, and utility room. Fully landscaped backyard, central A/C, key pad and smart home features! Enjoy beautiful scenic nature views at Stetson Heights. In downtown Port Orchard, historic Bay Street offers quaint shops & casual to fine dining restaurants to explore. The Port Orchard waterfront and marina feature a great place for walks and fun community events. Ask about special interest rate and incentive with DHI Mortgage for qualified Buyers. Buyers must register their broker on site on the first visit including open houses. late November completion

5829 Ivanoff Lane SW Unit #65, Port Orchard

Listing courtesy of D.R. Horton.

$399,000
3 Beds ⋅ 2 Baths ⋅ 2572469 MLS ⋅ ACTIVE Status
Best VALUE under $400K in South Kitsap and fully financeable (VA, FHA, or Conventional) Bring your vision and a paintbrush to this solid 1970 rambler, an incredible sweat equity opportunity nestled in a highly desirable and established Port Orchard neighborhood. Whether you are a buyer looking to build value or someone who adores authentic vintage vibes, or looking for your next investment opportunity this home offers a terrific opportunity, spacious nearly 1400 square foot floor plan as your blank canvas. You can move right in and tackle cleaning and cosmetic updates at your own pace, enjoying 3 well-sized bedrooms, 1.5 baths, and a striking double-sided wood-burning fireplace that serves as the inviting heart of the home. The big-ticket items are already covered with a new 50-year roof in 2023 and efficient gas heat. Outside, you will find an attached 2-car garage and a level, fully fenced backyard perfect for pets, gardening, or summer BBQs, covered patio for outdoor enjoyment year round and a storage shed. Convenience is right at your doorstep, located just 5 minutes from Hwy 16 for an effortless commute and 7 minutes to local shopping, schools, and essential services. With solid bones ready for you to modernize and update or restore and adore, don't miss out on this fantastic opportunity—schedule your tour today!

2374 S Flower Avenue, Port Orchard

Listing courtesy of Martin Real Estate Group.

$429,900
3 Beds ⋅ 2 Baths ⋅ 2571282 MLS ⋅ ACTIVE Status
Single-level living in a convenient Port Orchard location! This rambler offers a bright and functional layout with vinyl plank flooring. The kitchen flows into the dining space, where a sliding glass door provides access to the large, fully fenced backyard. Outdoor features include a firepit, hot tub, ample space for entertaining, gardening, and recreation. Convenient access to shopping, dining, services and major routes. Come see all that 3418 SE Azalea Ave has to offer!

3418 SE Azalea Avenue, Port Orchard

Listing courtesy of Seattle Works Real Estate.

$439,900
4 Beds ⋅ 2 Baths ⋅ 2569109 MLS ⋅ ACTIVE Status
Welcome to this beautifully updated 4-bedroom, 1.5-bath home in the heart of Port Orchard! The bright, open great room flows into a spacious kitchen with a large center island, beautiful countertops and tile backsplash, and stainless-steel appliances. Radiant heat adds cozy, and energy efficient comfort for the upcoming fall and winter months! Don't miss the thoughtful updates throughout, including stylish flooring, refreshed bathrooms, modern lighting, updated doors, millwork and hardware. Outside, the mostly fenced yard offers a blank slate that's ready for your vision, with existing planter beds to give you a great start for gardening, flowers or fresh landscaping. Just minutes from local schools, shopping, dining and Highway 16, this move-in-ready home offers comfort, flexibility and a fantastic Port Orchard location for your daily commute! This home qualifies for VA financing too, so buy for as low as $0 down!

1282 SE Casandra Loop, Port Orchard

Listing courtesy of SKP.

$770,000
4 Beds ⋅ 4 Baths ⋅ 2570313 MLS ⋅ ACTIVE Status
Imagine starting your morning with a quiet coffee in your private den before greeting the day in an unbeatable community. Built less than two years ago, this nearly new home seamlessly blends modern craftsmanship with an inviting, functional flow. Upstairs, retreat to an expansive owner’s suite featuring a spa-like 5-piece bath and a deep walk-in closet, or gather for game nights in the versatile bonus room. The fully finished basement transforms into a haven for guests or multi-generational living, complete with its own cozy bedroom, full bath, and spacious entertainment lounge. On weekends, enjoy sunny afternoons at the neighboring 65-acre park and pickleball courts. To round out the community, check out the McCormick Woods Golf Course and Clubhouse, with residential dining and shopping under development just moments away from you! Experience modern comfort, vibrant community living, and exceptional quality. Tour today!

4410 Sail Lane SW, Port Orchard

Listing courtesy of Tribeca NW Real Estate.

$641,000
3 Beds ⋅ 3 Baths ⋅ 2571507 MLS ⋅ ACTIVE Status
Bathed in natural light, this beautifully appointed residence showcases an open floor plan designed for effortless living and refined entertaining. The well-equipped kitchen features sleek stainless steel appliances, while a formal dining room provides an elegant setting for hosting. A dramatic living room impresses with a statement fireplace and soaring vaulted ceilings, and a spacious family room offers an additional retreat for relaxation. The private primary suite serves as a serene sanctuary, and the expansive backyard creates an exceptional outdoor experience, highlighted by a fire pit—perfect for intimate evenings or sophisticated gatherings.

4642 SE Parsons Green Court, Port Orchard

Listing courtesy of Redfin.

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