Pine Lake Homes with FHA Terms

Pine Lake Homes with FHA Terms

Welcome to the charming neighborhood of Pine Lake in Sammamish, Washington! Nestled in King County, this picturesque community offers a perfect blend of natural beauty and modern conveniences.

Pine Lake is known for its serene surroundings, with the stunning Pine Lake Park being a popular spot for residents to relax and unwind. The area boasts top-rated schools, making it an ideal location for families looking to settle down. With easy access to outdoor activities such as hiking, biking, and water sports, Pine Lake appeals to outdoor enthusiasts and nature lovers alike.

Homes in Pine Lake with FHA terms provide a fantastic opportunity for first-time homebuyers and those looking for flexible financing options. Whether you're searching for a cozy bungalow or a spacious family home, Pine Lake offers a diverse range of properties to suit every lifestyle.

Experience the best of suburban living in Pine Lake, where community spirit thrives, and the beauty of the Pacific Northwest is right on your doorstep. Discover your dream home in this idyllic neighborhood and start enjoying the relaxed pace of life that Pine Lake has to offer.

Newest Pine Lake Homes with FHA Terms

$1,489,000
4 Beds ⋅ 3 Baths ⋅ 2572920 MLS ⋅ ACTIVE Status
Start the morning with coffee in the bright kitchen, where a generous island, quartz counters, white shaker cabinetry, and stainless appliances make it easy to settle in before the day gets moving. Sunlight filters through wood-wrapped windows, while vaulted ceilings and hardwood floors give the main living spaces an open, comfortable feel with the surrounding evergreens in view. Head to nearby Pine Lake for a quiet paddle or fishing, spend an afternoon at Lake Sammamish, or lace up your hiking shoes for a half-day escape into the nearby Cascade foothills. Shopping and dining are close in several directions, whether you head into Sammamish or Issaquah, and quick access to I-90 keeps trips to Bellevue or Seattle manageable. Back home, settle into the cozy fireside gathering space or step outside to a setting that feels worlds away from the everyday. Have lunch on the deck beneath the trees, wander through the landscaped gardens, or follow the winding stream toward the pond and wooded areas beyond. As evening arrives, gather around the firepit and enjoy the seclusion of a shy-acre property wrapped in Northwest greenery. Upstairs, the spacious primary suite includes an updated bath, walk-in shower, double vanity, and walk-in closet. An attached two-car garage, large storage shed, fully fenced yard, and paved parking with room for an RV or extra vehicles add practicality. It’s a home that makes it easy to move between work, recreation, & quiet time at home, all in the same day.

3726 219th Avenue SE, Sammamish

Listing courtesy of Windermere Real Estate/East.

$2,998,000
3 Beds ⋅ 3 Baths ⋅ 2573271 MLS ⋅ ACTIVE Status
A rare Pine Lake retreat where the property itself is the experience. Set on 68 feet of low-bank waterfront at the quiet end of the lake, this private setting pairs expansive, flat front and back lawns with mature professional landscaping, specimen trees, reserved open space and exceptional privacy. The lake-facing deck opens to a true backyard playground, swim from the dock and diving board, fish, paddleboard, kayak, cruise by electric boat, play catch, or gather around the firepit. A full regulation pickleball court with recent professional two-color resurfacing creates a second recreation space in the private front yard. Inside, walls of windows capture postcard lake views, morning sun and golden-hour light. Newly refinished real maple hardwood floors, knotty pine ceilings, vaulted spaces and interior balconies add warmth and character. The elevated chef’s kitchen offers abundant storage, stainless KitchenAid appliances and a commanding lake view. Three bedrooms include a primary suite with panoramic water views, five-piece bath and walk-in closet; a private office overlooks both the lake and front yard. Thoughtful extras include an interior firepole, finished attic storage, Rain Bird irrigation, a 2014 roof, 2-car garage, carport, workshop and covered garden-tool storage. More than a waterfront home, this is a private lake resort designed for everyday living, family gatherings, sports, water play and unforgettable events. Award-winning Issaquah Schools.

2459 215th Avenue SE, Sammamish

Listing courtesy of COMPASS.

$1,645,000
4 Beds ⋅ 3 Baths ⋅ 2571111 MLS ⋅ ACTIVE Status
Watch the seasons unfold from this custom handcrafted log home set on a shy acre of park-like grounds in the heart of Sammamish. Dripping with character and inspired by the tranquil Northwest setting, this one-of-a-kind residence features natural stone accents, walls of windows, soaring dramatic ceilings, rich walnut floors, custom tile, and a stunning floor-to-ceiling river rock gas fireplace — both grand and cozy. Huge loft bedroom opens to a private balcony and offers space for a dedicated home office, while the versatile den off the primary suite adapts as a gym, nursery, dressing room or additional workspace. Flexible daylight basement offers additional gathering space with second fridge and a wet bar with dishwasher. The backyard was fully redesigned in 2023 with new retaining walls, hardscape, covered gazebo with outdoor dining, finished by established garden spaces & new greenhouse. Recent updates include new 50 year roof (2025), professional exterior refinish (2025), new TimberTech PVC decking (2025), a meticulously maintained structure throughout. Zoned R4, development potential. Stroll to Pine Lake Park and shops. Easy access to I-90. Top Issaquah schools; Skyline High School. A rare opportunity to own something that simply cannot be replicated.

22005 SE 28th Street, Sammamish

Listing courtesy of Best Choice Network LLC.

$4,250,000
5 Beds ⋅ 6 Baths ⋅ 2566563 MLS ⋅ ACTIVE Status
Mornings feel slower & evenings sweeter on coveted Pine Lake. This fully remodeled luxury 5 bed, 4.5 bath home is move in ready & designed for effortless waterfront living, inside & out. A full length dock spans 60' of tranquil shoreline, ideal for boating & lake days. A wall of windows facing the lake spans both floors, framing panoramic water views & filling the home with natural light, complemented by beautiful hardwoods & vaulted wood ceilings. The main floor features a living room with power shade windows, a gourmet kitchen with a walk in butler's pantry, 2 dishwashers, beverage fridge & high end appliances, dining area with access to the entertainer's deck for indoor outdoor living with deck & patio heater outlets, an ensuite bedroom & a versatile office/optional 5th bedroom. Downstairs offers a gorgeous primary suite with a 5 piece ensuite, walk in closet & its own peaceful lake views, 2 additional ensuite bedrooms & a living area with access to the expansive patio. Year round comfort is yours with radiant heat throughout, room controls, A/C & a wired security system. Unwind overlooking the lake on the deck, or tend to the garden & potting area in the backyard, a dream for any green thumb. A convenient outdoor shower & RV or boat parking complete the outdoor space. Fast charging EV outlets sit in the garage & outside for guests. Just minutes to all Plateau amenities, Sammamish Commons, dining, parks, trails & transit. Award winning Issaquah Schools.

22021 SE 21st Place, Sammamish

Listing courtesy of COMPASS.

$2,075,000
6 Beds ⋅ 4 Baths ⋅ 2559614 MLS ⋅ ACTIVE Status
Tucked away on a quiet cul-de-sac in Audubon Park, one of Sammamish's most sought-after and walkable neighborhoods, this beautifully updated home offers the perfect balance of privacy, connection, and everyday convenience. Mature trees create a peaceful backyard retreat, while Discovery Elementary, Pine Lake Middle School, Pine Lake Park, neighborhood trails, and the Pine Lake Village shopping center are all just moments from your doorstep. Inside, nearly 3,800 square feet of thoughtfully designed living space unfolds with warm refinished hardwood floors, fresh interior and exterior paint, and a stunning remodeled kitchen that serves as the heart of the home. Whether gathering around the oversized island, hosting holidays in the formal dining room, or relaxing in the adjoining family room with stone fireplace, every space is designed for both comfort and entertaining. Upstairs offers 4 generous bedrooms, including a spacious primary suite, while the fully finished daylight basement provides exceptional flexibility with two additional bedrooms, a full bath, and an expansive media and recreation room that opens directly to the private backyard—ideal for guests, multigenerational living, or work and play. With a flexible layout, luxury finishes, and an unbeatable location close to parks, schools, shopping, and commuting routes, this is the lifestyle so many buyers are searching for.

2605 231st Avenue SE, Sammamish

Listing courtesy of Real Broker LLC.

$1,949,999
4 Beds ⋅ 3 Baths ⋅ 2558435 MLS ⋅ ACTIVE Status
Welcome to Wynnrose at Pine Lake. This beautifully updated home offers expansive vaulted ceilings, 4 large bedrooms, an office, and a spacious bonus room, all tucked away on a quiet cul-de-sac that includes a community park. The remodeled kitchen showcases elegant quartz countertops and flows seamlessly into inviting living spaces featuring newly refinished hardwood floors, fresh interior paint, and brand-new carpet throughout. The spacious primary suite is complete with a newly renovated 5-piece en-suite bath featuring spa-like finishes, creating a private retreat within the home, while all secondary bathrooms have also been thoughtfully renovated with modern updates. The large 3-car garage offers plenty of room for vehicles and storage alike, with the added convenience of an EV charger. Combining quality upgrades, flexible living spaces, and an unbeatable location, this move-in-ready Sammamish home offers the perfect blend of comfort, style, and everyday convenience.

3117 222nd Court SE, Sammamish

Listing courtesy of Keller Williams Eastside.

$1,249,950
3 Beds ⋅ 2 Baths ⋅ 2559490 MLS ⋅ ACTIVE Status
Sammamish's best-kept secret just got better! This turnkey Pine Lake rambler delivers one-level living on a spacious, level lot where all the big-ticket items are already done: brand-new roof (2025), central A/C, fresh paint inside and out, and luxury LVP flooring throughout. The bright, open-concept layout flows from the quartz-and-stainless kitchen with pantry to vaulted-ceiling bedrooms, while the private primary suite opens directly to the backyard through a new sliding glass door. And that backyard is the showstopper — an expansive new deck, fire pit, fully fenced yard with fresh sod, automated sprinklers, and a 20' x 14' Acrylite weatherproof patio cover with an included outdoor projector and screen: movie night, rain or shine. An attached 2-car garage plus a second 1-car garage/shop with its own exterior entry offer rare flexibility for hobbies, storage, and parking. Tucked on a quiet, forested street with no HOA, minutes to Big Rock Park, Pine Lake, Beaver Lake Preserve, and Lake Sammamish State Park, with top-rated Issaquah schools and easy access to Sammamish, Issaquah, and Redmond. Modern updates, unbeatable outdoor living, and true PNW lifestyle — ready for you.

1928 218th Lane SE, Sammamish

Listing courtesy of Real Broker LLC.

$1,598,000
4 Beds ⋅ 4 Baths ⋅ 2551786 MLS ⋅ ACTIVE Status
With captivating peekaboo views of Mount Rainier, beautifully terraced landscaping, a welcoming front patio & a serene greenbelt backdrop, this home offers a rare blend of privacy & Pacific Northwest beauty. Nestled on a shy 3/4-acre lot in the desirable Pine Lake neighborhood of Sammamish, this stunning 4 bed, 3.25 bath, 2,710 sqft residence sits on a quiet cul-de-sac, perfect for those seeking a peaceful yet connected lifestyle. Soaring vaulted ceilings & skylights create an open, light-filled atmosphere throughout the main living & dining areas, complemented by wide-plank hardwood floors. The chef’s kitchen opens directly to one of two oversized decks, ideal for entertaining & hosting barbecues. A convenient main-level office provides a comfortable WFH space, while upstairs the spacious primary suite features a luxurious en-suite bath bathed in natural light. 2 additional beds & a guest en-suite complete the upper level, offering flexibility for all. Outside, a kids’ play fort, 16x12 workshop, 12x8 shed, & 32’ covered RV/boat parking deliver exceptional hobby & storage space. Mature apple trees and blueberry bushes provide fresh summer harvests, and the private, park-like greenbelt setting invites relaxation after a busy day. Located in the highly regarded Issaquah SD, this home is ideal for those relocating to the area, offering top-rated schools & a supportive community. Enjoy easy access to I-90, Pine Lake, shopping, dining, parks & Microsoft Campus. A true sanctuary!

21422 SE 37th Street, Sammamish

Listing courtesy of COMPASS.

$2,248,990
5 Beds ⋅ 4 Baths ⋅ 2520786 MLS ⋅ ACTIVE Status
The Adams House is a private sanctuary, gracefully set back on a serene natural homesite and wrapped in lush greenbelt, offering a rare sense of quiet luxury and seclusion. This custom-crafted Azure NW residence spans 3,715 square feet with 5 bedrooms, 3.5 bathrooms, a bonus room, and a den/office that can be optioned as a 6th bedroom—blending refined elegance with everyday comfort. The main level features a seamless open-concept design where sophisticated living and dining spaces flow effortlessly into a thoughtfully designed kitchen. Expansive windows draw in natural light and frame peaceful, nature-filled views, creating a warm and inviting setting ideal for both entertaining and relaxed daily living. Upstairs, spacious secondary bedrooms and a beautifully appointed primary suite provide a tranquil retreat designed for rest, privacy, and renewal. The fully finished lower level expands the home’s versatility with a generous bonus room, additional bedroom, full bathroom, and heated storage. This flexible space is ideal for a game room, wine cellar, media lounge, fitness studio, or multi-use living area tailored to your lifestyle. The Adams House is more than a home—it is a private escape surrounded by nature, offering timeless design, thoughtful functionality, and an elevated Northwest living experience.

1906 223rd Avenue SE, Sammamish

Listing courtesy of Azure Northwest R/E LLC.

$1,650,000
3 Beds ⋅ 3 Baths ⋅ 2522281 MLS ⋅ ACTIVE Status
A rare opportunity to own a truly secluded retreat just minutes from everything. Tucked behind a gated entry on a private road, this beautifully updated 4 bed, 2.75 bath home sits on 5 pristine, park-like acres offering unmatched peace, privacy, and connection to nature. Surrounded by towering evergreens and lush landscaping, the property feels like your own personal sanctuary. Explore trails, enjoy seasonal wetlands alive with wildlife, and unwind to the sound of frogs in the spring. All from your own backyard! Inside, the home is completely move-in ready with thoughtful updates throughout, including a stunning remodeled kitchen, new flooring, fresh interior paint, and modern finishes. Major system upgrades provide peace of mind with a new roof and gutters (2025), high-efficiency furnace and A/C (2021), whole-house generator, and new water heater (2024). The lower level offers excellent flexibility with potential for a MIL setup, featuring a kitchenette, additional living space, and a possible 5th bedroom. Outdoor living shines with a spacious covered deck perfectly positioned to take in the serene setting, ideal for entertaining or simply enjoying the quiet beauty of the surroundings. Despite its tranquil setting, this property is just minutes to top-rated Issaquah schools, shopping, dining, and everyday conveniences. A unique blend of privacy, natural beauty, and modern comfort—properties like this are rarely available.

3733 221st Avenue SE, Sammamish

Listing courtesy of Coldwell Banker Bain.

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