Phinney Ridge Homes with Conventional Terms

Phinney Ridge Homes with Conventional Terms

Phinney Ridge, located in Seattle, WA, is a vibrant neighborhood in King County that offers a perfect blend of urban convenience and natural beauty. Known for its tree-lined streets, charming homes, and stunning views of the Olympic Mountains and Puget Sound, Phinney Ridge is a highly desirable area for homebuyers.

Homes in Phinney Ridge with conventional terms are plentiful, making it easier for buyers to secure financing through traditional means. Whether you're looking for a cozy bungalow, a modern townhouse, or a historic craftsman, Phinney Ridge has a variety of options to suit different tastes and budgets. With easy access to local amenities, parks, restaurants, and schools, this neighborhood provides a high quality of life for its residents.

If you're considering buying a home in Phinney Ridge, you can expect to find well-maintained properties with attractive features and a strong sense of community. Don't miss the opportunity to explore this charming neighborhood and find your dream home with conventional terms in Phinney Ridge.

Newest Phinney Ridge Homes with Conventional Terms

7000 Cleopatra Place NW Unit #301, Seattle
$435,000
2 Beds ⋅ 1 Baths ⋅ 2590543 MLS ⋅ ACTIVE Status
Sun-filled, private & beautifully refreshed, this top-floor corner condo offers the ideal blend of style, comfort & location. With no neighbors above and south- and west-facing windows, natural light fills the home throughout the day. Perfectly positioned between Phinney Ridge, Greenwood & Ballard, this thoughtfully updated two-bedroom features quartz countertops, updated bath, fresh paint, carpet, new electrical panel (2024) & water heater (2025). The private deck provides a peaceful spot to enjoy morning coffee or evening sunsets. Secure garage parking & dedicated storage closet add everyday convenience. Major building improvements, including roof, siding, windows & rebuilt decks (2021) and refreshed common areas (2025) provide added peace of mind. With only 14 residences, a strong HOA, and no rental cap, the building offers both community and flexibility. Barking Dog Ale House is across the street, Take 5 Urban Market & Deli is steps away, and cafés, breweries, markets & restaurants are just two blocks away. Convenient transit access makes commuting easy. A stylish retreat in one of Seattle’s most vibrant and connected neighborhoods.

7000 Cleopatra Place NW Unit #301, Seattle

Listing Broker: Lake & Company; Claudine Fleury; 206-852-5145; claudine@lakere.com

734 N 75th Street, Seattle
$1,187,000
3 Beds ⋅ 2 Baths ⋅ 2590515 MLS ⋅ ACTIVE Status
Beautifully updated Phinney Ridge farmhouse on a quiet, tree-lined street. Classic character meets extensive recent upgrades, including refinished hardwood floors, new furnace & A/C, new gas fireplace, updated electrical, new hot water heater, charming Dutch style front door & freshly painted interior & exterior. The kitchen remodel features walnut countertops, custom cabinets, new ILVE induction range, gas stubbed for future flexibility & walk-in pantry/mud room. Newly remodeled primary suite on main floor. Upstairs you’ll find 2 bedrooms an updated bath with new tile & vintage clawfoot tub. High ceilings, original millwork & built-ins preserve the home’s timeless charm, while a flexible floor plan provides space for an office, den or guests. Enjoy a large upper deck, welcoming front porch, back patio & incredible 5,000 sq ft lot offers park-like setting with fruit trees. Detached garage, paved alley access w/additional parking. Blocks to Green Lake, cafés, parks, shops & everything Phinney Ridge has to offer.

734 N 75th Street, Seattle

Listing Broker: Berkshire Hathaway HS NW; Justin O'Dell; 425-830-5634; Justinodell@bhhsnwre.com

6109 Phinney Avenue N Unit #405, Seattle
$525,000
2 Beds ⋅ 1 Baths ⋅ 2588962 MLS ⋅ ACTIVE Status
Grand Opening Limited Time Seller Credit up to $10k for accepted offers by October 31,2026. Seller credit may be applied towards a permanent interest-rate buydown lowering your payment by up to $140 a month (subject to preferred lender's qualifications) or use it towards eligible closing costs. Welcome to Nest by Homestead, ideally located in the heart of Phinney Ridge. This brand-new 4th-floor, 2BR/1BA condominium is a corner unit that offers thoughtfully designed living space with an open-concept layout, abundant natural light and contemporary finishes throughout. Enjoy a modern kitchen with induction ranges, quartz countertops including a breakfast bar for casual dining, energy efficient stainless steel appliances, Your main area includes LVP flooring. For your comfort and convenience, this home also includes a/c minisplits and an in unit washer/dryer. These homes are all electric and fossil fuel free. Enjoy beautiful panoramic views of Cascades to the Olympics and garden space from the rooftop deck. Step outside to the shops, cafés and restaurants along Phinney Ave, with Woodland Park, Woodland Park Zoo and neighborhood amenities nearby. Convenient access to transit makes connections to downtown Seattle, Ballard, Fremont, Green Lake and surrounding neighborhoods easy. A rare opportunity to own new construction in one of Seattle’s most established neighborhoods.

6109 Phinney Avenue N Unit #405, Seattle

Listing Broker: Urban Pacific Real Estate; Shawna Flores-Cravens; 206-931-3648; shawnafcravens@gmail.com

6525 3rd Avenue NW, Seattle
$1,199,000
4 Beds ⋅ 3 Baths ⋅ 2589207 MLS ⋅ ACTIVE Status
Beautifully tailored for modern life, this Phinney Ridge craftsman sits in the heart of one of Seattle's most walkable neighborhoods. Thoughtfully remodeled, it offers elegant spaces and exceptional flexibility. The main level is anchored by a kitchen you'll want to spend time in-open and inviting with generous cabinetry, quartz counters, eat-in peninsula, stainless appliances, and gas cooking. The space flows to the deck and yard or into the custom dining area- the banquette and handcrafted table stay. Gather around the wood-burning fireplace on winter evenings or enjoy the A/C and host with ease year-round. The upper level delivers a touch of Parisian farmhouse charm with exposed trusses, built-ins tucked into the eaves, glass doors, and views of the Olympics. Design-forward finishes throughout; wide-plank flooring, mid-century lighting, vintage bronze-and-glass hardware, and hex tile. Downstairs, the lower level can flex as a media room, gym, creative studio, guest suite, or work-from-home headquarters, complete with its own bath and wet bar. An attached tandem two-car garage plus off-street carport provide rare space for parking, hobbies, and gear. Outside, the fully fenced yard is quiet, private and low-maintenance. Just a five-minute stroll to neighborhood favorites including Ben's Bread, Café Bambino, Mainstay Provisions, and more, with Woodland Park, Ballard, and multiple transit options nearby. Polished without feeling precious, this cozy modern gem is delightful!

6525 3rd Avenue NW, Seattle

Listing Broker: Windermere R E Mount Baker; Sarah V. Rudinoff; 206-276-5476; sarahru@windermere.com

5110 Palatine Avenue N, Seattle
$1,350,000
4 Beds ⋅ 4 Baths ⋅ 2581503 MLS ⋅ ACTIVE Status
Located in the heart of Phinney Ridge sits this sun filled Modern 2012 built home with beautiful Olympic mountain and Puget sound views. This home boasts a large open floor plan with a large chefs Kitchen with stainless steel appliances and tons of storage options. Great spaces for entertaining both indoor and out, with multiple decks including an awesome large roof top view deck. Upstairs offers a primary suite includes heated bathroom flooring and 2 other bedrooms and a remodeled full bathroom. The downstairs has full bath and bedroom along with 2 bonus rooms including a sound proofed room for musical recording. Private backyard with a mature landscape and a big deck that is reading for all your entertaining needs. Walk to the famous Woodland Park Zoo or take a stroll down to Green Lake or pop thru The Phinney Ridge Community Center. Phinney Ridge offers loads of restaurants, pubs-shops and grocery stores for you to enjoy.

5110 Palatine Avenue N, Seattle

Listing Broker: Windermere Real Estate Midtown; Paul R. Lavrinec; 206-321-0699; paulsells206@gmail.com

423 N 50th Street, Seattle
$860,000
2 Beds ⋅ 2 Baths ⋅ 2586814 MLS ⋅ ACTIVE Status
A rare Seattle treasure with timeless Craftsman character and extraordinary potential! Built in 1915 and never before sold, this classic Craftsman presents a unique opportunity to restore and reimagine a piece of Seattle history. Ideally located on an iconic corner lot - directly across from Woodland Park and the world-renowned Woodland Park Zoo, this property offers an enviable setting surrounded by some of Seattle's most desirable neighborhoods—Green Lake, Ballard, Fremont, and Greenwood. While the home is in need of TLC and rehabilitation, it offers good bones, classic character, and tremendous potential for the buyer with vision. Whether you're looking to restore its original charm, create your dream home, or explore its possibilities, this exceptional location and one-of-a-kind history make it a truly special opportunity. Bring your imagination and transform this 1915 Craftsman into something extraordinary!

423 N 50th Street, Seattle

Listing Broker: Keller Williams Western Realty; Tim Johnson; 360-503-9196; tim_johnson@kw.com

116 N 55th Street, Seattle
$1,189,950
4 Beds ⋅ 4 Baths ⋅ 2586163 MLS ⋅ ACTIVE Status
New construction in sought-after Phinney Ridge! This thoughtfully designed 4-bedroom, 3.5-bath home features engineered hardwood floors, white shaker cabinets, quartz countertops, and stainless steel appliances. The heated garage includes EV charging for added convenience. 2/10 Home Warranty included! Enjoy easy access to neighborhood groceries, restaurants, cafes, pubs, and parks. Modern finishes, functional spaces, and a prime location make this a great place to call home.

116 N 55th Street, Seattle

Listing Broker: Real Property Associates; Eric Nissen; 206-747-4254; Eric@ericnissen.net

7062 Cleopatra Place NW, Seattle
$669,900
2 Beds ⋅ 2 Baths ⋅ 2587354 MLS ⋅ ACTIVE Status
Welcome to Cleopatra, ideally located in the heart of Whittier Heights, where quiet residential streets meet some of North Seattle’s most desirable neighborhoods. Enjoy exceptional access to Ballard, Phinney Ridge, and Greenwood, with neighborhood favorites including The Barking Dog Alehouse, Kirke Park, and Ken’s Market just blocks from your front door. Restaurants, coffee shops, parks, shopping, and everyday conveniences are all close by, while the home’s tucked away residential setting provides a welcome retreat from the city. Built by RK Homes, this thoughtfully designed new construction home features 2 bedrooms, 2 baths, dedicated off street parking, and a large, fully fenced front yard, a rare combination for urban living. The open concept main level connects the kitchen, dining, and living spaces directly to the yard, creating an ideal setting for entertaining, gardening, pets, or simply relaxing outdoors. The second level offers a private bedroom and full bath, while the top floor is dedicated to the primary retreat with an ensuite bath. Abundant natural light, high end finishes, contemporary design, and a builder warranty complete the home. Enjoy the best of Whittier Heights with Ballard, Phinney Ridge, and Greenwood all within easy reach. A modern, move in ready home in a fantastic location that makes it easy to enjoy everything the neighborhood has to offer.

7062 Cleopatra Place NW, Seattle

Listing Broker: John L. Scott, Inc.; Andy Sather; 206-234-4897; andysather@johnlscott.com

6220 2nd Avenue NW, Seattle
$1,395,000
5 Beds ⋅ 4 Baths ⋅ 2586847 MLS ⋅ ACTIVE Status
Perched above a favorite Phinney Ridge block, this beloved Craftsman has been home to the same owners for 46 years, and it’s easy to see why they stayed. The west-facing sunroom invites slow mornings with coffee and a good book, while skylights and western windows fill the home with light, even on a cloudy day. Olympic Mountain views and sunsets are yours to enjoy year-round. Gorgeous hardwood and fir floors, rich wood trim, built-ins, and a wood-burning fireplace bring warmth and character throughout. The dining room is ready to host friends and loved ones, and the kitchen island is a natural gathering place as dinner comes together. French doors open to the deck and delightful gardens, where raspberries and vegetables can be picked fresh for the table. Two bedrooms and a full bathroom complete the main floor. Upstairs, the generous primary suite pairs vaulted ceilings and skylights with a walk-in closet, ¾ bath, and mountain views. Another spacious bedroom has its own half bath. Downstairs, a fifth bedroom, full bath, kitchen, and separate entrance offer flexible options for guests or extended stays, plus abundant storage for everyday life and all your PNW adventure gear. Enjoy strolls past neighborhood gardens and easy access to favorite shops and restaurants, Ken’s Market, the Phinney Neighborhood Center, Woodland Park Zoo, and Green Lake. Life on the Ridge doesn’t get better than this!

6220 2nd Avenue NW, Seattle

Listing Broker: Windermere Mercer Island; Brooke Davis; 206-851-0521; brooke@brookedavisrealestate.com

350 B NW 76th Street, Seattle
$770,000
2 Beds ⋅ 3 Baths ⋅ 2579668 MLS ⋅ ACTIVE Status
Beautiful Phinney Ridge Townhome w/ great location! 2 beds, 2.5 baths, Garage, Large yard area, Two masters, Seller bought new, now better than new after so many additions. New W/D, Appliances, New Carpet, New refinished hardwoods, Fresh Paint inside outside, New Gas tankless hot water, window coverings, plus others. Lower level has tile entry and garrage. Spacious light filled main open concept living rm, gas fireplace and SW sun filled balcony. Large kitchen with stone counters and stainless steel appliances. Master suite has walk-in closet and balcony. 2nd master with full bath. Front yard/garden SW exposure! Quiet residential neighborhood w/ cute park across the street Minutes to Phinney Ave, Green Lake/Woodland Park. You'll love living here.

350 B NW 76th Street, Seattle

Listing Broker: Windermere RE Greenwood; Kurtis Sellers; 206-930-3043; ksellers@windermere.com

536 N 73rd Street, Seattle
$699,950
2 Beds ⋅ 1 Baths ⋅ 2574494 MLS ⋅ ACTIVE Status
Charming Green Lake home offering classic character, a fantastic location, and plenty of potential! This 2-bedroom, 1-bath home features approximately 850 square feet on the main floor with beautiful hardwood floors throughout, plus an additional 800 square feet of unfinished space downstairs offering excellent potential for future living space, a home office, gym, or storage. The inviting layout is filled with warmth and character, creating a comfortable place to call home while offering exciting possibilities to make it your own. Enjoy easy access to Green Lake, neighborhood shops, restaurants, parks, and recreation, along with a Walk Score of 85 and exceptional Bike Score of 96. Convenient connectivity to I-5, Hwy 99, and public transit makes commuting a breeze, with Downtown Seattle approximately 15–25 minutes away. A wonderful opportunity to enjoy a charming home with room to grow in one of Seattle’s most desirable neighborhoods.

536 N 73rd Street, Seattle

Listing Broker: John L. Scott, Inc.; Teo Okamura; 206-578-1744; teookamura@gmail.com

303 N 64th Street, Seattle
$920,500
3 Beds ⋅ 3 Baths ⋅ 2575876 MLS ⋅ ACTIVE Status
CLASSIC PHINNEY RIDGE TRIPLEX JUST ONE BLOCK FROM THE PHINNEY/GREENWOOD BUSINESS DISTRICT. This well-maintained 1918 Craftsman features three 1-bedroom, 1-bath apartments, each with a private entrance, full kitchen and in-unit laundry. Electricity is separately metered, and tenants pay all utilities. Major improvements include updated plumbing and electrical, electrical panels, windows, French drain, renovated bathrooms, and mini-split heating & cooling in the two main-level units. Outstanding walkability to restaurants, coffee shops, Woodland Park Zoo, Green Lake, Ballard, Fremont and public transit. KEEP AS AN INVESTMENT, HOUSE HACK BY LIVING IN ONE UNIT WHILE RENTING THE OTHERS, OR EXPLORE CONVERTING BACK TO A SINGLE-FAMILY HOME. LOTS OF OPTIONS IN ONE OF SEATTLE’S MOST DESIRABLE NEIGHBORHOODS.

303 N 64th Street, Seattle

Listing Broker: Real Broker LLC; Charles Burnett; 206-931-6036; charles@soundrealtygroup.com

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