Phinney Ridge Homes with Conventional Terms

Phinney Ridge Homes with Conventional Terms

Phinney Ridge, located in Seattle, WA, is a vibrant neighborhood in King County that offers a perfect blend of urban convenience and natural beauty. Known for its tree-lined streets, charming homes, and stunning views of the Olympic Mountains and Puget Sound, Phinney Ridge is a highly desirable area for homebuyers.

Homes in Phinney Ridge with conventional terms are plentiful, making it easier for buyers to secure financing through traditional means. Whether you're looking for a cozy bungalow, a modern townhouse, or a historic craftsman, Phinney Ridge has a variety of options to suit different tastes and budgets. With easy access to local amenities, parks, restaurants, and schools, this neighborhood provides a high quality of life for its residents.

If you're considering buying a home in Phinney Ridge, you can expect to find well-maintained properties with attractive features and a strong sense of community. Don't miss the opportunity to explore this charming neighborhood and find your dream home with conventional terms in Phinney Ridge.

Newest Phinney Ridge Homes with Conventional Terms

$1,282,500
3 Beds ⋅ 2 Baths ⋅ 2561915 MLS ⋅ ACTIVE Status
This captivating Cape Cod-style home in the heart of Phinney Ridge is the perfect blend of timeless character and modern comfort. A unique street to street corner lot with stunning sunset views. Warm hardwood floors and light-filled living spaces create an unforgettable first impression. A Viking 6 burner gas cook stove, high end appliances, barn door style pantry and unique concrete counters anchor this chef's kitchen which opens seamlessly to living/dining areas. Corner windows flood the home with abundant light and views of the Olympic Mountain range. A stunning wall of glass doors, Nana Wall style bi-fold doors, open fully to a heated covered deck with a hot tub, an ideal extension of your living space for all season's comfort and entertaining. Two bedrooms on the main, one with glass doors to the deck. The lower-level primary suite offers a peaceful retreat with a spacious walk-in closet, bath and seating. Enjoy a spacious media room with large viewing screen and built in projector! This is where your friends will want to watch all the games. Comfort and sustainability come together with heat pump air conditioning, solar panels, and an EV electric car charger. Full of personality, upgrades, and exceptional indoor-outdoor living, you'll fall in love with this home.

239 NW 48th Street, Seattle

Listing courtesy of Real Property Associates.

$769,900
2 Beds ⋅ 2 Baths ⋅ 2561692 MLS ⋅ ACTIVE Status
Seller to contribute $15,000 toward Buyer's allowable closing costs. Welcome to Cleopatra, a thoughtfully designed new construction home in the heart of Whittier Heights. Tucked away on a quiet residential street, this spacious 2-bedroom home offers the perfect blend of privacy, modern comfort, and neighborhood convenience. The main level features an open-concept kitchen, dining, and living area that flows seamlessly to a large, fully fenced front yard—ideal for entertaining, gardening, pets, or relaxing outdoors. High-end finishes, abundant natural light, and contemporary design create a warm, inviting atmosphere. Thoughtfully arranged across three levels, the second floor offers a private guest suite and full bath, while the top level is dedicated to the primary retreat with an ensuite bath. A dedicated parking pad and builder warranty provide added convenience and peace of mind. Located just blocks from The Barking Dog Alehouse, Kirke Park, and Ken's Market, with easy access to Ballard, Phinney Ridge, and Greenwood, this home combines exceptional walkability with neighborhood charm. Built by RK Homes, Cleopatra showcases quality craftsmanship, timeless finishes, and intentional, livable design.

7062 Cleopatra Place NW, Seattle

Listing courtesy of John L. Scott, Inc..

$775,000
2 Beds ⋅ 2 Baths ⋅ 2559913 MLS ⋅ ACTIVE Status
Stunning 2 bedroom, 1.75 bath new construction home in the heart of much sought after Phinney Ridge neighborhood, walking distance to all its wonderful amenities. Meticulously finished home with thoughtfully designed floor plan. Entry level includes spacious entry flex area, large bedroom and full bath - ideal for guest room or home office separate from main living area. Heart of the home is on the second level includes open floor plan, 9' ceilings, living and dining room with big picture windows providing tons of natural light. Beautiful kitchen with quartz countertops, professional grade stainless appliances. Covered deck off living room great, for year round usage. Top floor includes primary suite with vaulted ceilings, walk in closet and spa-like bath and nice views. Utility room completes the top floor. Spectacular panorama Mt Rainier, Cascade Mountain and territorial views from your rooftop deck. One off street parking spot. Great location, one block to the heart of Phinney Ridge with numerous restaurants, coffee houses, pubs, eateries, grocery, and so much more. Also, walking distance to Green Lake and all it has to offer. Wonderful home and wonderful location.

7403 Dayton Avenue N, Seattle

Listing courtesy of Windermere RE Greenwood.

$875,000
2 Beds ⋅ 1 Baths ⋅ 2559028 MLS ⋅ ACTIVE Status
Remodeled 1909 Phinney Ridge Traditional blending vintage character with modern updates, steps from the neighborhood's shops, cafés, and parks (Walk Score 92). The fully remodeled kitchen anchors a bright main floor with warm oak hardwood floors, 9-foot ceilings, and flexible spaces for dining and entertaining. Vaulted ceilings and operable skylights in the kitchen and bath bring in light and ventilation, while top-down, bottom-up blinds offer privacy and control throughout. A ductless mini-split on the main floor delivers coveted air conditioning, plus a brand-new roof and a seller-provided inspection and sewer scope offer added peace of mind for buyers. Upstairs, two bedrooms open off the original period staircase, with skylights that keep the spaces bright. Outside, a covered front porch and deck lead to a south-facing, fully fenced yard suited to gardening, play, and entertaining. The basement adds plentiful storage, with off-street parking accessed from the alley. A move-in-ready home in Seattle's Phinney Ridge, walkable to everything the neighborhood offers.

318 N 71st Street, Seattle

Listing courtesy of COMPASS.

$969,000
2551090 MLS ⋅ ACTIVE Status
Classic Phinney Ridge triplex in one of Seattle's most sought-after neighborhoods. Perched above the street just one block from the vibrant Phinney/Greenwood business district, this well-maintained 1918 Craftsman features three 1-bedroom, 1-bath apartments, each with a private entrance, full kitchen, in-unit laundry, separately metered electricity, and tenants pay all utilities. Major capital improvements include updated plumbing & electrical, electrical panels, windows, French drain, mini-split heating & cooling in the two main-level units, and renovated bathrooms. Outstanding walkability to neighborhood restaurants, coffee shops, Woodland Park Zoo, Green Lake, Ballard, Fremont, and public transit. Rare opportunity to own a classic Seattle investment property in an exceptional location.

303 N 64th Street, Seattle

Listing courtesy of Real Broker LLC.

$1,800,000
6 Beds ⋅ 5 Baths ⋅ 2553535 MLS ⋅ ACTIVE Status
Beautiful home located in Phinney Ridge w/2-acceesses NW Market St & 3rd Ave NW. This home is fully renovated in 2022 & New roof last Nov. Home with a great view of Sunset, Lake, Olympic Mt & Overlooking Ballard & flexible layout designed for modern living. Home w/detached 2-cars garage also can turn into ADU, and 8-Uncover parking. Home offering a total 6-Bedrooms 5-Baths, 2 large kitchens, Double washer & Dryer, day light basement w/ 2 bed &1 master-bath & 1 regular and completely separate entrance. Main level w/1bed & 1-bath, and the upper level w/4 beds 2 baths. Main level & Basement floors are w/Modern Laminated hardwood floors. Upper Level w/Carpet. Bus stop on the Westside of house (NW Market St) couple minutes to Ballard & couple minutes Fremont area & Woodland Park Zoo. Very convenience area, close to downtown Seattle, and close to many shops, and restaurants, etc..! Main Level and Upper Level are currently rented. Please do not disturb tenants. perfect for an Airbnb, multi-living generational.

5006 3rd Avenue NW, Seattle

Listing courtesy of John L. Scott, Inc.

$1,210,000
2551898 MLS ⋅ ACTIVE Status
Phinney Ridge spacious duplex near Woodland Park with stable income and strong upside potential. Exceptional property for an investor completing a 1031 exchange or looking to expand a multifamily portfolio. Each unit offers over 1300 sq ft of living space with 2 bedrooms and 1.75 bathrooms providing tenants an abundance of space to relax, work from home or find privacy. Additionally, there is over 1100 sq ft of unfinished basement space with separate entrance, offering a blank canvas for your ideas. Each unit has a w/dryer. Enhance your investment through future upgrades to the existing units while potentially adding another unit or creating unique amenities for yourself or for your tenants in the lower level. The property is zoned LR1(M) on a 5,000 sq ft lot offering future development potential. Both units currently occupied by tenants, providing immediate rental income. The exterior was refreshed in June 2026, all siding, window trim, deck, patio, railings & stairs professionally washed & painted. Fully fenced grassy backyard, 1 car-gar & driveway parking. Convenient commuter access to downtown Seattle or Eastside, including nearby public transit. Enjoy Woodland Park Rose Garden and nearby Green Lake & Fremont restaurants and cafes. Fantastic opportunity to acquire an income-producing property today with the option to owner-occupy in the future in one of Seattle's most desirable neighborhoods. Buyer to verify all information & permitted uses to their own satisfaction.

4707 Phinney Avenue N, Seattle

Listing courtesy of eXp Realty.

$485,000
1 Beds ⋅ 1 Baths ⋅ 2548055 MLS ⋅ ACTIVE Status
Enjoy this new construction 1 bed/1ba top-floor living at Woodland View Condominiums in the heart of Phinney Ridge! This thoughtfully designed home offers an open-concept floorplan, abundant natural light, and views of Puget Sound and the Olympic Mountains. Features include quartz countertops, tiled backsplash, Energy Star stainless-steel appliances, luxury vinyl plank flooring, mini-split A/C, ERV fresh-air ventilation, and a full-size in unit washer and dryer. Built all-electric and fossil fuel-free for energy-efficient living. Residents enjoy a rooftop deck with panoramic views, community room and bike storage, Across from Woodland Park and close to Green Lake, Woodland Park Zoo, cafés, restaurants, and shopping. Qualified buyers may be eligible for up to a $5,000 lender credit toward closing costs when using the seller's preferred lender. One parking space included.

5819 Phinney Avenue N Unit #505, Seattle

Listing courtesy of Urban Pacific Real Estate.

$995,000
2 Beds ⋅ 2 Baths ⋅ 2545597 MLS ⋅ ACTIVE Status
Welcome home to this enchanting Cape Cod-style residence, perfectly situated in one of Seattle’s most coveted neighborhoods. Radiating timeless appeal, this 2-bedroom, 2-full-bath home beautifully preserves its original character and charm while offering the modern updates you desire—including a brand-new roof for total peace of mind. Step inside to discover a warm, inviting main level showcasing gorgeous original hardwood floors and a classic gas fireplace. Downstairs, a second wood-burning fireplace creates the ultimate cozy retreat for chilly Seattle evenings. The thoughtful layout also includes a spacious primary bedroom complete with a rare and generous walk-in closet. One of the property's standout features is its expansive 5,150-square-foot lot. The large, fully fenced backyard serves as your own private oasis—entertaining, or letting pets roam freely. Location is everything, and this home delivers an unparalleled Pacific Northwest lifestyle. You are just steps from Phinney Ridge’s vibrant core, within easy walking distance to local favorites, restaurants, lively bars, and the beloved Ken's Market. Enjoy sunny days at nearby Green Lake, explore the Woodland Park Zoo, or take a short drive to downtown Ballard, the Ballard Locks, and the sandy shores of Golden Gardens. With excellent commuter access to downtown Seattle, this home effortlessly blends urban convenience with neighborhood tranquility. Don’t miss your chance to own a piece of Phinney Ridge perfection!

310 NW 75th Street, Seattle

Listing courtesy of Real Broker LLC.

$1,350,000
4 Beds ⋅ 3 Baths ⋅ 2544784 MLS ⋅ ACTIVE Status
Beautifully tailored for modern life, this Phinney Ridge craftsman sits in the heart of one of Seattle's most walkable neighborhoods. Thoughtfully remodeled, it offers elegant spaces and exceptional flexibility. The main level is anchored by a kitchen you'll want to spend time in-open and inviting with generous cabinetry, quartz counters, eat-in peninsula, stainless appliances, and gas cooking. The space flows to the deck and yard or into the custom dining area- the banquette and handcrafted table stay. Gather around the wood-burning fireplace on winter evenings or enjoy the A/C and host with ease year-round. The upper level delivers a touch of Parisian farmhouse charm with exposed trusses, built-ins tucked into the eaves, glass doors, and views of the Olympics. Design-forward finishes throughout; wide-plank flooring, mid-century lighting, vintage bronze-and-glass hardware, and hex tile. Downstairs, the lower level can flex as a media room, gym, creative studio, guest suite, or work-from-home headquarters, complete with its own bath and wet bar. An attached tandem two-car garage plus off-street carport provide rare space for parking, hobbies, and gear. Outside, the fully fenced yard is quiet, private and low-maintenance. Just a five-minute stroll to neighborhood favorites including Ben's Bread, Café Bambino, Mainstay Provisions, and more, with Woodland Park, Ballard, and multiple transit options nearby. Polished without feeling precious, this cozy modern gem is delightful!

6525 3rd Avenue NW, Seattle

Listing courtesy of Windermere R E Mount Baker.

$825,000
3 Beds ⋅ 1 Baths ⋅ 2543380 MLS ⋅ ACTIVE Status
Conveniently sited between the urban amenities of Phinney Ridge and the outdoor adventures of Greenlake; this 1926 charmer exemplifies why the appeal of the Craftsman style endures, with original vintage details including the tiled fireplace and leaded glass windows, newly re-finished Oak Floors, and a welcoming front entry porch. For those the chefs in the house, updated kitchen appliances, including a professional grade blue star range, and redesigned layout with a cozy dining nook! The lower level is full of potential, with tall ceilings that allow your imagination to take charge: keep the current bedroom, add a bath & flex space, or start fresh! The fully fenced backyard is ready for summer fun with plenty of patio space and an apple tree surrounded by a fresh green lawn-perfect for pets & play. This homes layout, location, and price point make it a perfect home forgetting started. Phinney & Greenwood offer an abundance of amenities and attractions. Yoga. Pilates. Aerial Arts. Casual & Fine dining. Coffee shops & Pubs. Four breweries. The beloved Phinney Neighborhood Center. Multiple grocery stores, including Ken’s Market & Trader Joe’s. Elementary Schools. From Woodland Park to the Greenwood Library- so many choices! What is your mood today? Morning run at Greenlake, or espresso on the Ridge? Lunch at Fortuna or Valhalla, or maybe an afternoon yoga class? Phinney Station or Ridgewood Taphouse? Oh yeah- easy commuting to SLU or downtown via the bus (E or 5) or car (99)!

511 N 76th Street, Seattle

Listing courtesy of Windermere Real Estate Midtown.

$485,000
1 Beds ⋅ 1 Baths ⋅ 2539275 MLS ⋅ ACTIVE Status
Welcome to Woodland View. This stunning top-floor 1 bedroom/1 bath residence is in the heart of Phinney Ridge. This stylish new-construction home offers breathtaking Puget Sound and Olympic Mountain views, complemented by an open-concept layout, and contemporary finishes throughout.The thoughtfully designed interior features open flowing entertainment sized kitchen with quartz countertops, energy-efficient stainless steel appliances, luxury vinyl plank wood-style flooring, an in-unit washer and dryer, and a high-efficiency mini-split A/C system for year-round comfort. Built all-electric and fossil fuel-free, this sustainable home provides modern, energy-conscious living.Located directly across from Woodland Park and within walking distance of Woodland Park Zoo, this exceptional home also places you just steps from neighborhood restaurants, cafés, shops, and everyday conveniences, earning an impressive Walk Score of 92.Residents enjoy access to a welcoming community room and a spectacular rooftop deck with panoramic views stretching from the Cascade Mountains to the Olympic Mountains. EV-charger-ready parking is available for purchase.Qualified buyers may be eligible for up to a $5,000 lender credit toward closing costs when using the seller's preferred lender.

5819 Phinney Avenue N Unit #501, Seattle

Listing courtesy of Urban Pacific Real Estate.

Start Your Search
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.