Pacific Beach Homes with FHA Terms

Pacific Beach Homes with FHA Terms

Pacific Beach is a charming coastal neighborhood located in Grays Harbor County, Washington, in the United States. Known for its picturesque beaches and stunning ocean views, Pacific Beach offers a serene and laid-back lifestyle for residents and visitors alike.

The neighborhood is situated in the city of Pacific Beach, a small and close-knit community that provides a welcoming and friendly atmosphere. With a population of just over 300 people, Pacific Beach offers a tight-knit community where neighbors become friends and everyone feels like family.

One of the advantages of living in Pacific Beach is the availability of homes with FHA terms. FHA, or Federal Housing Administration, loans are government-backed mortgages that provide affordable financing options for homebuyers. These loans often have lower down payment requirements and more flexible credit guidelines, making homeownership more accessible for many individuals and families.

Whether you're looking for a cozy beach cottage or a spacious family home, Pacific Beach has a range of housing options to suit different preferences and budgets. From charming bungalows to modern beachfront properties, there's something for everyone in this idyllic coastal neighborhood.

If you're dreaming of a peaceful coastal lifestyle with easy access to beautiful beaches and a close-knit community, Pacific Beach is the perfect place to call home. With FHA terms available, owning a home in this charming neighborhood has never been more attainable.

Newest Pacific Beach Homes with FHA Terms

$789,000
4 Beds ⋅ 3 Baths ⋅ 2537451 MLS ⋅ ACTIVE Status
Located within walking distance of Seabrook! Never before offered! Only $120 annual HOA dues - no monthly maintenance fees! This beautiful, charming 4-bedroom, 2.25 bath home was built in 2001with a great view of the Pacific Ocean. It is located between the desirable places of Pacific Beach and Seabrook. The property includes the 1 1/2 story home with 2,166 square feet; concrete foundation; garage/shop in basement; 3 bedrooms downstairs and primary bedroom upstairs with attached bathroom, jetted tub and walk-in shower and closet; dining room; beautiful kitchen with glorious wood cabinets, granite counter tops and stainless steel appliances; propane cooking on island with eating bar; propane heating with standalone propane heaters up and downstairs as well as propane forced air heat; view deck; 2-leased propane tanks; outbuilding for storage and/or shop. Walk to clam dig or surf fish. Less than an hour drive to Lake Quinault and the Olympic National Park. Being sold As Is.

15 Diamond Drive, Pacific Beach

Listing courtesy of Windermere RE/Aberdeen.

$299,000
1 Beds ⋅ 1 Baths ⋅ 2528566 MLS ⋅ ACTIVE Status
Income producing VACATION RENTAL ALERT! Come fall in love with this charming beach cabin-tucked away in the tall trees and just minutes from the Pacific Ocean. The property is lined by tall trees on one side, and has a privacy fence and a large deck maximizing indoor/outdoor living on the west side. Inside you will find an inviting open floor plan living/kitchen/dining area with a cozy wood burning fireplace, full bathroom, primary bedroom with big closet. Laundry on site, and spacious outbuilding provides lots of storage for wood and outdoor toys/bikes/kayaks. Pacific Beach is booming with growth and tourism year over year due to it's close proximity to Seabrook and the Quinault Rain Forest. There are no HOA fees in this neighborhood, nightly rentals are allowed.

37 Butterfly Lane, Pacific Beach

Listing courtesy of Spivey Realty Group, LLC.

$449,900
3 Beds ⋅ 2 Baths ⋅ 2526149 MLS ⋅ ACTIVE Status
NEW LOWER PRICE on this rare Pacific Beach find! Gated and fenced, 1,998 SF coastal retreat on an expansive 1/3 acre double lot with a massive 756 SF garage, the ultimate Pacific Northwest base camp and fully approved for short-term rentals! Enjoy serene privacy, tree-lined views, and the sound of ocean waves from your spacious deck or open windows. This 3-bed, 2-bath home features a semi-open concept with separate living, dining and family rooms, a cozy wood-burning stove, and a high efficiency heat pump, installed in 2022. The large kitchen has a massive center island, newer stainless-steel appliances and counter seating. Exterior highlights include extensive parking inside the gate, as well as room for an RV or boat; a backup generator, and a sunny garden area with established cherry, apple and pear trees and a variety of berries. Located just 3 minutes from the beach or Seabrook, this is an unbeatable coastal compound or prime investment opportunity.

38 Sandpiper Lane, Pacific Beach

Listing courtesy of eXp Realty.

$849,000
8 Beds ⋅ 4 Baths ⋅ 2523928 MLS ⋅ ACTIVE Status
Come see this beautifully remodeled duplex ideally located just steps from the beach, offering stunning southwest-facing ocean views. Each spacious unit features 4 bedrooms, 2 bathrooms, a full kitchen, and in-unit laundry, making it perfect for both comfortable living and strong rental potential. The property is fully updated and truly move-in ready, allowing for immediate use or income generation.Situated just minutes from the popular Seabrook community and its shops, dining, and amenities, this property is perfectly positioned for a successful Airbnb or short-term rental investment. Guests will love the proximity to the beach and the convenience of nearby attractions.The opportunity doesn’t stop there, this property offers incredible upside potential. With ample space, you could explore building additional duplexes, converting the existing structure into a fourplex, or utilizing the existing sewer stub for RV parking or additional income streams. Whether you’re looking to expand your portfolio or create a long-term coastal retreat, this property presents multiple avenues for growth.Don’t miss this rare opportunity to own a versatile, income-producing property on the Washington coast with both immediate cash flow potential and future development possibilities.

42 N First Street, Pacific Beach

Listing courtesy of Premier Real Estate Partners.

$849,000
2518086 MLS ⋅ ACTIVE Status
Come see this beautifully remodeled duplex ideally located just steps from the beach, offering stunning southwest-facing ocean views. Each spacious unit features 4 bedrooms, 2 bathrooms, a full kitchen, and in-unit laundry, making it perfect for both comfortable living and strong rental potential. The property is fully updated and truly move-in ready, allowing for immediate use or income generation.Situated just minutes from the popular Seabrook community and its shops, dining, and amenities, this property is perfectly positioned for a successful Airbnb or short-term rental investment. Guests will love the proximity to the beach and the convenience of nearby attractions.The opportunity doesn’t stop there, this property offers incredible upside potential. With ample space, you could explore building additional duplexes, converting the existing structure into a fourplex, or utilizing the existing sewer stub for RV parking or additional income streams. Whether you’re looking to expand your portfolio or create a long-term coastal retreat, this property presents multiple avenues for growth.Don’t miss this rare opportunity to own a versatile, income-producing property on the Washington coast with both immediate cash flow potential and future development possibilities.

42 N First Street, Pacific Beach

Listing courtesy of Premier Real Estate Partners.

$600,000
5 Beds ⋅ 3 Baths ⋅ 2483209 MLS ⋅ ACTIVE Status
Experience the ultimate beach getaway in this unique coastal retreat, where flexibility meets tranquility. Situated on a spacious double lot, this home offers the perfect setup for a vacation rental, two groups traveling together, or anyone seeking a little extra privacy without sacrificing togetherness. Successfully operated as a part-time short-term rental over the past year, with significant potential to expand income. With independent access for both levels, each floor serves as its own fully equipped sanctuary, ensuring everyone has the space they need to truly unwind. Top floor is 1 bed, ¾ bath with large flex room and kitchen. Main floor boasts 3 bed, 1 ¾ bath with fire place and kitchen. Come appreciate this incredibly tasteful remodel completed by local builder with easy access (no stairs!) to nearby beaches. Recent remodel includes quartz counter tops, stainless steel appliances, mini splits, LVP flooring, gorgeous tiled showers, roof and much more! Enjoy the local amenities of Pacific Beach or the vibrant community of Seabrook just a mile away. Single car garage and ample parking available. Come enjoy the roomy fenced in yard with peak-a-boo ocean balcony view or relax in the hot tub at this wonderful coastal getaway!

34 4th Street S, Pacific Beach

Listing courtesy of Keller Williams Greater 360.

$300,000
3 Beds ⋅ 2 Baths ⋅ 2484352 MLS ⋅ ACTIVE Status
Your own little slice of affordable beach life is waiting! Whether you are looking for a vacation rental for income or a place to call home, this house offers both. The Pacific Center neighborhood, is one mile from the sandy shores of the Pacific that you can drive on all year long in one direction and Seabrook & Pacific Beach town amenities in the other direction. These include multiple restaurants, shops, a spa, fully stocked grocery store, a grade school, and much more to come. The house- Super functional floorplan with space to spread out, primary bedroom on one side with walk-in closet & private bath, 2 guest rooms on other side with a shared bath. New luxury vinyl plank flooring and fresh paint throughout. Spacious kitchen with space for a dining table, updated bathrooms. Outside you will find a fully fenced in yard with a firepit and a huge deck. Outbuilding for storing beach toys and bikes. Nightly rentals are allowed in this area without restrictions. Turn-key and ready for new owners to take advantage of the prime location & enjoy that salty air!

48 Robin Lane, Pacific Beach

Listing courtesy of Spivey Realty Group, LLC.

$630,000
5 Beds ⋅ 3 Baths ⋅ 2467667 MLS ⋅ ACTIVE Status
Discover the perfect coastal retreat in charming Pacific Beach. Nestled on a peaceful dead-end street, this inviting 5-bedroom, 2-bath home offers the ultimate in quiet, neighborly living just moments from the sandy shores of the Pacific. Step inside to find generous living spaces ideal for gatherings or relaxed getaways, plus a standout detached office space—perfect for remote work, or creative pursuits. The home's serene location delivers easy access to everything that makes beach life special: miles of wide-open beach for long walks, beachcombing, and stunning sunsets, along with world-class outdoor adventures right at your doorstep. Embrace the coastal lifestyle with endless activities nearby—surfing the consistent waves, fishing along the rugged shoreline, hiking scenic trails through lush forests, and clam digging during razor clam season. Nearby is Seabrook's walkable community vibe which shines through with friendly neighbors, nearby parks, trails, pools, and the vibrant town center just a short stroll or bike ride away. Whether you're seeking a peaceful full-time residence, a vacation haven, or an investment property in one of the Northwest's most sought-after coastal communities, this home delivers tranquility, convenience, and endless beach-town charm. Don't miss your chance to own a slice of Washington's Beach Town paradise!

54 Pacific Lane, Pacific Beach

Listing courtesy of Realty ONE Group All Stars.

$1,850,000
3 Beds ⋅ 3 Baths ⋅ 2388711 MLS ⋅ ACTIVE Status
Experience luxury coastal living on 2 private acres just north of Seabrook! This stunning 3-bed, 2.5-bath waterfront retreat offers 450 feet of shoreline and panoramic views from nearly every room. Inside, enjoy hardwood and tile floors, a spacious kitchen with oversized windows, wine cooler, and serene primary suite with walk-in closet, Jacuzzi tub, and walk-in shower. Use the upstairs room as a third bedroom or bird’s-eye lounge. Sold fully furnished. Landscaped like a resort, the grounds feature walking trails, firepit, mature plants, and a private beach. Automatic storm shutters and wet bar complete the package. Automatic storm shutters and outdoor bar with sink. With no HOA/CC&Rs, it’s perfect for a getaway or income property!

6 Diamond Drive, Pacific Beach

Listing courtesy of Spivey Realty Group.

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