Onalaska Homes with FHA Terms

Onalaska Homes with FHA Terms

Located in Lewis County, Washington, the charming city of Onalaska offers a delightful neighborhood for those seeking a peaceful and close-knit community. With its small-town charm and picturesque surroundings, Onalaska is the perfect place to call home.

Nestled in the heart of the Pacific Northwest, Onalaska boasts stunning natural beauty, with lush forests, rolling hills, and crystal-clear lakes. Outdoor enthusiasts will be delighted by the abundance of recreational activities available, including hiking, fishing, and boating. The nearby Gifford Pinchot National Forest offers endless opportunities for exploration and adventure.

In Onalaska, you'll find a range of housing options that cater to various needs and preferences. Whether you're looking for a cozy cottage or a spacious family home, there are properties available that meet FHA terms. The Federal Housing Administration (FHA) provides loans with favorable terms, making homeownership more accessible and affordable for many individuals and families.

With FHA terms, you can enjoy benefits such as lower down payments, flexible credit requirements, and competitive interest rates. This makes buying a home in Onalaska a viable option for those who may not qualify for conventional loans.

In addition to its natural beauty and affordable housing options, Onalaska also offers a friendly and welcoming community. Residents take pride in their city and actively participate in local events and organizations. From community festivals to farmer's markets, there is always something happening in Onalaska.

If you're looking to settle down in a peaceful and scenic neighborhood that offers affordable housing options with FHA terms, Onalaska is the perfect destination. Embrace the beauty of the Pacific Northwest and become part of this close-knit community.

Newest Onalaska Homes with FHA Terms

$435,000
3 Beds ⋅ 2 Baths ⋅ 2575323 MLS ⋅ ACTIVE Status
Bring the boat, the RV, and the whole crew. This 3 bed, 1.75 bath Onalaska home offers 1,400 sq ft with an office and attached two-car garage. Outside, full RV hookups on one side with power for a second RV on the other. Unwind in the hot tub on the covered patio after a day on the water. Riffe and Mayfield Lakes are minutes away: fishing, boating, tubing, and jet skiing all within reach. The fully fenced backyard is private with room for a garden, and the home sits on a quiet cul-de-sac with community water system and private septic. Heat pump and security system round out the comfort and peace of mind. Country living that's still close to I-5 for easy errands, located roughly half way between Portland and Seattle.

131 19 Brim Road, Onalaska

Listing courtesy of John L. Scott CNT.

$635,000
4 Beds ⋅ 3 Baths ⋅ 2571658 MLS ⋅ ACTIVE Status
Your own slice of the PNW! This beautiful custom rambler offers thoughtful craftsmanship, and an incredible acreage lifestyle. Set on level, usable land behind a gated entry, this nature lover’s dream provides room to garden, raise animals, gather with friends, and simply enjoy the peace and privacy of your surroundings, yet less than 15 minutes to I-5. Inside, the inviting great-room design creates an effortless flow between the spacious living area, dining room, and beautifully appointed kitchen with granite counters and wood cabinets. The heated floors bring comfort to all. The generous primary suite features a en-suite bath, while the spacious guest bedrooms offer plenty of room for the houshold or hobbies. A dedicated office provides the perfect work from home space, and the conveniently located laundry room is exceptionally functional with a sink. A state-of-the-art ductless heat pump system provides efficient year round heating and cooling. Step outside and discover an exceptional homesteading and recreation setup. The fenced pasture includes an animal pen, while the luxurious chicken coop is sure to impress. Multiple sheds provide abundant storage, and the property is wired for a future shop. An RV pad makes hosting guests or storing your recreational vehicles easy. Meander to the creek, gather round the fire pit, or enjoy the tranquil pond. Garden areas, flower beds, and strategically placed water spigots make caring for all the animals and gardens easy!

819 Middle Fork Road, Onalaska

Listing courtesy of Blade Realty LLC.

$799,000
3 Beds ⋅ 2 Baths ⋅ 2556620 MLS ⋅ ACTIVE Status
Country living at its finest on 29.56 acres across two parcels! This 3-bedroom, 1.75-bath home with an office features a covered front porch, wood laminate flooring, a cozy living room with a propane fireplace insert, and a kitchen with stainless steel appliances. The property includes a huge detached 2 car garage/workshop with separate canning room and canning kitchen adding extra possibilities. There is a large barn with a hay loft, garden shed, 4-bay implement shed and chicken house. The expansive grounds and picturesque rural setting provide plenty of room for hobby farming, equestrian activities, and more. RDD zoning provides flexibility for a variety of potential uses and development opportunities, subject to applicable regulations and buyer verification. Conveniently located near schools, shopping, and I-5. A rare opportunity to combine country living, substantial outbuildings, and flexible zoning with room to explore the possibilities. Schedule your showing today!

603 Gish Road, Onalaska

Listing courtesy of eXp Realty.

$799,000
3 Beds ⋅ 2 Baths ⋅ 2552831 MLS ⋅ ACTIVE Status
Country living at its finest on 29.56 acres across two parcels! This 3-bedroom, 1.75-bath home with an office features a covered front porch, wood laminate flooring, a cozy living room with a propane fireplace insert, and a kitchen with stainless steel appliances. The property includes a huge detached 2 car garage/workshop with separate canning room and canning kitchen adding extra possibilities. There is a large barn with a hay loft, garden shed, 4-bay implement shed and chicken house. The expansive grounds and picturesque rural setting provide plenty of room for hobby farming, equestrian activities, and more. RDD zoning provides flexibility for a variety of potential uses and development opportunities, subject to applicable regulations and buyer verification. Conveniently located near schools, shopping, and I-5. A rare opportunity to combine country living, substantial outbuildings, and flexible zoning with room to explore the possibilities. Schedule your showing today!

603 Gish Road, Onalaska

Listing courtesy of eXp Realty.

$549,900
3 Beds ⋅ 3 Baths ⋅ 2554179 MLS ⋅ ACTIVE Status
This spacious home is tucked away in the trees at the end of a private road. Neighbors are out of sight with 13-year-old Douglas-fir reprod surrounding the house. The large, fenced yard includes a greenhouse and covered area (20x28) that could easily be converted into an outdoor kitchen. Outside the fenced yard is a 14x20 carport and circle driveway. The practical layout of the home is 2080 sq ft with attached 2-car garage. The main living space is downstairs and bedrooms are upstairs. Downstairs includes kitchen with breakfast bar, dining room, living room, family room, ½ bath and laundry room with door to the back yard. Upstairs are 3 large bedrooms with full bath and primary suite. The primary suite has a ¾ bath and walk-in closet. Property is adjacent to thousands of acres of working forestland. It’s a quick drive to rivers, lakes, and mountains for endless outdoor recreation opportunities, yet close to the amenities of town. 10 minutes to I-5, midway between Portland and Seattle. No drive-by’s – dead end, private road with tenants. Contact agent for a showing.

150 126 Allen Road, Onalaska

Listing courtesy of CENTURY 21 Lund, Realtors.

$165,000
2553515 MLS ⋅ ACTIVE Status
Build your dream home on this private, 20 Acre property, or just let the trees grow. This level property features a driveway and is heavily forested. Here is a great opportunity to own a larger plot of land for a reasonable price. Conveniently located just minutes from Hwy 12 and just outside the town of Onalaska with schools, shopping, parks and restaurants nearby, This property offers privacy and accessibility.

Gish Road, Onalaska

Listing courtesy of RE/MAX Equity Group.

$464,995
2 Beds ⋅ 2 Baths ⋅ 2551854 MLS ⋅ ACTIVE Status
Motivated Seller! Company coming? Parking for 2 or more RV's with its own gated entrance, and power and water close; plus 2 extra finished rooms with closets to stuff full. Almost an acre of peace and tranquility to provide enjoyment and relaxation. The home and property have lots of space for friends and animals. The resident chickens stay if you want them, providing fresh eggs. The chicken coop stays, but you can turn it back into a storage shed if you want. Apple and pear trees are an extra bonus. Patios and decks provide plenty of space for entertaining. Lots of parking too. Sidewalk from garage to front deck is wheelchair accessible and the main living areas are also. Inside, the great room caters to plenty of room for gatherings with an open design that includes the kitchen to serve all your guests. All appliances stay. Bedrooms and extra rooms for you to use as you wish. Huge shop/garage for all your toys. Fully fenced and gated.

141 Oyler Road, Ethel

Listing courtesy of Red Letter Realty.

$748,000
3 Beds ⋅ 3 Baths ⋅ 2551893 MLS ⋅ ACTIVE Status
Tucked in the foothills of Lewis County, 12 miles from I-5 and halfway between Portland & Seattle — Onalaska is where the Cascades meet the quiet life. 20 acres, mountain views, stargazing skies, a canvas for the perfect gentleman's farm, come with serious infrastructure. 3-bed, 3-bath home w/ 2 primary suites (one handicap accessible), fireplace, French doors, double W/D & H2O filtration. 30x40 purpose-built kennel building, sloped concrete floor, integrated gutter/septic, 21 kennels, fenced airing yards. Grooming suite, barn, detached garage, gazebo, RV parking. Fully fenced, gated entry. Equestrian, rescue, livestock, hobby farm — the bones are here.

205 Stub Road, Onalaska

Listing courtesy of Keller Williams Columbia Basin.

$679,900
3 Beds ⋅ 3 Baths ⋅ 2540955 MLS ⋅ ACTIVE Status
This place is instant comfort and a gardener’s delight. This spotless custom 2400+ sq ft, 3-bed, 2 ½-bath home is on nearly 5 beautifully manicured acres. It is well arranged with a paved driveway leading to the home and garage at the center. Views from every room are full of lush greenery and thriving flower beds. Natural light floods the house and focuses on the warmth of solid wood beams and cedar lined ceilings. The main floor is set up for hosting many guests with the large open concept dining and living room areas. There is a breakfast nook off the kitchen for additional space. The den could easily become a fourth bedroom. The large utility room and walk-in pantry provide plenty of storage. Upstairs are the bedrooms. The primary suite has one of the best views with floor to ceiling windows. It has a walk-in closet and large tiled primary bath with jetted tub. The large attic space is mostly finished with windows and a small entry door reminiscent of Alice in Wonderland. This level, high and dry acreage is easily converted to horse/livestock property. The detached 2-car garage has a finished bonus room above, an attached greenhouse on one side, and an open lean-to on the other. Another fully enclosed, 28x40 metal building with a tall, roll-up door has many potential uses. Along with the abundant flower beds, you’ll find a grape arbor, thornless blackberries, pear, plum, and apple trees, and raised garden beds. 10 minutes to I-5, midway between Portland and Seattle.

1090 Middle Fork Road, Onalaska

Listing courtesy of CENTURY 21 Lund, Realtors.

$329,000
3 Beds ⋅ 1 Baths ⋅ 2518130 MLS ⋅ ACTIVE Status
Tucked away in the peaceful countryside of Onalaska, this charming 3 bedroom home offers the perfect blend of comfort, updates, and scenic surroundings. Set on a spacious .71 acre lot, there’s plenty of room to play, garden, entertain, or explore future possibilities. Enjoy beautiful valley views framed by a stunning natural topographical backdrop that adds to the property’s serene setting. Inside, the 1,296 sq ft home features a comfortable living room, dining area, separate family room/play room/office, and dedicated laundry room. Many of the home’s major cosmetic updates were completed in 2023, including interior and exterior paint, flooring, cabinetry, countertops, and stainless steel appliances, creating a clean and inviting feel throughout. A ductless mini split system was also recently installed, providing efficient heating and cooling year round, especially appreciated during the upcoming warm summer days! Additional improvements include a water filtration system installed in 2023 and a newer roof, replaced around 2021. The attached carport and generous driveway offer ample parking space for vehicles, toys, or guests. If you’ve been looking for peaceful country living with tasteful updates, usable land, and picturesque views, this Onalaska property is one you won’t want to miss! Property is being sold in it's current condition.

3060 State Route 508, Onalaska

Listing courtesy of John L. Scott CNT.

$539,000
3 Beds ⋅ 3 Baths ⋅ 2515478 MLS ⋅ ACTIVE Status
Very solid 3 bedroom, 3 bath rambler on quiet country road. This sturdy home is accompanied by two outbuildings; one is a large woodshed with an awning and patio off the back of it (this building needs a bit of repair) and the other is a 30 x 75 barn that has been utilized as a shop and storage space. Septic and well for cheap utilities and 2 woodstoves to take the edge off winter...and the heating bill. Mature landscaping includes some fruit trees, and the balance of the lot is fully wooded, mostly fir. Inside there are 3 good sized bedrooms and separate Living, Dining and Family rooms. Small wet bar area off the Family room. 6 x 18 enclosed porch is a great spot to shed the muddy boots and wet umbrellas or perhaps store some firewood. As an added bonus, the garage has a 3/4 bath.

334 Burchett Road, Onalaska

Listing courtesy of CENTURY 21 Lund, Realtors.

$339,000
3 Beds ⋅ 1 Baths ⋅ 2507694 MLS ⋅ ACTIVE Status
Charming 3-bedroom, 1-bath home featuring a large, comfortable living room and a functional layout. The bathroom includes a convenient walk-in tub for added accessibility and comfort. The property offers a fully fenced yard, providing privacy and space for outdoor activities, with a paved alley providing easy access to the back of the property. A detached one-car garage includes additional workspace, perfect for hobbies, storage, or projects. The home also features a handicap-accessible ramp to the front door. Ideally located within walking distance to grocery stores, schools, the post office, and local restaurants, making everyday errands and dining out easy and convenient.

242 Main Street, Onalaska

Listing courtesy of BHGRE - Northwest Home Team.

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