Olympia Homes with FHA Terms

Olympia Homes with FHA Terms

Welcome to Olympia, a vibrant neighborhood located in Thurston County, Washington, United States. This charming area offers a perfect blend of natural beauty, rich history, and modern amenities, making it an ideal place to call home.

Olympia is known for its stunning landscapes, with picturesque views of the Puget Sound and the majestic Olympic Mountains. Residents can enjoy outdoor activities like hiking, biking, and kayaking in the nearby parks and waterways. The region's mild climate also allows for year-round outdoor adventures.

When it comes to housing options, Olympia offers a variety of homes with FHA terms. FHA loans are a popular choice for many homebuyers as they provide more flexible credit requirements and lower down payment options. Whether you're a first-time buyer or looking to upgrade, Olympia has a range of properties that can fit your needs and budget.

In addition to its natural beauty and housing options, Olympia also boasts a thriving arts and culture scene. The city is home to numerous galleries, theaters, and music venues, offering residents a diverse range of entertainment options. The downtown area is bustling with local businesses, restaurants, and shops, creating a vibrant and welcoming atmosphere.

With its prime location, stunning landscapes, and homes with FHA terms, Olympia is a neighborhood that offers the best of both worlds - a peaceful and scenic environment coupled with modern conveniences. If you're looking for a place to settle down in Thurston County, Olympia is definitely worth considering.

Newest Olympia Homes with FHA Terms

$599,995
4 Beds ⋅ 3 Baths ⋅ 2575970 MLS ⋅ ACTIVE Status
Welcome to Sleater Crossing by D.R. Horton, a new construction community on the border of Lacey and Olympia! The Sellwood Plan is a 4-bed, 2.5-bath home featuring a spacious great room layout perfectly suited for entertaining. A walk-in pantry provides exceptional storage, and one oversized bedroom offers the flexibility to serve as a bonus room. The home features laminate flooring throughout the main level, painted cabinets, white millwork and doors, stainless steel appliances with gas range, and quartz countertops, and a bath off the primary suite with walk-in closet. A heat pump provides efficient year-round heating and cooling. A pre-wired 50-amp circuit for EV charging is included. Smart home technology and D.R. Horton’s 10-year warranty come standard. Directly adjacent to the Chehalis Western Trail for walking, biking, and outdoor recreation. Community amenities include a park, half basketball court, and open green spaces. Easy access to I-5, JBLM (13.7 mi), Target, Safeway, Fred Meyer, Costco, and Olympia’s historic district. Served by North Thurston School District with all three schools within approximately 1 mile. Special financing available through DHI Mortgage for qualified buyers. Buyers must register their broker on first visit, including open houses.

2218 Boxcar Street NE Unit #180, Olympia

Listing courtesy of D.R. Horton.

$575,000
5 Beds ⋅ 3 Baths ⋅ 2548574 MLS ⋅ ACTIVE Status
The beautiful neighborhood of Chambers Creek Crossing welcomes you! This very well maintained, recently updated, corner lot home is move in ready. The home features 5 bedrooms, 2.5 bath and a backyard destined to create new memories. The main level showcases new vinyl flooring, new interior paint, new ceiling fans and a seamless layout designed for comfortable living and easy entertaining. The kitchen offers abundant cabinetry, generous counter space with a beautiful kitchen peninsula for casual seating. The cozy fireplace in the living room is ideal for relaxing. Step outside to a fully fenced, well thought out, landscaped, backyard which balances aesthetics and functionality. Upstairs the primary suite features a walk-in closet, a double vanity, and a large soaking tub. You will also find 4 additional spacious bedrooms, a full bathroom and the laundry room to complete the upper level with new carpet and flooring. This home also includes a spacious 2 car garage, a front porch and a backyard shed for storage and garden tools. The community park offers a playground and a basketball court. This community is just a short distance away from the Chehalis Western Trail, Indian Summer Golf Course and local supermarkets and restaurants.

4943 Old Oak Street SE, Olympia

Listing courtesy of RE/MAX Northwest.

$425,000
3 Beds ⋅ 1 Baths ⋅ 2575301 MLS ⋅ ACTIVE Status
Welcome to this charming 3-bedroom rambler, filled with thoughtful updates and warm, timeless farmhouse style! The beautifully remodeled kitchen features granite countertops, stainless steel appliances and a fresh, inviting design with classic finishes and plenty of charm. Vinyl plank flooring and new lighting throughout give the home a polished, updated feel, while the fully remodeled bathroom adds even more to love. Additional improvements include a newer roof and a new water heater installed in 2024. Situated on a spacious ?-acre lot in a peaceful cul-de-sac, the fully fenced backyard with gated access offers plenty of room to garden, gather and play, all surrounded by a gorgeous backdrop of mature evergreens. Comfortable, welcoming and move-in ready—this one feels like home the moment you arrive!

9335 Meridian Court SE, Olympia

Listing courtesy of Terrafin.

$485,000
3 Beds ⋅ 3 Baths ⋅ 2575816 MLS ⋅ ACTIVE Status
This beautiful, turn-key home backs up to a serene, private, and lush 308-acre estuary. Enjoy perfect climate comfort with a home that stays cool in the summer and warm in the winter. You are greeted by elegant paver accents, outdoor recessed lighting, and steps leading to an elevated front porch—perfect for enjoying the quiet, low-traffic neighborhood with two close-by dog parks. The property also features expanded side-driveway parking. Completely refreshed, this two-story home features contemporary upgrades throughout, including fresh exterior and interior paint. Beautiful, warm-toned LVP flooring runs through both levels, accentuated by crisp white craftsman-style trim. The spacious kitchen is a chef's delight, boasting massive granite countertops, stainless steel appliances, and a walk-in pantry. As you head upstairs, the stair landing opens to multiple windows that flood the home with natural light, highlighting panoramic forest views and the airy living room below. The primary suite offers a comforting green palette, a walk-in closet, and double sinks, while two additional bright, oversized bedrooms sit just down the hall. Outside, the newly landscaped, fully fenced yard offers low-maintenance solitude. Relax on the large covered patio with a cup of coffee and enjoy the surrounding forest, wildlife, and estuary views. Located with direct access to the Chehalis Western Trail and downtown Olympia. This home is the perfect blend of nature, convenience, and turnkey living!

3218 15th Way SE, Olympia

Listing courtesy of Redfin.

$669,000
4 Beds ⋅ 3 Baths ⋅ 2556164 MLS ⋅ ACTIVE Status
Come and see this 4 bedroom +den in the well established Briarwood neighborhood. One bedroom on the main floor! You have plenty of room to spread out or entertain, with ample space and multiple living areas and a functional layout. There is even a formal dining room off of the kitchen. Upstairs, the primary suite offers double walk in closets and private bath. The additional 2 bedrooms and office space are generously sized and ready for your vision. The back yard is partially fenced with a drive gate primed for RV parking. Back patio and plenty of space for gardening, too! This property is at the end of a quiet cul de sac in an ideal Olympia location. Walking distance to LBA park, McKenny Elementary and Washington Middle School. Fresh exterior paint in June! Some pics have been virtually staged.

3118 31st Court SE, Olympia

Listing courtesy of Real Broker LLC.

$500,000
3 Beds ⋅ 3 Baths ⋅ 2573766 MLS ⋅ ACTIVE Status
Rare opportunity to own a like-new townhome in desirable Briggs Village by Oakridge Homes! Enjoy a highly convenient location within walking distance to Starbucks, Briggs Taphouse, Briggs YMCA, Humble Cow Ice Cream and more, plus quick access to I-5 and downtown Olympia. The open-concept main level features a chef-inspired kitchen with quartz countertops, soft-close cabinetry, included matching stainless-steel appliances, walk-in pantry and oversized island ideal for entertaining. Spacious family room with gas fireplace. Upstairs, the primary suite offers a private ensuite bath and large walk-in closet, along with 2 additional bedrooms and a full bath. Convenient upstairs utility room includes washer and dryer. Additional features include 8' doors, new room-darkening shades throughout, fire sprinkler system, attached 2-car garage and HOA-maintained front yard landscaping. Ask your Broker to see it today! ***Some rooms virtually staged***

4246 Maple Street SE, Olympia

Listing courtesy of John L. Scott Lacey.

$530,000
3 Beds ⋅ 2 Baths ⋅ 2574555 MLS ⋅ ACTIVE Status
Beauttifully Renovated Eastside Oly Home with $10,000 Seller Incentive! This recently remodeled home is move-in ready and located in one of Olympia’s desirable Eastside neighborhoods. The reno feats. new LVP flooring, updated cabinetry and countertops, new trim, appliances, fixtures, and thoughtful finishing touches throughout. Cozy up by the fireplace on cool PNW evenings and enjoy the warmth and character it brings. The generously sized lot offers room to enjoy the outdoors and may provide potential for an ADU—buyer to verify with city. The inviting kitch offers a modern, functional space for everyday living and entertaining, while the rest of the home provides a clean, cohesive design that is ready for you to make your own. Whether you’re looking for a primary residence or investment property, this home offers the comfort and convenience of a completed renovation without the projects. Enjoy all that Eastside Oly has to offer, with shopping, dining, parks, entertainment, downtown Oly, and convenient I-5 access. A great location for those who want to be close to the energy of downtown while still enjoying the convenience of an established residential neighborhood. Seller Incentive: Seller is offering $10,000 in total concessions for a buyer who is under contract by September 1, 2026. This includes $5,000 toward buyer’s closing costs plus an additional $5,000 credit at inspection toward items identified through the Form 35R process. Seller is seeking a quick closing.

909 Fir Street NE, Olympia

Listing courtesy of Pettit Realty LLC.

$520,000
3 Beds ⋅ 2 Baths ⋅ 2574036 MLS ⋅ ACTIVE Status
This 2002-built one-level home located on a corner lot in Georgetowne Estates features 3 bedrooms, 2 full baths, and an open concept with kitchen open to vaulted dining room and family room. Relax on your covered front porch or in your fully fenced back yard. Convenient location close to shopping, freeway, and just over a mile to Woodland Creek Community Park.

1107 Georgetowne Drive NE, Olympia

Listing courtesy of Olympic Sotheby's Int'l Realty.

$1,135,000
4 Beds ⋅ 4 Baths ⋅ 2573625 MLS ⋅ ACTIVE Status
Prime Nisqually Riverfront, offering space, privacy, & a setting that is increasingly difficult to find this close to everyday amenities. Properties of this size, quality, & proximity are seldom available, making this a truly rare and exceptional offering. The home has been extensively updated, with nearly everything inside feeling new, creating a move-in ready foundation while still allowing you to personalize & shape the property into your long-term vision. The layout features a main-floor primary suite along with a secondary ensuite that was thoughtfully planned for potential conversion into a self-contained ADU (buyer to verify), ideal for multi-generational living, guest quarters, or income potential. The main level showcases soaring vaulted ceilings, a dedicated office, & a large bonus room, along with spacious living & dining areas that connect to a well-appointed gourmet kitchen, perfect for both everyday living & entertaining. Upstairs, you’ll find two additional bedrooms, a full bath, & a second bonus room, providing ample space for a variety of lifestyles. A 3-car garage adds functionality, while the expansive acreage opens the door to endless possibilities—whether you envision recreation, additional improvements, or simply enjoying the natural beauty & privacy of riverfront living. This is more than a home, it’s an opportunity to create something truly special on a beautiful and rare piece of Nisqually Riverfront

230 Conine Street SE, Olympia

Listing courtesy of Keller Williams Rty Tacoma.

$465,000
3 Beds ⋅ 3 Baths ⋅ 2572723 MLS ⋅ ACTIVE Status
Welcome home to this spacious tri-level townhome! The main floor offers an open-concept living space with a modern kitchen featuring granite countertops and rich, dark cabinetry. Upstairs, you’ll find three bedrooms, including a primary suite with a walk-in closet and private ¾ bath. A rare third floor provides fantastic bonus space—perfect for a media room, home office, craft room, or potential 4th bedroom. Enjoy the convenience of a two-car garage with EV charger and alley access. Tucked into a quiet neighborhood while still just minutes from dining, shopping, and the freeway for an easy commute. Olympia schools! Ask your agent about our BUYER INCENTIVE!

3235 15th Way SE, Olympia

Listing courtesy of Redfin.

$585,000
3 Beds ⋅ 2 Baths ⋅ 2572815 MLS ⋅ ACTIVE Status
Custom-built three-bedroom, two-bath rambler nestled on a beautiful half-acre garden oasis. This private setting feels wonderfully rural and tucked away, yet is conveniently close to downtown Olympia and all its amenities. The inviting open floor plan features durable bamboo flooring, a spacious kitchen with abundant cabinetry and counter space, natural gas range, skylight, island eating bar, laundry closet, and dedicated kitchen office area. A freestanding natural gas fireplace adds cozy ambiance on winter evenings. The primary suite includes a ¾ bath and generous walk-in closet. Recent upgrades include a new Pabco Premier Architectural Laminate roof with Algae Defender. The oversized two-car garage offers smart storage shelving and a workbench. Outside, mature fruit trees and extraordinary plantings surround the home, creating a private secret garden retreat you’ll love coming home to.

1112 Henry Street SE, Olympia

Listing courtesy of Group 7 Inc., Real Estate Serv.

$869,999
3 Beds ⋅ 2 Baths ⋅ 2572228 MLS ⋅ ACTIVE Status
Where life unfolds. Tucked away on 2.18+/- private acres, just minutes from Tumwater, I-5, schools, shopping & everyday conveniences, this custom rambler feels worlds away without sacrificing day-to-day comforts. A flat, usable lot framed by mature trees opens to an expansive lawn where deer regularly wander through. Enjoy coffee on the covered front porch, evenings around the fire pit, BBQs on the back patio & a soak in the hot tub. Established raised garden beds & a charming chicken coop with chickens add to the lifestyle, plus a cleared area offers potential for a future shop. Inside, 9' ceilings, dramatic skylights, Brazilian acacia hardwood floors, knotty alder doors & trim, cherry cabinetry and striking granite create warmth and character throughout. The cook’s kitchen features a generous island and abundant counter space, while two spacious living areas offer room to gather. A split-bedroom layout creates privacy for the primary retreat, complete with dual walk-in closets & a 5-piece bath. Large windows frame beautiful views of the property. Single-story living, heat pump comfort & Tumwater School District complete the ideal balance of privacy, convenience and room to breathe. Here, life has room to slow down and spread out—plenty of space to play, gardens can grow, friends can gather, and quiet evenings can be spent under the trees. A place for long summer dinners, weekend projects, fresh eggs, changing seasons & the everyday moments that make a house feel like home.

8522 Charmont Lane SW, Olympia

Listing courtesy of Olympic Sotheby's Int'l Realty.

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