Olympia Homes with FHA Terms

Olympia Homes with FHA Terms

Welcome to Olympia, a vibrant neighborhood located in Thurston County, Washington, United States. This charming area offers a perfect blend of natural beauty, rich history, and modern amenities, making it an ideal place to call home.

Olympia is known for its stunning landscapes, with picturesque views of the Puget Sound and the majestic Olympic Mountains. Residents can enjoy outdoor activities like hiking, biking, and kayaking in the nearby parks and waterways. The region's mild climate also allows for year-round outdoor adventures.

When it comes to housing options, Olympia offers a variety of homes with FHA terms. FHA loans are a popular choice for many homebuyers as they provide more flexible credit requirements and lower down payment options. Whether you're a first-time buyer or looking to upgrade, Olympia has a range of properties that can fit your needs and budget.

In addition to its natural beauty and housing options, Olympia also boasts a thriving arts and culture scene. The city is home to numerous galleries, theaters, and music venues, offering residents a diverse range of entertainment options. The downtown area is bustling with local businesses, restaurants, and shops, creating a vibrant and welcoming atmosphere.

With its prime location, stunning landscapes, and homes with FHA terms, Olympia is a neighborhood that offers the best of both worlds - a peaceful and scenic environment coupled with modern conveniences. If you're looking for a place to settle down in Thurston County, Olympia is definitely worth considering.

Newest Olympia Homes with FHA Terms

$150,000
4 Beds ⋅ 2 Baths ⋅ 2571863 MLS ⋅ ACTIVE Status
Welcome to this beautifully refreshed 4-bedroom manufactured home in Lakeside Villa, an all-ages community in Olympia. The spacious split-bedroom floorplan offers flexibility and privacy, with vaulted ceilings creating an open, airy feel throughout the main living areas. Recent updates include new carpet, fresh interior paint, and durable LVP flooring in all high-traffic areas. The open kitchen features an island, an abundance of cabinets, counter space and a stylish subway tile backsplash. The Primary bath has shiplap and a beautiful tiled tub and shower. The home feels larger than the listed 1344 square feet. Step outside to enjoy the covered deck—perfect for relaxing, entertaining, or enjoying your morning coffee year-round. The home sides to a community recreational area, providing a pleasant sense of space without another home directly next to you. The 10'x10' garden/storage shed is ready for all your tools and or projects. Lakeside Villa offers a convenient community lifestyle with a playground, common areas, and recreational space. Enjoy fast and easy access to shopping, dining, schools, and everyday amenities. A move-in-ready home with four bedrooms, desirable updates, and a great community setting!

6200 Fair Oaks Road SE Unit #30, Olympia

Listing courtesy of Northfork Realty.

$659,950
5 Beds ⋅ 3 Baths ⋅ 2569318 MLS ⋅ ACTIVE Status
This better than new 5 bedroom home built in 2024 is ideal for multi-generational living with a generous sized bedroom and 3/4 bath on main floor as well as 2nd kitchen and additional laundry area added by sellers. Owners have invested substantially in the home since they purchased it 2 years ago, including installing blinds throughout, new interior paint in most rooms, extending kitchen to make a second kitchen area including 2nd stove/oven, new sink in island, and add'l cabinets. They have also added second laundry hookup in garage, added luxury plank vinyl throughout, extended back patio with brick pavers, added beautiful new fencing & landscaping including apple, pear, peach trees, and added a green house. You won't find another home like this one. Upstairs you will love the large open loft area with office nook, surrounded by primary bedroom, 3 additional bedrooms & laundry room. Main level offers open concept great room overlooking beautifully landscaped back yard. The covered back patio is ideal for year round relaxing and BBQs. The community is great for walking and includes a play area and dog park. Ideally located close to freeways for commuters or quick access to JBLM. 5 bedrooms homes are hard to find in such good condition and with so many upgrades. Get it before it's gone!

4336 23rd Court NE, Olympia

Listing courtesy of FirstPoint Real Estate LLC.

$1,199,900
4 Beds ⋅ 3 Baths ⋅ 2570927 MLS ⋅ ACTIVE Status
New to the market! Welcome to 5209 Oystercatcher Lane NE, an exceptional 4-bedroom, 3-bath luxury home in the gated community of The Woodlands in Lacey, WA. Built in 2021, this beautifully appointed 3,127-square-foot residence sits on 1.49 private acres and offers the ideal blend of modern construction, upscale finishes, flexible living spaces, and serene indoor-outdoor living. The thoughtfully designed floor plan features an open-concept great room, dedicated den/home office, versatile bonus room, and a chef-inspired kitchen with stainless-steel appliances, quartz countertops, and a spacious butler’s pantry. The private primary suite creates a spa-like retreat with a soaking tub, fully tiled walk-in shower with glass enclosure, and dual quartz vanities. A rare 4-car side-entry garage provides abundant space. Step outside to enjoy year-round entertaining on the covered deck, featuring a stone-surround gas fireplace and TV hookup. The fully fenced, park-like 1.49-acre grounds include expansive lawn, fire pit, gazebo, mature fruit trees, and established landscaping, creating a peaceful private retreat. Conveniently located near Olympia-area amenities with easy I-5 access and a short commute to Tacoma and Seattle, this Lacey estate delivers the highly sought-after combination of acreage, newer construction, luxury finishes, privacy, and exceptional garage capacity. A rare opportunity to live, work, entertain, and enjoy the outdoors in an elevated Pacific Northwest setting.

5209 Oystercatcher Lane NE, Olympia

Listing courtesy of Keller Williams South Sound.

$475,000
3 Beds ⋅ 2 Baths ⋅ 2570701 MLS ⋅ ACTIVE Status
Welcome home to this move-in-ready gem in a sought-after NE Olympia neighborhood! Step inside to soaring vaulted ceilings and a bright, open living space that flows into the updated kitchen featuring granite countertops, stainless steel appliances and a subway tile backsplash. Upstairs you'll find all three bedrooms and two full bathrooms. Major updates are already taken care of with a new roof in 2022, fresh interior paint in 2022 and new HVAC with A/C added in 2023! Outside, enjoy a flat, fully fenced backyard with plenty of room to entertain, play, garden or make it your own. The attached 2-car garage offers additional storage and laundry space. All of this in a premier location within the Olympia School District, just blocks from Roosevelt Elementary and minutes to local favorites, shopping, dining and downtown Olympia. The perfect combination of updates, location and everyday convenience! With a 3.125% VA Assumable loan, ask your agent for more details! Pre-inspection & sewer scope available for your convenience.

1214 Marion Street NE, Olympia

Listing courtesy of Keller Williams Realty PS.

$619,500
3 Beds ⋅ 2 Baths ⋅ 2569241 MLS ⋅ ACTIVE Status
Country living at its finest! This charming 3BR/1.75BA rambler offers 1,658 sq ft of open-concept living perfectly situated on 2.13 flat, fully usable acres. The bright interior features a cheerful skylight and an efficient heat pump for year-round comfort. Relax in the spacious primary suite boasting a generous walk-in closet. Bring your animals and hobbies—the property includes a barn with 1 stall, a tack room, and hay storage, plus an additional outbuilding and mature apple trees. Fully equipped for adventure with an RV carport and dedicated RV hookup. Low-maintenance vinyl siding completes this private, turnkey estate. Truly a rare find!

6820 Meridian Road SE, Olympia

Listing courtesy of RE/MAX Exclusive.

$424,000
3 Beds ⋅ 1 Baths ⋅ 2569985 MLS ⋅ ACTIVE Status
Lovely home on eastside of Olympia. Nice updated home features, stainless steel appliances, granite countertops, Ductless HP, laundry room includes washer and dryer, hardwood floors, carpet in bedrooms. Newly painted interior. The long driveway allows for parking and RV parking. Storage shed in backyard. Close to town and shopping.

414 Chambers Street NE, Olympia

Listing courtesy of Imagine Real Estate.

$574,950
4 Beds ⋅ 3 Baths ⋅ 2569961 MLS ⋅ ACTIVE Status
Welcome to Olympic Springs! Open concept living with this PRE-PLANNED/PRESALE 2230 sq ft. home w/4 beds/2.5 baths, and 9' ceilings on main! Spacious primary with huge walk-in closet with ensuite and will include a spacious walk-in shower. Additional features include white painted millwork, SS appliances, quartz countertops throughout, soft close cabinetry doors, LVP flooring throughout the main level, baths & laundry. Enjoy a fully landscaped and fenced yard with pre-stained wood boards and access gate w/heat pump in these ENERGY STAR® certified homes. Easy access to I-5, State Capitol & JBLM, & outdoor recreation. Close to shopping, highly sought after Olympia School District, medical facilities, dining, Capital Mall & downtown Olympia. Ask about our Limited Time Below Market Interest Rates - Special Interest Rate Options w/Trusted Lender, KBHS. Estimated November completion!

226 Sunbeam (Lot 47) Street NW, Olympia

Listing courtesy of KB Home Sales.

$375,000
1 Beds ⋅ 1 Baths ⋅ 2564923 MLS ⋅ ACTIVE Status
Nestled on a spacious 9,000 sq ft corner lot, this 1,176 sq ft Olympia home offers charm, flexibility, and plenty of outdoor space to enjoy. The yard features mature fruit trees, seasonal flowers, and garden space, creating a welcoming setting with room to relax or cultivate your own garden. Approved as a 1-bedroom home, the functional floor plan also includes two additional finished bonus rooms that are ideal for a home office, hobby room, workout space, or additional living area. Recent improvements include fresh paint in the living room and one bonus room, new interior trim, replacement interior doors, and a professionally cleaned and treated composition roof. Additional features include hardwood and vinyl flooring, double-pane windows, a ductless mini-split for efficient heating and cooling, and an attached garage. Conveniently located near shopping, dining, parks, schools, and I-5, this property offers a wonderful opportunity for buyers looking to personalize a home while enjoying a beautiful yard and a desirable Olympia location.

704 Weir Street SE, Olympia

Listing courtesy of Coldwell Banker Evergreen.

$739,900
4 Beds ⋅ 3 Baths ⋅ 2569457 MLS ⋅ ACTIVE Status
Henderson Ridge + Olympia Schools + a floorplan with OPTIONS! 4 BRs + den + main-floor bonus room has 2644sf of options for working, guests, hobbies, multigenerational living & everyone having their OWN space! Tucked on a low-traffic, double cul-de-sac street, this showstopper stone-arched covered porch & leaded-glass entry sets the tone before you even step inside. Soaring 2-story foyer, wood-look ceramic plank floors, crown molding, tray ceilings, French doors, transom details & iron-spindle balcony bring the Craftsman charm. Granite slab island anchors the kitchen with 3-side bar seating, walk-in pantry, stainless appliances & hood, all open to everyday dining & family room. Serious privacy primary suite has no shared bedroom walls, 2 extra-long separate vanities, walk-in closet & bonus 2nd closet. Three more BIG bedrooms include one with its own vanity sink. Fresh exterior paint & HardiePlank siding keep curb appeal sharp, while sprinkler & drip systems front & back keep yard work refreshingly low. Long driveway & deep garage storage. Newer fenced backyard with raised landscape beds full of mature plantings brings big patio, storage shed & HOT TUB included! Heat pump A/C + central vacuum too. Stroll to Grange Starbucks, Briggs YMCA & riverfront Pioneer Park. Olympia Schools: Centennial, Washington Middle, Olympia High or Avanti. Ridiculously convenient location 10 minutes to downtown Olympia, SE Lacey, Costco or I-5!

1720 52nd Avenue SE, Olympia

Listing courtesy of Abbey Realty Inc.

$419,950
2 Beds ⋅ 1 Baths ⋅ 2569069 MLS ⋅ ACTIVE Status
Welcome to this charming 2-bedroom, 1-bath home situated on a spacious corner lot in Olympia. The property offers a welcoming front yard, a 2-car garage, and a comfortable layout with plenty of opportunity to make the space your own. Step outside to enjoy the thoughtfully arranged backyard, featuring a gazebo that provides a great spot for outdoor dining or relaxing, along with a convenient storage shed. A separate sitting area tucked alongside the home offers another inviting space to enjoy the outdoors. With its corner-lot setting, generous yard space, 2-car garage, gazebo, shed, and multiple outdoor areas, this home offers a great combination of comfort, functionality, and outdoor living.

7847 SE Normandy Street, Olympia

Listing courtesy of eXp Realty.

$739,900
4 Beds ⋅ 3 Baths ⋅ 2568040 MLS ⋅ ACTIVE Status
Henderson Ridge + Olympia Schools + a floorplan with OPTIONS! 4 BRs + den + main-floor bonus room has 2644sf of options for working, guests, hobbies, multigenerational living & everyone having their OWN space! Tucked on a low-traffic, double cul-de-sac street, this showstopper stone-arched covered porch & leaded-glass entry sets the tone before you even step inside. Soaring 2-story foyer, wood-look ceramic plank floors, crown molding, tray ceilings, French doors, transom details & iron-spindle balcony bring the Craftsman charm. Granite slab island anchors the kitchen with 3-side bar seating, walk-in pantry, stainless appliances & hood, all open to everyday dining & family room. Serious privacy primary suite has no shared bedroom walls, 2 extra-long separate vanities, walk-in closet & bonus 2nd closet. Three more BIG bedrooms include one with its own vanity sink. Fresh exterior paint & HardiePlank siding keep curb appeal sharp, while sprinkler & drip systems front & back keep yard work refreshingly low. Long driveway & deep garage storage. Newer fenced backyard with raised landscape beds full of mature plantings brings big patio, storage shed & HOT TUB included! Heat pump A/C + central vacuum too. Stroll to Grange Starbucks, Briggs YMCA & riverfront Pioneer Park. Olympia Schools: Centennial, Washington Middle, Olympia High or Avanti. Ridiculously convenient location 10 minutes to downtown Olympia, SE Lacey, Costco or I-5!

1720 52nd Avenue SE, Olympia

Listing courtesy of Abbey Realty Inc.

$450,000
3 Beds ⋅ 1 Baths ⋅ 2566162 MLS ⋅ ACTIVE Status
Don't miss this beautifully updated, single-story home! Thoughtfully renovated throughout, this charming property offers modern updates, comfortable living spaces, and versatile areas for work, hobbies, and entertaining.The home features fresh interior and exterior paint, new blinds, a newer roof, updated flooring, high-tech internet, appliances, ductless mini-splits, plumbing, a water heater, and so much more. The well-designed floor plan includes a welcoming living room, dining room, updated kitchen, updated bathroom, three bedrooms, and a spacious laundry room with ample storage. Outside, you'll find a convenient carport, EV charger, and generator-ready electrical system, with the generator included. A finished detached outbuilding with power and high-speed internet provides an ideal flex space for a home office, artist studio, or hobby room. A separate patio adds even more opportunity to enjoy the outdoors.The expansive corner lot is beautifully landscaped with a privacy hedge, fruit trees, a mature walnut tree, colorful flowers, shrubs, and a patio perfect for relaxing or entertaining guests. Conveniently located near schools, shopping, entertainment, trails leading to Tumwater Valley Athletic Club, I-5, and JBLM, this home combines thoughtful updates, flexible living spaces, and an excellent location.

301 O Street SE, Olympia

Listing courtesy of Redfin.

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