North Water Homes with VA Loan Terms

North Water Homes with VA Loan Terms

Welcome to the charming neighborhood of North Water in Ellensburg, WA. This picturesque community is nestled in Kittitas County, offering a perfect blend of small-town charm and modern conveniences. With homes eligible for VA loan terms, North Water provides an excellent opportunity for veterans and military families to settle down and enjoy the beauty of the Pacific Northwest.

The neighborhood of North Water boasts a variety of housing options, from cozy bungalows to spacious family homes, ensuring there is something for everyone. Residents can enjoy the stunning natural surroundings, with easy access to outdoor activities such as hiking, fishing, and camping. The community is also conveniently located near schools, shopping centers, and restaurants, making it a desirable place to call home.

With VA loan terms available, purchasing a home in North Water is not only a smart investment but also a way to give back to those who have served our country. These favorable loan terms provide eligible buyers with competitive interest rates and no down payment requirement, making homeownership more accessible.

Don't miss the opportunity to be a part of this vibrant community in North Water, Ellensburg. Contact us today to learn more about available properties and start your journey to finding your dream home in this idyllic neighborhood.

Newest North Water Homes with VA Loan Terms

$419,000
3 Beds ⋅ 2 Baths ⋅ 2575137 MLS ⋅ ACTIVE Status
Clean, well-maintained rambler in a convenient location close to town and I-90. Newer interior paint and vaulted ceilings in the living room create a fresh, open feel. The well-kept front yard features irrigation water and a sprinkler system. New side gates provide easy access to the backyard, which includes fruit trees, a concrete patio off the slider, and a low-maintenance gravel area for your lawn furniture and firepit. A practical, comfortable home that is truly turnkey ready!

311 E Kristen Avenue, Ellensburg

Listing courtesy of RE/MAX, The Collective.

$299,000
3 Beds ⋅ 1 Baths ⋅ 2569237 MLS ⋅ ACTIVE Status
Charming Craftsman just blocks from CWU. This 3-bed, 1 bath is situated in a great location that is only minutes from downtown and schools. This cute home would make a great starter home or investment property. The fridge is brand new, stove new in 2025, and all appliances are included. This home features a metal roof and a large, fenced back yard. The generous 7000 square foot lot includes organic garden beds, roses, plum and pear fruit trees. In 2023 a large 15'x14' storage shed with 3 windows was built. Sold As-Is. Spacious mudroom with abundant storage - ready for your personal updates. Seller is offering a $5k credit at closing due to kitchen floor water damage (kitchen sink leak has been repaired).

307 W 14th Avenue, Ellensburg

Listing courtesy of Keller Williams Western Realty.

$430,000
3 Beds ⋅ 2 Baths ⋅ 2562183 MLS ⋅ ACTIVE Status
Beautifully maintained one-story home offering 1,402 square feet, 3 bedrooms, and 2 full bathrooms in one of Ellensburg's most convenient locations. The open-concept floor plan is filled with natural light and features vaulted ceilings, a spacious living room, and an inviting kitchen with abundant cabinetry and all appliances included—including the washer and dryer. The generous primary suite offers a private full bathroom, while two additional bedrooms provide flexibility for guests, a home office, or hobbies. Recent updates include fresh interior paint and refreshed exterior landscaping, making this home truly move-in ready. Step outside to enjoy a large, fully fenced backyard designed for entertaining and everyday living with a covered patio, athletic court with basketball hoop, playset, covered storage, and irrigation through Cascade Irrigation. Ideally located near Central Washington University, parks, hiking trails, shopping, dining, and quick I-90 access, this home offers an outstanding opportunity for both owner-occupants and investors alike.

2510 N Ellington Street, Ellensburg

Listing courtesy of Windermere Prof Partners.

$399,900
3 Beds ⋅ 2 Baths ⋅ 2552689 MLS ⋅ ACTIVE Status
Choose your colors if you're in time! Local builder & NO HOA DUES! New 3 bed/2 bath, 1,365sqft home has a modern space designed w/ comfort & functionality in mind. The quality-built house features solid-wood cabinets, quartz counters, & easy-maint. vinyl plank floors. The primary bed. is spacious & has attached bath w/ walk-in shower & closet, & big dble vanity for getting ready for the day. The kitchen is open to the living/dining areas with a useful breakfast bar/island for a place to sit. A glass slider door lets in natural light & leads you to a fenced back yard & patio for those summer BBQs. A separate laundry room is also a nice feature in this plan. Finished 2-car garage & efficiently heated/cooled w/ mini-split heat pumps. Fiber internet too! Under constr. Completion approximately mid October. Most photos of similar finished home.(Some pictures virtually staged).

2604 N Emery Street, Ellensburg

Listing courtesy of RE/MAX Community One Realty.

$399,900
3 Beds ⋅ 2 Baths ⋅ 2551846 MLS ⋅ ACTIVE Status
Choose your colors if you're in time! Local builder & NO HOA DUES! New 3 bed/2 bath, 1,365sqft home has a modern space designed w/ comfort & functionality in mind. The quality-built house features solid-wood cabinets, quartz counters, & easy-maint. vinyl plank floors. The primary bed. is spacious & has attached bath w/ walk-in shower & closet, & big dble vanity for getting ready for the day. The kitchen is open to the living/dining areas with a useful breakfast bar/island for a place to sit. A glass slider door lets in natural light & leads you to a fenced back yard & patio for those summer BBQs. A separate laundry room is also a nice feature in this plan. Finished 2-car garage & efficiently heated/cooled w/ mini-split heat pumps. Fiber internet too! Under constr. Completion approximately mid October. Most photos of similar finished home.(Some pictures virtually staged).

2606 N Emery Street, Ellensburg

Listing courtesy of RE/MAX Community One Realty.

$459,000
4 Beds ⋅ 2 Baths ⋅ 2552477 MLS ⋅ ACTIVE Status
Lovingly updated 4-bedroom, 2-bath rambler offering the perfect blend of modern comfort and small-town charm. The open-concept floor plan is filled with natural light and designed for easy everyday living. The inviting great room features an updated kitchen with stainless steel appliances, a cozy eating nook, and a spacious family room anchored by a statement fireplace and ceiling fan.Recent updates include luxury vinyl plank flooring and crisp white-painted doors and millwork, creating a fresh, contemporary feel throughout. The generous primary suite offers a private en suite bath, two walk-in closets, and direct access to the backyard. Enjoy the large, level, fully fenced yard with a storage shed in a desirable Ellensburg neighborhood. Whether you're entertaining, gardening, giving pets room to roam, or simply relaxing outdoors, this versatile space is ready to fit your lifestyle.

107 W 26th Avenue, Ellensburg

Listing courtesy of W Real Estate Services.

$449,000
4 Beds ⋅ 2 Baths ⋅ 2550295 MLS ⋅ ACTIVE Status
It’s rare to find a property that pairs effortless elegance with practical daily function, but this updated 4-bedroom home delivers exactly that. Spanning 1,520 square feet across two levels, the layout features a bright, airy open-concept living and kitchen area designed for flexibility & flow. The newly renovated kitchen is a true centerpiece, tastefully styled with beautiful quartz countertops, functional open shelving, and timeless forest green shaker cabinetry. The main floor offers the easy convenience of a primary bedroom complete w/ a private en suite bathroom featuring quartz vanity and tiled 3/4 shower. Upstairs, you will find three additional comfortable, sunlit guest bedrooms and a full bathroom, providing plenty of versatile space for guests, hobbies, or a quiet home office. Set on a generous 8,989-square-foot lot, the outdoor space is just as functional as the interior. The fully fenced backyard is a secure spot for outdoor activities and relaxation, featuring a large patio for weekend barbecues, an underground sprinkler system to keep the lawn vibrant, and an attached 2-car garage for extra storage and parking. To top it all off, this move-in-ready home is ideally situated just minutes from downtown Ellensburg and Central Washington University.

2417 N Water Street, Ellensburg

Listing courtesy of BHHS Brick & Mortar RE.

$585,000
3 Beds ⋅ 2 Baths ⋅ 2539336 MLS ⋅ ACTIVE Status
Rare Opportunity! Nearly an acre within the city limits, offering space, privacy, and convenience all in one property. This well-maintained home features 1,535 sq. ft., 3 bedrooms, and 2 full bathrooms with new carpet, fresh interior paint, and central A/C for year-round comfort. Step outside and enjoy the beautifully landscaped grounds with mature trees, underground sprinklers, raised garden beds, and a fenced backyard designed for both relaxation and entertaining. The freshly stained 640 sq. ft. back deck provides ample space for gatherings, while the hot tub offers a private retreat. The covered front porch has also been freshly stained and welcomes you home. A standout feature is the impressive 36' x 30' insulated and heated shop, perfect for hobbies, projects, storage, or workspace needs. The property also includes a 30' x 30' sports court, creating endless opportunities for recreation right at home. Properties offering nearly an acre in the city limits are hard to find. Enjoy the privacy and extra space you've been looking for while remaining just minutes from downtown, shopping, parks, schools, and everyday amenities. This unique property combines comfortable living, exceptional outdoor features, and room to grow—all in a highly desirable location.

611 E Kyllo Road, Ellensburg

Listing courtesy of Larsen Properties Realty LLC.

$398,000
3 Beds ⋅ 2 Baths ⋅ 2540124 MLS ⋅ ACTIVE Status
NEW PRICE!! Welcome to 105 Joanna Place! This well-maintained 1,536 sq. ft. home offers 3 bedrooms, 2 bathrooms, and a spacious 2-car garage. Recent updates include NEW carpet and fresh interior paint, making this home move-in ready. The functional floor plan provides comfortable living spaces, while central A/C keeps you comfortable year-round. Situated on a quiet cul-de-sac, you'll appreciate the mature landscaping, underground sprinkler system, and partially fenced yard. Enjoy outdoor living from both the covered front patio and covered back patio—perfect for relaxing, entertaining, or enjoying your morning coffee. Conveniently located just minutes from downtown Ellensburg, Central Washington University, local parks, shopping, dining, and everyday amenities, this home offers the perfect blend of comfort, convenience, and value. Whether you're looking for your first home, downsizing, or adding to your investment portfolio, this move-in-ready property is one you won't want to miss.

105 Joanna Place, Ellensburg

Listing courtesy of Larsen Properties Realty LLC.

$399,000
3 Beds ⋅ 2 Baths ⋅ 2524469 MLS ⋅ ACTIVE Status
Spacious 3 bedroom, 2 bathroom, 1389 sqft home in beautiful Ellensburg, WA! Relax in the living room with natural gas fireplace and vaulted ceiling. Entertain in the kitchen and dining area or step outside and BBQ on the patio. The large primary bedroom features an attached on-suite with vanity and shower/tub. Additional features include vinyl plank flooring through out the home, forced air heating and cooling for easy comfort, and fresh exterior paint. Attached 2 car garage for parking, storage, or projects. The fully fenced back yard with underground sprinklers is a blank slate ready to be transformed to your liking. This great location puts you just minutes from schools, hospital, CWU, and downtown Ellensburg!

109 Joanna Place, Ellensburg

Listing courtesy of RE/MAX Community One Realty.

$519,000
4 Beds ⋅ 2 Baths ⋅ 2510543 MLS ⋅ ACTIVE Status
Opportunity knocks in an unbeatable location! This property is full of potential and ready for your vision. With solid bones and a highly desirable setting, it's the perfect canvas for those looking to renovate, invest, or create their dream home. Situated on a generously sized lot, there may be potential for subdivision (buyer to verify), adding even more value to this unique offering. Bring your ideas and make the most of this rare chance to own in a sought-after area close to everything!

Ellensburg

Listing courtesy of RE/MAX, The Collective.

$365,000
3 Beds ⋅ 2 Baths ⋅ 2486665 MLS ⋅ ACTIVE Status
Welcome to this beautifully updated 3-bedroom, 1.75-bath home situated on a desirable corner lot on the north end of town. This move-in-ready property features luxury vinyl plank flooring throughout the main living areas and fresh carpet in all bedrooms, creating a warm and modern atmosphere. The kitchen comes fully equipped with all appliances and flows seamlessly into the comfortable living spaces, offering a functional and inviting floor plan. Step outside to enjoy the fully fenced backyard from your patio — perfect for relaxing or entertaining. A storage shed provides added convenience and extra space for tools or outdoor equipment. With its prime location near the university, corner lot setting, and thoughtful updates throughout, this home offers both comfort and convenience. Don’t miss this fantastic opportunity!

608 E Remington Drive, Ellensburg

Listing courtesy of Accolade Properties.

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