North Beach Homes with FHA Terms

North Beach Homes with FHA Terms

Welcome to the charming neighborhood of North Beach in Port Townsend, WA! Nestled in Jefferson County, this picturesque area offers a delightful blend of natural beauty and a close-knit community atmosphere.

North Beach is known for its stunning waterfront properties, offering residents breathtaking views of the Puget Sound and easy access to the beach for relaxing strolls and outdoor activities. The neighborhood boasts a mix of architectural styles, from cozy cottages to modern waterfront estates, providing homebuyers with a diverse range of options to choose from.

For those looking to make North Beach their home, the good news is that there are homes available with FHA terms. This means that buyers may have the opportunity to secure financing through the Federal Housing Administration, making the home buying process more accessible and affordable for first-time buyers and those with less-than-perfect credit.

Living in North Beach offers residents a peaceful retreat from the hustle and bustle of city life while still being just a short drive away from the amenities and attractions of downtown Port Townsend. With its scenic beauty, friendly community, and FHA-approved homes, North Beach presents an ideal opportunity for those seeking a tranquil waterfront lifestyle in the heart of the Pacific Northwest.

Newest North Beach Homes with FHA Terms

$1,499,000
4 Beds ⋅ 3 Baths ⋅ 2552010 MLS ⋅ ACTIVE Status
A 1947 traditional brick does not usually get a living room like this: windows on three of four walls; Private yet vast territorial views and peek-a-boo views of the Sound; Coved ceilings and picture rails running unbroken through the entry and around to the large dining room. With all the views comes all the light and a rare sense of both spaciousness and privacy inside and out. The house sits on a high corner lot well above the sidewalk, private from the street. Guests are greeted with curb appeal on the front approach, while your daily return home is an easy flat approach from the detached two-car garage and three-car driveway. The kitchen is a masterpiece with an oversized AGA induction range as a center piece surrounded by massive custom storage and decorated with hand crafted tile. Bedrooms come in pairs: two and a bath up, two and a bath on the main, so either floor serves as the primary with its secondary beside it. Both levels' baths were remodeled with timeless class. Below, the walkout daylight basement runs the full footprint: theater room, rec room, gym space, a powder room between them, and a laundry and storage room with its own door to the yard. Outside, fully fenced and just like the inside, a rare feeling of privacy and spaciousness: Three patios, a garden, and maintenance-free landscaping on every exposure. And the location? Fantastic. Three groceries, five parks, arterials to anywhere for convenient, private, spacious living.

8557 24th Avenue NW, Seattle

Listing courtesy of COMPASS.

$1,488,000
4 Beds ⋅ 4 Baths ⋅ 2569186 MLS ⋅ ACTIVE Status
This exceptional North Beach residence, originally crafted by award-winning Martha Rose Construction, is tucked away on a peaceful no-through street in one of Seattle’s most coveted neighborhoods. Warm, inviting and beautifully updated, the home blends timeless character with modern comfort. Soaring 9-foot ceilings create an airy, open feel, while the spacious Primary Suite offers a private retreat with dual walk-in closets and a luxurious 4-piece bath. A fully appointed MIL suite provides flexibility for multigenerational living, extended-stay guests, a home office or potential rental income. Extensively updated and meticulously maintained, the home features a new roof, HVAC system and air conditioning, updated electrical panel, Tesla charger, remodeled kitchen, upgraded appliances, refreshed flooring and lighting, fresh interior and exterior paint, and custom window coverings. Outside, enjoy your own private sanctuary with a hot tub, gazebo, refreshed deck and fencing, and Sunsetter awning—perfect for year-round outdoor living. Host gatherings, dine al fresco, unwind beneath the stars or savor peaceful mornings surrounded by lush greenery. Beautifully maintained, versatile and move-in ready, this is a home with space to gather, room to grow and countless ways to enjoy life. Welcome home to North Beach.

2858 NW 90th Place, Seattle

Listing courtesy of eXp Realty.

$2,612,500
5 Beds ⋅ 4 Baths ⋅ 2569281 MLS ⋅ ACTIVE Status
Gorgeous New Construction in Seattle's coveted North Beach neighborhood from CGP Solutions! Built Green 4-Star certified & situated on an estate-like expansive lot with partial Sound & Mountain views, this thoughtfully designed home with smart technology blends striking contemporary architecture with earth-friendly materials & xceptional craftsmanship. Dramatic window-wall living room fills the home with natural light and creates seamless indoor-outdoor living. Huge main-floor covered deck, complete with dual overhead heat lamps, is an entertainer's dream for year-round gatherings. Great-room-concept floor plan features spacious center island, custom cabinetry, premium finishes, designer lighting + fireplace, hardwoods, and high-end Thermador appliances with panels. This all just flows effortlessly to outdoor spaces that includes a firepit, an ideal hot tub patio waiting to be discovered & level, grassy play area that provides room for recreation, pets or gardening. Luxurious Primary Suite offers a spa-inspired 5-piece bath with heated floors & walk-in closet. Multiple garages provide flexibility for vehicles, storage, hobbies, or a home gym. Bonus rec rooms on main floor and upper 3rd floor can flex into bedrooms plus home office off great room. Enjoy a premier location close to Golden Gardens, parks, beaches, and convenient access to downtown Seattle, Ballard, and major commuter routes. Rare chance here. Plus, you get access to shared North Beach community park.

9528 28th Avenue NW, Seattle

Listing courtesy of Windermere RE Magnolia.

$1,185,000
3 Beds ⋅ 2 Baths ⋅ 2553448 MLS ⋅ ACTIVE Status
**PRICE IMPROVED** Set in the heart of the desirable North Beach neighborhood, this 3-bedroom, 1.5-bath Craftsman captures the timeless feel of Seattle's architectural history. Hardwood floors, natural lighting and tastefully preserved details add to the charm of the interior. A light-filled kitchen features granite countertops, SS appliances, and a cozy built-in workspace. French doors off family room swing open to reveal a delightful private backyard and wood deck, allowing a seamless transition between indoor/outdoor living and entertainment. A lovely guest bedroom is situated on the main floor, while the spacious Primary & Secondary bedroom are located upstairs. The upper level vaulted sunroom loft with exposed beams includes a hot tub with extra room to add exercise equipment, a reading nook or craft space. A private deck off sunroom boasts unbeatable sunset views of the Puget Sound. An expansive daylight basement with high ceilings provides an opportunity for additional guest suite, laundry room and bonus room. Property features a 1-car garage with extended driveway along with ample off-street parking. Just minutes from Golden Gardens, Carkeek Park, beaches, trails, Swanson's Nursery, Met Market and Blue Ridge Coffee House. Deeded private North Beach Club membership with direct beach access. Intentionally priced with buyer upgrades in mind, whether a renovation or a ground-up rebuild to capture this incredible setting.

2342 NW 98th Street, Seattle

Listing courtesy of Realogics Sotheby's Int'l Rlty.

$750,000
3 Beds ⋅ 3 Baths ⋅ 2555504 MLS ⋅ ACTIVE Status
A perfectly positioned home in a beloved location above Golden Gardens where quiet comfort meets pride of ownership. You will appreciate the uncommon and tasteful touches that set this home apart. The sunny main floor greets you with a broad and easy to decorate living room with hardwoods and a private balcony, the first of three outdoor spaces. Tucked between the living room and kitchen is a convenient powder room. The spacious remodeled kitchen has high end appliances and ecofriendly counters. Just off the kitchen and dining area is another private balcony. Enjoy your coffee or tea al fresco with the calming sea breeze. Upstairs are two generous bedrooms, both with vaulted ceilings, and a beautifully remodeled bathroom with a skylight and heated floors. The ground floor has a charming and spacious bedroom, or media room if you prefer, with a thoughtfully remodeled attached bath. Outside is your own private patio and garden. The attached garage keeps you dry and your car clean. Restaurants, shops, grocery stores, and cafes are all nearby with easy access to the heart of Ballard or Greenwood. Take a stroll down to the dog park or to watch the sun set behind the Olympics from the golden sand beach and be soothed by the sounds of the sea.

8504 29th Avenue NW, Seattle

Listing courtesy of Windermere Real Estate Co..

$250,000
2532615 MLS ⋅ ACTIVE Status
Welcome to Soapberry Junction! Build your dream home with renowned Port Townsend builder Darren Brady in a forested prime peaceful pristine location. The seller is willing to provide rendering options by local architect Mack Pearl. The property boasts 2 city parcels, over 10,000 sqft of level building opportunity. Privacy and direct access to Cappy's famous walking trails.City of Port Townsend water and sewer, PUD power are in the street, & site ready. Beautiful cedars, firs, and ferns to accent your new home. Located in a newer development with easy access to the Fairgrounds, North Beach, and is five minutes from downtown. This area is growing and the amenities are rare in this market. Buyer to verify all information with city building and development department. Survey shows utilities, roads, property corners, and CCRS are available. Check out the development and neighborhood and make your dream home come to life.

Lots 3&4 Grant Street, Port Townsend

Listing courtesy of The Agency - Port Townsend.

$1,250,000
3 Beds ⋅ 3 Baths ⋅ 2534804 MLS ⋅ ACTIVE Status
Discover exceptional Northwest living in this thoughtfully designed Green Builder home featuring rich hardwood floors and an open-concept layout ideal for everyday living and entertaining. The contemporary kitchen showcases granite countertops, new appliances, abundant workspace, and seamless flow into the main gathering areas. Striking geometric windows fill the home with natural light throughout the day, creating a bright and inviting atmosphere. The spacious living area offers an ideal setting for hosting guests or relaxing at home. The generous primary suite serves as a peaceful retreat with beautiful Puget Sound views and a customized spa-inspired bath. Enjoy premium Grohe Rain Head fixtures and distinctive river rock flooring that adds comfort and a touch of luxury to your daily routine. Additional upgrades include enhanced electrical service in the garage, featuring a 60-amp circuit, subpanel, and a dedicated connector designed to support EV fast charging. A detached 2-car garage and long driveway provide ample off-street parking for a minimum of three vehicles. Designed with both style and functionality in mind, this residence combines modern finishes, quality craftsmanship, and energy-conscious construction. Whether enjoying quiet mornings, entertaining friends, or taking in the surrounding views, this home offers a unique blend of comfort, elegance, and contemporary design in a desirable setting.

1731 NW 97th Street, Seattle

Listing courtesy of Redfin.

$1,279,000
3 Beds ⋅ 3 Baths ⋅ 2514322 MLS ⋅ ACTIVE Status
Wake each day to breathtaking views of the Strait of Juan de Fuca, where ever-changing sunsets, passing ships, and the beauty of the Pacific Northwest become part of everyday life. This inviting 3-bedroom, 2.5-bath home offers warmth, comfort, and endless potential as a full-time residence or peaceful getaway. Enjoy a cozy river rock fireplace, light-filled sunroom, and private courtyard perfect for relaxing or entertaining. Recent updates include an updated kitchen, newer flooring, fresh interior and exterior paint, and new carpet in the loft. Located in a charming, walkable neighborhood with nearby beach access, you'll enjoy kayaking, beachcombing, and waterfront strolls just moments from home. Conveniently located near parks, shopping, restaurants, historic downtown Port Townsend, and the Port Townsend–Coupeville Ferry. Whether you're seeking breathtaking views, additional space, or investment potential, this exceptional property offers a rare opportunity to enjoy the very best of Pacific Northwest living. A site-specific Shoreline Geology Assessment was completed in July 2024 by a Licensed Engineering Geologist. The report notes no notable erosion below the home site and separately evaluates the shoreline area to the west. Complete professional assessment available for buyer review.

1034 57th Street, Port Townsend

Listing courtesy of Morrison House Sotheby's Intl.

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