Montesano Homes with FHA Terms

Montesano Homes with FHA Terms

Montesano, located in Grays Harbor County, Washington, is a charming city that offers a desirable neighborhood for homebuyers. With its picturesque surroundings and welcoming community, Montesano is an ideal place to settle down.

One of the advantages of living in Montesano is the availability of homes with FHA terms. FHA, which stands for Federal Housing Administration, provides mortgage insurance on loans made by approved lenders. This means that homebuyers in Montesano have the opportunity to secure financing with more flexible terms and lower down payment requirements.

Whether you are a first-time homebuyer or looking to upgrade to a larger property, Montesano offers a range of housing options to suit your needs. From cozy single-family homes to spacious townhouses, there is something for everyone in this neighborhood.

In addition to the attractive homes, Montesano boasts a variety of amenities and attractions. The city is known for its excellent schools, making it an ideal place for families with children. Outdoor enthusiasts will appreciate the nearby parks and natural areas, providing ample opportunities for hiking, fishing, and other recreational activities.

Montesano is also conveniently located, with easy access to major highways and nearby cities. This allows residents to enjoy the tranquility of small-town living while still being within reach of urban amenities and employment opportunities.

If you are looking for a neighborhood that offers a close-knit community, beautiful homes with FHA terms, and a range of amenities, Montesano is the perfect choice. Discover the charm and convenience of this Washington city and make it your new home.

Newest Montesano Homes with FHA Terms

$450,000
6 Beds ⋅ 2 Baths ⋅ 2573995 MLS ⋅ ACTIVE Status
WHOA! Need SPACE? This 6-bedroom could be just what you need! This Century-old home has been lovingly maintained over the years to offer historic strong-bones, but with a touch of warm modern vibes. Located in Montesano, Washington and right by the ballparks used for youth Little League and Fastpitch, you'll surely pick up the excitement that permeates the local Bulldog residents! Just up the road a little further is the Lake Sylvia State Park where you can enjoy trails, camping, day picnics, fishing, kayaking, and includes a playground. This home is a multi-level haven - two bedrooms on each of 3 floors. The upper level includes 2 rooms. While the main & bottom floors have bathrooms, and equal sets of 2 rooms a piece. Turn the HUGE open space on bottom floor into a large REC room or theater! With over 2,700 sf, no need to spend the extra money on an ADU build!

224 N 3rd Street, Montesano

Listing courtesy of Coastal Collective Real Estate.

$547,000
3 Beds ⋅ 2 Baths ⋅ 2572616 MLS ⋅ ACTIVE Status
Distinctive Montesano home offering 2,636 sq ft of living space on two separate parcels totaling approximately 44,501 sq ft. This 3-bedroom, 2-bath home features an open, spacious design with vaulted and 9' ceilings, Brazilian teak hardwood floors, quarter-sawn oak cabinetry, soapstone/marble counters and abundant natural light. The primary suite offers a walk-in closet, jetted tub and heated tile floor. A fully finished daylight lower level provides additional bedrooms, full bath and family room for flexible living space. Outside, extensive terracing creates landscaped and garden areas, while the elevated wooded setting provides privacy and territorial views. The second 17,424 sq ft parcel is primarily wooded and steep, enhancing the natural buffer and offering a network of walking trails through the trees. These trails extend throughout the extra lot and connect to a secluded fire pit area complete with a porch swing suspended above the landscape, creating a unique and tranquil outdoor retreat.

936 Stephenson Drive, Montesano

Listing courtesy of Price & Price Realty, Inc. PS.

$435,000
3 Beds ⋅ 2 Baths ⋅ 2567990 MLS ⋅ ACTIVE Status
Great Montesano location, functional layout, and big-ticket recent updates! This well-maintained home sits in a quiet, desirable neighborhood just minutes from downtown and within walking distance of both the PK-2 grade school and the 7-12 high school. The main level features an inviting kitchen with eating bar that opens to the dining and living areas, along with two bedrooms, a full bath, and a versatile bonus room with direct access to the garage—perfect for an office, den, or flex space. Upstairs is a private primary retreat with the entire level to itself, including a walk-in closet, 3/4 bath, and additional flex space currently used as a craft room. Outside, enjoy a fenced backyard with a wood deck, gazebo area, raised garden beds, and fire pit—great spaces for relaxing, gardening, and entertaining. Updates in 2025 include a new roof, exterior paint, and a double-oven range, and in 2026 a new heat pump and furnace. A comfortable, functional home in a convenient location with plenty of space to make it your own!

815 E Simpson Avenue, Montesano

Listing courtesy of Ryan Property LLC.

$435,000
3 Beds ⋅ 3 Baths ⋅ 2537501 MLS ⋅ ACTIVE Status
Captivating Wynoochee Valley view and complete turn-key peace of mind await at 602 Val Vista Dr! Fully refreshed with new interior & exterior paint throughout, brand-new LVP flooring and cozy carpeted bedrooms, this 3-bed, 2.25-bath gem is 100% move-in ready. Attached 2-car garage, 2-year-young roof, and 12-year-old septic system round out this exceptional property. The main level features a bright living area framing stunning valley vista, an updated kitchen with sleek stainless steel appliances, and seamless access to your newly stained wood deck—the ultimate spot for morning coffee or evening entertainment. Downstairs, the spacious finished daylight basement equipped with a cozy electric fireplace offers endless possibilities: theater/game room, home gym, creative studio, or private guest retreat, complete with a convenient half bath and utility room. Outdoors, enjoy a large, fully fenced backyard situated on a prime 1/3+ acre lot. Includes a wood shed plus a powered storage shed perfect for hobbies or shop projects. Minutes to downtown Montesano amenities while enjoying the quiet peaceful setting found in the highly desirable Val Vista neighborhood. You don't want to miss this one!

602 Val Vista Drive, Montesano

Listing courtesy of Keller Williams Greater 360.

$749,000
2 Beds ⋅ 3 Baths ⋅ 2558677 MLS ⋅ ACTIVE Status
You won't find a higher quality build than this. A custom two-story masterpiece near the end of a quiet road, built with craftsmanship, quality, and intention; nothing here is builder-grade. Offering 2 bedrooms plus a main-level office and upstairs bonus room, 2.5 baths, and an open-concept layout. The vaulted great room centers on a stunning fireplace, framed by high ceilings, while the chef's kitchen is built to entertain with island seating and microwave, custom hood, high-end appliances, cabinet-front dishwasher, walk-in pantry, soft-close cabinetry, and a coffee bar with built-ins. The primary suite is a spa-like retreat with an oversized freestanding tub, walk-in shower, dual sinks, and a walk-in closet with built-ins. A car enthusiast's dream with 1,663 sq ft of garage and shop space: a 3-car attached garage PLUS an oversized detached shop with vaulted ceilings, 100-amp service, and tandem depth for up to 4 vehicles, pre-wired for a car lift and joined to the home by a covered breezeway. Outside you'll find a high-end covered PVC deck and patio, HardiePlank siding, landscaping, a large side yard with garden space, partial fencing, and concrete parking for boat, RV, and toys. Extras include a Bosch heat pump with central A/C, dual-zone controls, a hybrid water heater with instant hot water recirc, upstairs laundry with washer/dryer included, outdoor plugs, and a propane tank. Every finish was hand-selected and built to last for generations. Ask for the upgrade list!

46 Kayla Drive, Montesano

Listing courtesy of Spivey Realty Group, LLC.

$525,000
5 Beds ⋅ 2 Baths ⋅ 2548070 MLS ⋅ ACTIVE Status
A truly one-of-a-kind 1898 tri-level Victorian offering over 4,000 total sq. ft, complete with a rooftop deck, covered carport, back patio, and a fenced yard on 0.429 acre lot with territorial views in the heart of Montesano. With 2,868 sq. ft. of finished living space, this home can easily function as a duplex or multigenerational residence, featuring two separate living areas, two kitchens, and two bathrooms across multiple levels. Additional features include carpet and vinyl flooring with original softwood floors underneath, a ductless mini-split system, a gas furnace, a wired backup generator, and a convenient location near parks, schools, and other town amenities. The main living quarters showcase the home's original staircase leading to the upper level and include the primary bedroom, a secondary bedroom, a spacious living room w/ ductless heat pump and gas furnace, den/office w/ wood-burning fireplace, kitchen w/ dining area, and utility room w/ washer and dryer + interior access to the basement. The upper level offers three bedrooms, including a spacious primary bedroom with a walk-in closet, full bathroom, living room, and fully functional kitchen w/ newer stove, fridge and eating space. The 1,292 sq. ft. basement provides several unfinished rooms, including a former canning room, a dog kennel area, and one partially finished bedroom + a living room and great room with paneled walls, baseboard heat, light fixtures, and concrete floors throughout.

500 N 1st Street, Montesano

Listing courtesy of Spivey Realty Group, LLC.

$439,900
3 Beds ⋅ 3 Baths ⋅ 2531119 MLS ⋅ CONTINGENT Status
Welcome to this beautifully maintained 3 bed, 2.5 bath home tucked away on a quiet dead end road. Inside you'll find a warm and inviting layout featuring a cozy living room with a wood stove and beautiful brick mantle, and an additional family room offering extra space to relax or entertain. This home has seen numerous valuable updates over the years including new exterior stain, a 50-year roof installed in 2008, all new windows and heat pump in 2019, a new water heater in 2022, along with updated insulation and ductwork for improved comfort and efficiency. Also featuring an incredible backyard oasis designed for year-round enjoyment, with beautiful landscaping all re-vamped in 2019 and on. Step outside to the covered back patio complete with roll down shades, creating the perfect outdoor retreat. The fully fenced private yard showcases picturesque landscaping and offers both comfort and tranquility in a peaceful setting, sometimes hearing the sounds of the nearby football games making it feel like home! This property combines privacy, functionality, and pride of ownership all in one package... so come and make it your own!

705 N Glenn Street, Montesano

Listing courtesy of Better Properties Grays Harbor.

$599,000
3 Beds ⋅ 2 Baths ⋅ 2520086 MLS ⋅ ACTIVE Status
Welcome to this beautifully maintained home nestled in a highly sought-after neighborhood on the outskirts of Montesano! From the moment you arrive, you’ll be captivated by the impressive tall entry door. Inside, large windows fill the home with abundant natural light, creating a warm and inviting atmosphere throughout. The bright kitchen offers the perfect space for gathering and entertaining, while the cozy living room fireplace adds charm and comfort. Granite counter tops and gas stove. Retreat to the gorgeous primary suite featuring a relaxing soaking tub for your own private spa-like escape. Upstairs, the spacious bonus room provides endless possibilities for whatever you choose. Step outside to the back patio, ideal for entertaining guests or enjoying peaceful evenings outdoors. Select furnishings will stay with the home, making this move-in ready property even more appealing. Extra large garage. Don’t miss the opportunity to own this exceptional home in a prime location!

32 Coyote Road, Montesano

Listing courtesy of Better Properties Mason County.

$879,900
4 Beds ⋅ 4 Baths ⋅ 2513192 MLS ⋅ ACTIVE Status
Unique opportunity in Swiss Meadows! Multi-generational, dual-living home with space, views, and flexibility! This ~4,550 sq ft home offers 5+ bed, 3.75 baths with an additional large bonus room upstairs. Open floor plan with hardwood floors through the kitchen and living area. Elegant kitchen and baths feature granite countertops, and the great room opens to a balcony—perfect for relaxing or dining while taking in the valley views. A spacious two-car garage includes an enclosed storage room for added functionality. The ~1,925 sq ft finished walk-out basement/ADU with separate entrance adds incredible versatility with its own kitchen, bedroom, bonus room living/dining and direct access to the backyard. Outside, you'll find ample driveway parking, fenced yard, large back deck perfect for entertaining. Hot tub, fire pit, playground, garden and fruit trees, shed all included! RV parking and attached 2-car garage! Really a turn-key, one of a kind home ready for its new owner!

230 Swiss Avenue, Montesano

Listing courtesy of Spivey Realty Group, LLC.

$449,900
3 Beds ⋅ 3 Baths ⋅ 2515011 MLS ⋅ ACTIVE Status
Move-In Ready | Built in 2019. Welcome to this beautifully maintained home offering modern style, abundant natural light, and a functional open layout designed for comfortable everyday living. The bright living, dining, and kitchen areas flow seamlessly together, creating an inviting space for relaxing or entertaining. The spacious primary bedroom includes a private en-suite bath and generous closet space, while the additional bedrooms offer flexibility for guests, hobbies, or a home office. Enjoy the fully fenced backyard with a patio perfect for summer BBQs or quiet evenings outdoors. Charming exterior lighting adds warmth after sunset, and the side yard provides additional flexibility for recreational vehicles, boats, or extra parking. Located in a quiet neighborhood with convenient access to schools, parks, and downtown Montesano, this move-in-ready home is ready for its next owners.

720 Satsop Street N, Montesano

Listing courtesy of TRELORA Realty, Inc..

$529,000
4 Beds ⋅ 3 Baths ⋅ 2502826 MLS ⋅ ACTIVE Status
Historic farmhouse charm meets modern comfort just minutes from downtown Montesano—and ideally located just 2 hours from Seattle and only 40 minutes to the ocean coast! Situated on a spacious double corner lot with sidewalks and wide streets, this home offers the perfect blend of character, flexibility, and functionality. Step inside and feel the warmth of two fireplaces—a cozy gas fireplace in the main living area and a pellet stove downstairs—perfect for those Pacific Northwest seasons. The kitchen is built for both everyday living and entertaining, featuring dual ovens, including a propane range and additional countertop propane option. Enjoy peace of mind with major upgrades already done: brand-new roof, HVAC system with air conditioning, and a 100-gallon propane tank for efficient comfort year-round. Upstairs, retreat to a spacious primary suite with a private balcony deck and walk-in closet—your own quiet escape. The home also offers a separate-entry utility space, ideal for a home office, hobbies, or small business setup. Outside, the fully fenced yard showcases beautiful Japanese maple trees, a paved patio with propane hookup, RV parking, an attached shop, and plenty of room to live, work, and entertain. Style, space, upgrades, location—and proximity to the coast—this one truly has it all. Don’t miss it!

357 N Sylvia Street, Montesano

Listing courtesy of eXp Realty.

$525,000
5 Beds ⋅ 2 Baths ⋅ 2477704 MLS ⋅ ACTIVE Status
!MOTIVATED SELLER! This beautiful 1920 Craftsman blends timeless character with thoughtful updates. A covered front patio welcomes you, framed by mature landscaping and an elegant arbor that adds storybook charm. The fully fenced backyard features a spacious deck with a gazebo—perfect for entertaining or relaxing. Inside, original doors, trim, and hardwood floors showcase classic craftsmanship, while abundant natural light fills every room. The main level offers a warm living room, formal dining room, private office with French doors, and a convenient main-floor primary bedroom complete with non-permanent wardrobes for flexible storage. The updated kitchen pairs granite countertops and stainless steel appliances with original cabinetry for the perfect mix of historic charm and modern function. A main-level primary bathroom features a classic clawfoot tub and laundry hookups. Upstairs includes four spacious bedrooms, each with large walk-in closets—an exceptional feature for a home of this era. One of the upper-level bedrooms also serves as a primary bedroom option, offering versatility for multi-generational living or guest accommodations. The lower level adds flexibility with a finished room featuring new LVP flooring, ideal for a fifth bedroom or second living space, plus a full laundry/utility room, ¾ bath, one-car garage, and additional unfinished basement space. Rich in character and functionality, this Craftsman has it all!

318 W Marcy Avenue, Montesano

Listing courtesy of Spivey Realty Group, LLC.

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