Monroe Homes with FHA Terms

Monroe Homes with FHA Terms

Monroe, a charming city located in Snohomish County, Washington, is a wonderful place to call home. Situated in the United States, Monroe offers a unique blend of small-town charm and modern conveniences. With its picturesque landscapes and friendly community, this city is the perfect place for families, professionals, and retirees alike.

One of the great advantages of living in Monroe is the availability of homes with FHA terms. FHA, or Federal Housing Administration, loans are designed to make homeownership more accessible to a wider range of buyers. These loans offer low down payments, flexible qualifying criteria, and competitive interest rates, making them an attractive option for many homebuyers.

Whether you're a first-time buyer or looking to upgrade your current home, Monroe has a variety of properties available with FHA terms. From cozy single-family homes to spacious townhouses, there is something to suit every taste and budget. With the help of FHA loans, homeownership becomes a reality for many individuals who may not have otherwise been able to afford it.

In addition to the availability of homes with FHA terms, Monroe boasts a range of amenities and attractions. From beautiful parks and outdoor recreational areas to excellent schools and a thriving downtown area, there is always something to see and do in this vibrant community.

If you're considering buying a home in Monroe, take advantage of the FHA terms available and explore all that this delightful neighborhood has to offer. With its welcoming atmosphere and convenient location, Monroe is truly a place you'll be proud to call home.

Newest Monroe Homes with FHA Terms

$799,000
5 Beds ⋅ 3 Baths ⋅ 2573342 MLS ⋅ ACTIVE Status
Beautifully updated and move-in ready! This spacious 5-bedroom home with a main-floor office showcases a stunning remodeled kitchen featuring white shaker cabinets, quartz countertops, designer tile backsplash, updated fixtures, durable luxury vinyl plank flooring, and a cozy breakfast nook with built-in seating. The inviting great room is anchored by a brand-new gas fireplace with a beautiful designer tile surround, while the main-floor bathroom has been tastefully remodeled with modern finishes. The functional floor plan offers formal living and dining rooms, a spacious great room, and an inviting layout designed for both everyday living and entertaining. The main-floor office provides the perfect space for working from home, hobbies, or a flex room to fit your needs. Upstairs, the expansive primary suite offers vaulted ceilings, a gas fireplace, a comfortable sitting area, a 5-piece ensuite, and a walk-in closet. Four additional generously sized bedrooms provide exceptional flexibility, including one oversized room that’s ideal as a bonus room, media room, playroom, or home gym. Enjoy mountain views and outdoor living in the fully fenced backyard with retaining walls, a sprinkler system, and an oversized patio with a gas hookup for BBQs—perfect for entertaining. Conveniently located just minutes from downtown Monroe, shopping, dining, and Highway 2.

13788 195th Drive SE, Monroe

Listing courtesy of TEC Real Estate Inc..

$975,000
4 Beds ⋅ 3 Baths ⋅ 2564148 MLS ⋅ ACTIVE Status
Impeccably maintained beautiful craftsman on just over 2 acres in Highland Crest Estates, an enclave of six homes. Offered by the original owners, this 4-bedroom, 2.5-bath home combines spacious living areas both inside and out. Real hardwood floors and beautifully wood wrapped windows add warmth and luxury throughout. The chef’s kitchen features an island with a new cooktop, stainless steel appliances, built-in microwave, pantry, an eating space, and opens to a spacious living area. The main-floor office/flex room adds versatility for everyday living and provides work from home convenience. Upstairs, you will find the generous primary suite which includes a 5-piece en suite, complemented by three additional bedrooms and another full bath. Step outside to the expansive AZEK Timber Tech deck with custom lighting, overlooking a peaceful, private green belt setting, perfect for entertaining or a summer BBQ. Beautifully open backyard with a generous lawn and room to enjoy the outdoors. The oversized 3-car garage includes an extra deep and wide 3rd bay that fits a class 5 medium duty truck or is perfect for your extra toys. Extra driveway parking for your guests, a rare find. Additional features include a new roof (2025), new carpet (2026), wired for generator. Exceptional space, privacy and functionality! Monroe School District. Seller pre-inspected.

21715 99th Street SE, Snohomish

Listing courtesy of RE/MAX Northwest.

$849,950
5 Beds ⋅ 3 Baths ⋅ 2564254 MLS ⋅ ACTIVE Status
Welcome home to this charming country farmhouse offering 5 bedrooms, 2.75 bathrooms, a detached 2-car garage, and the flexibility today's buyers are looking for! The main level features a spacious primary bedroom with double closets, a full bath, an inviting living room, an oversized dining room perfect for gathering with friends, and a bright kitchen with Corian countertops, a gas range, and new laminate flooring. A convenient utility room provides additional storage. Upstairs, you'll find three comfortable bedrooms, a full bathroom, and a large storage room with plenty of space for all your extras. The fully finished lower level offers a private ADU with its own separate entrance featuring a chair lift, a bedroom, a second kitchen, family room, and 3/4 bathroom. Whether you're looking for multigenerational living, a private space for guests, or potential rental income, this versatile layout offers endless possibilities. Sip your morning coffee on the welcoming covered front porch overlooking the spacious yard with mature landscaping, or enjoy the extra storage and parking provided by the detached 2-car garage. Recent updates include new interior paint, a new roof (2023), and a professionally stabilized and reinforced foundation (2023) for added peace of mind. Experience the warmth of country living with the convenience of being just minutes from Highway 2, shopping, schools, and everyday amenities.

15502 182nd Avenue SE, Monroe

Listing courtesy of RE/MAX Northwest.

$650,000
4 Beds ⋅ 3 Baths ⋅ 2557595 MLS ⋅ ACTIVE Status
Move-in ready and beautifully refreshed, this well-cared-for home offers 1,768 square feet of comfortable living space in the Fryelands neighborhood. The California split-level design features a bright, inviting living room that flows into the spacious kitchen with abundant cabinetry, generous counter space, and dining area. French doors open to an elevated deck overlooking the level, fully fenced backyard with plenty of room for gardening, outdoor activities, or entertaining. The main level includes a spacious primary suite with an attached full bath, two additional bedrooms, and a full guest bath. The lower level provides a large second living area, ideal for recreation, hobbies, or a media room, along with a versatile fourth bedroom. Fresh interior paint, new carpet, and luxury vinyl plank flooring create a clean, modern feel. A two-car garage and extended driveway provide ample parking, all tucked away on a quiet cul-de-sac. Conveniently located near parks, Lake Tye recreation, shopping, dining, and major commuter routes including Highway 2 and SR-522.

15553 Heintz Avenue SE, Monroe

Listing courtesy of Redfin.

$1,195,000
4 Beds ⋅ 4 Baths ⋅ 2560387 MLS ⋅ ACTIVE Status
Experience exceptional MainVue craftsmanship in this beautifully maintained home showcasing unobstructed mountain views, outstanding privacy with no homes directly behind, and abundant natural light through expansive picture windows. Designed for effortless everyday living and entertaining, the open-concept layout seamlessly connects the great room with a modern gas fireplace to the gourmet kitchen, featuring a large island, gas cooktop, rare dual wall ovens, a walk-in pantry, and designer finishes. Step outside to an exceptional outdoor living space featuring a covered outdoor living area with a cozy fireplace, built-in BBQ, fire pit, professionally designed terraced landscaping, elegant landscape lighting, and an expansive patio, creating a private retreat for year-round enjoyment and entertaining. Upstairs, the luxurious primary suite offers a spa-inspired bath and an oversized walk-in closet, while a spacious bonus room provides flexible living space. A dedicated main-floor office adds convenience for today’s work-from-home lifestyle. Move-in ready with premium upgrades, exceptional privacy, and timeless Northwest style, this home offers the perfect blend of comfort, functionality, and modern living.

19824 137 Street SE, Monroe

Listing courtesy of Best Choice Realty LLC.

$736,250
4 Beds ⋅ 3 Baths ⋅ 2558222 MLS ⋅ ACTIVE Status
Welcome to Sweetbriar East, where modern comfort meets the charm of Monroe living. Surrounded by scenic beauty, outdoor recreation, vibrant community events, and a historic downtown, Monroe offers the perfect balance of small-town living with convenient access to Everett, Bellevue, and Seattle.This beautifully maintained 4-bedroom, 2.5-bath home is thoughtfully designed for today's lifestyle. The open-concept main floor features a gourmet kitchen with quartz countertops, soft-close cabinetry, stainless steel appliances, and an oversized island that flows seamlessly into the spacious great room—perfect for everyday living and entertaining. A dedicated main-floor den and an upstairs loft provide flexible spaces for working from home, hobbies, or movie nights.Upstairs, retreat to the spacious primary suite featuring a spa-inspired bath, walk-in closet, and a peekaboo view of Mount Rainier. Step outside to enjoy the fully landscaped yard and covered patio, creating the perfect space for year-round gatherings, summer barbecues, or quiet evenings at home. Smart-home features, including a SkyBell video doorbell and smart lock, add everyday convenience.Buy with confidence knowing the home has been pre-inspected and includes a two-year home warranty for added peace of mind. Plus, ask about special financing options that may help reduce your monthly payment.With newer construction, thoughtful upgrades, incredible value, and everything Monroe has to offer just minutes away.

13327 188th Avenue SE, Monroe

Listing courtesy of Keller Williams Eastside.

$850,000
5 Beds ⋅ 4 Baths ⋅ 2558483 MLS ⋅ ACTIVE Status
True versatility – This immaculate move-in ready home is perched on a quiet cul-de-sac street and tucked up against the nature filled HOA green belt. Minutes from everything but feels like you are miles away. This massive 3,636 sqft stunner features two primary bedroom suites (one on main), with four additional massive bedrooms with generous walk-in closets and two more flex spaces waiting for your creativity (private office, parlor room, media room, sixth or seventh bedroom?). This home is ideal for multi-generational living, guests, or flexible living arrangements. Home was pre-inspected and everything addressed. New 50 yr roof with warranty and maintenance free gutters, new furnace, all new stainless steel kitchen appliances, new water heater, full interior and exterior paint, all ducts and vents professionally cleaned, exterior washed and driveway/sidewalks pressure washed, full crawlspace rodent-proofing with warranty. Work was done for buyer peace of mind and ready enjoyment. Come envision your future home and all the potential options to make it your own. Less than one mile to town with parks and trails steps away. This is truly a forever home ready for you to call it your own.

20504 Horizon Way SE, Monroe

Listing courtesy of HomeSmart One Realty.

$805,000
4 Beds ⋅ 3 Baths ⋅ 2558445 MLS ⋅ ACTIVE Status
“Beautiful two-story home in the friendly Fryelands neighborhood. Only a couple minutes away from Fryelands Elementary School, Lake Tye Park and Monroe YMCA. The main level has an open floor plan with the kitchen, dining room, living room, and a formal dining room. Also on the main floor is a half bath and laundry room. Brand new patio sliding glass doors lead you out to a spacious flat backyard that has a new 12’ by 20’ gazebo, fire pit, spacious shed, a cherry blossom tree (produces delicious cherries) and 4 garden beds with fruits and vegetables for you to enjoy! The top floor features a large main bedroom with full attached bathroom, 3 additional bedrooms, a full bathroom and linen closet. Attached two-car garage with new water heater. Come check out your new home!”

17046 158th Place SE, Monroe

Listing courtesy of MLS4owners.com.

$1,693,995
4 Beds ⋅ 4 Baths ⋅ 2557154 MLS ⋅ ACTIVE Status
The Ivy by MainVue Homes at Maltby Grove is a stunning design you do not want to miss. Upon entry find a Two-Story Foyer with expansive views that extend to the back of the house. A corner set a Home Office off the entry allows anyone to set work-from-home boundaries. Deeper into the home, the Two-Story Great Room is paired perfectly with a sophisticated Dining room and mutually connected savvy Gourmet Kitchen flush with 3cm Quartz counters, KitchenAid Stainless-Steel Appliances, and a Grand Butler’s Pantry. For even more space, a main floor Multi-Purpose Room is tucked just off the kitchen. Upstairs, look out onto the Great Room from the front-facing Leisure room that leads to three secondary bedrooms all with their own walk in closets.

20519 105th Avenue SE, Monroe

Listing courtesy of Teambuilder KW.

$1,736,995
4 Beds ⋅ 5 Baths ⋅ 2557151 MLS ⋅ ACTIVE Status
The Lotus by MainVue Homes at Maltby Grove is a modern home with a spacious interior. Begin at the Foyer, where an arterial hallway introduces the Home Office and Multi-Purpose Room before leading to the core of the home: The Great Room, Dining room and Gourmet Kitchen featuring 3cm Quartz Counters, Frameless Cabinetry and Stainless Steel appliances. Upstairs, the Leisure Room connects three secondary bedrooms and the luxurious Grand Suite featuring dual walk-in Dressing Rooms, frameless walk-in shower, designer free-standing tub and vanities capped in 3cm Quartz. Customer registration policy: Buyer’s Broker to visit or be registered on Buyer’s 1st visit for full Commission or commission is reduced.

10328 206th Place SE, Monroe

Listing courtesy of Teambuilder KW.

$830,000
3 Beds ⋅ 2 Baths ⋅ 2550593 MLS ⋅ ACTIVE Status
Rare Hobby Farm Opportunity in River King Estates. This 3 bed/2 bath 2,162 rambler is on a private, fully fenced 1.8 acres. The house has a large, open living area with high ceilings, updated kitchen and laundry appliances, with a food storage freezer setup in the garage. It's also wired for & includes a backup generator, plus a wood stove for backup heat & a propane line already stubbed behind the range if you'd rather switch to gas. A 1,000 sq ft shop includes an office/hobby space. RV parking with septic hookups. Two storage sheds, a wood storage shed, fire pit, and multiple gazebos great for gatherings, plus partial Skykomish River and mountain views. The community offers private river and beach access. The garden setup alone is worth the visit: a separately fenced garden area with greenhouse, mini orchard with established fruit trees, perennial berries, raised beds, and culinary and medicinal herbs, all maintained with organic practices for the past 6 years. Several fenced and covered areas are ready for chickens, goats, or whatever you're into. A large, fully fenced yard keeps pets safe. If you want land you can really do something with, this one checks every box.

27526 178th Place SE, Monroe

Listing courtesy of Rain Town Realty + JPAR.

$824,000
4 Beds ⋅ 4 Baths ⋅ 2556333 MLS ⋅ ACTIVE Status
Large beautifully updated 4 bedroom, 4 bath home with a bedroom & den on main floor! This 3209 sq ft home has it all! Main floor guest suite with attached bath, generous work space with main level den, smart and wifi enabled features, Artfully designed Chef's kitchen with granite counters, large island, vegetable sink, pot filler to fill pots conveniently while on the stove, 2 large refrigerator/freezers, undermount lights and extensive walk-in pantry with generous cabinet and counter space! Kitchen flows perfectly into dining and living rooms to make up a spacious great room for those large gatherings! Upstairs offers a massive loft bonus room for daily living and entertaining, spacious primary suite with customized walk-in closet, spa like bathroom with heated floors, walk-in shower, and stylish soaking tub, 2 more bedrooms (one ensuite), another full bath, and upstairs laundry! Backyard is level and fenced with plenty of garden space, large deck and hot tub for entertaining or enjoying those relaxing evenings. Plus nice size garage with 48 Amp high speed EV charger!

15003 225th Avenue SE, Monroe

Listing courtesy of John L. Scott, Inc..

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