Mill Creek Homes with FHA Terms

Mill Creek Homes with FHA Terms

Welcome to Mill Creek, a charming neighborhood nestled in Snohomish County, Washington. Located in the United States, Mill Creek offers a tranquil and family-friendly environment that is perfect for those seeking a peaceful suburban lifestyle.

This picturesque community boasts a range of amenities and attractions that cater to residents of all ages. With its well-maintained parks, scenic walking trails, and beautiful green spaces, Mill Creek provides ample opportunities for outdoor activities and recreation. Whether you enjoy hiking, biking, or simply taking a leisurely stroll, you'll find plenty of options to explore in this area.

In addition to its natural beauty, Mill Creek also offers a variety of shopping and dining options. The Mill Creek Town Center is a popular destination for locals, featuring a mix of boutique shops, restaurants, and entertainment venues. From trendy boutiques to cozy cafes, there's something for everyone to enjoy.

If you're looking to purchase a home in Mill Creek, you'll be pleased to know that FHA terms are available. This means that you may qualify for a Federal Housing Administration loan, which offers flexible terms and lower down payment requirements. With FHA terms, the dream of owning a home in Mill Creek can become a reality.

With its idyllic setting, convenient amenities, and the option for FHA terms, Mill Creek is truly a desirable neighborhood to call home. Whether you're a first-time homebuyer or looking to relocate, Mill Creek offers a welcoming community and a high quality of life.

Newest Mill Creek Homes with FHA Terms

$688,000
3 Beds ⋅ 3 Baths ⋅ 2575734 MLS ⋅ ACTIVE Status
Welcome to Nature’s Landing, where generous space, privacy, and convenience come together in one of Mill Creek’s most desirable locations. Offering 1,896 sq ft, 3 bedrooms, 2 baths, and an attached 2-car garage, this townhouse-style condominium provides the feel and flexibility of a home with the ease of condo living. The bright main level features soaring ceilings, oversized windows, a gas fireplace, and an open living and dining area ideal for everyday living and entertaining. Step outside to a private deck surrounded by mature Northwest greenery- perfect for morning coffee or relaxing at the end of the day. A flexible lower-level living area offers valuable space for a home office, media room, fitness area, guest retreat, or additional family room. Generous storage and the attached garage add even more everyday practicality. Just minutes from Mill Creek Town Center, parks, trails, shopping, dining, and commuter routes, this home offers an exceptional combination of space, flexibility, privacy, and location. If you’re comparing condos and townhomes in Mill Creek, this one deserves a closer look.

13824 N Creek Drive Unit #1702, Mill Creek

Listing courtesy of Windermere Bellevue Commons.

$599,950
3 Beds ⋅ 3 Baths ⋅ 2575252 MLS ⋅ ACTIVE Status
Remodeled Northpointe 3 bedroom / 2.5 bathroom 2015 built townhouse in lush courtyard setting. Stunning north-facing open floor plan features upstairs landing workspace and attached two car garage. Vaulted ceilings fill the upstairs bedrooms with abundant natural light. Upgrades include gleaming main level laminate flooring, all new carpeting and paint, granite countertops, and front load washer/dryer set. Bonus storage space under stairs. Spacious primary bedroom includes walk-in closets and an ensuite bath with dual vanities and deep soaking tub. Steps away from Exploration Park & local trails. Mill Creek schools and Town Center/The Farm restaurants & shopping all nearby. Turn key home or ideal low maintenance investment: Recent Preinspection Complete -- Low HOAs & taxes -- FHA/VA Financing Approved -- No rental cap restrictions -- ideal central location!

14023 34th Drive SE Unit #B, Mill Creek

Listing courtesy of Marketplace Sotheby's Intl Rty.

$604,995
3 Beds ⋅ 3 Baths ⋅ 2575629 MLS ⋅ ACTIVE Status
It’s finally available — the spacious end unit by the park at Aspen Woods! This highly desirable Dahlia floorplan features 3 bedrooms and 2.25 baths with a wide-layout design that lives larger than expected. The open-concept main floor includes an expanded kitchen with abundant cabinetry and bright, natural-light gathering spaces. Upstairs offers a private primary suite, two additional bedrooms, a full bath, and convenient laundry. The lower level includes a side-by-side two-car garage. Enjoy a generous backyard—rare for new construction townhomes. Modern style, smart design, and an end-unit location that’s hard to beat. Buyers must register their broker on first site visit.

15215 35th Ave W Unit #D1, Lynnwood

Listing courtesy of Pacific Ridge - DRH, LLC.

$819,950
3 Beds ⋅ 3 Baths ⋅ 2575658 MLS ⋅ ACTIVE Status
Welcome to Amberleigh, one of Mill Creek’s most desirable neighborhoods and part of the Mill Creek Community Association (MCCA)! This beautiful and exceptionally well-maintained, Buchan-built home offers 3 bedrooms, 2.75 baths, and 1,926 sq.ft. of thoughtfully designed living space. Solid hardwoods have been professionally refinished to look like new, complemented by all-new carpet and fresh interior paint. The light and airy main level features a spacious living room with gas fireplace, adjacent dining room, and inviting kitchen with gas range, pantry, peninsula bar and breakfast area. The main floor also offers a bedroom/office and a 3/4 bath, perfect for guests or work from home. Upstairs are 2 generous bedrooms, each feature ensuite baths, including a Primary Suite with walk-in closet and spacious 5-piece bath. Additional highlights include double-insulated windows, convenient laundry, oversized attached 2-car garage, new gutters and newer 50-year roof. Step outside to a private, fully fenced patio and corner lot with mature landscaping, perfect for relaxing or entertaining. Enjoy the Mill Creek lifestyle with an HOA maintained front yard and roaming security, plus parks, trails and Mill Creek Town Center shopping and dining nearby. The private Mill Creek Golf & Tennis Club is just around the corner. Easy access to I-5 and I-405 makes commuting to Seattle, Bellevue and Redmond a breeze. A wonderful opportunity to live in Amberleigh and enjoy all that Mill Creek offers!

16336 18th Drive SE, Mill Creek

Listing courtesy of John L. Scott Mill Creek.

$1,188,000
3 Beds ⋅ 2 Baths ⋅ 2573787 MLS ⋅ ACTIVE Status
Highly desirable rambler with an exceptional floor plan in coveted Mill Creek Highlands! This warm and welcoming single-level home offers 3 bedrooms, 2 bathrooms, and a versatile den/office—perfect for working, hobbies, or hiding those Amazon boxes. Vaulted ceilings and skylights fill the home with beautiful natural light. The kitchen features newer appliances, a casual eating area, and a GAS cooktop installed in 2024. A spacious living room and comfortable family room provide plenty of room to gather—or enjoy a little breathing room. Cozy up beside the gas fireplace or enjoy the crackle of the wood-burning fireplace on chilly evenings. A formal dining room is ready for holidays, celebrations, and memorable dinners with friends. Enjoy year-round comfort with a new furnace and energy-efficient heat pump providing both heating and air conditioning. Outside, discover a private garden retreat with mature landscaping, blueberry bushes, a sprinkler system, and a peaceful patio perfect for morning coffee or outdoor dining. Valuable updates include a roof, vinyl windows, and durable Hardie Plank siding, all completed in 2016, plus a new water heater installed in 2024. Just minutes from Mill Creek Town Center, Mill Creek Country Club, shopping, restaurants, trails, and a community park with a pickleball court. Easy living, beautiful surroundings, and an incredible location—this special rambler truly has it all!

3004 162nd Place SE, Mill Creek

Listing courtesy of Marketplace Sotheby's Intl Rty.

$1,300,000
4 Beds ⋅ 3 Baths ⋅ 2574419 MLS ⋅ ACTIVE Status
Beautifully maintained Murray Franklin built home, ideally situated in the coveted Sunrise neighborhood of the Mill Creek Community Association, this inviting home offers the space, setting and lifestyle you've been looking for. Conveniently located for commuting and just minutes from Mill Creek Town Center, you'll enjoy easy access to shopping, dining, services and miles of neighborhood walking and running trails, including the Mill Creek Community Association Nature Preserve. With four bedrooms plus a main-floor office, there's plenty of flexibility for today's lifestyle, including working from home. Open living spaces create an easy flow for everyday living and gathering, while the well-appointed kitchen connects naturally to the main living areas. Upstairs, spacious bedrooms provide comfortable retreats, including a private primary suite. Step outside to a private backyard that's ready for play, entertaining, gardening or simply relaxing at the end of the day. All of this comes together in the Sunrise neighborhood, with its established streets, community amenities, parks and trails. This is more than a great home—it's an opportunity to enjoy the idyllic Mill Creek lifestyle in a truly special neighborhood.

3223 150th Place SE, Mill Creek

Listing courtesy of Rain Town Realty + JPAR.

$649,950
2 Beds ⋅ 2 Baths ⋅ 2573108 MLS ⋅ ACTIVE Status
Exceptional single-level living in the heart of Mill Creek Town Center! This spacious 2-bedroom, 1.75-bath corner condo combines thoughtful design with a setting that makes everyday living easy. Soaring 14-foot ceilings, walls of windows, and beautiful greenbelt views bring the outdoors in. The open floor plan is filled with natural light and features engineered hardwood floors, slab granite countertops, stainless steel appliances, a gas fireplace, heat pump with A/C for year-round comfort, and a full-size in-unit washer and dryer. The bedrooms are thoughtfully separated for privacy, with a primary suite featuring a walk-in closet and ensuite bath, while the guest bedroom includes a convenient wall bed for added flexibility. Two patios overlook the lush preserve and provide peaceful spots for morning coffee, outdoor dining, or simply enjoying the changing seasons. Up/down blinds offer privacy while still allowing you to take in the views. Secure building entry with keypad and fob access, elevator, two covered gated garage parking spaces, and no stairs from the garage to the unit. Steel and concrete construction provides added sound insulation. Enjoy the convenience of Mill Creek Town Center, with vibrant shops, restaurants, coffee, grocery, the library, and everyday essentials close by, plus community trails right outside your door. Here, a peaceful greenbelt setting comes together with the convenience of having so much nearby.

15408 Main Street Unit #102, Mill Creek

Listing courtesy of Windermere R.E. Shoreline.

$849,999
4 Beds ⋅ 3 Baths ⋅ 2574783 MLS ⋅ ACTIVE Status
Freshly updated in a premium neighborhood, you'll find this 4 bedroom/ 3 bath gem. This home has it all: new kitchen, baths, flooring, fireplace, paint, carpet, tile, counters, appliances, and more! This welcoming open-concept home has your name written all over it. No stone left unturned in this recently refreshed abode. Don't miss the extra features like the garage epoxy flooring and designer lighting. This home does not disappoint! Don't sleep on this one.

14231 41st Drive SE, Bothell

Listing courtesy of Best Choice Realty LLC.

$997,950
3 Beds ⋅ 2 Baths ⋅ 2572036 MLS ⋅ ACTIVE Status
Redefined down to the studs, this single-level rambler delivers the feel of new construction with the space and character of an established home, all on an oversized lot minutes from Martha Lake. Never occupied since completion, the home features designer finishes, vaulted ceilings, skylights, and an effortless one-level layout with no interior stairs. At the heart of the home, an expansive kitchen with brand-new appliances, generous cabinetry, and abundant workspace opens to the great room and additional living area, creating a bright, inviting setting built for everyday living and entertaining. The primary suite is a private retreat with a walk-in closet and boutique-inspired five-piece bath featuring a freestanding soaking tub and curbless walk-in shower. Two additional bedrooms and a second full bath complete the interior. A massive deck extends the living space outdoors, overlooking a rare oversized yard with room for gardens, play, and gatherings. Nearly every major component has been addressed, including a new roof, forced-air heating and cooling, freshly pumped septic, and a finished two-car garage. Property may be able to host a DADU + ADU. Located in the Edmonds School District with quick access to Bothell, Lynnwood, Mill Creek Town Center, Alderwood, Costco, parks, trails, golf, transit, I-5, and I-405. Turnkey, stylish, spacious, and ready to enjoy. Pre-inspected. Welcome home!

16515 1st Ave SE, Bothell

Listing courtesy of Marketplace Sotheby's Intl Rty.

$999,888
3 Beds ⋅ 3 Baths ⋅ 2571784 MLS ⋅ ACTIVE Status
Fresh paint, generous Zen-like outdoor space, & a stellar Mill Creek location make this move-in-ready home one to see. Offering 3 bedrooms + den & 2.5 bathrooms, the home features a comfortable, functional layout with flexible spaces for everyday living, working from home, & entertaining. The kitchen offers granite countertops, ample cabinetry & plenty of workspace, opening to inviting living & dining areas with room to gather. Upstairs, the bedrooms provide comfortable retreats, while the den/open loft style space adds valuable flexibility for a home office, playroom or hobby space. Step outside to a large, fully fenced backyard with plenty of room to play, garden, entertain or simply enjoy the outdoors. The spacious (freshly painted) deck is ready for summer barbecues, outdoor dining & relaxing with friends. Set on a corner lot, the property enjoys a more open feel, complemented by mature landscaping & welcoming curb appeal. Conveniently located near shopping, dining, parks & major freeways, you'll have easy access to everyday essentials, recreation & commuting throughout the area. Freshly painted, move-in ready & offering the kind of backyard that's increasingly hard to find, this Mill Creek home brings together comfortable living, flexible space, outdoor enjoyment & everyday convenience.

14828 31st Avenue SE, Bothell

Listing courtesy of Windermere Real Estate/East.

$1,160,000
4 Beds ⋅ 3 Baths ⋅ 2572656 MLS ⋅ ACTIVE Status
There’s so much to love about life in The Parks! This inviting Mill Creek home offers 2,194 sq ft with 4 bedrooms, 2.5 baths, a three-car garage, and a spacious lot—all tucked into one of the area’s most loved neighborhoods. Inside, you’ll find comfortable, functional spaces ready to make your own, plus a beautifully updated primary bath and walk-in closet with custom built-ins. The guest bath has also been updated. Out back, the fully fenced yard is a cozy retreat with plenty of room for summer BBQs, weekend get-togethers, gardening, or simply relaxing at the end of the day. One of the best parts? The Parks is surrounded by trails, neighborhood parks, green spaces, and connections to surrounding communities, making it easy to get outside and enjoy where you live. Add in highly rated schools and a peaceful neighborhood setting, and this is the kind of home and community you’ll be excited to come home to for years to come.

3310 162nd Place SE, Mill Creek

Listing courtesy of Windermere Real Estate GH LLC.

$1,200,000
4 Beds ⋅ 3 Baths ⋅ 2550573 MLS ⋅ ACTIVE Status
Located in Mill Creek’s desirable Red Cedar neighborhood, this spacious 3,148 sq ft NW Contemporary daylight rambler sits on a generous 8,712 sq ft lot surrounded by mature trees and lush landscaping that create a wonderfully private setting. The light-filled main level features hardwood floors and dramatic oversized windows with custom exterior solar shades that help reduce heat and glare while preserving the beautiful natural light. A striking, full-height stone fireplace anchors the main living area and is truly the showpiece of the room. The thoughtful floor plan offers three bedrooms and two full bathrooms on the main level, along with generous living spaces designed for everyday comfort and entertaining. Step outside to the expansive main-level deck, perfect for relaxing, hosting friends, and enjoying warm summer evenings. The daylight lower level includes a fourth bedroom, full bathroom, and HUGE recreation area, offering incredible flexibility for entertaining, a home theater, game room, office, or MIL/guest quarters. Additional highlights include A/C, a Presidential-grade composition roof, fully fenced yard and all appliances included. Located within walking distance of Mill Creek Elementary and close to athletic courts, the Mill Creek Clubhouse, The MC golf course, parks, playgrounds, trails, shopping and dining. Exceptional space, privacy and versatility in a sought-after school district & location!

14918 29th Drive SE, Mill Creek

Listing courtesy of John L. Scott Snohomish.

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