Manchester Homes with FHA Terms

Manchester Homes with FHA Terms

Located in Port Orchard, Washington, the neighborhood of Manchester offers a charming and peaceful atmosphere for residents to call home. Situated in Kitsap County, Manchester is a small community that provides a perfect blend of tranquility and convenience.

With its close proximity to the city of Port Orchard, residents of Manchester have easy access to a wide range of amenities and services. The neighborhood boasts a variety of local shops, restaurants, and recreational facilities, ensuring that there is always something to do for residents of all ages.

One of the standout features of Manchester is its selection of homes with FHA terms. FHA, or Federal Housing Administration, loans are designed to make homeownership more accessible by offering low down payment options and flexible credit requirements. This makes it easier for individuals and families to purchase a home in Manchester, even if they have limited funds or less-than-perfect credit.

Whether you're a first-time homebuyer or looking to upgrade to a larger property, the availability of homes with FHA terms in Manchester can make the dream of homeownership a reality. With its picturesque surroundings and convenient location, Manchester is an ideal place to settle down and enjoy the benefits of owning a home in this charming community.

Newest Manchester Homes with FHA Terms

$520,000
3 Beds ⋅ 2 Baths ⋅ 2574183 MLS ⋅ ACTIVE Status
A refined garden retreat on 0.48 acres, this beautifully maintained 3BD/1.75BA home blends timeless elegance with lush, mature landscaping. Hydrangeas, roses, and fruit trees create a private, estate-like setting complemented by intimate outdoor living spaces, including a charming gazebo surrounded by blooms.Inside, natural light fills every room. The modern kitchen features marble-patterned surfaces and crisp white cabinetry, flowing into an elegant dining area with a crystal-accented chandelier. The living room offers a warm focal point with its classic fireplace, while two mini-splits provide efficient year-round comfort. Updated bathrooms and serene bedrooms complete the home’s elevated feel.A rare opportunity to own a thoughtfully curated property where nature, comfort, and craftsmanship come together beautifully.

6839 E FILLMORE Street, Port Orchard

Listing courtesy of John L. Scott, Inc..

$405,000
2 Beds ⋅ 1 Baths ⋅ 2574034 MLS ⋅ ACTIVE Status
Cute as a button and refreshed from top to bottom! This charming 2-bedroom, 1-bath Port Orchard home has been thoughtfully updated to feel bright, fresh and move-in ready. Step inside to an open, comfortable floor plan with vaulted ceilings, a refreshed kitchen with a generous pantry closet, and updates throughout that give the home an almost-new feel without the new-construction price tag. Outside, enjoy more than 400 sq ft of deck space for relaxing, entertaining or outdoor dining, plus a backyard with room to make it your own. Conveniently located near Manchester and the Southworth Ferry, with easy access to the Sedgwick shopping and dining corridor, everyday services and Highway 16 for commuting throughout Kitsap and beyond. Whether you're looking for an approachable path to homeownership, simplifying into a smaller footprint, or adding a rental to your investment portfolio, this one offers plenty of possibilities. Fresh, inviting and ready for its next chapter. Come take a look!

7271 E Patricia Street, Port Orchard

Listing courtesy of eXp Realty.

$469,000
3 Beds ⋅ 3 Baths ⋅ 2569819 MLS ⋅ ACTIVE Status
Welcome to 7175 E Raintree Lane! This inviting Port Orchard home offers a comfortable blend of everyday functionality and Pacific Northwest living. With 3 bedrooms and 2.5 baths, there is room to spread out, work from home, and settle into a space that feels like home. The thoughtful floor plan provides comfortable living spaces while the generously sized lot offers room to enjoy the outdoors. Located in a convenient Port Orchard setting, you'll appreciate easy access to local shopping, dining, recreation, and the many amenities that make South Kitsap such a great place to call home. Whether you're looking for your first home, a place to put down roots, or an opportunity to make a home your own, this Raintree Lane property is ready for its next chapter.

7175 E Raintree Lane, Port Orchard

Listing courtesy of Windermere RE West Sound Inc.

$759,500
3 Beds ⋅ 3 Baths ⋅ 2563657 MLS ⋅ ACTIVE Status
Wake up to sweeping views of Puget Sound, the Cascades, Mt. Rainier, Vashon & Blake Island from room after room, upstairs & down. A wraparound deck spans 3 sides, creating exceptional space to relax, entertain & take in the ever-changing scenery as ferries cross the Sound. Enjoy comfortable one-level living upstairs. Hardwood sweeps through much of the upstairs, while the lower level adds remarkable versatility with a 2nd kitchen, generous living area & 2 bonus rooms—ideal for guests, multigenerational living, hobbies, offices or extended stays. Previously updated kitchens feature many newer appliances, with stone countertops & crisp white cabinetry upstairs and rich wood tones downstairs. Three bedrooms meet egress requirements, and the home is served by a 4-bedroom septic. A deep garage w/ built-in storage & 2 sheds provide ample room for tools, gear & projects. Outdoors, mature hydrangeas, rhododendrons, cherry trees & layered gardens flow throughout the property, creating a colorful, beautifully established setting that stands out in the neighborhood. Two brand-new water heaters add peace of mind, and natural gas has been brought to an exterior meter location for possible future connection. Walk to the Manchester waterfront or connect w/ public transit to the Southworth ferry for a seamless commute. Peaceful, practical & filled with possibility—it’s your turn to make this remarkable property and its unforgettable view your own.

8102 E Seaview Drive, Port Orchard

Listing courtesy of eXp Realty.

$745,000
3 Beds ⋅ 3 Baths ⋅ 2563693 MLS ⋅ ACTIVE Status
Situated on a spacious ½-acre lot in a quiet cul-de-sac, this well-maintained home offers the perfect blend of comfort and functionality. Inside, you'll find vaulted ceilings that create an open feel, along with granite countertops, stainless steel appliances, and a desirable main-level primary suite for added convenience. Stay comfortable year-round with central A/C, and enjoy the peace of mind of a new 30-year roof installed in 2021. The 3-car garage provides ample space for vehicles, storage, or hobbies, while the expansive yard offers room to garden, entertain, or simply relax in your own private outdoor retreat. Conveniently located near schools, parks, shopping, and the Southworth Ferry for an easy commute to Seattle, this home combines peaceful living with everyday convenience.

7977 E Clam Bay Court, Port Orchard

Listing courtesy of Every Door Real Estate.

$886,500
4 Beds ⋅ 3 Baths ⋅ 2547135 MLS ⋅ ACTIVE Status
Owner financing is available, terms negotiable. Now the part you're actually buying: unobstructed views of downtown Seattle, Vashon Island, and Mt. Rainier from both levels. Most "view" listings mean you can see water if you crane your neck from the kitchen sink. This one's different, every main living space on both floors faces straight across Puget Sound. The location backs it up. One mile to the Port of Manchester boat launch, three miles to the ferry terminal, with access to Vashon, Fauntleroy, and the Fast Ferry into downtown Seattle. View and commute, in one property. Inside: solid wood KraftMaid cabinets, Brazilian Cherry hardwood floors through the kitchen, dining, and living room, and a wood-burning fireplace positioned directly in front of the view. Main level also has the primary suite with a full bath, a second oversized bedroom, and a 3/4 bath in ceramic tile. Downstairs: two more bedrooms, a 3/4 bath, a family room with a gas fireplace, laundry, and direct access to the two-car garage. Plus, it has its own private entry, useful for guests or extended family.

7912 SE Puget Heights Lane, Port Orchard

Listing courtesy of Hawkins Poe.

$549,950
3 Beds ⋅ 3 Baths ⋅ 2558878 MLS ⋅ ACTIVE Status
Nestled in a very desirable Manchester neighborhood, this impeccably maintained home offers the perfect combination of comfort, style, and location. Enjoy a peekaboo view of Puget Sound and the Seattle skyline while relaxing on one of the home's inviting porches, surrounded by beautifully manicured landscaping that creates a peaceful outdoor retreat. The lush, well-established grounds are a dream for any gardening or plant enthusiast, offering thoughtfully cultivated garden spaces and plenty of room to create your own outdoor oasis. Whether you're sipping your morning coffee on the porch or spending an afternoon tending to the landscape, you'll appreciate the care and pride that has gone into this property. Inside, you'll find quality finishes throughout, an inviting floor plan, and a luxurious primary suite featuring a spacious en suite bath designed for comfort and relaxation. Every room has been meticulously cared for, making this truly a move-in-ready home. Located just down the street from Manchester Elementary School and only minutes from the Southworth Ferry Terminal, commuting to Seattle is easy while still enjoying the charm and tranquility of this wonderful community. Homes this well cared for in such a sought-after location don't come along often. Don't miss your opportunity to make this exceptional property your own.

2419 California Avenue E, Manchester

Listing courtesy of Better Properties Gig Harbor.

$420,000
3 Beds ⋅ 3 Baths ⋅ 2543091 MLS ⋅ ACTIVE Status
This charming classic home seamlessly blends original character with modern updates. Offering three bedrooms and 2.25 bathrooms, it delivers warmth, functionality, and timeless appeal throughout.Inside, durable vinyl plank flooring flows through the main living areas, paired with an updated kitchen designed for smooth movement and everyday ease. Bright, sunlit spaces create a welcoming atmosphere ideal for both daily living and entertaining. Upstairs, a delightful book nook provides a peaceful retreat for reading, relaxing, or quiet moments. The spacious, partially finished basement features excellent ceiling height and impressive versatility ideal for a home office, fitness area, media room, or additional living space.Outside, enjoy a fully fenced yard in a tranquil setting, complete with convenient off-street parking. The home’s prime location offers easy access to ferries, shopping, and South Kitsap schools.

1242 Ridgeway Place E, Port Orchard

Listing courtesy of John L. Scott, Inc..

$998,500
3 Beds ⋅ 4 Baths ⋅ 2552938 MLS ⋅ ACTIVE Status
Commanding one of Manchester's premier bluff-top locations, this exceptional Rush Residential home showcases breathtaking panoramic views of Puget Sound, the Seattle skyline, Vashon Island, and iconic Mount Rainier. It's quality craftsmanship & thoughtfully designed home, this residence blends luxury, comfort, and timeless design. Watch ferries glide across the Sound, enjoy spectacular sunrises over the Cascades, and take in sparkling city lights from a setting that defines Pacific Northwest living. With everyday living and entertaining, this home offers 3 bedrooms, 3 full bathrooms, with a desirable main-level guest suite with a full bath, perfect for guests or multi-generational living. Elegant finishes and numerous upgrades are showcased throughout. Two view deck with one on the main level and another upstairs off the bonus room with its cozy fireplace to provide the perfect spaces to relax, entertain, and enjoy the incredible scenery. Just 9 miles from the Southworth Ferry, traveling to Seattle is convenient and scenic. Minutes away, discover the charming waterfront village of downtown Manchester with quaint shops, local restaurants, waterfront parks, a public boat launch, and a welcoming small-town atmosphere.

8064 E Commons Court, Port Orchard

Listing courtesy of Windermere Prof Partners.

$519,900
4 Beds ⋅ 3 Baths ⋅ 2553233 MLS ⋅ ACTIVE Status
Welcome to this beautifully refreshed Port Orchard home where modern updates meet comfortable living. Thoughtfully remodeled throughout, this 4-bedroom, 2.5-bath residence offers nearly 2,000 square feet of stylish, functional living space in the desirable Aidan Place community. Step inside to discover a bright and inviting interior featuring updated flooring, fresh paint, contemporary fixtures, and a beautifully refreshed kitchen designed for both everyday living and entertaining. The updated kitchen showcases modern finishes, updated cabinetry, and a clean, timeless design that flows seamlessly into the dining and living spaces. The open layout creates an ideal setting for gatherings, while large windows bring in natural light and enhance the home's warm, welcoming feel. The spacious primary suite provides a private retreat with its own ensuite bath, while three additional bedrooms offer flexibility for guests, a home office, or additional living needs. Outside, enjoy a private backyard setting perfect for morning coffee, summer barbecues, or relaxing evenings at home. Conveniently located near shopping, dining, parks, schools, and commuter routes, this move-in-ready home delivers the perfect combination of modern updates, everyday comfort, and Pacific Northwest living. A true opportunity to own a turnkey home in a sought-after Port Orchard location.

2956 lowren Loop, Port Orchard

Listing courtesy of Best Choice Realty LLC.

$999,000
3 Beds ⋅ 3 Baths ⋅ 2545174 MLS ⋅ ACTIVE Status
Enjoy Seattle skyline views from the spacious deck of this meticulously maintained 3 bedroom/plus office luxury home in Manchester. Wake up to stunning sunrises over the Cascades, with the twinkling lights from Queen Anne down to Alki glittering in the distance. Close enough to see the Space Needle detail, but far enough away to enjoy maritime views of the ferries and shipping lanes. This home has well-engineered systems built to make your life easier. NEW ROOF and gutters 2026, Trex decking, automatic blinds w/remotes, security system, surround sound, Flow By Moen whole house emergency water shut off for days you travel, automatic sprinklers w/Fergitator Feed System, expanded dining room w/Panoramic Door system means the WHOLE WALL OPENS to your Seattle view. Kitchen boasts dual ovens & dual dishwashers. Don't miss the custom Lisa Stirrett light fixtures: adorable jelly fish above the breakfast bar & a dining room feature that glitters as if you are under the ocean looking up. Beautiful! The primary suite has a set of French doors to the view deck, plus a 2-person hot tub, dual sinks, glass-block shower and walk-in closet. Main level Brazilian Cherry floors surround a dramatic curved staircase leading to the lower level. Family room is already wired w/surround sound. Two more spacious bedrooms, a full bath, and an office space set apart by French doors w/beveled glass, and family room access to the lower patio. There's an extra paved parking spot for the lower level, too!

7767 E Spruce Street, Port Orchard

Listing courtesy of Keller Williams West Sound.

$625,000
3 Beds ⋅ 3 Baths ⋅ 2536089 MLS ⋅ ACTIVE Status
Motivated seller! Experience effortless single-level living just moments from Manchester’s coastal charm. Tucked away on a quiet cul-de-sac, this light-filled home offers a peaceful retreat with beautiful views of the Puget Sound and the Seattle skyline. Living here places you just blocks from a welcoming, highly walkable waterfront community where you can easily enjoy local parks, beach spots, the boat launch, and the Southworth Ferry. Inside, expansive windows frame the water and skyline views, filling the open living spaces with natural light. The home flows seamlessly to a view patio, ideal for relaxing or entertaining against a scenic backdrop. Thoughtful updates include stunning new hardwood floors (2022), a fully remodeled kitchen with premium cabinetry, and beautifully upgraded primary and guest bathrooms. The spacious primary suite offers private patio access, while the fenced backyard adds great privacy. Complete with a 2026 water heater, 2022 gas furnace, and a newer roof, this turn-key home is ready for you to move right in. This is an incredible opportunity to own a truly move-in ready home! From its desirable location and easy one-level living to its close proximity to shopping, dining, parks, and everyday amenities, this home offers the convenience and lifestyle you've been searching for. Don't miss this opportunity to make this exceptional home yours.

7598 E Alki View Court, Port Orchard

Listing courtesy of Morrison House Sotheby's Intl.

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