Long Beach Homes with FHA Terms

Long Beach Homes with FHA Terms

Long Beach, located in Pacific County, Washington, is a charming coastal city that offers a unique blend of natural beauty, recreational opportunities, and a tight-knit community. Situated in the southwestern part of the state, Long Beach is known for its stunning beaches, breathtaking ocean views, and vibrant local culture.

Homebuyers looking for properties in Long Beach will be pleased to know that there are numerous options available with FHA terms. The Federal Housing Administration (FHA) loan program provides a range of benefits for homebuyers, including lower down payment requirements and more flexible credit qualifications. This makes it easier for first-time buyers or those with limited financial resources to purchase a home in Long Beach.

With FHA terms, homebuyers can explore a variety of housing options in Long Beach, including single-family homes, townhouses, and condominiums. Whether you prefer a cozy beachfront cottage or a modern condo with ocean views, there is something for everyone in this vibrant coastal city.

In addition to its beautiful homes and FHA opportunities, Long Beach offers a wealth of amenities and activities for residents. From exploring the famous Long Beach Peninsula, known for its stunning dunes and wildlife, to enjoying local seafood at the lively boardwalk, there is always something to do in this picturesque city.

If you're looking for a place that combines natural beauty, community spirit, and affordable housing options, Long Beach, Washington, with its FHA terms, may be the perfect place for you to call home.

Newest Long Beach Homes with FHA Terms

$675,000
3 Beds ⋅ 3 Baths ⋅ 2564860 MLS ⋅ ACTIVE Status
Located in a prime Long Beach location, this 3-bedroom, 2-bath home brings together relaxed coastal living and an impressive 38x40 detached shop. Inside, a spacious living area with a cozy pellet stove flows into a functional kitchen, with dedicated laundry and flexible bonus space adding everyday versatility. Outside, covered patios, beautifully maintained grounds and a private backyard create inviting spaces to relax, entertain and enjoy life at the coast. The shop is the real showstopper, with soaring ceilings, extensive workspace, cabinetry, storage and its own bathroom, offering incredible possibilities for projects, hobbies, vehicles and more. Near the beach, downtown Long Beach and all the Peninsula has to offer, this is a rare opportunity to have location, single story living and serious shop space all in one.

1314 187th Place, Long Beach

Listing courtesy of RealtyONEGroup Discovery Coast.

$290,000
1 Beds ⋅ 1 Baths ⋅ 2566718 MLS ⋅ ACTIVE Status
Stunning ocean views from this cute oceanfront studio condo. This condo is the best location in Long Beach, next to the famous arch that says worlds longest beach. Easy walk to beach, restraunts, shops and entertainment. Had a successful rental history in the past. Watch the kite festival, fireworks and all the activies right from your deck or living area. The boardwalk and 8 mile paved discovery trail is perfect for walking or riding bikes right in front of condo. Perfect investment to pay for your beach get away. The Long Beach Peninsula is surronded by beauty and abundance of wildlife. Close to Cape Disappointment Park, and famous Oysterville. Many activities to keep you entertained all year round. Condo building has a security entrance with lobby and elevator. Lots of parking. Do not miss out and schedule an appointment with your broker today.

205 Bolstad Avenue Unit #303, Long Beach

Listing courtesy of Century 21 Pacific Realty.

$1,575,000
4 Beds ⋅ 5 Baths ⋅ 2554459 MLS ⋅ ACTIVE Status
A rare opportunity to own one of the Peninsula's most thoughtfully designed private estates. Nestled on 4.28 meticulously landscaped acres, this extraordinary property blends rustic elegance with exceptional craftsmanship, offering a lifestyle unlike any other. The accessible single-level floor plan provides space, comfort, and flexibility with soaring vaulted ceilings, exposed timber beams, whole-home surround sound, three ensuite bedrooms, a dedicated home office, and versatile flex space ideal for a home gym, studio, or hobbies. The chef's kitchen is designed for gathering, while expansive outdoor living is designed perfectly for entertaining. Wander through park-like grounds featuring tranquil ponds with fountains, lush gardens, greenhouse space, fruit trees, a charming gazebo, and winding pathways. The attached drive-through two-car garage offers added convenience and includes 220V provisions for a future EV charger. A detached shop with private guest quarters, kitchenette, and bath is currently generating rental income, creating endless possibilities for multigenerational living, extended stays, a home business, or supplemental income. This property is ideally located just minutes from Astoria, OR and the coastal communities of the Long Beach Peninsula. A list of features and upgrades are available as well as 3D tour, video walk through and more.

3201 Alt. Hwy 101, Ilwaco

Listing courtesy of RealtyONEGroup Discovery Coast.

$499,000
3 Beds ⋅ 2 Baths ⋅ 2540172 MLS ⋅ ACTIVE Status
Would make a great vacation rental! Move-in ready and ideally located in town, this spacious 3-bedroom, 2-bath home offers comfort, convenience, and exceptional versatility. Zoned (RC) Residential Commercial, the property presents a unique opportunity for a variety of uses, including potential vacation rental income.Inside, you'll find a well-maintained and updated home featuring central heating and air conditioning, on-demand hot water, and generous living spaces designed for everyday comfort. The covered front deck provides a welcoming place to relax, while the large fenced backyard offers privacy, room for pets, gardening, or outdoor entertaining.The two-car garage provides ample space for vehicles, storage, and hobbies. Situated just minutes from restaurants, shopping, the beach, the Discovery Trail, and the local golf course.Whether you're looking for a full-time residence, investment property, or a home with business potential, this versatile property is ready for YOU. Contact agent to schedule a showing today.

105 22nd Street NE, Long Beach

Listing courtesy of RealtyONEGroup Discovery Coast.

$429,000
3 Beds ⋅ 2 Baths ⋅ 2549262 MLS ⋅ ACTIVE Status
Tucked away in the heart of Long Beach, this inviting home offers the perfect blend of comfort, charm, and beautiful outdoor living. The thoughtfully landscaped yard feels like your own private garden retreat, featuring an incredible assortment of spring-blooming trees, fragrant lilacs, vibrant rhodondenrons, stunning roses, and countless garden favorites you can add to. It's a peaceful setting to enjoy relaxing or entertain in the private backyard, complete with beautiful lighting that creates a warm and cozy atmosphere. Located directly across from a neighborhood park, sports court and baseball field. This home offers a lifestyle that's both welcoming and serene. Come experience the Long Beach charm and beauty.

111 S WASHINGTON Avenue, Long Beach

Listing courtesy of RealtyONEGroup Discovery Coast.

$499,000
2 Beds ⋅ 2 Baths ⋅ 2543909 MLS ⋅ ACTIVE Status
Lovely westside home with an oversized garage on over half an acre near Cranberry Road beach approach. This handy location gets you to beach, town or fishing in minutes. 2 bedroom, 2 bathroom with covered entry porch, large living room with laminate floors and Jotul gas stove, beautifully remodeled kitchen with updated appliances, dining room with bay window overlooking the garden and an extra large recreation room with glass doors to the covered patio. The home has an additional room, just right for an office or den. Outside features gorgeous gardens complete with a pond, patio, gazebo and fire pit. Detached 28 x 36 metal building with concrete floors, 12' and 14' high overhead doors, shop space and wired for an EV charger. The paved driveway offers plenty of room for RV and boat parking. Easy beach access.

12912 N Alley, Long Beach

Listing courtesy of Lighthouse Realty.

$660,000
1 Beds ⋅ 1 Baths ⋅ 2539232 MLS ⋅ ACTIVE Status
Turnkey income-producing beach retreat generating $89K+ gross annual revenue with 82-88% occupancy — a proven short-term rental business, not just a property. Currently listed on Airbnb as Pacific Coast Beach Getaway with 304 verified reviews, a 4.75-star rating, Guest Favorite badge, and Superhost status. Four years of documented rental history prove this property's earning power. Built in 2022 with modern finishes and minimal maintenance, featuring vaulted ceilings and premium outdoor living: private hot tub with cedar privacy screen (available year-round), barrel sauna, firepit, charcoal grill, and a fully fenced, landscaped backyard. Three-zone climate control — ductless mini-split system (AC and heat), electric radiant floor heating, and gas fireplace. Full kitchen with new appliances, large shower with bench seat, in-unit washer/dryer, and digital keypad entry. About a block to the beach with easy trail access. The 8,276 SF lot offers expansion potential on one of Long Beach's most desirable streets. Close distance to restaurants, shops, and the boardwalk — location is the #1 guest mention in reviews (129 of 304).

511 Ocean Beach Boulevard S, Long Beach

Listing courtesy of homecoin.com.

$473,000
2 Beds ⋅ 3 Baths ⋅ 2532225 MLS ⋅ ACTIVE Status
Thoughtfully updated, ready to move in! This home is walking distance to a well maintained beach access, vaulted ceilings, abundant natural light, and numerous interior and exterior improvements. The list starts with new carpet, fresh paint, new trim, custom blinds throughout, new appliances, and a new garbage disposal. The primary suite has direct access to a private enclosed patio—for relaxing, entertaining, or enjoying morning coffee. The enclosed patio creating a seamless indoor-outdoor living experience. A newer and bigger water heater was installed to ensure you can fully enjoy the soaking tub. Outside, the fully fenced backyard includes a new deck, a covered side deck with gutters, and propane fireplaces inside and out, creating inviting spaces to gather year-round. The utility shed is equipped with electricity, offering additional storage, hobby space, or a convenient workshop.Major improvements include a new roof in 2024, a hardwired Ring camera system, front-yard sprinkler system, and professional landscaping in 2026. The front and side of the home were extensively upgraded with new siding, studs, insulation, trim, and cedar shake accents that enhance both curb appeal and energy efficiency.Every detail has been thoughtfully considered, allowing the next owner to simply unpack and enjoy. With extensive updates already completed and all the heavy lifting done, this move-in-ready home offers comfort and peace of mind from day one. NO OCEANVIEW /private beach access

130 NW 28th Street, Long Beach

Listing courtesy of RealtyONEGroup Discovery Coast.

$499,500
3 Beds ⋅ 2 Baths ⋅ 2518058 MLS ⋅ ACTIVE Status
Beautifully maintained 2040 sqft triple-wide home set on 5 fenced acres on the desirable Long Beach Peninsula. This spacious property offers a perfect blend of comfort, functionality and coastal lifestyle. Inside you'll find a well-cared for home with generous living spaces, abundant natural light and a layout ideal for both everyday living and entertaining. Step outside to enjoy the expansive grounds, perfect for animals, gardening or simply soaking in the peaceful surroundings. The impressive 30x40 shop with loft provides ample space for projects, storage and great for fishermen to store boat, crab pots or work on your gear or work on cars... While the RV hookup adds convenience for guests or travel enthusiasts. There is also an alternative water catchment system besides the private well. Whether you're looking for a private retreat, a mini homestead of room to expand, this property delivers endless possibilities, across from the Willapa Bay and just a short drive to beaches, shops and everything that the Peninsula has to offer. Move in Ready, New 3-bedroom Septic!

10419 Sandridge Road, Long Beach

Listing courtesy of BHGRE - Northwest Home Team.

$449,500
2 Beds ⋅ 2 Baths ⋅ 2497640 MLS ⋅ ACTIVE Status
Better than new! This meticulously maintained, turnkey coastal retreat pairs modern design w/ custom finishes well beyond standard builder-grade, all in the heart of Long Beach. The well-designed 2 bed, 2 bath layout includes a dedicated laundry room, spacious garage + roomy primary suite, offering comfort, function + no wasted space! Soaring, vaulted ceilings + an airy, open-concept floor plan are complemented by warm oak cabinetry, quartz counters, subway tile, modern black hardware and fixtures, sleek stainless steel appliances, designer lighting, tiled propane fireplace, built-in office nook, closet organizers + more upgrades throughout. Ample windows flood the home with natural light, even on gray coastal days. Outside, enjoy a custom covered patio w/ built-in wood storage + grill space, hardscaping, fire pit, raised beds, fully fenced yard + low-maintenance landscaping. The spacious garage has plenty of room for parking, storage + all your beach and adventure gear. Ideally located near downtown Long Beach with easy access to shops, dining + entertainment, plus walking distance to the beach via Discovery Trail where you can even drive right onto the sand... FUN! Snow Peak Campfield is also nearby, and Astoria is just 20–30 minutes away via the Astoria–Megler Bridge. Low-maintenance, lock-and-leave and impeccably finished, this home is equally suited as your full-time residence, weekend escape or investment property in one of the coast’s most beloved beach communities.

201 24th Street NE, Long Beach

Listing courtesy of KW Realty Professionals.

$444,900
4 Beds ⋅ 2 Baths ⋅ 2503912 MLS ⋅ ACTIVE Status
Welcome to your very own coastal retreat! This beautifully updated 4 bedroom, 1.75 bathroom home offers the perfect blend of comfort and style, just a short stroll from the beach. Step inside to find modern finishes, an inviting layout, and plenty of space for gathering and relaxing. The true highlight is the stunning back deck, ideal for entertaining, morning coffee listing to the beach sounds, or unwinding after a day at the beach. Whether you're looking for a full time residence, vacation getaway, or investment opportunity, this home delivers the best of beachside living! Multiple beach accesses nearby, including a public pathway just next door! Don't miss this amazing opportunity!

1911 Ocean Beach Boulevard S, Long Beach

Listing courtesy of Better Properties Grays Harbor.

$619,500
2 Beds ⋅ 2 Baths ⋅ 2498515 MLS ⋅ ACTIVE Status
Breathtaking Ocean Views: Enjoy panoramic views of sparkling ocean from both levels of this beautiful two-story unit. Situated in a sought-after location, This condo is a stones throw to top rated restaurants, boutique shops, and local attractions. easy walk to beach, boardwalk and the Discovery Trail. Fireworks, Whale watching and kite festival right in front of condo makes this a very desirable unit. Drink your morning coffee or evening cocktail on your balcony overlooking the waves and all the activity on the beach. This condo has a long successful vacation rental history. Security lobby entrance w/ elevator. This unit is being sold turn key. Just bring your toothbrush and start enjoying the beach life.

205 W Bolstad Avenue Unit #304, Long Beach

Listing courtesy of Century 21 Pacific Realty.

Start Your Search
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.