Lake Tapps Homes with FHA Terms

Lake Tapps Homes with FHA Terms

Located in Pierce County, Washington, Lake Tapps is a charming neighborhood that offers a picturesque setting and a close-knit community. Situated in the United States, Lake Tapps is a hidden gem in the state of Washington, known for its natural beauty and serene atmosphere.

For those looking to purchase a home in Lake Tapps, there is good news. Homes with FHA terms are available, making it easier for potential homeowners to secure financing and achieve their dreams of owning a property in this desirable neighborhood. FHA loans offer flexible terms and lower down payment requirements, making them an attractive option for many buyers.

Lake Tapps itself is a haven for outdoor enthusiasts. The neighborhood is centered around a large reservoir, providing ample opportunities for boating, fishing, and other water activities. With its stunning views and tranquil surroundings, Lake Tapps is the perfect place to unwind and enjoy nature.

In addition to its natural beauty, Lake Tapps also offers a range of amenities and conveniences. The neighborhood is home to various shops, restaurants, and recreational facilities, ensuring that residents have everything they need within easy reach.

With its idyllic location, FHA financing options, and abundance of recreational activities, Lake Tapps is an excellent choice for those looking to settle down in a welcoming community. Whether you're a first-time homebuyer or looking to upgrade to a larger property, Lake Tapps has something to offer for everyone.

Newest Lake Tapps Homes with FHA Terms

$699,000
3 Beds ⋅ 3 Baths ⋅ 2569858 MLS ⋅ ACTIVE Status
Welcome to this exceptional Lake Tapps-area home offering space, privacy, and endless versatility on nearly 2 private acres! Featuring 2,346 finished sq ft, 3 spacious bedrooms, and 2.5 baths, this classic 1-story with daylight basement layout combines main-level living with flexible lower-level space. The main floor boasts an open floor plan with vaulted ceilings and fireplace in living room, a bright dining room, and an eat-in kitchen. Relax in the primary suite complete with a walk-in closet and private bath. Warm up by one of two cozy fireplaces—one wood-burning and one pellet stove—adding efficiency and warmth throughout the seasons. Downstairs, the lower level features a large rec room, 3/4 bath, and private entrance—ideal for multi-generational living, an entertainment setup, or a home office or a potential ADU. Hobbyists will love the extensive parking, featuring room for 8 vehicles, including 4 covered spaces. Set on 1.94 acres in the Sumner-Bonney Lake School District, this property offers peaceful acreage and convenience. Also, propane fueled generator owned by the seller.

16108 43rd Street E, Sumner

Listing courtesy of John L. Scott, Inc.

$550,000
3 Beds ⋅ 2 Baths ⋅ 2575604 MLS ⋅ ACTIVE Status
Live the Lake Tapps lifestyle in this beautifully updated 3+ bedroom rambler with an additional bonus room and 1.75 baths! Just a short walk from the lake and with private boat launch access through the gated Jenks Park entrance, weekends here are made for getting out on the water, enjoying the trails or gathering with friends. Inside, the open and inviting layout offers comfortable one story living with newer flooring, cabinets, quartz countertops, updated baths and a dual fuel range with gas cooktop and electric oven.The fully fenced backyard backs to a greenbelt, creating a peaceful and private setting for morning coffee, summer dinners and evenings in the hot tub. The covered patio makes outdoor entertaining easy year round. Newer, fully paid off solar panels add an incredible bonus, helping keep energy costs low with no monthly power bill.Jenks Park adds even more to the lifestyle with a private boat launch, covered picnic area, tennis courts, baseball field, walking trails and more. With Lake Tapps, shopping, dining and everyday conveniences just minutes away, plus an easy commuter location, this is the kind of home where you can settle in, slow down and enjoy the best of the Pacific Northwest lifestyle.

6009 190th Avenue E, Lake Tapps

Listing courtesy of Berkshire Hathaway HS SSP.

$799,950
3 Beds ⋅ 2 Baths ⋅ 2574989 MLS ⋅ ACTIVE Status
A rare Lake Tapps opportunity where breathtaking Bowman Lake views, exceptional space, and an incredible lifestyle come together. Set on a generous ½-acre park-like property in a peaceful neighborhood, this special home offers beautiful lake views from every west-facing window, creating a stunning backdrop throughout the day.Inside, warmth and character shine with vaulted cedar tongue-and-groove ceilings, a recently updated kitchen and bathrooms, and a beautifully refreshed primary suite featuring a luxurious Jacuzzi tub. Central heating and A/C provide year-round comfort, while the 50-year Presidential roof offers added peace of mind.Outside, a spacious entertaining deck overlooks the expansive grounds, creating the perfect setting for summer gatherings, quiet mornings, and unforgettable Northwest evenings.The standout feature is the extra-large 3-car garage with dedicated boat parking, plus an impressive 20' x 40' heated shop equipped with a hoist lift, air compressor, and extensive cabinetry. Whether you're a boat owner, car enthusiast, craftsman, collector, or simply need exceptional workspace and storage, this property delivers.Lake views. Half an acre. Incredible outdoor living. Serious garage and shop space. This is more than a home—it’s a rare Lake Tapps lifestyle waiting for its next chapter.

19519 6th Street Ct E, Lake Tapps

Listing courtesy of Icon Group.

$525,000
3 Beds ⋅ 2 Baths ⋅ 2574001 MLS ⋅ ACTIVE Status
Welcome to this inviting 3-bedroom, 1.5-bath home in desirable Lake Tapps! The open-concept kitchen features a large island and beautiful stone countertops, creating a welcoming space for everyday living and entertaining. Step outside from the kitchen onto a brand-new deck overlooking the fully fenced backyard, complete with a storage shed and plenty of room to enjoy the outdoors. The home sits on a quiet cul-de-sac and offers a 1-car attached garage plus two separate driveways, providing excellent flexibility for parking a boat, RV, or additional vehicles. New roof was installed in 2024. Enjoy the added benefits of community amenities, including access to private beaches, boat launches, tennis courts, dog park and more. Mature fruit trees add charm and seasonal enjoyment to the front yard. A great opportunity to enjoy the Lake Tapps lifestyle with space, convenience, and recreational amenities close to home.

19109 57th Street E, Lake Tapps

Listing courtesy of Keller Williams Realty PS.

$1,199,999
3 Beds ⋅ 3 Baths ⋅ 2574575 MLS ⋅ ACTIVE Status
Welcome to this beautifully designed new-construction home in Lake Tapps, offering nearly 2,924 sq ft of thoughtfully planned living space. The expansive open-concept layout blends comfort, function, and style, creating an ideal setting for both everyday living and entertaining. The designer kitchen features a generous island, quartz surfaces, custom cabinetry, and stylish lighting, flowing seamlessly into the dining area and great room. The primary suite is a true retreat, highlighted by a dramatic spa-inspired bath with dual oversized vanities, custom-framed mirrors, integrated accent lighting, a freestanding soaking tub, and an oversized walk-in shower with illuminated niches and bench seating. A spacious primary closet completes the suite. Additional living areas include an office and flexible secondary space with room to work, relax, or entertain. Wide-plank flooring, designer lighting, custom details, and a professionally finished exterior give the home a polished, upscale feel throughout. Outside, enjoy a large yard with plenty of room for gardening, play, pets, and outdoor living. This is a rare opportunity to secure a thoughtfully designed Lake Tapps home before completion. Experience the look and feel of the home today by touring the completed model home and see firsthand what makes this the perfect Pacific Northwest home.

1509 176th Avenue Ct E, Lake Tapps

Listing courtesy of eXp Realty.

$729,950
4 Beds ⋅ 3 Baths ⋅ 2574565 MLS ⋅ ACTIVE Status
Well-maintained 4 bed, 2.75 bath home offering 2,618 sq ft with a spacious and functional layout. The main level features vaulted ceilings, an open living space, and a bedroom with nearby 3/4 bath, ideal for guests or office use. Open layout kitchen, stainless steel appliances, gas range, and breakfast bar with easy flow into the main living areas. Upstairs you will find a spacious primary suite with dual sinks, soaking tub, and walk-in closet, along with additional bedrooms and a large bonus room. Central AC ensures year round comfort. Enjoy a fully fenced backyard backing to a greenbelt with deck and patio space, plus territorial views. Attached 3-car garage provides plenty of parking and storage. Convenient Lake Tapps location with access to nearby schools, shopping, dining, and commuter routes. Air conditioning installed!

16403 22nd Street E, Lake Tapps

Listing courtesy of Premier Real Estate Partners.

$1,425,000
4 Beds ⋅ 4 Baths ⋅ 2574100 MLS ⋅ ACTIVE Status
Welcome to this stunning new-construction luxury home in Lake Tapps, designed with dramatic scale, high-end finishes, and custom details throughout. Currently wrapping up construction with the model home available to tour today, this home offers an expansive open-concept floor plan for everyday living and effortless entertaining. The oversized designer kitchen features a massive island, custom cabinetry, illuminated display cabinets, quartz surfaces, and a statement Thermador range and hood. Layered accent lighting highlights cabinetry, vanities, built-ins, and architectural details for a warm, elevated feel. The primary suite is a retreat with a spa-inspired bath featuring dual oversized vanities, custom-framed mirrors, integrated lighting, a freestanding soaking tub, and an oversized walk-in shower with illuminated niches and bench seating. A custom walk-in closet adds exceptional storage and luxury. Nearly 4,100 sq ft offers spacious secondary living areas, a versatile flex/bedroom, and seamless flow between the kitchen, dining, and great room. A private second ensuite on the main floor, separated from the other bedrooms, offers excellent potential for multigenerational living, guests, or extended stays. Wide-plank flooring, designer lighting, a three-stage whole-home water filtration system, professional landscaping, a spacious yard, and three-car garage complete the package. Tour the completed model today and experience the craftsmanship, scale, and luxury in person.

1513 176th Avenue Ct E, Lake Tapps

Listing courtesy of eXp Realty.

$750,000
3 Beds ⋅ 2 Baths ⋅ 2569212 MLS ⋅ ACTIVE Status
Enjoy valley views from this inviting home offering a wonderful blend of comfort, outdoor living, and lot size in a quiet neighborhood. The spacious, private backyard provides plenty of room to relax, entertain, and enjoy the outdoors. The remodeled eat in kitchen features granite countertops, gas cooktop and Alexa compatible no touch faucet. Light and bright living room is open to kitchen and creates a seamless entertaining space. The primary bedroom is a retreat overlooking the valley with updated bathroom that features dual shower heads and adds the comfort of heated floors. Newer Trex decking creates a low-maintenance outdoor living space, complemented by a hot tub and gazebo—perfect for year-round enjoyment. Ample additional RV parking adds flexibility, with potential to build a shop or DADU (buyer to verify). Conveniently located just off Highway 410 with easy access to shopping, dining, recreation, and commuting routes. A great opportunity combining privacy, outdoor space, thoughtful updates, and versatility. Pre-inspected for your convenience!

16511 45TH Street Ct E, Lake Tapps

Listing courtesy of Berkshire Hathaway HS SSP.

$649,950
3 Beds ⋅ 3 Baths ⋅ 2566151 MLS ⋅ ACTIVE Status
Turnkey Lake Tapps living on a flat, fully usable 0.7-acre lot! This updated 2,036 sqft split-level home features 3 beds, 3 baths, an oversized 650 sqft garage, a new roof, new carpet, fresh interior/exterior paint, smoothed ceilings, and newer furnace/AC. Soaring cathedral ceilings highlight the main living area, while the lower level offers a private 17'x24' tiled suite with a kitchenette and separate entry—perfect for guests or potential rental income (or easily reconnected to the main home). Primary bedroom has full bath. Step outside to a covered deck with skylights, a fenced-parklike backyard, two storage sheds, and endless room for a dream shop, and parking for an RV, boat, and water toys. Enjoy access to 3 private, gated parks on Lake Tapps with swimming areas, a boat launch, pickleball/tennis courts, a dog park, and playgrounds. Located in the top-rated Sumner-Bonney Lake School District. Easy access to Hwy 410, Hwy 167, I-5, Sumner sounder train station, JBLM, Tacoma, SeaTac Airport, and South King County!

18016 S Tapps Drive E, Lake Tapps

Listing courtesy of Paul Williams Real Estate LLC.

$899,000
5 Beds ⋅ 3 Baths ⋅ 2565159 MLS ⋅ ACTIVE Status
Welcome to Cedar Estates, where designer finishes, thoughtful spaces, and an exceptional Bonney Lake/Lake Tapps location come together. Set on a picture-perfect cul-de-sac street just minutes from Lake Tapps, this stunning 5-bedroom, 3-bath model home offers approximately 3,407 sq. ft. and a kitchen that truly steals the show. Beautiful Huntwood cabinetry, designer Café appliances, generous counter space, and an oversized island create a standout space made for gathering and entertaining. The open-concept great room is filled with natural light and stand out features such as, a gas fireplace, stylish Deako lighting, and an open-rail staircase that adds to the home's elevated feel. A main-floor bedroom and full bath offer ideal flexibility for guests, multi-gen living, or a home office. Upstairs, retreat to a spacious primary suite, spa-inspired bath, walk-in closet, plus three additional bedrooms and a versatile bonus room that could easily serve as a fifth bedroom. Outside, enjoy a covered Trex deck overlooking a flat, fully landscaped & fenced backyard—an incredible extension of the living space with room to play, entertain, garden, or simply relax. Appliances are included for an easy move-in experience. Thoughtfully built by Risewell Homes, with elevated designer details, and a neighborhood you'll love—this one stands apart. Ask about available seller special rate incentives/special financing opportunities for qualified buyers w/preferred lender, (subject to change).

6406 213th Avenue Ct E, Lake Tapps

Listing courtesy of KW Lake Washington So.

$499,990
3 Beds ⋅ 3 Baths ⋅ 2565353 MLS ⋅ ACTIVE Status
Convenient Lake Tapps access from this spacious 1,900+SF 3-bedroom, 2.25 bath home right across the street from Jenks (private) Park, boat launch, athletic courts & more. Primary suite w/ private 3/4 bath & walk-in closet. Lake view living room w/ fireplace & brick surround. Rec room w/ woodstove. Lg utility room w/ additional 1/2 bath. Updated vinyl windows. New furnace w/ new heat pump in 2025 Oversized/extra deep 600SF 2-car garage. Private, fully fenced, back yard features multi-level composite/wood deck w/ hot tub & garden shed. All appliances stay. 3 private parks to choose from within the West Tapps Maintenance Company for year-round enjoyment.

5310 W Tapps Drive E, Lake Tapps

Listing courtesy of KW Mountains to Sound Realty.

$564,950
3 Beds ⋅ 2 Baths ⋅ 2562118 MLS ⋅ ACTIVE Status
Completely renovated and move-in ready, this tastefully updated 3-bedroom, 1.75-bath home with an attached 2-car garage sits on an expansive 23,086 sq ft lot, offering the perfect blend of modern design, functional living space, and outdoor privacy. Step inside to vaulted ceilings and a bright, inviting living room featuring a stylish electric fireplace. An all new crisp white kitchen showcases quartz countertops, stainless steel appliances, new cabinetry, modern lighting, updated fixtures, and a peninsula with bar seating that opens seamlessly to the spacious family room—perfect for entertaining or everyday living. Throughout the home you'll find new windows, laminate flooring, fresh interior and exterior paint, updated trim, new doors, hardware, lighting, and intentionally remodeled bathrooms with tile flooring and tiled shower surrounds. Outside, enjoy the covered patio overlooking the spacious backyard, a new front fence for added curb appeal, a new garage door, and over half an acre of property to utilize as you wish. Ample room for RV parking, boats, toys, gardening, or future possibilities. No HOA! Conveniently located to shopping, dining, schools, parks, Lake Tapps, and Highway 410, this home offers a rare combo of modern updates, generous space, and everyday convenience.

20411 Church Lake Road E, Bonney Lake

Listing courtesy of Keller Williams Realty PS.

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