Lake Tapps Homes with FHA Terms

Lake Tapps Homes with FHA Terms

Located in Pierce County, Washington, Lake Tapps is a charming neighborhood that offers a picturesque setting and a close-knit community. Situated in the United States, Lake Tapps is a hidden gem in the state of Washington, known for its natural beauty and serene atmosphere.

For those looking to purchase a home in Lake Tapps, there is good news. Homes with FHA terms are available, making it easier for potential homeowners to secure financing and achieve their dreams of owning a property in this desirable neighborhood. FHA loans offer flexible terms and lower down payment requirements, making them an attractive option for many buyers.

Lake Tapps itself is a haven for outdoor enthusiasts. The neighborhood is centered around a large reservoir, providing ample opportunities for boating, fishing, and other water activities. With its stunning views and tranquil surroundings, Lake Tapps is the perfect place to unwind and enjoy nature.

In addition to its natural beauty, Lake Tapps also offers a range of amenities and conveniences. The neighborhood is home to various shops, restaurants, and recreational facilities, ensuring that residents have everything they need within easy reach.

With its idyllic location, FHA financing options, and abundance of recreational activities, Lake Tapps is an excellent choice for those looking to settle down in a welcoming community. Whether you're a first-time homebuyer or looking to upgrade to a larger property, Lake Tapps has something to offer for everyone.

Newest Lake Tapps Homes with FHA Terms

$779,995
3 Beds ⋅ 2 Baths ⋅ 2569212 MLS ⋅ ACTIVE Status
Enjoy distant valley views from this inviting home offering a wonderful blend of comfort, outdoor living, and lot size in a quiet neighborhood. The spacious, private backyard provides plenty of room to relax, entertain, and enjoy the outdoors. The remodeled eat in kitchen features granite countertops, gas cooktop and Alexa compatible no touch faucet. Light and bright living room is open to kitchen and creates a seamless entertaining space. The primary bedroom is a retreat overlooking the valley with updated bathroom that features dual shower heads and adds the comfort of heated floors. Newer Trex decking creates a low-maintenance outdoor living space, complemented by a hot tub and gazebo—perfect for year-round enjoyment. Ample additional RV parking adds flexibility, with potential to build a shop or DADU (buyer to verify). Conveniently located just off Highway 410 with easy access to shopping, dining, recreation, and commuting routes. A great opportunity combining privacy, outdoor space, thoughtful updates, and versatility. Pre-inspected for your convenience!

16511 45TH Street Ct E, Lake Tapps

Listing courtesy of Berkshire Hathaway HS SSP.

$649,950
3 Beds ⋅ 3 Baths ⋅ 2566151 MLS ⋅ ACTIVE Status
Turnkey Lake Tapps living on a flat, fully usable 0.7-acre lot! This updated 2,036 sqft split-level home features 3 beds, 3 baths, an oversized 650 sqft garage, a new roof, new carpet, fresh interior/exterior paint, smoothed ceilings, and newer furnace/AC. Soaring cathedral ceilings highlight the main living area, while the lower level offers a private 17'x24' tiled suite with a kitchenette and separate entry—perfect for guests or potential rental income (or easily reconnected to the main home). Primary bedroom has full bath. Step outside to a covered deck with skylights, a fenced-parklike backyard, two storage sheds, and endless room for a dream shop, and parking for an RV, boat, and water toys. Enjoy access to 3 private, gated parks on Lake Tapps with swimming areas, a boat launch, pickleball/tennis courts, a dog park, and playgrounds. Located in the top-rated Sumner-Bonney Lake School District. Easy access to Hwy 410, Hwy 167, I-5, Sumner sounder train station, JBLM, Tacoma, SeaTac Airport, and South King County!

18016 S Tapps Drive E, Lake Tapps

Listing courtesy of Paul Williams Real Estate LLC.

$919,900
5 Beds ⋅ 3 Baths ⋅ 2565159 MLS ⋅ ACTIVE Status
Welcome to Cedar Estates, where designer finishes, thoughtful spaces, and an exceptional Bonney Lake location come together. Set on a picture-perfect cul-de-sac street just minutes from Lake Tapps, this stunning 5-bedroom, 3-bath model home offers approximately 3,407 sq. ft. and a kitchen that truly steals the show. Beautiful Huntwood cabinetry, designer Café appliances, generous counter space, and an oversized island create a standout space made for gathering and entertaining. The open-concept great room is filled with natural light and stand out features such as, a gas fireplace, stylish Deako lighting, and an open-rail staircase that adds to the home's elevated feel. A main-floor bedroom and full bath offer ideal flexibility for guests, multi-generational living, or a home office. Upstairs, retreat to a spacious primary suite with a spa-inspired bath and walk-in closet, plus three additional bedrooms and a versatile bonus room that could easily serve as a fifth bedroom. Outside, enjoy a covered Trex deck overlooking the flat, fully landscaped and fenced backyard—an incredible extension of the living space with room to play, entertain, garden, or simply relax. Appliances are included for an easy move-in experience. Thoughtfully built by Risewell Homes, with elevated designer details, a flat usable backyard, and a setting you'll love coming home to—this one stands apart. Ask about available seller incentives and special financing opportunities for qualified buyers!

6406 213th Avenue Ct E, Lake Tapps

Listing courtesy of KW Lake Washington So.

$1,999,950
3 Beds ⋅ 4 Baths ⋅ 2565804 MLS ⋅ ACTIVE Status
Newly remodeled to an exceptional standard, this extraordinary 70-foot western exposure rambler w/daylight basement is perfectly positioned on a quiet, private wide canal offering sunset views and an unparalleled waterfront lifestyle. This is a true entertainer's estate featuring its own private boat ramp and launch, expansive dock with boat lift and jet-ski racks, a cabana, pergola plus all the dedicated storage for lake accessories. Ultra low maintenance yard with turf and a fire pit. Inside, the fresh remodel showcases designer finishes throughout the entire main floor, new kitchen cabinets, appliances and plenty of storage. Heated floors in Primary bath, rain-shower, defogging mirrors and heated towel rack, while the daylight lower level offers a versatile mother-in-law or luxury rental opportunity with new kitchen, 3/4 bath 1 bedroom with dual closets plus additional finished room. Complemented by a 5 car over-sized garage. ~Welcome Home~

1818 186th Avenue E, Lake Tapps

Listing courtesy of Terrafin.

$499,990
3 Beds ⋅ 3 Baths ⋅ 2565353 MLS ⋅ ACTIVE Status
Convenient Lake Tapps access from this spacious 1,900+SF 3-bedroom, 2.25 bath home right across the street from Jenks (private) Park, boat launch, athletic courts & more. Primary suite w/ private 3/4 bath & walk-in closet. Lake view living room w/ fireplace & brick surround. Rec room w/ woodstove. Lg utility room w/ additional 1/2 bath. Updated vinyl windows. New furnace w/ new heat pump in 2025 Oversized/extra deep 600SF 2-car garage. Private, fully fenced, back yard features multi-level composite/wood deck w/ hot tub & garden shed. All appliances stay. 3 private parks to choose from within the West Tapps Maintenance Company for year-round enjoyment.

5310 W Tapps Drive E, Lake Tapps

Listing courtesy of KW Mountains to Sound Realty.

$599,950
3 Beds ⋅ 2 Baths ⋅ 2562118 MLS ⋅ ACTIVE Status
Completely renovated and move-in ready, this tastefully updated 3-bedroom, 1.75-bath home with an attached 2-car garage sits on an expansive 23,086 sq ft lot, offering the perfect blend of modern design, functional living space, and outdoor privacy. Step inside to vaulted ceilings and a bright, inviting living room featuring a stylish electric fireplace. An all new crisp white kitchen showcases quartz countertops, stainless steel appliances, new cabinetry, modern lighting, updated fixtures, and a peninsula with bar seating that opens seamlessly to the spacious family room—perfect for entertaining or everyday living. Throughout the home you'll find new windows, laminate flooring, fresh interior and exterior paint, updated trim, new doors, hardware, lighting, and intentionally remodeled bathrooms with tile flooring and tiled shower surrounds. Outside, enjoy the covered patio overlooking the spacious backyard, a new front fence for added curb appeal, a new garage door, and over half an acre of property to utilize as you wish. Ample room for RV parking, boats, toys, gardening, or future possibilities. No HOA! Conveniently located to shopping, dining, schools, parks, Lake Tapps, and Highway 410, this home offers a rare combo of modern updates, generous space, and everyday convenience.

20411 Church Lake Road E, Bonney Lake

Listing courtesy of Keller Williams Realty PS.

$1,185,000
4 Beds ⋅ 4 Baths ⋅ 2558713 MLS ⋅ ACTIVE Status
Welcome to life in the coveted Quiet Water community, where privacy, space, and NW beauty come together in the highly desirable Dieringer School District. Backing to a serene 25+ acre greenbelt, this custom NW contemporary estate captures sweeping views of the Cascade Mountains & Mount Rainier. Designed for both comfort and entertaining, this 5,230 SQFT home lives like a 6 bedroom retreat. Soaring 10 foot ceilings, rich Brazilian cherry floors, true box beam ceilings, & custom finishes create a warm yet refined atmosphere. At the heart of the home, the chef’s kitchen is built to gather, featuring stainless appliances, a generous island, butler’s pantry, & beautiful American cherry cabinetry. The home flows seamlessly into indoor outdoor living with covered main & lower level decks overlooking the greenbelt. Upstairs, the primary suite offers a private retreat with a fireplace, spa inspired five piece bath with heated floors, dual walk in closets, & a flexible bonus space. Additional bedrooms are spacious with walk in closets. The lower level is designed for entertaining, featuring a custom in home theater, kitchenette, expansive living area, & flexible space ideal for guests or multi generational living. Outside, professionally landscaped grounds & a firepit create the perfect setting for gatherings, while the tandem four car garage adds convenience. Located near Lake Tapps, Quiet Water offers more than a home, it offers a lifestyle.

21729 Quiet Water Loop, Lake Tapps

Listing courtesy of John L. Scott, Inc..

$795,000
3 Beds ⋅ 3 Baths ⋅ 2556083 MLS ⋅ ACTIVE Status
Beautifully updated home that combines modern updates with comfortable living on a large, private lot. Step inside to discover a fully remodeled interior featuring an updated kitchen with stylish finishes and a welcoming layout perfect for everyday living and entertaining. The spacious primary suite offers a relaxing retreat with a walk-in closet and an updated ensuite bathroom featuring a custom tile shower, jetted tub, and dual vanities. Thoughtful upgrades throughout make this home truly move-in ready. Outside, enjoy the privacy and versatility of the expansive lot, complete with RV parking, a detached two-car garage, and raised garden beds ready for your gardening plans. There is plenty of room for outdoor entertaining, recreation, gardening, and storing vehicles, toys, or equipment. Located in desirable Bonney Lake, just a block from Lake Tapps and Allen York public park and boat launch, this property offers the perfect blend of modern comfort, privacy and location.

7815 W. Tapps Hwy E, Bonney Lake

Listing courtesy of Inspire Realty.

$529,500
4 Beds ⋅ 2 Baths ⋅ 2554325 MLS ⋅ ACTIVE Status
Nestled on a peaceful cul-de-sac in one of Lake Tapps’ most sought-after neighborhoods, this rare, meticulously maintained 4-bedroom single-story rambler seamlessly blends a quiet sanctuary with an active lakeside lifestyle. This turn-key, move-in-ready residence features a bright, open-concept floor plan updated with custom cabinets, premium granite countertops, and a private primary en suite with his and her closets. Situated on an expansive lot, the property offers a fully fenced, highly private backyard complete with ample space for vehicle and RV parking, alongside peace of mind from a fully updated furnace, heat pump, and electrical panel (2013). The air conditioning is fabulous during the warm summer days! Beyond your private retreat, enjoy exclusive, member-only community access to Jenks Park with beach and swim area, a boat launch, fishing spots, and dedicated tennis and pickleball courts. *Some photos have been virtually staged* Must see!

5713 187th Avenue E, Lake Tapps

Listing courtesy of Realty One Group Turn Key.

$849,950
3 Beds ⋅ 3 Baths ⋅ 2553997 MLS ⋅ ACTIVE Status
Welcome to Skyline Estates- this beautiful home sits on almost a full acre (.91 acre) and is surrounded by plenty of room to play & enjoy the outdoors. Perfectly located near Lake Tapps and within the coveted Dieringer School District. This home just had the exterior painted and offers a newer roof (4 yrs old), newer hot water tank (6 years old), newer furnace and A/C (4 years old). Just inside the front door the formal living room with gas fireplace and brick hearth welcomes guests, nicely flowing into the large kitchen with an even larger dining area. Kitchen boast a butcher block island, custom lighting, gas stove and walk-in pantry. On the main floor you will find the primary suite with 5 piece bathroom, double closets and sliding door out to the covered patio. On the lower level is the family room with yet another door out to the backyard patio. Upstairs features 2 more bedrooms, ¾ bathroom, office and bonus room. Step outside and take in the privacy with trees surrounding most of the backyard and a beautiful landscaped lawn. The massive covered patio keeps you cool out of the sun on the warmer summer days- the best of both indoor and outdoor living. Nicely tucked away but yet still close to Lake Tapps & all the amenities this location has to offer.

21503 21st Street E, Lake Tapps

Listing courtesy of John L. Scott, Inc..

$665,000
5 Beds ⋅ 3 Baths ⋅ 2549034 MLS ⋅ ACTIVE Status
Welcome home to The Ridge at Lake Tapps in this popular Rockport plan by DR Horton, one of their most functional layouts! The main floor features a versatile 5th bedroom or den paired with a 3/4 bath, offering flexible living options to suit a variety of needs. Upstairs, you'll find 4 bedrooms, to include a spacious primary suite, and an oversized bonus room that rounds out this thoughtfully designed home.The primary bedroom is a true retreat, complete with an attached 5-piece bath and dual walk-in closets. Storage abounds throughout, and the upstairs utility room with wash tub adds everyday convenience. A 3-car garage has tons of desirable and functional built-in storage and delivers room for vehicles, hobbies, and gear alike.Step outside to a fully fenced, private backyard—ideal for entertaining, relaxing, or whatever the day brings. The location is hard to beat, just a few blocks from Lake Tapps and Allan Yorke Park, where summer days come alive with swimming, boating, playgrounds, and community events. Served by the Sumner-Bonney Lake School District and close to shopping, dining, everyday essentials, and convenient commuting routes, this home puts it all within reach. Homes offering this blend of space, flexibility, and an unbeatable location don't come along often. Come experience everything this incredible property has to offer!

20205 78th Street Ct E, Lake Tapps

Listing courtesy of Keller Williams Realty.

$1,450,000
3 Beds ⋅ 3 Baths ⋅ 2549214 MLS ⋅ ACTIVE Status
Wake to peaceful water view, spend afternoons cruising Lake Tapps & end each evening around the fire overlooking the canal where memories are made. Exceptional Great Room Style Rambler is a true dream retreat! Perfectly positioned on a corner lot at the end of a quiet Lake Tapps canal off Jenks Point. There is room for ALL your toys, boats, RV and your possible pontoon to cruise the waterways. The pictures display much more than words will allow to understand how special every inch inside & out this well-maintained home offers. Stunning luxurious primary suite with tongue & groove vaulted ceiling & exposed beams, floor-to-ceiling stone FP, large sitting area w/floor to ceiling windows & giant walk-in closet; a spa-inspired ensuite w/dual vanities, soaking tub & tiled walk-in shower. Oversized Living Room w/vaulted ceiling & full wall of windows showcases the waterfront. Gourmet kitchen, featuring slab granite counters, custom builtins, SS appliances, double oven, gas cooktop, island w/eating bar & generous walk-in pantry. Large dining area provides perfect gathering and french doors that lead to a bright den/office or TV room w/closet. Storage galore & many spaces for art & collections throughout. Step outside to your backyard oasis, complete w/fire pit, waterfall, expansive deck & pergola-covered dock designed for lakeside relaxation. 3 car garage, shop & enclosed dble wide RV/boat parking. The dock features boat slip, extra seating areas to enjoy the peaceful surroundings.

5129 W Tapps Drive E, Lake Tapps

Listing courtesy of Keller Williams Realty PS.

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