Lake St Clair Homes with FHA Terms

Lake St Clair Homes with FHA Terms

Welcome to the beautiful neighborhood of Lake St Clair in Olympia, Washington. Nestled in Thurston County, this idyllic community offers a serene and picturesque setting for homeowners to enjoy.

Lake St Clair is a sought-after location for those seeking a peaceful and scenic environment. The neighborhood is known for its stunning views of the lake, which is the centerpiece of the community. Residents can indulge in a variety of water activities, such as boating, fishing, and swimming, right in their backyard.

Aside from its natural beauty, Lake St Clair is also conveniently located near all the amenities and attractions of Olympia. The city offers a vibrant downtown area with an array of shops, restaurants, and entertainment options. Residents can explore the local parks, visit museums, or attend community events throughout the year.

For homebuyers looking for FHA terms, Lake St Clair has plenty of options available. With FHA financing, buyers can take advantage of lower down payments and more lenient credit requirements. This makes homeownership more accessible and affordable for many individuals and families.

Whether you're a nature enthusiast, a water lover, or simply seeking a peaceful community to call home, Lake St Clair in Olympia, WA, offers it all. With its breathtaking views, proximity to amenities, and FHA-friendly homes, this neighborhood is an excellent choice for those looking to settle down in the area.

Newest Lake St Clair Homes with FHA Terms

$799,900
3 Beds ⋅ 3 Baths ⋅ 2576059 MLS ⋅ ACTIVE Status
A hidden backyard wonderland awaits beyond the unassuming approach to this recently renovated single level home! Round the private driveway to discover a shop compound on a level, fully fenced 1.25-acre parcel, overflowing w/ hard surface parking & gravel turnaround space. The standout 30x60 insulated shop offers 5 bays, 2 with 14' overhead doors, plus an oversized 14'h x 12'w covered RV enclosure. Workbenches, plumbing, air compressor and lines for various tools included; hydraulic lift negotiable. The expansive backyard features garden space, fruit trees, mature pines, an in-ground metal fire pit and a huge covered patio wired for a hot tub, plus two additional powered outbuildings provide workshop/storage space. The immaculately maintained, the 3-bedroom, 2.5-bath home is filled with natural light and positioned for unobstructed views of the surrounding natural setting. High end updates include Milgard windows & slider (2020), heat pump, furnace, water heater, natural-tone LVP flooring and a renovated bathroom with soaking tub and designer tile shower. Roof 2016. Tucked at the end of a quiet cul-de-sac with just 15 homes, you'll enjoy exceptional security buffered by 40+ privately owned wooded acres between the property and Lake St. Clair waterfront parcels w/ no through access for future development. Experience a rare blend of peace & privacy, usable acreage, updated/maintained rambler living w/ remarkable shop space rivaling anything on the market!

9734 65th Lane SE, Olympia

Listing courtesy of BHGRE - Northwest Home Team.

$875,000
4 Beds ⋅ 3 Baths ⋅ 2551605 MLS ⋅ ACTIVE Status
MOTIVATED SELLER! VA Assumable Loan at 2.75%! This beautifully updated 4-bedroom, 3-bath home offers over 3,200 sq ft of stylishly designed living space with peekaboo views of Lake St. Clair on a HUGE 1.2 acre lot. The fully-remodeled chef's kitchen features quartz countertops, stainless steel appliances, abundant cabinetry, and a gas cooktop, opening to multiple living spaces, formal dining, cozy fireplaces, and flex office/den. The desirable main-level primary suite offers backyard access and a spa-inspired five-piece bath for the perfect private retreat. Utility room pet wash station! Outside, enjoy your own backyard oasis complete with mature fruit trees, a tranquil pond and waterfall, gazebo, garden, greenhouse, firepit, and expansive entertaining areas. RV Parking. Air Conditioning. Enjoy the convenience of being less than half a mile from public Lake St. Clair access, featuring a public boat launch, fishing, kayaking, paddle-boarding, and year-round outdoor recreation. A rare highlight is the impressive HUGE detached shop with included equipment, perfect for car enthusiasts, contractors, hobbyists, home businesses, or anyone needing workspace. It features a vehicle lift, bathroom, sauna, office space, air compressor, and abundant storage. Multiple garage spaces, RV parking, and a premium $55,000 roof complete this one-of-a-kind property. **VA Assumable Loan at 2.75%!** Take advantage of an incredible opportunity to assume one of today's lowest interest rates.

10234 46th Avenue SE, Olympia

Listing courtesy of Keller Williams South Sound.

$429,000
4 Beds ⋅ 1 Baths ⋅ 2543369 MLS ⋅ ACTIVE Status
Welcome to 4 bedrooms and 1 full bathroom in this 1,249 square foot rambler on Gallup Ct. Move in ready with new interior paint, roof, exterior siding and paint, cabinets, quartz countertops, windows, flooring, fridge and dishwasher. All appliances stay. Kitchen is fresh and new with a large built in pantry and just the right amount of cabinet space. Lot is situated on a cul de sac with the home set back off the road offering ample driveway parking and still enough room to have a large fenced back yard. There is room to park a boat or RV easily. Enjoy your back deck while you plan where to plant your garden. The shed in the back yard will hold your yard tool plus extras. The front yard has new top soil added to smooth out the maple tree roots. No HOA so you could even store your RV or boat at home. Convieniently located for optimal commuting options for Lacey, Olympia, Tumwater, Yelm, I-5 and JBLM or convert a bedroom to an office and take advantage of the Comcast hi-speed internet and work from home. Easy 3 minute walk to City Transit Bus route 90. Elementary school bus picks up in front of the home and the high school bus picks up just inside Gallup Drive. Come make this freshly updated home yours today!

4735 Gallup Court SE, Olympia

Listing courtesy of RE/MAX Realty South.

$799,950
3 Beds ⋅ 3 Baths ⋅ 2518648 MLS ⋅ ACTIVE Status
Nestled among cedars, oaks, and firs in Pirate Cove on St. Clair Lake in Olympia, this custom-built cedar home captures the beauty of the Pacific Northwest with stunning lake views, warm natural character, and a truly inviting design. Floor-to-ceiling windows in the dramatic A-frame fill the home with natural light and bring the surrounding landscape into view from nearly every angle, while expansive decks create an effortless connection to the peaceful outdoor setting. The full walk-out lower level is designed to make the most of the lake view and offers exceptional flexibility, featuring a workshop, a guest bedroom and bath, laundry area, game room, wet bar, and wood-burning stove. The main level is equally inviting, with a second wood-burning stove adding charm, warmth, and supplemental heat. Deck access from the living room, dining room, and primary suite makes it easy to take in the tranquil surroundings, while the spacious primary retreat offers a jetted tub and large walk-in closet for everyday comfort. Upstairs, exposed cedar beams and custom-built-in bookcases add warmth and character to the loft, where one bookcase opens to a hidden finished space ideal for storage or a playful retreat. Set on nearly an acre with 180 feet of lakefront, the property also offers endless trails to explore the surrounding flora and fauna, completing this one-of-a-kind waterfront escape.

4725 Rehklau Road SE, Olympia

Listing courtesy of Elevate PNW Real Estate.

$849,000
3 Beds ⋅ 4 Baths ⋅ 2531025 MLS ⋅ ACTIVE Status
Experience the beauty of true waterfront living on Lake St. Clair, where exceptional lake views and abundant wildlife create a peaceful, unforgettable setting. Watch eagles soar overhead, deer & otters from the comfort of your own private retreat. This thoughtfully designed home features two spacious primary suites. The main-level primary suite includes a walk-in closet plus two additional closets, and a full bath with jetted tub and shower. Upstairs, the second primary suite offers its own private balcony overlooking the lake, walk-in closet, and a luxurious full bath with a jetted tub perfectly positioned to enjoy the water views. The kitchen has new quartz countertops, reverse osmosis water filtration, and an oversized walk-in pantry. A charming nook area provides the perfect space for a desk, reading corner, or cozy bistro table. The dining area and great room are designed to capture the lakefront scenery, featuring soaring cathedral ceilings, expansive windows, and abundant natural light. Step outside to the partially covered deck. The private dock includes a covered boathouse with power, making lake adventures effortless. You'll love the bonus room with a 3/4 bath located off the garage — ideal as a guest suite, studio, office or nightly rental opportunity. The covered RV space includes full hookups, offering even more flexibility and potential income possibilities. Car charger and generator included. 1-year home warranty for peace of mind. No HOA.

5436 Rehklau Road SE, Olympia

Listing courtesy of CENTURY 21 North Homes Realty.

$504,000
3 Beds ⋅ 3 Baths ⋅ 2528204 MLS ⋅ ACTIVE Status
Welcome home to this beautifully updated tri-level in Olympia’s desirable Nisqually area, just west of Lacey and conveniently close to JBLM! Nestled in a wonderful community known for its wide streets, pride of ownership, and expansive neighborhood park, this 1,576 sq. ft. home offers the perfect blend of comfort, style, and functionality. Walk inside and notice the new luxury vinyl planking throughout. Be sure to stop and admire the view from the amazing picture windows looking out onto your spacious private lot from the kitchen, and the abundance of natural light from windows and skylights The open layout features a great sized living room flowing into a light, bright eating space overlooking the yard, and 3 bedrooms and 2.5 bathrooms upstairs, including a generous primary suite with a newly added soaking tub for your own private retreat. Preferred lender is offering a 1% interest rate buy-down or 1% lender credit for closing costs. The lower-level bonus room with a half bath opens directly to a huge terraced patio and newly fully fenced backyard ideal for entertaining, relaxing, pets, or play. There’s also RV parking, providing extra flexibility for your outdoor lifestyle and storage needs. New siding and exterior paint is taken care of for you. Enjoy the peaceful setting, beautiful community atmosphere, and easy access to shopping, schools, parks, and JBLM. This move-in-ready home offers space, updates, and location all in one!

3733 Golden Eagle Loop, Olympia

Listing courtesy of Tribeca NW Real Estate.

$699,900
2 Beds ⋅ 2 Baths ⋅ 2518357 MLS ⋅ ACTIVE Status
Welcome to THE lake house! This home is rooted on the most desirable spot on Lake St Clair! This home been here since 1957 but fully updated, remodeled and not a detailed missed. Like the lake, the charm has grown with age. Step inside and feel warmth, coziness and sparkle for lake-life fun. The outdoor living spaces rival the indoors. New dock, low-maintenance turf lawn, and easy living. Perfect as a vacation getaway… or a solid income property. Paddleboard runs, boat rides, fishing or kayaking.

4624 Thompson Lane SE, Olympia

Listing courtesy of BHGRE - Northwest Home Team.

$1,190,000
4 Beds ⋅ 5 Baths ⋅ 2518708 MLS ⋅ ACTIVE Status
Tucked away on a quiet cul-de-sac in the desirable Lake St. Clair community, this exceptional custom-built retreat offers luxury living with private lake access just across the street! Boasting 4,308 sq ft, 4 bedrooms, 4.25 baths, and two oversized 2+ car garages totaling 1,364 sq ft, this one-of-a-kind home is designed for comfort, entertaining, and recreation. The main level features formal living and dining spaces, a gourmet kitchen, and a stunning primary suite complete with a double-sided fireplace, private balcony with hot tub, ductless mini-split, walk-in closet, and spa-inspired 5-piece bath with sauna, jetted tub, and heated floors. A junior primary suite with full bath, two additional bedrooms, and another full bath complete the upper level. Downstairs offers incredible flexibility with a mini kitchen/bar, family room, rec space, office/den, sunroom, and 3/4 bath. The second garage is a dream setup with a half bath, fish cleaning station, Hot Dawg heater and abundant storage. Outdoor living shines with multiple entertaining spaces including a tranquil waterfall entry, expansive patios, pond, turf yard, outdoor movie theater deck, shed, and a large enclosed pet area—creating the perfect setting for relaxing evenings, summer gatherings, and year-round enjoyment in this peaceful setting.

9825 Glory Drive SE, Olympia

Listing courtesy of Real Broker LLC.

$460,000
4 Beds ⋅ 2 Baths ⋅ 2413515 MLS ⋅ ACTIVE Status
$5,000 Buyer Bonus! Use toward a lender credit, rate buydown, upgrades, or other allowable costs. Recently appraised at $500,000! New Roof! Discover the charm of lakefront living on Lake St. Clair. This well-designed home offers a 2-bedroom septic with four versatile rooms, 1.75 baths, a spacious rec room, and a cozy living room—perfect for adapting to your lifestyle. Enjoy peace of mind with a new roof and LeafGuard gutters. The thoughtfully remodeled kitchen makes the most of its space with modern finishes and smart functionality, ideal for everyday living and entertaining. Outside, the generous lot provides plenty of room to relax, garden, or host summer gatherings. Launch your kayak, cast a line from your dock, and unwind in the serene setting of this special waterfront retreat.

10223 Sitkum Drive SE, Olympia

Listing courtesy of Keller Williams South Sound.

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