Lake City Homes with FHA Terms

Lake City Homes with FHA Terms

Lake City is a charming neighborhood located in the state of Washington, USA. Situated in the northeastern part of Seattle, Lake City offers a unique blend of suburban tranquility and urban convenience.

One of the key features of Lake City is its proximity to nature. The neighborhood is surrounded by beautiful parks and green spaces, making it an ideal location for outdoor enthusiasts. Residents can enjoy leisurely walks or bike rides along the Burke-Gilman Trail, which runs through the area, or spend a day exploring the nearby Matthews Beach Park, known for its sandy shores and stunning views of Lake Washington.

In terms of amenities, Lake City has a vibrant commercial district that offers a wide range of shopping and dining options. From trendy boutiques to cozy cafes and international cuisine, there is something for everyone. The neighborhood also boasts excellent schools and community centers, making it a great place to raise a family.

For those looking to purchase a home in Lake City, there are options available with FHA terms. FHA loans are backed by the Federal Housing Administration, providing potential buyers with more flexible financing options. This can be particularly beneficial for first-time homebuyers or individuals with lower credit scores.

Overall, Lake City offers a wonderful combination of natural beauty, convenient amenities, and attractive housing options with FHA terms. Whether you're a nature enthusiast, a food lover, or a growing family, this neighborhood has something to offer for everyone.

Newest Lake City Homes with FHA Terms

$599,950
4 Beds ⋅ 3 Baths ⋅ 2575812 MLS ⋅ ACTIVE Status
Welcome to this invitingly freshly remodeled 4-bedroom home nestled on over a quarter-acre lot. Two generous living areas with updated finishes help make this a warm and welcoming floor plan. The stunning brand new kitchen offers new appliances, ample storage, and gorgeous quartz countertops with backsplash. Luxury vinyl plank floors throughout add a touch of elegance while providing easy maintenance. Three tastefully designed bathrooms with tile finishes. Interior and exterior fresh paint. Spacious fully fenced back yard with plenty of room to garden, play, entertain, or simply enjoy a quiet evening on the patio. Driveway features plenty of parking space with ample space to accommodate your boat, RV, and extra vehicles. Located minutes away from I-5, JBLM, area lakes, and other local conveniences.

8712 Wildwood Avenue SW, Lakewood

Listing courtesy of Coldwell Banker Bain.

$769,999
3 Beds ⋅ 1 Baths ⋅ 2574252 MLS ⋅ ACTIVE Status
A beautifully renovated home, generous 8,000 sq ft lot, and a fantastic Meadowbrook location—this North Seattle rambler is ready for its next chapter. Nearly every inch of this 3-bedroom home has been thoughtfully refreshed, creating a bright, comfortable space that's truly move-in ready. Enjoy an updated kitchen and bath, new flooring, lighting and fixtures, a cozy wood-burning fireplace, mini-split heating and A/C, plus major improvements including a new roof, windows and doors. Step outside to a refreshed deck, new fencing and a spacious yard with room to entertain, garden, play or simply relax. Just down the street, enjoy Meadowbrook Community Center, Meadowbrook Playfield and Meadowbrook Pool, with a playground, sports fields, tennis courts, trails, fitness and recreation programs for all ages. Convenient access to shopping, dining, schools and commuter routes puts the best of North Seattle within easy reach. The updates are done, the space is here, and the neighborhood amenities are right outside your door.

2538 NE 107th Street, Seattle

Listing courtesy of eXp Realty.

$599,000
3 Beds ⋅ 2 Baths ⋅ 2571055 MLS ⋅ ACTIVE Status
Unbeatable commuter location townhome! Warm bamboo floors welcomeyou into the bright main-floor living and dining area. The gourmetkitchen impresses with stainless steel appliances, gas range, granite tilecounters, and rich cherry cabinetry. Thoughtfully designed floor planoffers two bedrooms on the second level, plus a private top-floor primarysuite with a huge walk-in closet and full bath. The lower level features aversatile den/office or rec room with direct garage access. Extras includea tankless water heater, fenced front yard, ample storage, built-invacuum, and built-in speakers. Minutes to shopping, dining, parks, andfreeway access.

12316 33rd Avenue NE Unit #C, Seattle

Listing courtesy of Best Choice Realty LLC.

$715,000
4 Beds ⋅ 3 Baths ⋅ 2567854 MLS ⋅ ACTIVE Status
Spectacular new construction by Cascadia Homes, where thoughtful design meets elevated coastal modern living. Custom grand foyer ft. wrought iron railing, crown molding, 9' ceilings & custom bench w/coat hooks. Open-concept great rm showcases floor-to-ceiling Italian tile FP surround & electric FP w/custom light & sound. Chef-inspired kitchen boasts quartz counters, full-height quartz backsplash, two-tone soft-close cabinetry, custom crown molding, under-cabinet lighting, glass display cabinet w/custom lighting, pantry & SS appliances. Stylish powder bath w/quartz counters, black ceramic vessel sink & tile accent wall. Upstairs offers 4 generously sized bedrooms, w/ductless mini-split & TV/internet wiring, plus convenient laundry w/quartz folding cabinet. Luxurious primary suite features custom board-and-batten accent wall, mini-split & TV/internet wiring. 5-piece ensuite w/dual quartz vanities, custom tile, tiled walk-in shower, soaking tub w/waterfall faucet & WIC w/automatic lighting. Recirculating water pump in primary for faster hot water. Ductless mini-splits throughout, wood-wrapped main-floor windows & designer finishes. Fully landscaped & fenced backyard w/extended patio. 50-year composition roof. 2-car garage w/limousine glass doors, motion lighting, EV charger & smart camera modem. Minutes to American Lake, JBLM, Steilacoom, freeways & Lakewood Towne Center. Large park across the street. No HOA! *Preferred lender is offering 1% lender credit for CC/rate buydown*

8823 121st Street SW, Lakewood

Listing courtesy of Keller Williams Realty.

$415,000
3 Beds ⋅ 2 Baths ⋅ 2562450 MLS ⋅ ACTIVE Status
Welcome to 9820 Washington Blvd SW, Lakewood, WA—a beautifully remodeled home that blends timeless charm with modern updates. Situated on a spacious 9,000-square-foot lot (approximately 0.21 acres), this property offers plenty of room to enjoy outdoor living, gardening, entertaining, or future possibilities. Inside, you'll find a thoughtfully remodeled interior with updated finishes that create a fresh, inviting atmosphere. Roof was replaced this summer. The functional layout maximizes every square foot, making the home both comfortable and practical for everyday living. Whether you're relaxing indoors or taking advantage of the generous yard, this home offers the perfect balance of style and space. Conveniently located near parks, schools, shopping, and major commuter routes, this move-in-ready property is an excellent opportunity to enjoy all that Lakewood has to offer.

9820 Washington Blvd SW, Lakewood

Listing courtesy of 5 Star Property Management.

$995,000
5 Beds ⋅ 2 Baths ⋅ 2561790 MLS ⋅ ACTIVE Status
Just beyond the fully fenced backyard lies your own private 81-foot waterfront sanctuary along Thornton Creek, where you can relax by the water, watch the occasional salmon swim upstream, or simply enjoy the sights and sounds of nature, all just steps from your back door. Tall windows in the living and dining rooms bring this peaceful setting indoors, creating inviting spaces for everyday living and entertaining. The bright main level seamlessly connects the spacious living room with its cozy wood-burning fireplace, dining room, and updated kitchen, allowing each space to flow naturally into the next. The updated kitchen features quartz countertops, abundant storage, generous work surfaces, a sunny eating nook, and opens directly to the living and dining rooms. Three spacious bedrooms with ample closet space and beautifully updated bathrooms complete the main floor. The lower level offers exceptional flexibility with a huge family room featuring a second wood-burning fireplace, two additional bedrooms, direct backyard access, and abundant storage—ideal for guests, working from home, hobbies, or multi-generational living. Fresh interior paint, LVP flooring throughout the main level, new carpet on the lower level, a one-car garage, and plenty of off-street parking, including RV, boat or trailer parking, complete the home. Tucked away on a quiet dead-end street with easy access to parks, shopping, transit, and the new light rail station. The good life starts here!

2012 NE 127th Street, Seattle

Listing courtesy of Weisbarth & Associates.

$685,000
2 Beds ⋅ 2 Baths ⋅ 2561866 MLS ⋅ ACTIVE Status
Tucked away on a quiet, traffic-restricted street, this peaceful light-filled home sits on a generous 8,323 sq ft lot. Just two blocks off Lake City Way, you can take a short 2-block walk to grocery stores, the Post Office, and local staples like Elliott Bay Brewery and Toyoda Sushi. Commuting is a breeze with direct bus lines to downtown, plus Northgate and 130th Street light rail stations both less than two miles away. Extensively remodeled down to the studs with high-efficiency insulation, the home showcases vaulted ceilings, skylights, sleek recessed LED lighting, and an open-concept layout anchored by a cozy wood-burning fireplace. French doors open to the back patio from both the primary bedroom and the main living area. The functional floor plan includes a spacious primary suite, a charming second bedroom, and updated appliances throughout (under 5 years old). Outside, a large, fully insulated garage workshop offers endless versatility or prime potential for an ADU conversion. Some photos are virtually staged.

12721 27th Avenue NE, Seattle

Listing courtesy of KW Greater Seattle.

$589,950
4 Beds ⋅ 2 Baths ⋅ 2557504 MLS ⋅ ACTIVE Status
Welcome to this spacious and charming 1.5-story Lakewood home, offering a functional 4-bedroom, 2-bathroom layout spanning over 1800 square feet of comfortable living space. Nestled in the highly desirable Lake City community, this property boasts an updated kitchen and bathrooms, beautiful hardwood flooring, and a massive bonus room perfect for entertaining. Outdoor enthusiasts will love the proximity to American Lake and American Lake Park, which are located less than a mile away for endless weekend recreation. Everyday convenience is at your doorstep with quick access to the Lakewood Towne Center for premier shopping and dining options. Best of all, commuters will appreciate the seamless access to Interstate 5 and Joint Base Lewis-McChord (JBLM), making this the perfect blend of suburban tranquility and modern accessibility.

8407 Winona Street SW, Lakewood

Listing courtesy of Inspire Realty.

$599,000
3 Beds ⋅ 3 Baths ⋅ 2557692 MLS ⋅ ACTIVE Status
FULLY FINISHED BASEMENT! From the sweet front porch, you'd never guess how much space awaits inside this beautifully remodeled home. With 2,265 sq. ft. of finished living space, it lives much larger than it appears and offers the flexibility of a 5-bedroom layout (2 non conforming)! The main level features a stunning kitchen with quartz counters, custom cabinetry, designer tile and a spacious coffee bar/extended prep area. The primary suite offers a walk-in closet, updated ensuite and French doors to the backyard deck. Two additional bedrooms and a full bath complete the main level. Downstairs, the fully finished basement is a game changer—featuring a huge second living/rec room, 2 finished bonus rooms currently staged as bedrooms, and an updated ¾ bath. Perfect for guests, home offices, hobbies, fitness or multigenerational living. Outside, enjoy an 11,673 sq. ft. fully fenced lot, fire pit, detached 2-car garage and RV parking. Minutes to American Lake Park for swimming, boating and outdoor fun, with convenient access to the American Lake VA Medical Center and JBLM. So much more than meets the eye!

9810 119th Street SW, Lakewood

Listing courtesy of KW Lake Washington So.

$799,950
3 Beds ⋅ 3 Baths ⋅ 2559164 MLS ⋅ ACTIVE Status
Welcome home to this stunning new construction in the heart of North Seattle, where no expense was spared. Thoughtfully designed with modern style and functionality, this light-filled 3-bedroom, 2.5-bath home features an open-concept layout perfect for everyday living and entertaining. The custom designer kitchen showcases sleek quartz countertops, stainless steel appliances, stylish cabinetry, and high-end finishes throughout. Large windows provide an abundance of natural light, creating a warm and inviting atmosphere. Upstairs, retreat to the spacious primary suite complete with a walk-in closet and spa-inspired ensuite featuring an oversized walk-in shower, designer finishes, and luxurious heated floors. Two additional bedrooms and a full bath offer flexibility for guests, a home office, or growing households. Additional highlights include energy-efficient mini-split heating and cooling and thoughtfully curated modern details throughout. Conveniently located just minutes from Northgate shopping and dining, light rail access, Less than 5 minutes from Virgil Flaim Park, and I-5 for an easy commute. This property is just one of four great builds. Come see the others as they are coming to market soon.

12036 Hiram Place NE, Seattle

Listing courtesy of Heaton Dainard, LLC.

$699,950
2 Beds ⋅ 2 Baths ⋅ 2553268 MLS ⋅ ACTIVE Status
Welcome home to this stunning new construction in the heart of North Seattle, where no expense was spared. Thoughtfully designed with modern style and functionality, this light-filled 2-bedroom, 1.5-bath home features an open-concept layout perfect for everyday living and entertaining. The custom designer kitchen showcases sleek quartz countertops, stainless steel appliances, stylish cabinetry, and high-end finishes throughout. Large windows provide an abundance of natural light, creating a warm and inviting atmosphere. Upstairs, retreat to the spacious primary suite complete with a walk-in closet. Bathroom has designer finishes, and luxurious heated floors. Additional highlights include energy-efficient mini-split heating and cooling and thoughtfully curated modern details throughout. Conveniently located just minutes from Northgate shopping and dining, light rail access, Less than 5 minutes from Virgil Flaim Park, and I-5 for an easy commute. This property is just one of four great builds. Come see the others as they are coming to market soon.

12034 Hiram Place NE, Seattle

Listing courtesy of Heaton Dainard, LLC.

$599,950
2 Beds ⋅ 3 Baths ⋅ 2547267 MLS ⋅ ACTIVE Status
Experience elevated urban living in this modern corner-unit townhouse in Seattle's vibrant Lake City neighborhood. This thoughtfully designed 2-bedroom, 2.25-bath home lives larger than its footprint, offering abundant natural light and beautiful west-facing sunset views. The stylish kitchen blends warmth and function with stainless steel appliances, a gas range, and plenty of workspace for everyday living and entertaining. Quality finishes continue throughout, including luxury vinyl plank flooring, plush wall-to-wall carpeting, recessed lighting, and a clean, contemporary aesthetic. Upstairs, you'll find two spacious primary suites, each with its own private ensuite bathroom, providing comfort and flexibility for guests, roommates, or working from home. Best of all, there's no HOA. Enjoy the convenience of nearby restaurants, cafés, and shopping, along with quick access to Lake City Way, I-5, the University of Washington, Seattle Children's Hospital, public transit, and the Link light rail. Modern living, low maintenance, and an unbeatable location all in one exceptional home. Seller to offer buyer credit of $10,000 towards pre paids and closing costs.

12032 33rd Ave NE Unit #F, Seattle

Listing courtesy of Windermere Real Estate Midtown.

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