Lacey Homes with Assumable Terms

Lacey Homes with Assumable Terms

Welcome to the charming neighborhood of Lacey, situated in Thurston County, Washington, US. Lacey is a vibrant city known for its picturesque surroundings, friendly community, and a wide range of amenities that cater to residents of all ages.

One of the unique features of homes in Lacey is the option for assumable terms. This means that when you purchase a property with assumable terms, you can take over the seller's existing mortgage, which can be a great advantage in certain situations.

Living in Lacey offers a perfect blend of urban convenience and natural beauty. Residents enjoy easy access to parks, lakes, and hiking trails, making it an ideal location for outdoor enthusiasts. The city also boasts excellent schools, shopping centers, restaurants, and entertainment options, ensuring that there is always something to do for everyone.

Whether you are looking for a cozy suburban home or a modern apartment, Lacey has a diverse range of real estate options to suit your needs. With its welcoming community, beautiful surroundings, and unique housing opportunities, Lacey is a place that you will be proud to call home.

Newest Lacey Homes with Assumable Terms

$575,000
3 Beds ⋅ 3 Baths ⋅ 2571739 MLS ⋅ ACTIVE Status
$147K in upgrades and an ASSUMABLE 2.25% VA loan, open to military or civilian buyers who qualify. Brand new inside, nothing left to do. Full kitchen remodel w/ custom cabinets, granite and quartz, center island, induction cooktop and smart oven, pull out shelves, app controlled lighting. Both baths fully remodeled, LVP throughout, all new lighting and fixtures. Vaulted entry open to the second story w/ skylights, smart lock and new front door. Formal living and dining plus a separate family room w/ gas fireplace. Built in bar w/ granite, wine holder, espresso plumbing and mini fridge that stays. Main level den w/ glass French doors works as an office or 4th room. Built in desk conveys. Oversized upper primary w/ vaulted ceiling, sitting area, walk in closet, dual sinks, porcelain tile, quartz, soaking tub and rain head shower. Main level laundry. New paint, doors, trim and ceiling fans throughout. Hardwired smoke detectors. 2021 roof w/ transferable 10 yr warranty, central AC w/ Trane whole house filtration, newer 50 gal water heater, deep gutters, euro lift and slide patio door, steel insulated garage door. Cul de sac frontage. Fenced backyard w/ 20x10 gazebo, patio off the nook, playground w/ swings, rings, monkey bars and slide that stay, apple, cherry and crab apple trees, grapes, raspberries and garden beds. Storage shed, 50 amp outlet, EV ready. 2 car garage plus extra parking. HOA covers gated code entry beach access on Long Lake, Arbors Park and trails.

7501 39th Avenue SE, Lacey

Listing courtesy of Keller Williams Realty.

$459,950
3 Beds ⋅ 4 Baths ⋅ 2567321 MLS ⋅ ACTIVE Status
Welcome to 3319 Bali St NE in Lacey—a spacious, well-maintained townhome offering the convenience of low-maintenance living with HOA dues under $100/month! The versatile 3-bedroom layout features a dedicated bathroom with a shower for every bedroom, making it ideal for guests, multi-generational living, roommates, or anyone who appreciates extra privacy. The primary suite is a true retreat with a walk-in closet, dual sinks, and a relaxing soaking tub. Inside, you’ll find durable LVP flooring, generous storage, and plenty of room to spread out with both a large living room and family room. Enjoy summer BBQs from the second-story deck, plus the everyday convenience of an attached 2-car garage. Located near parks, recreation, shopping, Costco, Home Depot, Walmart, and everyday essentials, with JBLM approximately 15 minutes away. A great opportunity for buyers looking for space, convenience, and low-maintenance living in Lacey!

3319 Bali Street NE, Lacey

Listing courtesy of KW Mountains to Sound Realty.

$450,000
3 Beds ⋅ 2 Baths ⋅ 2567366 MLS ⋅ ACTIVE Status
Turnkey Living Under $450K—Huge Lot, Fresh Upgrades & Absolute Privacy! Welcome home to 4432 29th Ave SE! Perfectly positioned in a quiet, desirable Lacey neighborhood, this move-in-ready gem delivers the ultimate combination of high-value interior updates, massive outdoor space, and unbeatable price positioning. At just $450,000, this property outshines the competition and won't last through the weekend. Key Highlights: Exceptional Outdoor Living: Spread out on an expansive, rare-for-the-price lot. Designed for low-stress enjoyment, high privacy, and maximum utility—perfect for weekend BBQs, garden projects, or entertaining. Fully Fenced & Secure: Enjoy complete peace of mind with a robust, fully enclosed perimeter ideal for pets, play, and private outdoor gatherings. Effortless Location: Minutes to schools, parks, shopping centers, and direct commute corridors to JBLM and I-5. Whether you are seeking a high-yield investment, a reliable turnkey start, or a home with real room to breathe, this property represents the best dollar-for-dollar value in the 98503 zip code. Schedule your walkthrough today before it’s gone!

4432 29th Avenue SE, Lacey

Listing courtesy of Cascade Home Group.

$389,900
3 Beds ⋅ 3 Baths ⋅ 2552213 MLS ⋅ ACTIVE Status
It's your lucky day! This immaculate 3 bedroom 2.5 bathroom townhome in Rainier Crossing with rare primary bedroom on main level will appeal to even the pickiest of buyers! Many recent updates including new flooring throughout - carpet upstairs and luxury vinyl on main, new water heater in 2026, furnace is a few years old, 6 panel doors, new stove, dishwasher & fridge. The open layout is sure to impress and the private fully fenced patio that doubles as catio is the icing on the cake! Oh but wait ~ there's more! Seeking peace and quiet? This location is ideal ~ a block to Western Chehalis trail yet only minutes away via car to I-5, Costco, restaurants and easy commute to JBLM. Welcome Home! Seller’s mortgage pmt is ~$1758/mo (3.125% interest); seller is open to considering strong assumption offer with $10K price premium.

6620 Millstone Lane SE Unit #L104, Lacey

Listing courtesy of John L. Scott Dupont.

$499,000
4 Beds ⋅ 3 Baths ⋅ 2545028 MLS ⋅ ACTIVE Status
**ASSUMABLE VA 3.25% INTEREST RATE!!** Comfort and convenience align in this generously designed home featuring 4 bedrooms, an additional office/den on the main floor, bonus loft upstairs, & luxurious primary en suite! Accommodations abound in the multiple rooms this home offers, including a separate work-from-home space! Kitchen design delights w wood floors, granite slab counters, rich wood cabinets, stainless appliances, & dedicated pantry, open to the family room where a gas fireplace & side windows bring comfort & light. A welcoming living room at entry offers an alternative gathering or play space, while the office provides a flex room to meet a variety of needs. Upstairs, the primary suite brings a relaxing vibe w its vaulted ceilings, dual vanity, soaker tub, glass door shower, & walk-in-closet. The bonus area in the loft speaks complete comfort for all, with 3 additional bedrooms & full bathroom along the perimeter and a dedicated laundry room conveniently situated near the primary. The covered front & back aggregate patios are welcoming and easy to enjoy--this corner lot allows for a very private back patio experience surrounded by greenery, unique to this beautiful home! Fresh exterior paint & the recent addition of AC mean comfort & peace of mind. Join the lovely community of SummerWalk w its tree-lined streets, neighborhood parks, & nearby Rainier Vista community park and sports complex, along with shopping, eateries, & schools; JBLM just minutes away.

5200 54th Avenue SE, Lacey

Listing courtesy of RE/MAX Northwest.

$537,500
3 Beds ⋅ 2 Baths ⋅ 2500286 MLS ⋅ ACTIVE Status
Welcome home to this beautifully updated rambler, where comfort, style, and convenience come together in one of the area's most desirable locations. Thoughtfully designed with a split-bedroom floor plan and an open-concept living space, this home is perfect for everyday living and effortless entertaining. Gather around the cozy gas fireplace, or enjoy quiet evenings in your private primary retreat featuring a spa-inspired ensuite with double vanities, a relaxing soaking tub, separate walk-in shower, and spacious walk-in closet. Major updates—including a new A/C system and hot water heater—provide peace of mind, allowing you to simply move in and start enjoying your new home. Step outside and experience the best of the neighborhood, with convenient access to JBLM, schools, shopping, dining, parks, and I-5. Whether you're commuting, exploring the community, or relaxing at home, this location offers the lifestyle you've been looking for. Homes that combine modern updates, an ideal floor plan, and an unbeatable location don't come along often. Come experience it for yourself—you'll understand why this is the one you've been waiting for.

9120 Kelly Court NE, Lacey

Listing courtesy of Think Frink Home Team.

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