Lacey Homes with FHA Terms

Lacey Homes with FHA Terms

Located in Thurston County, Washington, the charming neighborhood of Lacey offers a desirable place to call home. Situated in the United States, Lacey is an ideal location for those seeking a peaceful and family-friendly community.

Lacey boasts a range of amenities and attractions, making it an attractive destination for residents and visitors alike. With its close proximity to nature, residents can enjoy outdoor activities such as hiking, biking, and boating in the nearby parks and lakes. The stunning Nisqually National Wildlife Refuge is a popular spot for birdwatching and exploring the natural beauty of the area.

For those looking to settle down in Lacey, the availability of homes with FHA terms provides an excellent opportunity. FHA (Federal Housing Administration) loans are a type of mortgage that offers low down payment options, making homeownership more accessible for many individuals and families. These homes are often well-maintained and meet certain standards set by the FHA, giving buyers peace of mind.

Lacey is also known for its excellent schools, making it an attractive choice for families with children. The neighborhood is served by the North Thurston Public Schools district, which is dedicated to providing quality education to its students.

With its picturesque surroundings, convenient amenities, and the availability of homes with FHA terms, Lacey is a neighborhood that offers the perfect combination of comfort and affordability. Whether you're a nature enthusiast, a growing family, or someone looking for a tight-knit community, Lacey has something to offer for everyone.

Newest Lacey Homes with FHA Terms

$375,000
3 Beds ⋅ 3 Baths ⋅ 2568827 MLS ⋅ ACTIVE Status
Welcome to The Park! Great opportunity to own a 3-bedroom, 2.5-bath home on an extra-large, fully fenced lot with an expansive deck—perfect for entertaining, gardening, outdoor activities, or creating your own private retreat. This 1,313 SF home offers a great floor plan, spacious primary suite with a large walk-in closet, kitchen with eating bar, cozy brick fireplace, and 2-car garage. Added features include mini-split A/C, solar panels, and a newer whole-house water filtration system located in the garage, plus an additional drinking-water filtration system under the kitchen sink. Located on a quiet dead-end street in a desirable community offering a clubhouse, swimming pool and playground. Convenient to shopping, schools, parks, I-5 and JBLM. Bring your vision and make this home your own! Amazing opportunity to build equity and enjoy an exceptional lot in a great location—seller’s loss is your gain!

6106 Carmel Lane SE, Lacey

Listing courtesy of Century 21 Van Dorm Realty.

$749,999
2 Beds ⋅ 2 Baths ⋅ 2569371 MLS ⋅ ACTIVE Status
What's Special: Best Seller | Gourmet Kitchen. New Construction – Ready Now! Welcome to the Oak II at 2926 Balsamroot Dr SE in Ovation at Oak Tree! This thoughtfully designed home features two bedrooms, a versatile study, and a spacious walk-in closet in the serene primary suite. The open-concept layout invites connection, with a generous great room that flows into a bright kitchen with an oversized island and a welcoming dining area. Toward the front of the home, you'll find a charming foyer, a full laundry room, an additional bathroom, and a convenient two-car garage. Additional Highlights include: deluxe shower at primary bath - includes mudset floor, transitional handheld shower on existing valve, 3/8" frameless enclosure with tile to the ceiling, gourmet kitchen with GE profile 36" gas cooktop, refrigerator, washer and dryer, backyard landscaping and blinds. Photos are for representative purposes only. Builder broker registration policy requires, if represented, your broker register you with Community Site agent prior to OR with you, on your 1st visit. MLS#2569371

2926 Balsamroot Drive SE, Lacey

Listing courtesy of Cascadian King Company, L.L.C..

$469,000
4 Beds ⋅ 2 Baths ⋅ 2564587 MLS ⋅ ACTIVE Status
First time on the market in over 30 years! This well-loved home offers a rare opportunity to own a property with solid bones, timeless character, and endless potential. Featuring a newer 50-gallon water heater, a roof that's only six years old, and a well-maintained heating system, many of the major components have already been cared for.Beautiful original hardwood floors extend throughout the spacious living areas and bedrooms, adding warmth and classic appeal. While some updates have already been completed, there's still plenty of opportunity to personalize the home and create the space you've always envisioned.The lower level offers exceptional flexibility with a large bonus room, an additional bedroom, and a ¾ bath—ideal for guests, a home office, or multi-generational living.Conveniently located just minutes from I-5, medical facilities, shopping, and schools, this home combines accessibility with the charm of an established neighborhood featuring generous quarter-acre (±0.25 acre) lots. Don't miss your chance to make this special property your own.

5111 21st Avenue SE, Lacey

Listing courtesy of eXp Realty.

$628,888
3 Beds ⋅ 2 Baths ⋅ 2569032 MLS ⋅ ACTIVE Status
Rare opportunity to own one of the original homes just off College Street in highly desirable Lacey!Moments from Rainier Vista Community Park & desirable schools,this beautifully transformed nearly 2,000sft Rambler offers 3bd/2ba & an exceptional floor plan w/ 2 spacious living areas. No detail overlooked in this thoughtfully planned, complete remodel. Every element selected to create a cohesive, elevated home that feels both stylish & inviting. A warm Scandinavian-rustic aesthetic is carried throughout w/gorgeous tile, refined finishes, soft natural color palette & an abundance of natural light. Open-concept kitchen serves as the heart of the home, flowing effortlessly into the living & entertaining spaces, while a fully equipped wet bar makes hosting a breeze. Situated on a large, private corner lot with plenty of parking for residents and guests, perfect for entertaining!This property is perfectly suited for gatherings & entertaining!Relax in your own peaceful retreat,the setting offers a wonderful combination of space and privacy. Adding to the property’s uniqueness is a rare private well—an exceptional benefit this close to town, providing an independent water source and naturally sourced groundwater without reliance on a municipal water supply. From the carefully curated remodel & beautiful design details to the generous parking, private corner lot, and rare well, this is a truly special Lacey home where original character and thoughtful modern living come together!

5025 45th Avenue SE, Lacey

Listing courtesy of AgencyOne.

$520,000
3 Beds ⋅ 3 Baths ⋅ 2568946 MLS ⋅ ACTIVE Status
This 3-bedroom, 2.5-bath home in Lacey offers 1,802 sq ft of well-designed living space with a layout that just makes sense. The open main floor features laminate flooring throughout, a gas fireplace in the living area, and a kitchen with an eat-at bar and dedicated dining space — great for everyday living and entertaining alike.Upstairs, a loft flex area gives you the versatility to create a home office, reading nook, or whatever your lifestyle calls for. The primary suite offers a private retreat, while two additional bedrooms round out the upper level.Out back, a private patio and fully fenced low-maintenance yard give you an outdoor escape without the upkeep. The 2-car garage features rear entry alley access — keeping your street presence clean and uncluttered.Conveniently located near shopping, dining, freeways, and Joint Base Lewis-McChord.

4061 Galena Street SE, Lacey

Listing courtesy of Premier Real Estate Partners.

$450,000
3 Beds ⋅ 3 Baths ⋅ 2568099 MLS ⋅ ACTIVE Status
Welcome to Campus Reserve Townhomes! This one-owner Lennar Fern plan offers three levels of thoughtfully designed living on a premium lot. The main level features the main outside entry, a versatile flex or rec room and direct 2-car attached garage access. Up one floor, enjoy an open-concept great room, dining area and kitchen, plus a convenient powder room. The top floor offers a private primary suite with ensuite bath, a spacious secondary bedroom and an additional full bath. Comfort is covered year-round with ductless heat pump mini splits and cadet heaters. All appliances are included, plus the home features a transferable 10-year builder warranty for added peace of mind. Ideally located just minutes from a top local golf course and close to shopping, restaurants, everyday amenities and easy I-5 access, just miles to JBLM! Ask your broker for a private viewing today.

3244 Juno Court NE Unit #B, Olympia

Listing courtesy of John L. Scott Lacey.

$489,995
3 Beds ⋅ 3 Baths ⋅ 2568359 MLS ⋅ ACTIVE Status
Welcome to Ventura Crossing DR Horton's most recent community in Lacey. Experience comfort and convenience in the Pine floor plan. This elegant design features an alley-load garage offering you a bright and spacious living and dining area right through the front door. The well-equipped kitchen with quartz countertops is ready for any occasion. Upstairs, find two comfortable bedrooms, a laundry room, a full bathroom, and the primary suite. Featuring hard surface flooring, paint grade cabinets, white millwork & doors, Stainless Steel Appliances, Quartz Countertops, Formal dining space along with a breakfast noon and bar seating for those of us that like to entertain & much more. Ventura Crossing has open spaces with mature trees surrounding the community, Western Chehalis Trail close by, beautiful surroundings and convenient location just minutes to I-5, JBLM, shopping, & recreation. A heat pump provides efficient year-round comfort. A pre-wired 50-amp circuit for electric vehicle charger ready. Smart home technology and D.R. Horton’s 10-year warranty come standard. Community amenities include a park, open green spaces Served by North Thurston School District with all three schools within approximately 1 mile. Below market rates and a buyer bonus available through the preferred lender for qualified buyers. Buyers must register their real estate broker on first visit, including open houses.

1616 Danner Lane NE Unit #28, Lacey

Listing courtesy of D.R. Horton.

$379,700
3 Beds ⋅ 3 Baths ⋅ 2567888 MLS ⋅ ACTIVE Status
One of Lacey's best-kept, affordable condo projects. Extremely easy and convenient living. 3BR | 2.5 Bath | with 2-car garage. Turnkey ready! Private patio, gas fireplace, all appliances. Just steps away from all your needs, businesses, schools, I-5, JBLM, and leisure. Take advantage of Lacey’s strong park system, trails, lakes, and nearby natural areas in the South Sound. Golf, hiking, and water activities are very close by. Come enjoy carefree simplicity. Monthly HOA dues include water, sewer, earthquake insurance, exterior building, and common area maintenance. Great layout, Generous room sizes, closets and cupboards, and walk-in closets in primary + second bedroom. Fully fenced patio. Lots of extra bonuses make it a must see.

6629 Millstone Lane SE Unit #E105, Lacey

Listing courtesy of RE/MAX Parkside Affiliates.

$459,950
3 Beds ⋅ 4 Baths ⋅ 2567321 MLS ⋅ ACTIVE Status
Welcome to 3319 Bali St NE in Lacey—a spacious, well-maintained townhome offering the convenience of low-maintenance living with HOA dues under $100/month! The versatile 3-bedroom layout features a dedicated bathroom with a shower for every bedroom, making it ideal for guests, multi-generational living, roommates, or anyone who appreciates extra privacy. The primary suite is a true retreat with a walk-in closet, dual sinks, and a relaxing soaking tub. Inside, you’ll find durable LVP flooring, generous storage, and plenty of room to spread out with both a large living room and family room. Enjoy summer BBQs from the second-story deck, plus the everyday convenience of an attached 2-car garage. Located near parks, recreation, shopping, Costco, Home Depot, Walmart, and everyday essentials, with JBLM approximately 15 minutes away. A great opportunity for buyers looking for space, convenience, and low-maintenance living in Lacey!

3319 Bali Street NE, Lacey

Listing courtesy of KW Mountains to Sound Realty.

$425,000
3 Beds ⋅ 1 Baths ⋅ 2567536 MLS ⋅ ACTIVE Status
Charming 1955 Mid-Century Home in Lacey near the beautiful Panorama Senior Living Pea Patch awaits you. This solid, corner-lot charmer is nestled in a wonderfully happy and welcoming neighborhood and the enchanting yard is colored by its variety of landscaping, creating a private oasis. Combining solid character with modern readiness, this home features updated windows, a single-car garage, dedicated RV parking, and is generator ready for total peace of mind. Quiet mornings on the covered patio, a fenced backyard and a great location, all combine for the perfect place to come home to. Take a look today and see if you can make it your own.

1815 Curtis Court SE, Lacey

Listing courtesy of Realty One Group Bold.

$450,000
3 Beds ⋅ 2 Baths ⋅ 2567366 MLS ⋅ ACTIVE Status
Turnkey Living Under $450K—Huge Lot, Fresh Upgrades & Absolute Privacy! Welcome home to 4432 29th Ave SE! Perfectly positioned in a quiet, desirable Lacey neighborhood, this move-in-ready gem delivers the ultimate combination of high-value interior updates, massive outdoor space, and unbeatable price positioning. At just $450,000, this property outshines the competition and won't last through the weekend. Key Highlights: Exceptional Outdoor Living: Spread out on an expansive, rare-for-the-price lot. Designed for low-stress enjoyment, high privacy, and maximum utility—perfect for weekend BBQs, garden projects, or entertaining. Fully Fenced & Secure: Enjoy complete peace of mind with a robust, fully enclosed perimeter ideal for pets, play, and private outdoor gatherings. Effortless Location: Minutes to schools, parks, shopping centers, and direct commute corridors to JBLM and I-5. Whether you are seeking a high-yield investment, a reliable turnkey start, or a home with real room to breathe, this property represents the best dollar-for-dollar value in the 98503 zip code. Schedule your walkthrough today before it’s gone!

4432 29th Avenue SE, Lacey

Listing courtesy of Cascade Home Group.

$749,999
3 Beds ⋅ 2 Baths ⋅ 2562507 MLS ⋅ ACTIVE Status
Beautifully Updated Lacey Home with Acreage, Massive Garage, and Private Primary Suite Level! Discover a rare opportunity in Lacey to own acreage with incredible room to grow, add equity, and customize your living space. Featuring a massive 6-bay detached garage complete with a brand new roof, an unfinished basement/garage area, and a separate detached bonus space ready to be transformed into a home gym, office, or game room. Inside, the entire top floor is dedicated to a private primary suite retreat, featuring the main bedroom, bathroom, and an adjoining open bonus space—ideal for a private sitting area, home office, or cozy reading nook. Plus, an additional bonus room downstairs that provides flexible space that could easily serve as a 4th bedroom. The home has been updated with a new water heater, fresh paint, brand new carpets, siding, windows, energy-efficient ductless mini-splits for year-round heating and cooling. located just an easy ~20-minute commute to JBLM and quick access to I-5, alongside being just a 10-minute drive to Long Lake Park, Costco, local shopping, and schools, this property combines acreage, incredible convenience, and endless opportunities to add value.

7728 Mesplay Avenue SE, Lacey

Listing courtesy of John L. Scott, Inc.

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