Kitsap Lake Homes with FHA Terms

Kitsap Lake Homes with FHA Terms

Located in Bremerton, Washington, Kitsap Lake is a charming neighborhood that offers a tranquil and picturesque setting for residents to call home. Situated in Kitsap County, this area is known for its natural beauty and convenient access to various amenities and attractions.

Living in Kitsap Lake means enjoying the best of both worlds - a peaceful suburban atmosphere with easy access to the bustling city of Bremerton. The neighborhood is renowned for its stunning lake, which provides residents with opportunities for boating, fishing, and other water activities. The surrounding lush greenery and tree-lined streets create a serene ambiance that is perfect for those seeking a peaceful retreat.

In terms of real estate, Kitsap Lake offers a range of housing options, including single-family homes and townhouses. One notable feature is the availability of homes with FHA terms. This means that potential buyers may have the opportunity to secure financing through the Federal Housing Administration, which can be advantageous for those who may not qualify for conventional loans.

Living in a home with FHA terms can provide buyers with more flexible down payment options and potentially lower closing costs. This can make homeownership more accessible and affordable for a wider range of individuals and families.

Overall, Kitsap Lake is a desirable neighborhood that offers a serene and picturesque setting, along with convenient access to amenities and homes with FHA terms. Whether you're looking for a peaceful retreat or a family-friendly community, Kitsap Lake has something to offer for everyone.

Newest Kitsap Lake Homes with FHA Terms

$415,000
2 Beds ⋅ 2 Baths ⋅ 2568174 MLS ⋅ ACTIVE Status
Adorable home on a peaceful, dead-end street in Bremerton. Sitting on a fully fenced corner lot, this charming rambler combines the best of both worlds, with old school architecture and details with modern conveniences and updates. Windows adorn the open living room, allowing the natural light to fill the room. Updated kitchen and open dining room offer the perfect setting for a quaint entertaining space. Two bedrooms plus two bathrooms, including the Primary bedroom with unique built-ins. Second bedroom includes an attached en-suite bathroom; ideal for a guest space or roommates. Attached additional storage space for added convenience. Easy drive to the highway makes your commute a breeze!

1159 Hazel Avenue NW, Bremerton

Listing courtesy of Keller Williams Greater 360.

$619,950
4 Beds ⋅ 3 Baths ⋅ 2563069 MLS ⋅ ACTIVE Status
Enjoy breathtaking views of Kitsap Lake and the Olympic Mountains from this light filled, modern 4-bedroom, 2.5-bath home tucked away on a private road in one of Bremerton's most desirable neighborhoods. With nearly half an acre and over 2,300 square feet, the open floor plan offers generous living spaces designed for comfortable everyday living and effortless entertaining. The primary suite is a true retreat with a private view balcony, cozy fireplace, walk-in closet, and luxurious 5-piece bath with a jetted tub. Additional highlights include central AC, gas heat, Hardie Plank siding, built-in vacuum, a large utility room, and low-maintenance landscaping. Relax on the rear deck while taking in the views and watching the seasons change on the Olympic Mountains. Minutes to PSNS, Naval Base Kitsap–Bremerton, Bangor, Keyport, Kitsap Lake, parks, schools, and Highway 3.

6110 Lakemont Lane, Bremerton

Listing courtesy of Windermere RE West Sound Inc..

$824,000
3 Beds ⋅ 3 Baths ⋅ 2551147 MLS ⋅ CONTINGENT Status
SELLER SAYS SELL!! NOW LISTED ALMOST $100k UNDER ORIGINAL LIST PRICE. Experience breathtaking views of the Olympic Mountains and Kitsap Lake from this stunning property in the desirable Dockside community. This impeccably designed home features soaring ceilings, skylights, two fireplaces, and a smart home security system. The interior has been thoughtfully updated with quartz countertops in the kitchen and bathrooms, complemented by new vinyl plank flooring throughout most living areas. The expansive main-floor primary suite offers spectacular lake and mountain views, an extra-large walk-in closet, and a double vanity with a separate tub and shower. This gem provides effortless, single-level living, with two additional bedrooms on the main level and views from almost every room. The home offers easy, no-step access from the three-car garage to the utility room and the rest of the living space. The lower level includes a versatile studio with a private entrance and a 3/4 bath, perfect for guests or multi-generational living. Outside, you will enjoy a generous driveway with 4+ additional parking spaces in addition to the oversized three-car garage. Facing the lake is a large Trex deck with retractable awnings. There is also a walk-in crawl space under the house housing the furnace and water heater, offering significant storage. Home Wired for Generator. Residents enjoy exclusive access to a gated private waterfront park with a dock.

6074 Osprey Circle, Bremerton

Listing courtesy of Infinity Real Estate, LLC.

$1,220,000
2 Beds ⋅ 2 Baths ⋅ 2543292 MLS ⋅ ACTIVE Status
ATTN: Builders, Investors & Dreamers! Rare opportunity to own nearly one acre of prime waterfront on Kitsap Lake with 103 feet of shoreline & breathtaking sunset views. Enjoy this special property as-is, create your custom lakefront estate, or capitalize on the significant development potential. The seller has completed the heavy lifting, securing final short plat approval for a shovel-ready four-parcel development opportunity. Proposed layout includes: • Parcel A (Roadside)– 1,837 sq ft • Parcel B – Existing home 2052 sq ft • Parcel C Waterfront 2080 sq ft • Parcel D Waterfront–2400 sq ft. All four parcels benefit from shared water & dock access easements. City water, city sewer, natural gas & PSE utilities are available at the street. In the meantime, enjoy lakeside living in the charming, remodeled turnkey 2-bedroom, 2-bath lakehouse featuring a spacious open-concept floor plan & modern kitchen designed for entertaining. There is abundant parking for boats, RVs, recreational toys & guests. Additional value includes a waterside cabin structure that can be restored, repurposed, or removed to suit your vision. Recreation at it's finest- paddle, ski, swim & relax! Conveniently located minutes from ferries, naval bases, highways, shopping & everyday amenities. This is a truly rare waterfront estate & development opportunity offering exceptional flexibility, lifestyle & long-term value. Contact the listing broker for the complete development file & short plat information.

1278 Kitsap Lake Road NW, Bremerton

Listing courtesy of Redfin.

$924,999
4 Beds ⋅ 3 Baths ⋅ 2525772 MLS ⋅ ACTIVE Status
Welcome to Dockside! As a resident, you'll enjoy exclusive access to the private community park and dock. This stunning home is ideally situated directly across from the lake, offering outstanding water views and breathtaking vistas of the Olympic Mountains. Designed for both comfortable living and entertaining, the expansive covered deck provides ample space for gatherings large and small. Inside, you'll find 4 spacious bedrooms, 3 bathrooms, and a 3-car garage. The versatile media room is perfect for a home theater, workout space, or additional living area, while the separate downstairs office offers an ideal work-from-home setup, with a separate entrance. Additional features include air conditioning, beautifully landscaped grounds with meticulous maintenance, and plenty of room to enjoy both indoor and outdoor living. Conveniently located near shopping, dining, and the exciting redevelopment of downtown Bremerton's Quincy Square, this home also offers quick access to the highway, ferry terminals, and local naval bases, making commuting a breeze. Lake views, mountain views, private community amenities, and an exceptional location—this is Pacific Northwest living at its finest.

6027 Osprey Circle, Bremerton

Listing courtesy of RE/MAX Anchor.

$349,900
3 Beds ⋅ 2 Baths ⋅ 2539166 MLS ⋅ PENDING SHORT SALE Status
Tucked away from the road on a spacious lot, this well-maintained home offers privacy, comfort & a functional single-level layout. Vaulted ceilings and an open-concept design create an inviting living space that flows seamlessly between the living room, dining area & kitchen. The primary suite features a private bath, while two additional bedrooms and a full hall bath provide flexibility for guests, hobbies or workspace needs. Recent updates include new flooring, fresh interior paint, updated countertops and energy-efficient vinyl windows. A detached garage provides valuable parking, storage or workshop space, while the large deck offers room to relax and enjoy the peaceful setting. Conveniently located near Kitsap Lake, shopping, ferries, PSNS, Bangor Base and Highway 3, this property combines a quiet setting with easy access to everyday amenities.

2035 Chico Way NW, Bremerton

Listing courtesy of eXp Realty.

$550,000
3 Beds ⋅ 3 Baths ⋅ 2482504 MLS ⋅ ACTIVE Status
This completely remodeled, midcentury home blends timeless character with modern luxury. Perched above Kitsap Lake and situated on a private, fully fenced, 23,000 sq foot lot, the property offers exceptional space for recreation, hobbies & storage. Remodeled in 2023, this home showcases a stunning, designer kitchen with quartz countertops, elegant cabinetry and views of the lake. Extensive upgrades include all new millwork, flooring, interior/exterior paint, tile work including heated floors in the kitchen & bathrooms & so much more. The versatile floor plan features main level living with a bedroom, bath & laundry plus 2 bedrooms and a full bath upstairs. The lower level offers incredible flexibility with a separate entrance, 2 more finished rooms, a living room and a full bath, perfect for multi-generational living or potential rental income. Additional upgrades include a new 98% efficiency furnace w/ AC unit., a new 50-year roof (2025) with transferable warranty and EV charging in the carport. This is outdoor living at its best with a spacious Trex deck, a brand-new hot tub and a serene, tree lined yard providing ultimate privacy. A detached garage has room for shop. Conveniently located within walking distance to lake, restaurants & grocery store w/easy access to Naval Base Kitsap, highways & shopping. Boat launch is 1/2 mile from the home.

1913 Deville Drive NW, Bremerton

Listing courtesy of BCR LLC.

$689,000
4 Beds ⋅ 3 Baths ⋅ 2498943 MLS ⋅ ACTIVE Status
Rare 4-bedroom home located in a highly desirable Dockside community with private access to beautiful Kitsap Lake and views of The Brothers Olympic mountains. This inviting home features an open stairway leading to the second floor, creating a bright and spacious feel from the moment you enter. The primary suite offers a private retreat with an ensuite bath featuring double sinks, a separate shower, oversized soaking tub, private toilet area, and a mirrored walk-in closet. Recent upgrades throughout the home include stunning new granite kitchen countertops, new kitchen cabinetry, new flooring throughout, and fresh interior and exterior paint, giving the home a clean, updated look. Enjoy exclusive HOA amenities including gated private dock access to Kitsap Lake for fishing, swimming, and relaxing at the picnic area.

7016 Osprey Circle, Bremerton

Listing courtesy of Bedrock Realty LLC.

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