Kingston Homes with FHA Terms

Kingston Homes with FHA Terms

Welcome to the charming neighborhood of Kingston, located in Kitsap County, Washington. Known for its stunning natural beauty and small-town charm, Kingston offers residents a peaceful and picturesque place to call home.

With its close proximity to the Puget Sound, residents of Kingston enjoy easy access to a variety of outdoor activities, including hiking, boating, and beachcombing. The town is also home to a vibrant community of local shops, restaurants, and cafes, providing plenty of options for shopping and dining.

For those looking to purchase a home in Kingston, you'll be pleased to know that there are options available with FHA terms. This means that qualifying buyers can take advantage of low down payments and flexible credit requirements, making homeownership more accessible.

Whether you're drawn to Kingston for its natural beauty, small-town atmosphere, or convenient amenities, this neighborhood has something to offer everyone. Come discover the beauty and charm of Kingston and find your perfect home in this idyllic corner of Washington state.

Newest Kingston Homes with FHA Terms

$799,000
3 Beds ⋅ 3 Baths ⋅ 2571494 MLS ⋅ ACTIVE Status
Welcome to this downtown Kingston gem! Carefree one-level living in Seabrook Cove, a prime location nestled alongside the Carpenter Creek Estuary. This beautifully maintained 3-bedroom home offers 1,860 sq ft of thoughtfully designed living space on a sunny, level lot with green space right outside your door. Inside, clean modern architecture and sleek lines are layered with warm, tactile finishes—shiplap accents, solid wood doors and millwork, and beautiful tile, wood and quartz details create a sophisticated yet inviting atmosphere. Soaring vaulted ceilings and generous windows bring the beauty of the Pacific Northwest right home to you. A cozy gas fireplace anchors the great room, while the open kitchen is made for gathering with solid quartz countertops, stainless appliances, a spacious island, and walk-in pantry. The primary suite offers a walk-in closet and double vanity. Energy-efficient ductless mini-split heat pumps provide year-round comfort. Enjoy morning coffee or evening gatherings on the covered rear deck overlooking the greenery, with an attached 2-car garage for parking and storage. Generous crawl space offers potential for future expansion. Best of all, walk to the ferry, downtown Kingston, and Heritage Park trails. A beautiful home, a wonderful setting, and an easy Kingston lifestyle—come see for yourself!

25719 Seabrook Place NE, Kingston

Listing courtesy of Driftwood Real Estate.

$860,000
3 Beds ⋅ 3 Baths ⋅ 2574830 MLS ⋅ ACTIVE Status
Set behind a curtain of mature evergreens on nearly half an acre, this exquisitely remodeled Craftsman oasis offers timeless elegance, elevated finishes, & an overwhelming sense of peace and tranquility, just minutes from the Kingston ferry. This single-owner custom home has been meticulously maintained and is turnkey for its new owner. Generous outdoor living space with front/back covered porches and manicured touches in every direction. The interior reflects an uncompromising top-to-bottom renovation: brand-new roof (2026), luxuriously updated bathrooms, new flooring & carpet throughout, & rich quartz countertops throughout the home, with forced air heat & AC for effortless comfort. The chef's kitchen is beautifully appointed with quartz counters and new appliances — ready for those who love to entertain or get the most functionality out of everyday life. 2,399 SF unfolds across 3 bedrooms & 2.5 baths, filled with light from handsome oversized windows. Outside, the grounds are magazine-worthy: professionally landscaped w/ 360-degree irrigation sustaining a sweeping lawn, sculpted stone-edged beds, layered shrubs, flower gardens, & even hanging baskets. Public water, private septic, & an attached 492 SF garage complete this desirable offering. Sophisticated, low-maintenance living minutes from downtown Kingston, with an easy ferry commute to Seattle.

10601 NE Dry Creek Way, Kingston

Listing courtesy of Windermere RE West Sound Inc..

$899,000
3 Beds ⋅ 3 Baths ⋅ 2569449 MLS ⋅ ACTIVE Status
Better than new with many extras-this one level living home features 3 bedrooms plus office, primary bedroom with 5 piece bath, large walk-in closet. An 8 foot entry door with sidelight. 3 car garage, cat 5 wiring,tankless recirculating water heater, ductless mini splits for heat and A/C. Custom window treatments throughout. Stainless steel appliances, a large covered deck with propane valve for BBQ. Beautiful landscaaped. All within walking distance/ minutes to the ferry. A rare find. A great welcoming community.

10849 NE Apple Tree Point Lane, Kingston

Listing courtesy of John L. Scott, Inc..

$1,450,000
3 Beds ⋅ 4 Baths ⋅ 2572477 MLS ⋅ ACTIVE Status
An Exceptional Kingston Retreat perched to capture stunning Puget Sound vistas offering the perfect blend of tranquility & NW quality craftsmanship. Wake up to sweeping water views, passing ferries & ever-changing sunsets that paint the sky in brilliant color. Nestled on a shy 2.5 acres in a coveted Sound view setting while experiencing serenity, scenery & lifestyle. Tucked at the end of your meandering private driveway this rare find welcomes you to a delightful entry adorned w/endless flowering gardens, natural beauty & open spaces. Featuring open concept living, space galore for entertaining & custom appt's are accented by a wall of windows to the gorgeous landscape + Sound Views. Your gourmet kitchen offers gorgeous granite surfaces, ample tall hickory cabinetry, large Serving Is, SS appliances, walk-in pantry, eating nook & opens to the Great rm accessing your covered view deck. The main level features ease in one-level living w/new white oak hardwoods, 2 Jr. Suites, Primary EnSuite & oversized formal dining rm. The convenient upper level provides a Bonus rm & optn'l 4th bdrm/Flex rm overlooking the mesmerizing Sound Views. Perfectly located, this peaceful oasis is just mins to DT Kingston, Ferry, local shops, dining & outdoor recreation. Whether you're entertaining on the deck, enjoying your morning coffee w/a view or simply unwinding at days end, you'll find inspiration abound. Your everyday escape awaits! BRAND NEW ROOF COMPLETED SOON - Please no driveway drivebys.

23506 Seatter Road NE, Kingston

Listing courtesy of RE/MAX Northwest.

$277,400
2 Beds ⋅ 1 Baths ⋅ 2568162 MLS ⋅ ACTIVE Status
Charming 2 bed 1 bath condo near Kingston Ferry terminal, this inviting ground floor unit features new flooring throughout and a new water heater. Being a corner unit provides extra privacy, along with a private patio that's perfect for summer BBQ's, gardening space, outdoor relaxation and entertaining . Enjoy a convenient location within walking distance of Kingston ferry Terminal. grocery stores, restaurants downtown, close to White horse golf course, beach, Parks & Trails. HOA is $329per month which includes water,Garbage and landscaping. Whether you are looking for an investment opportunity, a vacation/Summer home or your own comfortable place near the water, this condo offers great potential at an attractive price.

26425 Pennsylvania Avenue NE Unit #34, Kingston

Listing courtesy of eXp Realty.

$949,000
4 Beds ⋅ 3 Baths ⋅ 2566650 MLS ⋅ ACTIVE Status
3 bedrooms, 2.75 bathrooms house located on 2.5 beautiful, park-like acres, plus a finished ADU above a detached insulated garage/shop with a 3/4 bath, kitchen, entertaining space and the building is on it's own separate meter. The main home boasts spacious rooms, large kitchen with SS appliances, eating space, office with French doors off of the bonus room, woodburning fireplace in the living room, and the primary suite has a five piece bath including a soaking tub. The entertainment sized deck was replaced in 2022, and has a nice gazebo for outside dining in the backyard. The metal roof on the the home, shop and out-buildings were all replaced in 2021 and the attached garage is pre-wired for a generator and has storage and shelves galore! The Kingston Ferry is only 10 minutes away, and Safeway, Hansville and beach are located within 7 miles. Washer and dryer are negotiable.

7781 NE Frog Hollow Street, Kingston

Listing courtesy of John L. Scott, Inc..

$310,000
2 Beds ⋅ 1 Baths ⋅ 2556449 MLS ⋅ ACTIVE Status
Beautifully updated 2-bedroom+1-bath condo in the heart of Kingston! The spacious living room with cozy fireplace opens to a private deck where you can enjoy peekaboo water views and views of majestic Mt. Rainier. The functional galley kitchen offers ample cabinet and counter space, granite countertops, new stylish tile backsplash, and freshly painted cabinets. The generous primary bedroom provides a peaceful retreat. This move-in ready home features all-new luxury vinyl plank flooring, fresh interior paint updated bathroom. Additional updates include new white outlets, switches, and heaters for a clean, modern finish. HOA covers water, sewer, trash and lawn service. The deck also features a private storage room. One assigned covered parking space and lots of extra guest parking nearby. Conveniently located near the Kingston ferry, shopping, restaurants, parks, and beaches, making commuting and enjoying the best of the Kitsap Peninsula easy.

26435 Pennsylvania Avenue Unit #47, Kingston

Listing courtesy of Keller Williams Greater 360.

$589,000
3 Beds ⋅ 2 Baths ⋅ 2543632 MLS ⋅ CONTINGENT Status
Looking for a modern, like-new home w/ huge shop and outbuildings on acreage? Built in 2024 and tucked away on a private road off a quiet, tree-lined street, the home is just minutes from downtown Kingston and the ferries. Designed for easy one-level living, the floor plan offers separation and privacy with the primary suite on one end of the home and two additional bedrooms plus bath on the opposite side. The gorgeous kitchen shines at the center of the home and was made for entertaining with a ton of storage, generous counter space, and an open flow into the two main living areas. Outside, so much usable space. The 36' x 36' shop/3 bay garage is fully insulated with 200-amp service and provides the space for hobbies, vehicles, or business needs. An additional 12' x 12' outbuilding with electricity is a bonus and could be shop/studio/storage. Friends and family visiting with campers/RVs will have room to stay. The sunny, private backyard is perfect for gardening, outdoor gatherings, or simply relaxing and listening to the sounds of the PNW. Enjoy country living without giving up proximity to town and ferry access. Seller pre inspection available! Don’t miss the farm stand at the start of Night Owl!

31571 Night Owl Avenue NE, Kingston

Listing courtesy of Charter Real Estate.

$659,000
3 Beds ⋅ 4 Baths ⋅ 2541002 MLS ⋅ ACTIVE Status
On the sought-after Kingston Hill, this beautifully maintained 3-bedroom, 3-bath home offers expansive territorial views and exceptional indoor-outdoor living. A new roof was installed in 2019, remodeled kitchen features new cabinetry, a custom bar, and abundant space for gathering. UPDATES INCLUDE: new appliances, new water heater, new flooring, deck recently stained, newer fence, and a primary bath remodel! Vaulted ceilings, bay windows, and custom built-ins add warmth and character throughout. Enjoy entertaining on two spacious decks overlooking the scenic surroundings, while the fully fenced yard provides privacy and flexibility. The updated primary bath offers a stylish retreat, and the versatile lower level provides endless possibilities—ideal for a media room, playroom, home office, gym, guest space, or multi-generational living. Conveniently located in one of Kingston’s most desirable neighborhoods, this home combines thoughtful updates with timeless appeal and stunning views.

26227 Montera Loop NE, Kingston

Listing courtesy of Better Properties UP/Fircrest.

$1,125,000
3 Beds ⋅ 3 Baths ⋅ 2538270 MLS ⋅ ACTIVE Status
This custom craftsman-style retreat offers a fully reimagined home with territorial and Olympic Mountain views, space to spread out, and the turnkey work already done, all set on 3.11 private acres at the end of a quiet dead-end road. Over $100,000 in recent improvements, including new LVP flooring, countertops, painted cabinets, solid-core doors, hardware, light fixtures, and interior and exterior trim paint, leave nothing to do but move in. A covered front porch invites you to slow down and take in the serenity before you step inside to a generous living room anchored by a gas fireplace and a floor-to-ceiling wall of windows framing your acreage and the Olympics beyond. The living room flows seamlessly into a kitchen with ample storage and room to dine, then continues to a formal dining room overlooking the manicured landscaping and mature trees. A smart split-bedroom layout places two bedrooms and a full bath on one end, with the spacious primary suite privately set on the other, complete with access to the view-facing deck, a spa-like bath with soaking tub, and a generous walk-in closet. Downstairs, an expansive bonus room adds a ¾ bath, access to the lower-level patio, and a connected shop or creative space. Outside, the west-facing grounds deliver a fenced area, raised garden beds, mature fruit trees, a large yard, carport, RV parking and a double-bay garage/shop. With quick access to grocery stores, Port Gamble, and the Kingston ferry, this one is not to be missed.

27581 Heavenly Place NE, Kingston

Listing courtesy of The Agency Seattle.

$419,900
3 Beds ⋅ 3 Baths ⋅ 2537684 MLS ⋅ ACTIVE Status
Imagine Owning an Affordable, Low-Maintenance Home in a Peaceful Setting where the Seattle & Edmonds Commute is Easier than Ever—Just a 15-Minute Walk, or a Mile+ Drive to the Ferry! The Kingston to Edmonds Ferry is a Breeze, and the Ferry to DT Seattle is 39 Minutes! You'll Note the Freshly Painted Exteriors in this Well-Maintained Garden Encompassed Community! This Move-in-Ready Home Offers True Value w/ HOA Dues Covering All Ext Maintenance, including the Roof, Plus Water, Sewer, Garbage, & Road, & Landscaped Grounds! Step Inside to a Light-Filled Interior Complete w/ Newer Interior Paint & Appealing Updates! Easy- Care Vinyl Plank Floors, Crisp White Doors, New Trim, Updated Lighting, & Newer SS Appliances—including Gas Range! The Kitchen Seamlessly Flows to the Dining Area & Great Rm w/ Cozy Fireplace! The Sliding Door Opens to a Private Patio & PNW Landscape w/ No Neighbors in View Behind! Upstairs, a Generous Primary Suite w/ a Large Walk-in Closet & an Updated Full Bath w/ Slab-Top Vanity & New Fixtures! Two Add'l Bedrooms & Updated Guest Bath w/ Slab Top Vanity & Fixtures! An Individual Garage w/ Storage Space, Driveway Parking, & Abundant Visitor Parking! This Near 1300 Sq Ft, 3 Bd, 2.5 Bath Home is Located w/in Minutes from Shopping, Schools, Parks, & Historic Poulsbo! An Easy Commute to Naval Base Kitsap, USCG Base Seattle, & Bainbridge Island! Come Experience the Perfect Blend of Convenience, Comfort, & Carefree Living in this Charming & Quaint Community!

10612 NE Kingston Meadows Circle, Kingston

Listing courtesy of RE/MAX Exclusive.

$714,265
4 Beds ⋅ 3 Baths ⋅ 2529224 MLS ⋅ ACTIVE Status
Welcome to the Trinidad Flat by Pulte Homes in the Arborwood community. Set on a larger homesite, this home offers a functional layout with modern finishes and well-designed living spaces that support both comfortable living and a productive lifestyle. Thoughtful separation between gathering areas and private spaces creates flexibility for working from home, staying organized, and managing everyday routines with ease. The main level features an open-concept floor plan with the gathering room, fireplace, kitchen, and café area connected for easy everyday living and entertaining. Just off the kitchen, a spacious covered deck extends the living space outdoors, offering a convenient spot to relax, recharge, or work from home in fresh air. The home also includes a convenient garage entry into the kitchen and a large walk-in pantry nearby, designed to simplify busy daily routines. Upstairs, the primary suite is privately positioned away from the secondary bedrooms, creating a quiet retreat ideal for rest and separation from the day’s activities. The ensuite bath includes a glass-enclosed walk-in shower. **This home is just starting to be built. Please inquire for more information. Broker Registration Policy - Broker Must Register Client Upon First Visit. If Broker unable to attend, Broker to register Client in advance or Buyer to register their Broker upon first visit. Failure to do so will result in no compensation.

23418 Marinwood Circle NE Unit #01812, Kingston

Listing courtesy of Pulte Homes of Washington Inc.

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