Kelso Homes with FHA Terms

Kelso Homes with FHA Terms

Kelso, located in Cowlitz County, Washington, is a vibrant city that offers a wonderful place to call home. Situated in the beautiful Pacific Northwest region of the United States, Kelso boasts a charming small-town atmosphere with easy access to big-city amenities.

One of the great advantages of living in Kelso is the availability of homes with FHA terms. FHA, short for Federal Housing Administration, offers loans that are backed by the government, making it easier for individuals and families to qualify for homeownership. With FHA terms, buyers can enjoy lower down payments, more flexible credit requirements, and competitive interest rates.

Whether you're a first-time homebuyer or looking to upgrade your current living situation, Kelso has a variety of homes that meet FHA criteria. From cozy single-family houses to spacious townhomes, there is something for everyone's taste and budget. Many of these homes come with modern amenities, such as updated kitchens, open floor plans, and beautiful outdoor spaces.

Living in Kelso means being part of a close-knit community that values its residents. The city offers excellent schools, parks, and recreational facilities, making it an ideal place for families. With its proximity to the scenic beauty of the Pacific Northwest, outdoor enthusiasts will find plenty of opportunities for hiking, fishing, and exploring nature.

If you're considering buying a home in Kelso, the availability of homes with FHA terms makes it even more enticing. Contact a local real estate agent to explore the options and find the perfect home that suits your needs and preferences.

Newest Kelso Homes with FHA Terms

$715,000
3 Beds ⋅ 3 Baths ⋅ 2575840 MLS ⋅ ACTIVE Status
Welcome to your dream country estate, perfectly blending modern luxury with tranquil acreage. Nestled on 3.3 beautifully landscaped acres, this completely updated 2,716-square-foot masterpiece offers the ultimate retreat. Inside, the home boasts a layout designed for both productivity and relaxation, featuring a dedicated private office and a spacious family room. The heart of the home showcases stunning custom cabinetry and high-end finishes throughout. Escape to the huge primary bedroom suite, a true sanctuary offering generous space and a peaceful atmosphere.Stepping outside, your private entertainment haven awaits. Gather with guests on the expansive deck, or unwind in the dedicated outdoor seating area around the fire pit under the stars.For the hobbyist, craftsman, or outdoor enthusiast, this property is unmatched. It features a shop complete with its own cozy fireplace, perfect for year-round projects. Additionally, the property provides ample, dedicated RV parking with plenty of room for all your toys and vehicles.Every inch of this beautiful home has been completely updated and meticulously maintained. It is ready for you to move in and enjoy the perfect balance of luxury, privacy, and utility.

215 Walnut Acres Road, Kelso

Listing courtesy of RE/MAX Premier Group.

$410,000
3 Beds ⋅ 2 Baths ⋅ 2531830 MLS ⋅ ACTIVE Status
Comfortable, move-in ready, and full of charm — this 1996-built Kelso home checks all the boxes. Spread across 1,676 SF, the layout features 3 bedrooms, 1.75 baths, and a generous primary bedroom with plenty of room to make your own. Newer vinyl plank flooring gives the home a clean, updated feel from the moment you walk in. Step outside to a lovely front deck ideal for relaxing or entertaining. A 2-car garage rounds out this solid, well-rounded package in a great price range.

506 Church Street, Kelso

Listing courtesy of RE/MAX Premier Group.

$450,000
4 Beds ⋅ 3 Baths ⋅ 2571780 MLS ⋅ ACTIVE Status
Spacious One-Level Living on a Double Lot Welcome home to this beautifully refreshed 4 bedroom, 2.5 bath single-level home situated on a desirable double lot with protected greenspace behind, offering added privacy and a peaceful backdrop. The updated kitchen, fresh interior paint, and new carpet throughout create a clean, inviting feel that’s truly move-in ready. The long driveway provides plenty of parking and leads to an attached garage with a built-in workbench, while a separate wood shed offers additional storage. The spacious primary suite features a private en-suite bathroom, and the large utility room includes washer/dryer space and plenty of storage. A standout feature is the covered deck with a skylights —an inviting space the owners enjoy year-round and use almost like an additional room. The wrap-around porch provides even more outdoor living space and multiple spots to relax and enjoy the setting. Shed in back for firewood storage- lots of wood already there! Leveled back area ready for another shed or shop. The dining room features a slider for easy access to the outdoor spaces, making entertaining and everyday living seamless. With a double lot, protected greenspace behind, updated finishes, abundant storage, and exceptional indoor-outdoor living, this home offers comfort, privacy, and flexibility all in one. Close to 1-5 this one is so special! Come see in person

108 Swiftwater Place, Kelso

Listing courtesy of WA Move Real Estate LLC.

$489,000
4 Beds ⋅ 3 Baths ⋅ 2568169 MLS ⋅ ACTIVE Status
Tucked away at the end of a quiet dead end road, this spacious 4 bedroom + office home offers something for the everyone; the perfect balance of privacy, functionality, and a peaceful country-like setting just minutes from town and the I5. Situated on a total 1.34 acres with approx. a half acre of usable yard with the remaining property acting as a natural backdrop and buffer with no through traffic. Nearly 2500sf of practical living, this home is filled with opportunities; upstairs you'll find 4 great sized bedrooms including a primary suite with ensuite full bath and walk-in closet and another full hall bath. The main level features a dedicated office along with a convenient 3/4 bath just off of the laundry room and an attached 3 bay 900+sf garage/shop. Multiple gathering spaces including a formal dining room in between the kitchen and the living room with access to the balcony deck overlooking the surrounding trees, and an additional family room for a few more places to gather and entertain. A covered front porch waiting for rocking chairs adds to the timeless charm and gives that warm first impression. A fenced front yard for play and pets, a separate fenced garden and plenty of places for flowers too! Heat pump/ac, new hot water heater, a well maintained home ready for personal touches and updates to truly make it shine. Please no drivebys, private road, security in place, must be accompanied with a Realtor.

551 Haussler Road, Kelso

Listing courtesy of Realty One Group Pacifica.

$429,000
3 Beds ⋅ 3 Baths ⋅ 2563806 MLS ⋅ ACTIVE Status
Dream location right outside the beautiful town of Kelso, WA that is just 2 minutes to I5. This BRAND NEW 2 level home is a rare find! Located on a private paved driveway w/excellent southern exposure this 3 Bed 2-1/2 Bath home is a gem w/its well laid out floor plan. This build includes cabinet filled kitchen w/quartz cntrs, full stainless steel appls package, and dining area. Primary suite features a WI closet. Ductless heat & for year-round comfort. Covered back patio to enjoy summer meals and a fully fenced in backyard. It has room to garden and enjoy the beautifully finished landscaping. Beautiful area in SW WA, see why locals seek it out! Incredible opportunity to be the first to live in this fantastic new property!

103 Haussler Road, Kelso

Listing courtesy of TRELORA Realty, Inc..

$339,900
2 Beds ⋅ 2 Baths ⋅ 2556645 MLS ⋅ ACTIVE Status
Classic 1950's ranch offering timeless character, original hardwood floors, and updates throughout. Located on a spacious corner lot in Kelso's desirable Butler Acres neighborhood, this move-in ready home features two oversized bedrooms, 1.5 bathrooms, a cozy wood-burning fireplace, a spacious laundry/mudroom, an attached garage, RV/Boat parking, and multiple flexible outbuildings. Recent improvements include a new roof in 2022, and a new sewer line. Established gardens throughout, a new back deck, and a covered front porch. It is conveniently located near Butler Acres Elementary, shopping, dining, and just 3 minutes to I-5.

813 N 16th Avenue, Kelso

Listing courtesy of The Bordak Group, LLC.

$349,900
4 Beds ⋅ 2 Baths ⋅ 2502353 MLS ⋅ ACTIVE Status
Move-in ready 4 bed, 2 bath home offering 1,490 sq ft on a 0.09-acre lot. Features include brand new carpet and fresh interior paint throughout, creating a clean, updated interior. All bedrooms include walk-in closets, providing generous storage space. Functional floor plan with comfortable living areas and good natural flow. Convenient location with access to local amenities, services, and commuter routes. A solid opportunity for buyers seeking space, updates, and practicality.

616 N 4th Avenue, Kelso

Listing courtesy of Keller Williams-Premier Prtnrs.

$310,000
3 Beds ⋅ 1 Baths ⋅ 2543443 MLS ⋅ ACTIVE Status
Welcome to this charming 3-bedroom, 1-bath home nestled on a quiet dead-end street in Longview's desirable Beacon Hill neighborhood. Offering 1,008 square feet of comfortable living space on a generous .19-acre lot, this home combines privacy, convenience, and recent upgrades. The bright, open living area features vaulted ceilings and a new pellet stove, creating a warm and inviting atmosphere. Enjoy peace of mind with a new roof and solar system installed in 2025, providing added efficiency and long-term value. Outside, the private backyard offers a deck, room to garden, entertain, or simply relax, while RV parking provides added flexibility. Conveniently located near schools, parks, shopping, and everyday amenities, this property is a fantastic opportunity for first-time buyers, downsizers, or anyone seeking comfortable single-level living in a peaceful setting.

147 Mountain View Drive, Longview

Listing courtesy of eXp Realty.

$395,000
4 Beds ⋅ 2 Baths ⋅ 2529927 MLS ⋅ ACTIVE Status
EXPERIENCE THE GROWTH !! THIS PROPERTY IS NOW READY!! - A GREAT LARGE HOME……or A GREAT RENTAL……or GREAT FOR MULTIGENERATIONAL LIVING - THIS LARGE SQUARE FOOTAGE HOME IS AVAILABLE!! - RDM USE (Residential Mixed Use) 4 BEDROOMS OR MORE - POTENTIAL FOR TWO KITCHENS UPSTAIRS AND DOWNSTAIRS (Plumbing is Already Installed.) - GREAT FOR LARGE RENTAL PROPERTY (A creative investor could get 6+ bedrooms out of this property/ Use as a per-bedroom rental with common areas; to create amazing cash flow.) - WELL BUILT, DURABLE, AND UPDATED - (Wood Floors Throughout/ Double Pane Vinyl Windows/ And more.) - ADDITIONAL DEN - LARGE FAMILY ROOM OR COMMON AREA - OFFICE/BONUS ROOM - SEPARATE UTILITY AREA - UNFINISHED BASEMENT (With Development Opportunity) PEACEFUL LOT - CLOSE TO AMENITIES - I-5 ACCESS ( Minutes Away ) AND MUCH MORE! Schedule an appointment today! TIME TO EXPERIENCE THE GROWTH!! This Property is for you!!

309 NW 2nd Avenue, Kelso

Listing courtesy of RE/MAX Premier Group.

$739,000
3 Beds ⋅ 3 Baths ⋅ 2525055 MLS ⋅ ACTIVE Status
Tired of cookie cutter homes? Welcome to this incredible Columbia River and territorial view home located in the gated Bluff Estates neighborhood just off the Kalama River Road Exit. Situated on a private 2-acre parcel just minutes from downtown Kalama, riverfront activities, shopping, dining, and beautiful new Kalama schools. This 2,333 sq ft home features 3 bedrooms, 2.5 bathrooms, including the primary suite and vaulted den on the main floor. Enjoy a large detached deluxe shop with patio to deck with stunning Columbia River views & fire pit hang out! The impressive vaulted great room showcases floor-to-ceiling windows and stunning views in every direction of the Columbia River and surrounding hills. Beautiful updates throughout including a remodeled primary bathroom with soaking tub, heated floors, walk-in shower, and walk-in closet. Upstairs offers 2 bedrooms, a full bath, and flexible loft space perfect for an office, game room, or additional living area. Central vacuum and remote blinds add convenience throughout. Enjoy covered outdoor living with TV hookup, private hot tub, wraparound view deck, partially fenced yard and attached oversized 2-car garage with EV charger and generator wiring. The detached shop offers incredible entertaining and storage space with car lift, RV/boat parking, RV hookup, 220 power, air compressor plumbing, workshop space, and plenty of room for hobbies or toys. Easy maintenance property with privacy, views, and year-round enjoyment.

72 Bluff Road, Kelso

Listing courtesy of Windermere Northwest Living.

$680,000
3 Beds ⋅ 4 Baths ⋅ 2471541 MLS ⋅ ACTIVE Status
Modern home offering a well-designed floor plan with convenient access to I-5 and nearby services. This custom-built residence, approximately two years old, features quality finishes and territorial sunset views. The open-concept layout includes a spacious living area, kitchen with island, loft, balcony, dedicated office space, and a generous primary suite. Two additional bedrooms share a Jack-and-Jill bathroom.The kitchen is equipped with stainless steel appliances, including a six-burner gas cooktop with griddle and wall-mounted double ovens. Ductless heat pumps provide efficient heating and cooling, complemented by a gas fireplace. Attached three-car garage with additional storage.Outdoor spaces include a balcony suitable for outdoor use and a more private rear patio. The home is clean, move-in ready, and offers flexibility in use and layout. Information deemed reliable but not guaranteed; buyers to verify all details to their satisfaction.

133 Cedar Falls Drive, Kelso

Listing courtesy of Century 21 Northstar.

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