Kalama Homes with USDA Loan Terms

Kalama Homes with USDA Loan Terms

Located in the scenic city of Kalama, Washington, this neighborhood offers a delightful blend of small-town charm and natural beauty. Situated in Cowlitz County, Kalama is a picturesque city known for its stunning views of the Columbia River and its rich history.

For those looking to buy a home in this area, there is great news. Kalama offers homes with USDA loan terms, making it an attractive option for buyers. The USDA loan program is designed to help low to moderate-income individuals and families achieve their dream of homeownership. With favorable loan terms and low-interest rates, this program provides an affordable option for those looking to settle in Kalama.

The homes in this neighborhood are not only affordable but also offer a range of amenities and features. From cozy single-family houses to spacious townhomes, there is something to suit every lifestyle and budget. Many of these homes are nestled in peaceful, tree-lined streets, creating a serene and welcoming atmosphere.

Living in Kalama means enjoying a close-knit community and a range of outdoor activities. Residents can explore the nearby Kalama River, where they can fish, kayak, or simply relax by the water. The city also boasts a charming downtown area with local shops, restaurants, and cafes, perfect for a leisurely stroll.

With its beautiful surroundings, affordable housing options, and a strong sense of community, Kalama is an excellent choice for those looking to settle down in Washington. Whether you're a first-time buyer or looking to upgrade, Kalama has something to offer for everyone.

Newest Kalama Homes with USDA Loan Terms

$460,000
3 Beds ⋅ 3 Baths ⋅ 2572503 MLS ⋅ ACTIVE Status
This charming home is situated near downtown Kalama, parks, restaurants and the waterfront! Beyond the privacy hedge is a fully fenced yard with raised garden beds, covered front and back porches, and a detached two car garage with alley access and extra parking. The main floor features living and family rooms plus a den/office or formal dining room. Kitchen, half bath, and utility room also on the main level. Upstairs you'll find three bedrooms, two more bathrooms. The primary suite features double closets and a tile shower. Lots of personalized touches like vessel sinks, custom shelving, and all hard surface flooring throughout the home. Many big updates like an all new roof and deck cover, triple pane windows, and new exterior doors provide peace of mind! Cement board siding and newer exterior paint add to this solid home!

428 S 2nd Place, Kalama

Listing courtesy of Key Results Real Estate.

$1,100,000
4 Beds ⋅ 3 Baths ⋅ 2569794 MLS ⋅ ACTIVE Status
IN THE EAST HILLS OF SOUTH COWLITZ COUNTY: THIS GORGEOUS “EAST HILLS ESTATE” UNFOLDS - THIS PROPERTY CAPTIVATES PRIVACY IN EVERY DIRECTION - EXPERIENCE OVER 4000 Square ft of this BEAUTIFUL RESIDENCE - 4 HUGE BEDROOMS - 1 LARGE OFFICE - 3 LARGE/MODERN BATHROOMS - PRIMARY HOUSE IS UPDATED THROUGHOUT - SEPARATED PRIVATE ENTRANCES - TO INCLUDE: UPPER AND LOWER PRIMARY SUITES (Bathrooms En-Suite) W/ Balcony Access - HALLWAYS AND SPACES CONNECT (For a Beautiful Effective Layout) - THE LUXURIOUS VAULT OF THE GREAT ROOM; ACCOMPANIES THE OPEN CONCEPT MODERN KITCHEN; WITH PERFECTION - NORTH AND SOUTH BALCONIES Overlooking the East Hills delivers The GREAT NORTHWEST EXPERIENCE - LOWER KITCHEN - FAMILY ROOM - MULTIGENERATIONAL LIVING OPPORTUNITIES - CIRCULAR DRIVEWAY- RV PARKING - PERFECT BLEND OF MODERN/FARMHOUSE - MAGNIFICENT EQUESTRIAN BARN - EQUIPPED WITH ENCLOSURES - LOFT - CONCRETE FLOORS - A SUPERB LAYOUT - HUGE SHOP (1700+ Square ft) - PERFECTLY SITUATED ON THE PROPERTY - LARGE BAY DOORS - CONCRETE FLOORS - HIGH CEILINGS - W/Power, Water, Parking , Storage …etc - The ESTATE INCLUDES AN EXTRA HOME (W/Its Own Septic system And utilities) on the property and allows for an array of CREATIVE POSSIBILITIES - LOCAL AMENITIES NEARBY(Kalama’s Marine Park/ McMenamins /Mountain Timber Market) - ACCESS TO I-5 (Less than 1 Mile) 2 PARCELS INCLUDED - YOUR DREAM IS NOW A REALITY!! HOME WARRANTY WITH PURCHASE !! CALL AND BOOK AN APPOINTMENT TODAY - COME HOME TO THE EAST HILLS ESTATE!!!

231 Ring Road, Kalama

Listing courtesy of RE/MAX Premier Group.

$925,000
3 Beds ⋅ 3 Baths ⋅ 2568446 MLS ⋅ ACTIVE Status
Welcome to 503 Cemetery Rd, where comfort, functionality, and privacy come together on 7.06 beautiful acres in desirable Kalama. This thoughtfully designed 3-bedroom, 2.5-bath home features an open-concept layout filled with natural light, a spacious kitchen with ample storage, and a dedicated home office complete with its own private exterior entrance and direct access to the garage—perfect for working from home or running a business. The living area is pre-wired for surround sound, creating an ideal space for entertaining or movie nights. Step outside to enjoy the covered back patio, already plumbed for gas, overlooking the fire pit and peaceful wooded surroundings. A large, level side yard offers shop-ready potential, while recently planted Leyland cypress trees along both sides of the property will provide even more privacy as they mature. The professionally designed landscaping beds are pre-wired for exterior lighting, making it easy to enhance the home's curb appeal and evening ambiance. Beyond the backyard, explore your own network of wooded trails perfect for walking, riding ATVs, or dirt bikes. The oversized 3-car garage provides plenty of room for vehicles, hobbies, and storage. Enjoy the perfect balance of usable land, recreational acreage, and modern convenience with city utilities and easy access to I-5, schools, and downtown Kalama.

503 Cemetery Road, Kalama

Listing courtesy of Windermere Northwest Living.

$445,000
2 Beds ⋅ 1 Baths ⋅ 2553771 MLS ⋅ ACTIVE Status
Built in 2019, this energy-efficient 2-bedroom, 1-bath home sits on a spacious 1/3-acre lot in one of Kalama's most desirable neighborhoods, offering beautiful partial Columbia River views. The open floor plan features a well-designed kitchen with abundant cabinetry, generous counter space, and stainless steel appliances that stay. The dining area and primary suite both provide access to the rear deck, and the primary bedroom includes a full bath. Recent updates include new carpet and fresh paint on the exterior doors and trim. A ductless heat pump provides year-round comfort. Outside, enjoy a covered front patio, fenced backyard with plenty of garden space, and room to expand your outdoor living. The detached one-car garage includes an automatic opener and a 100-amp electrical panel. Seller reports an average PUD bill of approximately $100 per month, and approximately three years remain on the builder's transferable home warranty. Conveniently located just minutes from downtown Kalama, the Columbia River waterfront, fishing, shopping, dining, and the popular McMenamins Kalama Harbor Lodge, this move-in-ready home offers the perfect balance of comfort, efficiency, and location.

1009 Taylor Road, Kalama

Listing courtesy of RE/MAX Premier Group.

$299,900
2 Beds ⋅ 1 Baths ⋅ 2542800 MLS ⋅ ACTIVE Status
Enjoy Columbia River views from this beautifully remodeled 2-bedroom, 1-bath single-level home, perfectly located within walking distance to all of Kalama’s amenities, shops, restaurants, and waterfront attractions. This move-in-ready home has been thoughtfully updated throughout and features a stunning new kitchen with modern cabinetry, stainless steel appliances, and stylish finishes. Additional upgrades include new flooring, fresh interior and exterior paint, updated fixtures, and a fully remodeled bathroom with elegant tile work. Major improvements such as a newer roof and windows provide added value and peace of mind. An oversized attached one-car garage offers plenty of room for parking, storage, or workspace. This home combines modern updates, incredible river views, and an unbeatable in-town location. Homes like this in Kalama don’t come along often—schedule your showing today!

11 Ashland Street, Kalama

Listing courtesy of Berkshire Hathaway HS NW.

$610,000
4 Beds ⋅ 3 Baths ⋅ 2539633 MLS ⋅ ACTIVE Status
Previously a model home, this one has all of the bells and whistles! A gourmet kitchen is the center of the home with double ovens, a large center island, corner pantry and quartz countertops. High ceilings and an open layout that flows out to the extra large covered patio that's wired for a hot tub with rock walls and lots of colorful landscaping! A convenient gas fireplace is perfect for cozy evenings in, while the backyard oasis is a perfect place for entertaining guests! Four generous bedrooms plus an office. The primary suite offers a corner soaking tub, walk in closet, and double sinks. Convenient upstairs utility room. Third car garage and driveway parking. Located on a dead end street in popular Stone Forest, where there are neighborhood parks, trails, and sidewalks to enjoy!

406 Stone Park, Kalama

Listing courtesy of Key Results Real Estate.

$590,000
4 Beds ⋅ 3 Baths ⋅ 2539039 MLS ⋅ ACTIVE Status
Welcome to this classic and comfortable home tucked away on a quiet street just blocks from the heart of downtown Kalama. Timeless characteristics like real hardwood floors, original cabinetry, and decorative brick fireplaces are complimented by thoughtful updates to tile showers, countertops, and more. This spacious home offers room to live, gather, and grow! The main level features three bedrooms and two beautifully updated bathrooms. Large picture windows create a warm, inviting atmosphere filled with natural light. The kitchen has granite countertops, a cozy eating nook, and direct access to the deck—which is a perfect place to take in the Columbia River view. Downstairs, the full daylight basement opens up a world of possibilities. Ideal for multi-generational living, guests, or rental income, it includes a second kitchen, living room, bedroom, bathroom, and two fully finished bonus rooms. With both an interior staircase and a separate exterior entrance leading to the patio and backyard, the space offers flexibility and privacy. Efficient mini-split system for heating and cooling. Outside, mature landscaping provides year-round color and charm, complemented by terraced walls, concrete walkways, and a beautifully maintained yard. A detached tool shed, attached two-car garage, and ample parking add everyday convenience. Rich in character and full of updates, this well-loved Kalama home is ready to welcome its next chapter.

80 Summit Drive, Kalama

Listing courtesy of Key Results Real Estate.

$495,000
3 Beds ⋅ 3 Baths ⋅ 2537946 MLS ⋅ ACTIVE Status
Built in 2019 and exceptionally well maintained, this move-in ready home offers the feel of new construction without the wait. Bright open-concept kitchen, dining, and living areas with LVP flooring, stainless steel appliances, large pantry, and walk-in laundry room. Spacious primary suite with walk-in closet and private bath. Heat pump with A/C, high-speed Xfinity internet, and attached fully insulated two-car garage. Fully fenced backyard with irrigation, low-maintenance landscaping, concrete patio, storage shed, and extra parking. Located in Kalama's Stone Forest neighborhood, just minutes from downtown, I-5, schools, parks, and the Columbia River.

610 Stone View Way, Kalama

Listing courtesy of eXp Realty.

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