Inner Harbor Homes with FHA Terms

Inner Harbor Homes with FHA Terms

Welcome to the charming neighborhood of Inner Harbor in Port Ludlow, Washington! Nestled in Jefferson County, this picturesque area offers a perfect blend of natural beauty and modern convenience.

Inner Harbor is a sought-after community known for its tranquil surroundings, stunning waterfront views, and a strong sense of community. Residents here enjoy easy access to a variety of outdoor activities, including hiking, boating, and fishing. The neighborhood is also home to a range of amenities such as shops, restaurants, and parks, making it an ideal place to live for families and individuals alike.

If you're considering purchasing a home in Inner Harbor, you'll be pleased to know that there are options available with FHA terms. This means that you may be able to secure financing with a lower down payment and more flexible credit requirements, making homeownership more accessible.

Whether you're looking for a cozy cottage, a waterfront retreat, or a modern townhouse, Inner Harbor has something to offer for every taste and budget. Don't miss out on the opportunity to call this vibrant neighborhood home – explore the available properties today and start your journey to living the Pacific Northwest dream in Inner Harbor, Port Ludlow.

Newest Inner Harbor Homes with FHA Terms

$424,000
2 Beds ⋅ 2 Baths ⋅ 2491952 MLS ⋅ ACTIVE Status
Top-floor living in the heart of Port Ludlow offers light-filled comfort surrounded by evergreens with close proximity to the marina, golf course, and Bay Club. Located in Inner Harbor Village, this one-level, 2 bedroom, 2 bath condominium offers 1,257 square feet designed for everyday ease. Large windows create a bright, in-the-trees feel, while the private balcony is perfectly sized for morning coffee and quiet reflection. New roof and exterior paint 2026! A propane fireplace and generous windows anchor the spacious great room designed to include your dining table, and the spacious kitchen provides generous cabinetry, room to cook comfortably, and dinette space.The primary suite features heated tile flooring in the bath, a comfort also found in the second bathroom. A second bedroom with a built-in Murphy bed allows flexible use for guests, den or workspace. The dedicated laundry room connects the kitchen to the attached garage, adding convenience to daily living.Behind the condo, you'll enjoy privacy, trees, and wildlife. Perfect for full-time living or an easy lock and go retreat. Enjoy access to Bay Club amenities including an indoor pool, fitness center, wood shop, plus social and cultural events. A central jumping off point for excursions to Port Townsend, Marrowstone Island, Seattle, and onward to the world.Experience Inner Harbor Village living and see how seamlessly this home fits the lifestyle you deserve.

50 S Chandler Court Unit #C, Port Ludlow

Listing courtesy of Coldwell Banker Best Homes.

$539,900
2 Beds ⋅ 3 Baths ⋅ 2483171 MLS ⋅ ACTIVE Status
This condo lives like a single-family home with main-level living and flexible guest space above. The great room has clerestory windows, a propane fireplace, 2-story vaulted ceilings and accommodates both a full dining table and comfortable seating, with access to the rear patio for outdoor enjoyment. The eat-in kitchen includes a pantry and casual dining space. The main-level primary suite features a Japanese soaking tub, heated tile floor in the bath, dual vanity, heated towel bars and separate shower. Guest 1/2 bath also on main level. Upstairs provides a second bedroom, full bath and a skylit den suited for office or media. Built-in speakers throughout. A two-car garage and substantial interior storage add function rarely found in condo living. Lawn care is included, creating a lock-and-leave option for travel or seasonal use. High-speed internet supports remote work and streaming. The roof and skylights were replaced in 2025.Located in Port Ludlow’s master-planned resort community with close access to the BAY Club indoor pool, fitness center and woodshop, plus a 300-slip marina, 18-hole golf course and miles of wooded trails. Explore the Hood Canal, boat to the San Juan Islands or Canada, and reach ferry service to Edmonds, Whidbey Island and Seattle in about 30 to 45 minutes. Attend a Seahawks game or an off-Broadway performance, then return to the quiet of the Olympic Peninsula.Experience this light-filled Port Ludlow retreat in person.

21 S Keel Way Unit #A, Port Ludlow

Listing courtesy of Coldwell Banker Best Homes.

$474,000
2 Beds ⋅ 3 Baths ⋅ 2451912 MLS ⋅ ACTIVE Status
Bright, welcoming, and designed for easy living, this Inner Harbor condo offers main-level comfort and style! Fresh interior paint, newer windows, and vaulted ceilings fill the home with natural light. The main level features a primary suite with large walk-in closet, spacious kitchen with dual ovens, pantry, and eating nook, plus an open dining and living area with a wood fireplace with access to a private, weather-resistant deck. Upstairs offers a loft and guest ensuite with a full bath, while the laundry connects to an oversized two-car garage with just one step in. HOA maintains the exterior and park-like grounds. Bay Club amenities include an indoor pool, gym, clubhouse, with nearby golf, tennis, pickleball, marina, and scenic trails.

41 S Keel Way Unit #B, Port Ludlow

Listing courtesy of Coldwell Banker Best Homes.

$474,000
2 Beds ⋅ 3 Baths ⋅ 2451190 MLS ⋅ ACTIVE Status
Bright, welcoming, and designed for easy living, this Inner Harbor condo offers main-level comfort and style! Fresh interior paint, newer windows, and vaulted ceilings fill the home with natural light. The main level features a primary suite with large walk-in closet, spacious kitchen with dual ovens, pantry, and eating nook, plus an open dining and living area with a wood fireplace with access to a private, weather-resistant deck. Upstairs offers a loft and guest ensuite with a full bath, while the laundry connects to an oversized two-car garage with just one step in. HOA maintains the exterior and park-like grounds. Bay Club amenities include an indoor pool, gym, clubhouse, with nearby golf, tennis, pickleball, marina, and scenic trails.

41 S Keel Way Unit #B, Port Ludlow

Listing courtesy of Coldwell Banker Best Homes.

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