Hood Canal Homes with FHA Terms

Hood Canal Homes with FHA Terms

Welcome to Hood Canal, a charming neighborhood located in Shelton, Mason County, Washington. Situated in the beautiful Pacific Northwest region of the United States, Hood Canal offers a unique blend of natural beauty, recreational opportunities, and a close-knit community atmosphere.

Nestled along the scenic shores of the Hood Canal, this area is renowned for its stunning waterfront views and abundant outdoor activities. Residents and visitors alike can enjoy boating, kayaking, fishing, and swimming in the crystal-clear waters. The surrounding forests provide ample opportunities for hiking, camping, and wildlife spotting.

When it comes to housing options, Hood Canal offers a variety of homes with FHA terms. FHA, or Federal Housing Administration, loans are a popular choice among homebuyers as they offer low down payment options and more flexible qualification requirements. Whether you're a first-time buyer or looking to upgrade your current residence, Hood Canal has a range of homes available that can be financed with FHA terms.

Living in Hood Canal means enjoying a peaceful, rural lifestyle while still having convenient access to urban amenities. Shelton, the nearest city, is just a short drive away and offers a range of shopping, dining, and entertainment options. The area is also known for its excellent schools, making it a great place for families to settle down.

If you're seeking a picturesque neighborhood with FHA financing options, Hood Canal is the perfect place to call home. With its natural beauty, recreational opportunities, and welcoming community, this area has something to offer everyone. Come and discover the charm of Hood Canal today!

Newest Hood Canal Homes with FHA Terms

$980,000
3 Beds ⋅ 2 Baths ⋅ 2573602 MLS ⋅ ACTIVE Status
You have to see this amazing low-bank Hood Canal waterfront getaway! Step right off the bulkhead onto your own beach, where clams and oysters are waiting just offshore. Whether you’re looking for a full-time waterfront lifestyle, a relaxing vacation retreat, or an income-producing short-term rental, this property delivers. Recent updates include a brand-new roof and gutters, new stainless-steel appliances. After a day on the beach, rinse off in the outdoor shower before heading inside. Even better, the home can be sold fully furnished—dishes, furniture, and just about everything you need to start enjoying the beach immediately. Escape the hustle, embrace the water, and make Hood Canal your happy place!

11711 NE North Shore Road, Belfair

Listing courtesy of Real Broker LLC.

$615,000
2 Beds ⋅ 2 Baths ⋅ 2568672 MLS ⋅ ACTIVE Status
Wake up to Hood Canal views and step out to a private community beach, boat launch, and dock — ideally set between the Hoodsport Hatchery and the renowned Skokomish River fishery. Completely remodeled in 2026, this turnkey getaway pairs vaulted, beam-lined ceilings with fresh luxury vinyl plank and hardwood floors. The bright, open main level offers a white island kitchen with quartz countertops, a large deep-basin sink, and new appliances — dishwasher, range, washer, and dryer — plus a sun-filled dining room framed by rhododendrons, a cozy wood stove, and a spa-style bath with a soaking tub and custom tilework. A new furnace and heat pump (2025) keep it comfortable year-round.Room to spread out and a floor plan built for flexibility: a spacious media room, a dedicated home office, and separate guest quarters perfect for hosting or extended stays — plus two decks for soaking in the summer vibes. All on two lots with an easy-care backyard. (Dog Run!)And the toys have a home too — a massive two-story, three-bay garage with an oversized unfinished bonus room above, an open canvas ready for your vision.This is Hood Canal living: harvest clams, oysters, off the private community beach, launch the kayaks, and watch for eagles, otters, seals, and porpoise from shore — and, on lucky days, you might see either the salmon-eating resident orcas and the seal-hunting transient pods (BIGS) pass through the canal.

20 N Tillicum Beach Lane N, Shelton

Listing courtesy of Nightingale Realty.

$895,000
3 Beds ⋅ 2 Baths ⋅ 2556520 MLS ⋅ ACTIVE Status
Perched on the coveted North Shore of Hood Canal, this exceptional waterfront retreat offers 63 feet of low-bank beachfront on beautiful Belaire Cove, complete with a private buoy and deeded access to a shared boat ramp for endless days on the water. Expansive windows frame breathtaking panoramic Hood Canal views and fill the home with natural light, creating a seamless connection to the stunning waterfront setting. Inside, you'll find a thoughtfully updated interior featuring rich hardwood floors, new wall-to-wall carpeting, and beautifully remodeled bathrooms. The kitchen is designed to impress with solid maple cabinetry, quartz countertops, and newer appliances, including a new refrigerator. A convenient main-floor bedroom provides flexibility for guests or multi-generational living, while the spacious 325-square-foot bonus room above the attached two-car garage offers the perfect space for a home office, media room, or additional guest accommodations. Recent improvements include a newer hot tub, and a new washer & dryer, providing peace of mind and modern convenience. Outside, the fully fenced grounds offer privacy and security, while abundant additional parking ensures plenty of space for boats, RVs, and visitors. Whether you're boating, kayaking, beachcombing, or simply relaxing while taking in the incredible waterfront views, this Hood Canal gem delivers the ultimate Pacific Northwest lifestyle.

21 NE Belaire Drive, Belfair

Listing courtesy of Windermere RE West Sound Inc..

$879,762
2 Beds ⋅ 2 Baths ⋅ 2546132 MLS ⋅ ACTIVE Status
FEMA recommended changes and paperwork confirm this home does NOT need flood insurance! Imagine waking up to shimmering water views, stepping onto your brand new deck with a cup of coffee, and watching the mountains glow in the morning light. Then staying right there in the evening as the sky turns every shade of orange and pink over the Hood Canal. This isn't a vacation. This is your everyday life. Set on 0.26 acres with 77 feet of private waterfront, this 2-bedroom, 1¾-bathroom charmer includes a bulkhead, boat ramp, and 100 feet of water access that is truly yours. Dig for oysters and clams, fish, or simply walk down and jump in. Over $100,000 in recent improvements include a brand new deck, railings and stairs (~$50,000), newly terraced yard with fresh plantings (~$40,000), new water lines (~$11,880), freshly painted exterior and shed (~$12,000), new kitchen sink, new Bosch dishwasher, 5-year-old roof, 5-year-old vinyl windows, 1-year-old water heater, and newer heat pump. All appliances included. Loft with bonus room adds extra flexibility. The boat ramp and bulk-head are a real plus. Stand on the deck, look across the water at Belfair State Park. The seals and otters play nearly every morning, blue herons are beautiful and the school of fish at the boat ramp are fun to see. Waterfront homes like this don't come around often. See it and prepare to fall in love. All of this AND the seller is offering a 1-year Assurant Home Warranty for the buyer at closing.

18631 E State Route 106, Belfair

Listing courtesy of Coldwell Banker Bain.

$885,000
2 Beds ⋅ 2 Baths ⋅ 2484771 MLS ⋅ ACTIVE Status
Welcome to the Hood Canal- the region's favorite waterfront retreat. Enjoy single-level living on 70 feet of rare low-bank frontage, where the shoreline is just steps from your door. This fully remodeled cottage captures sparkling water views through expansive windows that frame the ever-changing tides. The open-concept living area is light-filled and elegant, anchored by a cozy wood-burning fireplace. A beautifully refreshed kitchen offers modern appliances, clean lines, and effortless flow for everyday living and entertaining. Peaceful bedrooms and spa-inspired updated bathrooms create a comfortable, low-maintenance escape. Multiple-zone mini splits provide efficient year-round heating and cooling, and elegant furnishings make this home truly turnkey. (Fully furnished option available) A private gated entry and dedicated parking add convenience and privacy. The expansive waterfront deck features a fire table, loungers, and BBQ -perfect for sunset gatherings. Kayak, swim, fish, or harvest oysters and clams from your own productive beach, or launch a boat just minutes away at the Belfair Boat Launch. Currently operating as a successful short-term rental, this property offers lifestyle and income potential. Located near Alderbrook Resort & Spa, Wineries, and State parks. Easy commute to Seattle and just 20 minutes to the Bremerton Ferry.

11031 NE North Shore Road, Belfair

Listing courtesy of Neighborhood Experts Real Est..

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