Herron Island Homes with FHA Terms

Herron Island Homes with FHA Terms

Welcome to Herron Island, a charming neighborhood located in Lakebay, Pierce County, Washington. Situated in the beautiful Pacific Northwest region of the United States, Herron Island offers a tranquil and scenic setting for residents to call home.

Known for its natural beauty, Herron Island is a hidden gem surrounded by the pristine waters of the Puget Sound. With its lush greenery, stunning views, and abundant wildlife, this neighborhood provides a serene escape from the hustle and bustle of city life.

In terms of real estate, Herron Island offers a variety of housing options with FHA terms available. FHA, or Federal Housing Administration, loans are designed to make homeownership more accessible by offering lower down payment requirements and more lenient credit criteria. This means that individuals and families looking to purchase a home in Herron Island can take advantage of these favorable terms to make their dream of homeownership a reality.

Whether you're looking for a cozy cottage, a waterfront property, or a spacious family home, Herron Island has something for everyone. With its close-knit community, friendly neighbors, and picturesque surroundings, this neighborhood provides a truly unique and inviting place to live.

Come and explore all that Herron Island has to offer. Experience the tranquility, natural beauty, and the opportunity to own a home with FHA terms in this charming neighborhood.

Newest Herron Island Homes with FHA Terms

$495,000
3 Beds ⋅ 2 Baths ⋅ 2569775 MLS ⋅ ACTIVE Status
Discover island living at its best in this charming single-story cabin on a rare double lot—two separate taxable lots—with gorgeous water views. This inviting 3-bedroom, 2-bath home offers comfortable single-level living and a peaceful island retreat which looks down onto the community beach on the north end of the island. A unique bonus is the accessible area beneath the home, providing convenient parking/storage space for a small boat, golf cart, or similar recreational vehicle. Whether you're looking for a peaceful getaway, full-time island home, or a place to create lasting memories, this property offers an exceptional opportunity. Recent updates include a new roof, double pane windows and exterior paint. Herron Island is a private island community with its own passenger/vehicle ferry, making the journey part of the experience. Enjoy the water, explore the island, and embrace the relaxed pace of island living. With two lots, open water views, and versatile space beneath the home, this is a special opportunity to own your own piece of Herron Island! Interior photos to follow on Tuesday (18th)!!

1310 E Herron Boulevard NW, Lakebay

Listing courtesy of Better Properties Gig Harbor.

$321,500
2 Beds ⋅ 2 Baths ⋅ 2556878 MLS ⋅ ACTIVE Status
Escape to the peace and privacy of Herron Island, a charming island community with its own passenger and vehicle ferry, just 45 minutes from Tacoma. Perfectly positioned to capture beautiful water views, this inviting cabin offers a relaxing retreat where every day feels like a vacation.The main entry on the ground floor features the primary bedroom with closet, a full bathroom with double sinks, a classic clawfoot tub, and a stackable washer and dryer. You'll also find a finished bonus room (without a window) that's ideal for a walk-in closet, hobby room, or additional storage.The second level boasts an open-concept living room, dining area, and kitchen with abundant cabinetry and granite countertops, along with a second full bathroom. Vaulted ceilings and skylights fill the home with natural light, creating a bright and airy atmosphere. The upper level offers a second bedroom and an open loft, perfect for guests, a home office, or extra sleeping space.Step outside to the covered deck and take in the tranquil water views. Situated on a generous 0.26-acre (11,429 sq. ft.) lot, there's plenty of room to relax and enjoy the island lifestyle.Herron Island residents enjoy access to community beaches, parks, a boat launch, seasonal docks, and miles of natural beauty. Whether you're looking for a full-time residence or the perfect weekend getaway, this is your chance to own a slice of Pacific Northwest paradise.

310 Fir Lane NW, Lakebay

Listing courtesy of Better Properties Gig Harbor.

$230,400
2 Beds ⋅ 1 Baths ⋅ 2533508 MLS ⋅ ACTIVE Status
sland living doesn't get more charming than this. Tucked away on the ferry-access-only Herron Island, this 2-bed, 1-bath gem delivers water views, wildlife sightings, and the kind of quiet you didn't know you were missing. The resident deer are so friendly they'll eat right out of your hand — mornings here come with their own welcome committee! The oversized covered deck is made for slow mornings and long evenings, and the resident-only access means your neighborhood stays exactly as peaceful as it looks. This little island escape is ready and waiting — just bring yourself and make it your own. One or more members of Trade In Holdings, LLC and other Trade In Holdings, LLC related entities are licensed real estate agents or licensed real estate brokers in Arizona.

819 E Madrona Boulevard NW, Lakebay

Listing courtesy of Amo Realty.

$349,900
3 Beds ⋅ 2 Baths ⋅ 2519168 MLS ⋅ ACTIVE Status
Welcome to your fully reimagined Herron Island retreat. Thoughtfully remodeled from top to bottom, this stunning 3-bedroom, 2-bath home offers 1,056 sq ft of stylish and functional living space in one of the Pacific Northwest’s most unique private island communities. Nearly every surface has been updated, creating a fresh, move-in-ready home that perfectly blends modern comfort with laid-back island charm. The open-concept layout is filled with natural light and designed for easy everyday living or weekend escapes. Updated finishes throughout give the home a clean, modern feel, while the spacious lot offers privacy, tranquility, and room to enjoy the outdoors. Whether you're looking for a full-time residence, vacation getaway, or investment opportunity, this home offers the perfect balance of comfort and island living. Located on private ferry-access Herron Island, residents enjoy access to community beaches, parks, trails, seasonal docks, and a boat launch—all surrounded by the natural beauty of the Puget Sound. A rare opportunity to own a turnkey island home where everything has already been done for you. Seller will provide a 12-month home warranty with an acceptable offer for added peace of mind. Be sure to ask about potential seller-paid closing cost assistance!

22504 Maple Drive NW, Lakebay

Listing courtesy of Better Properties Gig Harbor.

$499,900
2 Beds ⋅ 1 Baths ⋅ 2516613 MLS ⋅ ACTIVE Status
Experience the best of Pacific Northwest waterfront living from this beautifully updated west-facing cabin, where spectacular sunsets and tranquil water views set the stage for everyday living. This rare property is one of only a handful on Herron Island offering both a private lagoon & tidelands—an exceptional opportunity to own a unique piece of waterfront. Inside, the light-filled 2-bedroom, 1-bath home features vaulted ceilings, skylights, & a wall of windows that showcase the ever-changing waterfront scenery. The open-concept living & dining areas flow effortlessly onto the deck, creating the perfect setting for entertaining or simply relaxing while watching the sun dip behind the Olympic Mountains. A charming petite A-frame trailer adds flexible living space, making an ideal guest retreat, art studio, home office, or cozy getaway. Extensive upgrades provide lasting value & peace of mind, including new metal roofs on all structures, resurfaced & refreshed decking, exterior paint, cable railing, & selective tree clearing. Inside, you'll appreciate updated appliances, tasteful bathroom improvements, replaced windows, & custom sun blinds. Additional features include a loft for extra storage, approx. 240 sq. ft. of storage beneath the deck, & a separate laundry room. Whether you're searching for a full-time residence, a peaceful weekend escape, or a memorable waterfront this exceptional property delivers comfort & an unparalleled island lifestyle—all at an incredible value!

108 Herron Lane NW, Lakebay

Listing courtesy of Better Properties Gig Harbor.

$319,000
2 Beds ⋅ 2 Baths ⋅ 2492798 MLS ⋅ ACTIVE Status
Slow down, you’ve made it to Herron Island — a private island community where life moves to the rhythm of the water, and the ferry ride on the Charlie Wells becomes part of your daily unwind. This single-level cabin, just shy of 1,500 square feet, offers easy, comfortable living with 2 bedrooms and 2 baths. The primary suite is spacious and filled with natural light, complete with its own ensuite bath (including washer/dryer plus walk-in closet. The second bedroom is generously sized for guests, hobbies, or quiet retreat. The heart of the home is the open living area that flows into the kitchen and dining space — perfect for slow mornings with coffee or relaxed evenings after a day on the beach. A small office nook makes working remotely feel a little less like work. Upstairs, a loft storage area keeps things practical, while the enclosed porch (not included in the square footage) invites you to linger a little longer with a book or a glass of wine. Set on a level 0.61-acre lot, there’s room to dream — a future garage, workshop, garden, or simply wide-open space to enjoy the privacy and peace that island living brings. The cabin could use some updating, but it’s completely livable as-is — giving you the chance to settle in first and make it your own over time. If you’ve been craving a place where weekends stretch longer and the mainland feels a world away, this might be it. Enjoy community features such as the beaches, trails, boat launch, seasonal boat docks & more!!

402 E Madrona Boulevard NW, Lakebay

Listing courtesy of Better Properties Gig Harbor.

$389,900
2 Beds ⋅ 1 Baths ⋅ 2489445 MLS ⋅ ACTIVE Status
Perched above 60 feet of east-facing waterfront, including tidelands, this inviting island cabin offers the kind of peaceful escape that feels worlds away from the city — yet close enough for an easy weekend retreat. From its medium-bank setting, enjoy sweeping water views and breathtaking sunrises that greet you each morning in soft coastal light. Inside, the open living, dining, and kitchen area creates a relaxed gathering space — ideal for slow mornings, shared meals, and reconnecting without distractions. A ¾ bath and laundry are conveniently located on the main floor. Upstairs, two cozy bedrooms provide restful retreats, with the larger bedroom opening onto a covered deck — a quiet perch for morning coffee and the gentle rhythm of island life. The expansive wooden deck invites long, unhurried afternoons and easy evenings outdoors. The level 0.41-acre lot offers space to garden, play, or simply breathe a little deeper and enjoy the privacy. Whether you're looking for a weekend getaway from the city or a simpler full-time lifestyle, this cabin delivers water views, coastal charm, and that unmistakable sense of calm that only island living provides. A covered trailer is included at no cost to the buyer for overflow guests (or can be removed if preferred) and the 20’ x 18’ powered metal shop adds flexibility for storage, hobbies, or all your island gear.Wake with the sun, slow your pace, stay awhile! Community features: boat ramp, seasonal boat docks plus so much more!

711 E Herron Boulevard NW, Lakebay

Listing courtesy of Better Properties Gig Harbor.

$284,900
3 Beds ⋅ 2 Baths ⋅ 2461035 MLS ⋅ ACTIVE Status
Live the Island life! Have you ever wanted to have your personal Hide-away? A place where you pretty much know all your neighbors, and at the same time, the feeling that your living at a resort. Herron Island is a hidden gem in Puget Sound. The whole Island is one Homeowner association, owning waterfront park, their own ferry boat, plus playfields. Public water system and on Island fire station you are not without everything you need. The home here offers a rustic environmental feeling, but very functional. Primary suite on the main level, with two more bedrooms upstairs. Big living room with wood stove fireplace and large entertainment area with a lot of windows. You will absolutely want to see this for yourself.

22115 Maple Drive NW, Lakebay

Listing courtesy of Washington Realty Group.

$489,000
3 Beds ⋅ 3 Baths ⋅ 2466227 MLS ⋅ ACTIVE Status
Private Island living just 90 mins from Seattle and 30 min to Tacoma! Creative financing available! Herron Island, everyday life is a calm retreat. This spacious 3 story home sits on a rare triple lot with water views in two directions, abundant parking, two driveways, room to garden, gather, or simply enjoy the peaceful setting. Offering approx 2,860SF the one owner home features 3 beds, 3 baths, open concept living, dining and kitchen, plus expansive wraparound second story deck w waterproof flooring designed to take in the natural surroundings. A second ground level deck adds more outdoor living space. The oversized 20'/41' garage offers workshop space, hot/cold running water, and potential for future expansion, unfinished lower level provides room to expand or customize to your needs, while usable attic space and locking exterior storage add convenience. The home also includes a standby generator and ADT security system for added peace of mind. Herron Island's private ferry access community offers a truly unique lifestyle with beaches, parks, kayak access, boat launch, pickle ball, community garden, and seasonal gatherings. Wildlife is part of daily life, with deer wandering the island and eagles overhead. This is a rare opportunity to own in one of Washington's most distinctive island communities, known for its tranquility, welcoming atmosphere, and vacation home appeal. Island life is a dream afforded to few, this is your opportunity to turn the dream into a reality!

22415 S Herron Boulevard NW, Lakebay

Listing courtesy of Real Broker LLC.

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