Harstine Island Homes with FHA Terms

Harstine Island Homes with FHA Terms

Harstine Island, located in Mason County, Washington, is a charming neighborhood that offers a tranquil and picturesque setting. Situated near the city of Shelton, this island community provides a serene escape while still being conveniently close to urban amenities.

Harstine Island boasts a rich natural environment, with lush forests, stunning waterfront views, and abundant wildlife. Residents can enjoy outdoor activities such as hiking, boating, fishing, and birdwatching. The island's peaceful atmosphere and natural beauty make it an ideal place for those seeking a slower-paced lifestyle.

In terms of real estate, Harstine Island offers a variety of homes with FHA terms. The Federal Housing Administration (FHA) provides loans that are popular among first-time homebuyers and those with lower credit scores. These loans typically have more flexible qualification requirements and lower down payment options, making homeownership more accessible.

Whether you're looking for a cozy cabin nestled in the woods or a waterfront property with breathtaking views, Harstine Island has a range of options to suit different preferences and budgets. With FHA terms available, potential homebuyers can explore the island's real estate market with greater ease and flexibility.

If you're searching for a peaceful and nature-filled neighborhood in Washington state, Harstine Island is definitely worth considering. Its idyllic setting and availability of homes with FHA terms make it an attractive destination for those looking to make a move.

Newest Harstine Island Homes with FHA Terms

$490,000
3 Beds ⋅ 2 Baths ⋅ 2573126 MLS ⋅ ACTIVE Status
Welcome to peaceful Harstine Island living! Set on just shy of an acre, this well-maintained 3-bedroom, 2-bath home offers space, privacy, and the relaxed lifestyle the island is known for. No HOA! Step inside to a bright great room with vaulted ceilings and an easy, comfortable layout. The dining room opens directly to the backyard, making it perfect for everyday living, entertaining, or simply enjoying the quiet surroundings. The spacious primary bedroom features a private ensuite bath. The home has been thoughtfully cared for over the years and is fresh and ready for its new owners - with a new heat pump, just one year old. The lot is level with garden space. The pump house is heated and insulated - water tests were just completed and are all good. Harstine Island is one of Mason County’s most coveted island communities, offering bridge access, three state parks, a community hall with weekly events, and a seasonal farmers market. Come make the move to the island, settle into this peaceful setting, and enjoy everything Harstine has to offer! The home's established apple trees will be ready for picking when you move in!

1011 E Sunset Hill Road, Shelton

Listing courtesy of eXp Realty.

$889,000
2 Beds ⋅ 2 Baths ⋅ 2572233 MLS ⋅ ACTIVE Status
A rare opportunity to own nearly 3.5 gated acres with over 300 feet of low-bank waterfront on beautiful Jarrell Cove! Tucked among towering evergreens on Harstine Island, this private waterfront retreat offers an incredible setting with water wrapping around the property and an expansive deck made for enjoying life on the cove. Inside, vaulted wood ceilings and exposed beams bring warmth and character to the unique dual-wing floor plan, featuring two spacious bedrooms, each with its own bathroom and separate living area with a fireplace. At the heart of the home, a shared kitchen and dining space with walk-in pantry opens through sliding glass doors to the deck and waterfront beyond. A detached outbuilding provides additional flex space with a bathroom and dedicated laundry area. Lovingly maintained and ready for your personal touch, this one-of-a-kind property offers privacy, space and endless potential just 3.7 miles from Latimer's Landing boat launch. *Please note physical address is 150 Haskell Hill Road on the title but Google Maps has the address as 150 Haskel Hill Road (only one L in Haskel)*

150 E Haskell Hill Road, Shelton

Listing courtesy of Windermere Prof Partners.

$665,000
3 Beds ⋅ 2 Baths ⋅ 2564874 MLS ⋅ ACTIVE Status
Discover the best of Harstine Island living on 5 beautifully situated acres where refined comfort meets the charm of a true island homestead. This 1,940 sq ft home features 3 bedrooms and 2 full baths, with an inviting open-concept design filled with natural light. Engineered hardwood floors, fresh new carpet, and new paint create a polished, move-in-ready feel, while the covered porch and hot tub offer a beautiful place to relax and enjoy the peaceful setting. The property is thoughtfully equipped for the homestead lifestyle, featuring an impressive 1,296 sq ft shop with abundant space for projects, equipment, storage, or a workshop. A separate barn adds even more versatility and is currently home to emus, goats, turkeys, and chickens, all of whom would love to stay at no value. Whether you envision gardens, animals, creative pursuits, or simply more room to breathe, this property offers the space and infrastructure to make it your own. A rare opportunity to enjoy the privacy, natural beauty, and relaxed pace of Harstine Island with the comforts of a beautifully updated home.

2617 E Harstine Island Road N, Shelton

Listing courtesy of Windermere RE/Himlie.

$950,000
3 Beds ⋅ 3 Baths ⋅ 2551981 MLS ⋅ ACTIVE Status
Where breathtaking Mt. Rainier sunrises meet the tranquil waters of the South Puget Sound, this extraordinary waterfront retreat on coveted Harstine Island offers the PNW lifestyle at its finest. This custom Lynwood Home boasts 100 ft of pristine Puget Sound waterfront and panoramic views of Mt. Rainier. Designed to capture the scenery from nearly every room, this one of a kind log hybrid home was built by its original owner using premium Canadian lumber and 11 handcrafted logs. Lovingly maintained since new, it reflects exceptional craftsmanship & pride of ownership. Timeless luxury shines throughout with soaring ceilings, radiant heated floors, and a dramatic floor to ceiling stone fireplace. The main level primary suite offers comfort and convenience. A newer metal roof, oversized garage with built in storage, and an expansive Brazilian Tigerwood deck provide the perfect setting to relax, entertain and soak in the spectacular waterfront views. Located in a gated waterfront community, a trail at the end of the street leads to a beautiful white sandy beach with private community beach access. Enjoy kayaking, paddleboarding, beachcombing, or simply embracing the peaceful shoreline. The community well is known for providing clean, delicious water. Whether you're searching for a luxury waterfront home, a full time residence, an unforgettable weekend escape, or a vacation rental opportunity, this exceptional property offers privacy, natural beauty, and peaceful island living.

151 E Tamarack Lane, Shelton

Listing courtesy of eXp Realty.

$949,900
3 Beds ⋅ 2 Baths ⋅ 2507708 MLS ⋅ ACTIVE Status
Enjoy island seclusion at this lodge-like residence, set on 1 acre of woodsy waterfront. Inside, the home's 2,734 SF FINISHED area features rich wood accents, vaulted ceilings, Milgard windows, and refurbished tongue-and-groove fir floors. The main level offers open-concept living with granite countertop kitchen w/island & adjacent woodstove, while a fireplace (propane) and double sets of French doors anchor the vaulted living room. The main-level primary suite and a bonus room on the main level's opposite side each access the deck via French doors. Jetted tub in the main level (shared) bath. Two lofty upper bedrooms soar with vaulted ceilings, natural light, and open views to the main floor below. Mixed flooring upstairs (fir + OSB). Entertaining extends outside to nearly 700 SF of wrap-around deck. The Western exposure brings sunsets and views of Peale Passage, Squaxin Island, and the Olympic range. A private, tree-lined footpath leads to 142 feet of pebbled shoreline to the mean high water mark; EXCLUDES tideland rights. Cedar shake exterior; a durable 15+ year composition roof. Another 1500+ SF of unfinished basement is currently being modified by permit for storage space. No HOA. Home is a proven, popular vacation rental for those considering an investment property.

500 E Nicole Lane, Shelton

Listing courtesy of Windermere Vashon.

$2,399,000
4 Beds ⋅ 3 Baths ⋅ 2333041 MLS ⋅ ACTIVE Status
Welcome to Eagles Orcas Fishing Clams Oysters and luxurious life on your private NW Beach! Private Haven with room to share Guests Generational or AirBNB. Luxurious Living on the water! Exquisite Home with Guest Cottage, Sunset Views, 100 ft of beach, bulkhead, w/ tidelands on Harstine Island. The Grand Entrance opens to incredible views of the Sound from every main room and the Cottage ADU above. Chef's kitchen w/bar, granite cts and SS appliances. Opens to patio grill with Outdoor Kitchen w/ seating to enjoy watching the sunset, water and wildlife. Spacious Primary with French doors to patio, 5 piece ensuite jacuzzi bath/shower. Medical and other services 20 minutes. SeaTac 1.5 hr. Must see it to believe it! Your New Home!

382 E Bergeson Road, Shelton

Listing courtesy of RSVP Brokers ERA.

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