Gig Harbor Homes with FHA Terms

Gig Harbor Homes with FHA Terms

Welcome to Gig Harbor, a charming waterfront city located in Pierce County, Washington. Nestled in the beautiful Pacific Northwest, Gig Harbor offers a unique blend of small-town charm and natural beauty, making it a highly desirable place to call home.

Known for its stunning views of Puget Sound and the majestic Olympic Mountains, Gig Harbor boasts a vibrant community with a rich maritime history. Residents enjoy a variety of outdoor activities, from kayaking and paddleboarding to hiking and biking along the scenic trails.

For those looking to settle down in Gig Harbor, homes with FHA terms are readily available, making the home buying process more accessible and affordable. Whether you're a first-time homebuyer or looking to upgrade to your dream home, Gig Harbor offers a range of housing options to suit every lifestyle and budget.

With its picturesque waterfront setting, friendly community atmosphere, and convenient access to amenities, Gig Harbor truly offers the best of Pacific Northwest living. Come discover why Gig Harbor is not just a destination, but a place to call home.

Newest Gig Harbor Homes with FHA Terms

$685,000
3 Beds ⋅ 3 Baths ⋅ 2575819 MLS ⋅ ACTIVE Status
A RARE OPPORTUNITY IN A PREMIER SETTING! Discover the possibilities in this private 3 bedroom, 2.5 bath home nestled on a secluded, level .30 acre corner lot at the end of a dead-end street, surrounded by multi million dollar homes. Built in 1978, this well located property offers an exceptional opportunity to renovate, refresh or reimagine the existing 1727 sq ft home. The main level features a primary bedroom & bath, while the spacious family room with fireplace provides a comfortable gathering space. An ample living area & kitchen with eating area add ambiance to the main floor. The upstairs includes two more bedrooms plus a peek-a-boo view which hints at the potential to enhance the home's outlook. An attached 2 car garage with shop area, circular driveway & RV parking adds versatility and convenience. Ideally located near Hwy 16, Gig Harbor North, & Sehmel Park, this property presents a truly special opportunity to invest, renovate and create something exceptional. Bring your vision and unlock the possibilities! No HOA! Property taxes calculated at senior/disabled rate.

9215 96th Street NW, Gig Harbor

Listing courtesy of Windermere Prof Partners.

$699,000
3 Beds ⋅ 2 Baths ⋅ 2572943 MLS ⋅ ACTIVE Status
ONE STORY with TWO Car Garage AND TWO CAR DETACHED GARAGE/SHOP! Welcome to this timeless ranch-style Craftsman tucked away at the end of a quiet street, where classic character meets a central location. Set on nearly half an acre of flat, peaceful grounds, this 3-bedroom, 1.75-bath home offers a warm and inviting setting for everyday living. Just off the entry, large windows fill the formal living room with natural light, while a gas fireplace creates a comfortable gathering space. The updated kitchen features a peninsula with ample prep space and opens to a charming breakfast area, with a formal dining room just across the hallway. An enclosed solarium connects the living, dining, and primary bedroom spaces, creating a sun-filled retreat surrounded by rhododendrons, azaleas, and mature maple trees. Just outside, a stone path leads to a secluded garden area. Relax on the kitchen patio, where a motorized awning provides a comfortable, shaded spot to enjoy the outdoors.For hobbyists and outdoor enthusiasts, the property offers a 480 sq ft detached garage with new roof ideal for boats, motorcycles, a workshop, or recreational gear, plus an RV carport and garden shed with electricity. Move-in ready and just minutes from Highway 16 and Kimball Park & Ride, Gig Harbor North amenities including Costco, St. Anthony's Hospital and the YMCA, Uptown shopping and restaurants, and the downtown waterfront. A rare combination of classic character, privacy, usable space, and convenience.

6001 44th Avenue NW, Gig Harbor

Listing courtesy of Neighborhood Experts Real Est..

$1,055,000
5 Beds ⋅ 3 Baths ⋅ 2570501 MLS ⋅ ACTIVE Status
Welcome to Burnham Heights and the Soundmark with 2,711 sq. ft. of thoughtfully designed living with the space, flexibility, and finishes today’s buyers are looking for. The open-concept main level brings the kitchen, dining and great room together, flowing seamlessly to the covered outdoor living area for year-round enjoyment and entertaining. A main-floor office offers incredible versatility and can easily become a fifth bedroom, with the option to upgrade the powder room to a 3/4 bath for a private guest space. Upstairs, four spacious bedrooms surround a central loft, providing additional space to relax, work or play. A 3-car garage offers exceptional parking and storage. Located in desirable Burnham Heights, the Soundmark combines a smart, functional layout with Rush Residential’s impressive standard features, plus carefully selected designer upgrades and finishes that give this home its own distinctive style.

11365 (28) 112th St Loop, Gig Harbor

Listing courtesy of Windermere Prof Partners.

$675,000
3 Beds ⋅ 3 Baths ⋅ 2570251 MLS ⋅ ACTIVE Status
Whether you're looking for room to park an RV (with water and electrical hook up) or boat, enjoy outdoor hobbies, start a garden, or simply have more space to spread out, this property offers the freedom that's becoming increasingly difficult to find. Inside, the functional floor plan provides comfortable everyday living with an open concept kitchen, living, and dining rooms. A bonus 2 room loft DADU above the garage/shop gives opportunity to many uses. The expansive lot creates endless opportunities to enjoy the outdoors, entertain, or make the space your own. Conveniently located with easy access to Gig Harbor, Tacoma, and surrounding areas, this home offers the opportunity to enjoy more land, more flexibility, and a lifestyle that balances everyday convenience with room to breathe. If you've been waiting for a property that offers both space and value, this is one you'll want to experience in person. Welcome home!

5901 108th Street, Gig Harbor

Listing courtesy of Every Door Real Estate.

$869,900
4 Beds ⋅ 3 Baths ⋅ 2571909 MLS ⋅ ACTIVE Status
Welcome to this beautifully appointed home in the highly coveted Harbor Hill neighborhood, offering the perfect blend of style, space, and convenience. The thoughtfully designed floor plan features 4 bedrooms, 2.5 baths, 9-foot ceilings, engineered hardwood floors, and an inviting open-concept living area centered around a cozy gas fireplace. The kitchen offers a generous walk-in pantry and flows seamlessly into the main living spaces, while a formal dining room and private den provide added flexibility. Upstairs, retreat to the spacious primary suite featuring a walk-in closet and spa-like ensuite bath, while a generous bonus room offers plenty of space to relax, play, or entertain. An expansive mudroom makes everyday living effortless. Step outside to the fully fenced backyard and enjoy year-round gatherings around the outdoor fireplace. This home also includes air conditioning (A/C) for year-round comfort. Complete with a two-car garage and an exceptional location just minutes from Costco, Target, the YMCA, Swiftwater Elementary, and the new Gig Harbor Sports Fields, with easy access to charming downtown Gig Harbor. A wonderful opportunity to enjoy the best of Harbor Hill living!

3866 Apollo Way, Gig Harbor

Listing courtesy of Keller Williams Rty Tacoma.

$1,049,000
3 Beds ⋅ 4 Baths ⋅ 2571581 MLS ⋅ ACTIVE Status
***Seller financing available at 5% for qualified buyers.*** Style-forward and surrounded by the beauty of Rocky Bay, this contemporary retreat is designed for buyers looking for something truly special—whether that means multi-generational living, a PNW second home, or a place that feels like an escape every day. Soaring ceilings and walls of windows frame the water views, while warm wood finishes and a striking stone fireplace give the great room depth and character. The chef’s kitchen is made for gathering with an oversized island, high-end appliances, generous dining space and walk-in pantry. The main-floor primary suite offers a spa-inspired bath, walk-through closet and private view deck. Upstairs, a private studio suite with its own kitchenette, laundry, bath and deck creates true independence under one roof—ideal for long-term guests. An additional bedroom, full bath and loft provide room to spread out. Continue up to a versatile bonus space and expansive rooftop-style deck overlooking the bay, while downstairs a large media room is ready for movie nights and game days. Community beach access puts kayaking, paddleboarding, fishing and shellfish just down the path. Distinctive design, multi-generational living and an everyday PNW escape.

18909 115th Street NW, Gig Harbor

Listing courtesy of Windermere RE West Campus Inc.

$839,000
4 Beds ⋅ 4 Baths ⋅ 2570995 MLS ⋅ ACTIVE Status
Welcome to 152 Madrona Dr, a spacious and beautifully updated 2,961 SqFt tri-level home tucked away on desirable Raft Island. With 4 bedrooms, office/flex space, 3.5 bathrooms, and multiple living areas, this unique home offers exceptional flexibility - including an expansive bonus space ideal for multigenerational living, a guest suite, home gym, media room, or whatever fits your lifestyle. Features include vaulted ceilings, skylights, French doors and two wood-burning fireplaces add warmth and character, while the primary suite features a private bath and walk-in closet. The spacious kitchen offers abundant cabinetry, generous prep space and an flow connection to the dining and living areas. Recent updates include remodeled bathrooms, a new roof with new skylights, new furnace, fresh interior & exterior paint, and refreshed decking. Outside, enjoy a private, partially wooded yard with deck and patio spaces, two covered carports, two large storage sheds, and plenty of room to relax or entertain. Raft Island living also includes community waterfront and private beach access, boat launch, dock and athletic courts, with kayaking and endless opportunities to enjoy life on the water. Enjoy the peaceful island setting while remaining just 10 minutes from Uptown Gig Harbor and approximately 15 minutes from the Narrows Bridge. This is a rare combination of space, flexibility, privacy and the Pacific Northwest lifestyle.

152 Madrona Drive NW, Gig Harbor

Listing courtesy of Keller Williams Rty Tacoma.

$695,000
4 Beds ⋅ 3 Baths ⋅ 2569172 MLS ⋅ ACTIVE Status
Spacious 4 bedroom home with sprawling fully fenced backyard minutes to the Gig Harbor North amenities. Located in a quiet neighborhood, this home offers space for everyone. The main level features multiple living areas, dining room, powder room, open modern kitchen, and large utility room with new washer/dryer and sink hook up. Upstairs offers a large primary with remodeled bath featuring a large walk in shower & walk in closet plus 3 additional large bedrooms & a full bathroom. The huge fully fenced flat backyard has a large patio, shed, even a zip line! Brand new carpet throughout, 2 car garage. Easy access to hwy 16, shopping and schools.

5221 141st Street Ct NW, Gig Harbor

Listing courtesy of COMPASS.

$1,325,000
4 Beds ⋅ 3 Baths ⋅ 2567072 MLS ⋅ ACTIVE Status
Elegantly designed luxury home by Rush in the private neighborhood of Cushman Pointe! Meticulously maintained home offers exceptional quality with thoughtfully designed features & endless upgrades. Special high end features of this home are high ceilings, fresh coat of paint throughout including trim, wide plank hardwood floors, custom plantation shutters, grass cloth wall coverings, extra wide hallways, modern design stair railing, professional kitchen appliances, epoxy finished 3-car garage floors and plenty more. Main floor boast a home bedroom (could be used as an office/studio) with clear glass French doors, timeless open kitchen/dining and family room area, powder room and mud room to the garage. Upstairs you'll find another comfortable living space/bonus room, primary suite, laundry, guests bathroom and two more oversized bedrooms. The stunning craftsmanship, fresh neutral finishes and attention to details truly shine in this luxury home. Beautiful outdoor covered living area with gas fireplace and room for the animals to play yet still remaining low maintenance. Excellent location of this home make this the perfect place to find your absolute dream home!

4829 22nd Avenue Ct NW, Gig Harbor

Listing courtesy of John L. Scott, Inc..

$745,000
4 Beds ⋅ 3 Baths ⋅ 2566672 MLS ⋅ ACTIVE Status
Home sparkles, fresh, bright and beautifully maintained, just move on in and enjoy. This 4-bedroom 2.5 bath home is ready for you to make it your own. Fresh interior and exterior paint plus new carpet gives this home a crisp updated feel from the minute you walk in. The spacious and open kitchen offers stainless appliances, an island and walk in pantry. A flex space at the stair landing for an office, reading nook, craft space or whatever fits your lifestyle. The family room has room for all and includes a gas fireplace to keep you warm on our fall/winter evenings. Formal dining room with cove ceiling and ceiling fan adds an elegant touch. Neighborhood offers a park, and the beautiful low maintenance yard backs up to a greenbelt, has a new fence, plenty of space, two patio areas, one is covered. The yard is turf, no mowing for you! The home is beautiful but let's talk location too! Walk to shopping, coffee shops, the new Swift Water Elementary school, parks, YMCA, sport fields. The historic downtown Gig Harbor waterfront and St. Anthony's Hospital and easy freeway access are within minutes. What more can I say, take a look and let's make this house your home.

11244 Borgen Loop, Gig Harbor

Listing courtesy of Paramount Real Estate Group.

$1,199,950
4 Beds ⋅ 3 Baths ⋅ 2566792 MLS ⋅ ACTIVE Status
Step inside to an inviting open-concept living space filled with high-end modern touches. Pride of ownership shows, 9ft ceilings, beautiful hardwood floors and quality finishes. The dream kitchen is designed for everyday living and entertaining, featuring high end stainless steel appliances, under counter lighting and frosted windows, sleek slab quartz countertops & island w/ sink, tons of counter space, storage, and a walk-in pantry. Huge windows fill the home with natural light, plus a main-floor bedroom/office and half bath. Upstairs, enjoy a king-sized primary suite with a luxurious spa like bathroom accented by a stylish frosted-glass barn door. Loft area/media room, large bedrooms, expansive laundry room with sink, and automated blinds in both the primary and guest bathrooms provide effortless control of privacy and natural light. Additional upgrades include a tankless hot water system, full-glass-panel garage door, and cutting-edge wireless security system with exterior alarms and sensor lighting for added peace of mind. Outside, enjoy beautifully landscaped and fully fenced grounds with HOA-maintained front landscaping, making it easy to spend less time on upkeep and more time enjoying your home. Secluded backyard sanctuary, covered outdoor living space, complete with a cozy gas fireplace, creates an inviting setting for morning coffee, evening gatherings, and year-round entertaining. 5 min to iconic downtown waterfront, uptown shopping and parks.

6485 Serenity Loop, Gig Harbor

Listing courtesy of CENTURY 21 North Homes Realty.

$799,000
5 Beds ⋅ 3 Baths ⋅ 2566846 MLS ⋅ ACTIVE Status
One of the only 5 bedroom homes priced under 800k in Gig Harbor. Located on a cul-de-sac in the desirable North Creek neighborhood. Less than 5 years old and feels like new construction. Entry with 10 ft ceilings & natural light leads you to an open concept kitchen/dining/living area with gas fireplace. Chef's kitchen w/large kitchen island, quartz countertops, stainless steel appliances, 5 burner gas range, under cabinet lighting, soft close cabinets, & custom light fixtures. On the main floor you will also find a bedroom w/walk-in closet and 3/4 bath w/tiled shower. Oversized primary bedroom upstairs w/large en-suite, double vanity, soaker tub, walk-in shower with custom tile work & walk-in closet. Upstairs has 3 additional oversized bedrooms, full guest bath, loft, and laundry room. Tons of upgrades throughout. Finished 2 car garage with plenty of storage space. Fully fenced backyard w/sprinkler system for front & back. A/C for hot summer days. Close to waterfront, parks, restaurants, YMCA, Costco, Swiftwater Elementary, I5 & Cushman Trail.

9844 Prospect Place, Gig Harbor

Listing courtesy of Best Choice Realty LLC.

Start Your Search
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.