Fox Island Homes with FHA Terms

Fox Island Homes with FHA Terms

Welcome to Fox Island, a charming community located in Pierce County, Washington, United States. Nestled in the heart of the Puget Sound, this picturesque island offers a unique blend of natural beauty and small-town charm. If you're looking for a place to call home that combines tranquility with convenience, Fox Island is the perfect choice.

Fox Island is known for its stunning waterfront properties and lush green landscapes. With its close proximity to the city of Tacoma, residents can enjoy the best of both worlds – a peaceful retreat away from the hustle and bustle, yet still have easy access to urban amenities.

One of the advantages of living in Fox Island is the availability of homes with FHA terms. FHA, or Federal Housing Administration, loans are designed to make homeownership more accessible, particularly for first-time buyers or those with lower credit scores. These loans offer more flexible qualification criteria and lower down payment requirements, making it easier for potential buyers to secure a home on the island.

Whether you're looking for a cozy cottage by the water or a spacious family home with panoramic views, Fox Island has a diverse range of properties to suit every taste and budget. From modern architectural masterpieces to charming historic homes, there's something for everyone here.

If you're seeking a peaceful and close-knit community with access to nature, stunning views, and homes with FHA terms, Fox Island is the perfect place to call home. Come and discover the beauty and tranquility that this unique neighborhood has to offer.

Newest Fox Island Homes with FHA Terms

$985,000
3 Beds ⋅ 3 Baths ⋅ 2568934 MLS ⋅ ACTIVE Status
Just across the Fox Island Bridge, this beautifully built home sits tucked away on just over an acre, surrounded by mature trees and a sense of privacy that feels worlds away. Thoughtfully maintained and updated, the home has an easy flow from the formal living and dining spaces into the spacious great room and gourmet kitchen, complete with quartz counters, gas range, and a sprawling side-by-side refrigerator and freezer. A large office or den on the main level adds flexibility for work, guests, or everyday life. Upstairs, the spacious primary suite is designed to feel like a true retreat with two walk-in closets and a beautiful 5-piece ensuite bath. Two additional bedrooms, a bonus loft with built-in desk, and a large rec room round out the upper level, giving everyone room to spread out. So much has already been done, including a new roof in 2025, new exterior paint, new lighting, new deck, new refrigerator and dishwasher, new heat pump, new water heater, new electrical panel, and wired gas generator. Outside, the just-over-one-acre lot gives you room to enjoy the privacy and setting while still being close to everything Gig Harbor has to offer. So close to Zogs, Cutters Point Coffee, and the beach! Zoned for the amazing Gig Harbor School District and top-rated schools, this is Fox Island living at its best: private, beautifully updated, and ready to enjoy.

640 8th Avenue, Fox Island

Listing courtesy of Real Broker LLC.

$635,000
3 Beds ⋅ 2 Baths ⋅ 2571508 MLS ⋅ ACTIVE Status
Fox Island one-story home situated on a flat and completely usable 1.25 acres! Bring your cosmetic ideas and make it your own while enjoying the peace of mind of almost entirely newer major systems, including a newer roof, new heat pump with A/C, new hot water tank, and new kitchen appliances. Flexible floor plan features a comfortable living room, oversized dining room, and primary bedroom on the main floor. Outside, enjoy a fully fenced backyard, spacious deck, and brand-new 10x20 storage shed with plenty of room for gardening, pets, hobbies, or outdoor entertaining. A convenient circle driveway with two entrances provides easy access and ample parking. All of this in a great Fox Island location close to Fox Island Market and Zog’s. A rare opportunity to enjoy usable acreage, updated systems, and island living while adding your own finishing touches.

940 9th Avenue, Fox Island

Listing courtesy of Windermere Prof Partners.

$1,075,000
3 Beds ⋅ 3 Baths ⋅ 2571646 MLS ⋅ ACTIVE Status
Experience the perfect blend of privacy, luxury, and timeless craftsmanship in this exceptional custom home by premier local builder Bask, located in the gated community of Salmon Bay Estates on a private cul-de-sac. Meticulously maintained home showcases exceptional craftsmanship with extensive crown molding, wainscoting, solid-core doors, slab granite countertops, stainless steel appliances, a wine refrigerator, and custom window coverings. Thoughtful updates include fresh interior paint, beautiful hardwood floors, updated Trex decking, and a covered patio with a tongue-and-groove cedar ceiling, making this home completely move-in ready. Designed for everyday living and entertaining, the main level features a dedicated office, convenient powder bath, and an inviting great room with a gas fireplace. Expansive windows overlook the private backyard, filling the home with natural light and creating a seamless indoor-outdoor connection. Set on a fully fenced, beautifully landscaped one-acre lot, the backyard is a private retreat with mature landscaping, custom curbing, irrigation, a tranquil water feature, outdoor storage shed, and an expansive patio perfect for entertaining, summer barbecues, or simply relaxing in peaceful surroundings. Upstairs, the oversized primary suite offers dual walk-in closets, serene backyard views, and direct access to a private balcony shared with the spacious bonus room—an ideal place to enjoy.

904 7th Court, Fox Island

Listing courtesy of Neighborhood Experts Real Est..

$1,075,000
3 Beds ⋅ 3 Baths ⋅ 2567823 MLS ⋅ ACTIVE Status
$15K Buyer Credit offered on this exceptional Fox Island retreat where pastoral beauty, water views, abundant wildlife, and unforgettable sunsets create a stunning backdrop for everyday living. Set on a beautifully landscaped, fully fenced shy acre, this architecturally distinctive home embraces its surroundings with three impressive view decks. Inside, over 3,700 sq ft unfolds across a flowing, entertainment-friendly floor plan accented by warm hardwood floors & updated finishes. The entire top level is dedicated to the newly renovated primary suite-a private sanctuary showcasing high-end finishes & captivating views. On the main level, the spacious kitchen features cherry cabinetry, granite counters, gas cooktop, double ovens & walk-in pantry. A full bath and office/den complete this level, while the great room opens to an expansive rooftop deck-an incredible extension of the living space for entertaining, relaxing & taking in the scenery. The lower level offers two additional bedrooms, a full bath, bar area and family/rec room, providing flex space for guests, movie nights, games and potential multi-generational living. Embrace the Fox Island lifestyle with nearby community parks offering boating, kayaking, fishing & beachcombing. Exceptional outdoor living, beautiful surroundings and a peaceful island setting feel worlds away yet remain minutes from Gig Harbor amenities. 888 Leschi Way is more than a home; it’s an opportunity to experience the best of island living.

888 Leschi Way, Fox Island

Listing courtesy of Keller Williams West Sound.

$784,900
3 Beds ⋅ 3 Baths ⋅ 2556113 MLS ⋅ ACTIVE Status
One of the best parts of coming home to Fox Island is the drive. Cross the bridge and you're greeted by sweeping water views with Mt. Rainier perfectly framed in the distance. Once your home, your mornings begin with coffee from the deck, views of Puget Sound, Mt. Rainier, and Chambers Bay. Evenings are for sunsets and watching deer and hummingbirds pass through the yard. Thoughtfully updated throughout, this home offers the best of Fox Island living, light and bright, fresh interior paint, brand new carpet, quartz countertops in the kitchen and a fully updated primary bath. You will stay cool this summer with A/C. A spacious lower-level bonus room provides flexible space for a media room, home office, gym, playroom, or guest retreat. Outside, you'll find a sport court, RV parking, a powered outbuilding ready for hobbies, projects, or extra storage, and the freedom of no HOA.This is the kind of home that reminds you why people fall in love with Fox Island. The views, peaceful setting, and the little moments you get to enjoy every day that make living here so special. This is one you really need to see in person.

1263 Pilchuck Drive, Fox Island

Listing courtesy of Hawkins Poe.

$1,800,000
6 Beds ⋅ 4 Baths ⋅ 2562869 MLS ⋅ ACTIVE Status
Show-stopping Southwestern panoramas of Puget Sound & the Olympics greet you from almost every room in this stunning Fox Island home. 100' of high-bank waterfront with tideland rights. Expansive decks on two levels deliver indoor-outdoor living and views from nearly every angle. Living room with vaulted ceilings is anchored by a gas river rock fireplace and opens to kitchen complete with granite counters, stainless steel appliances, eating area, and an eat-up bar. Kitchen flows seamlessly into a formal dining room with a two-story wall of windows. Main floor primary bedroom includes an en suite bath and deck access. The lower level impresses with 10' ceilings, two additional bedrooms, a living room, wine cellar, bonus space, a full bath and plumbing/wiring for a 2nd kitchen. Hot tub, sauna, outdoor shower, and 3-car garage complete the package. Bank reinforced by six soldier piles and geotech report completed when beach stairs were redone in 2021. Gig Harbor waterfront living at its finest.

182 Bow Road, Fox Island

Listing courtesy of Keller Williams Rty Tacoma.

$1,449,500
3 Beds ⋅ 4 Baths ⋅ 2556675 MLS ⋅ ACTIVE Status
Just a few minutes from the Fox Island Bridge, this 2018-remodeled home commands sweeping vistas of Carr Inlet, cocooned by towering trees that lend a hush of privacy so rarely found this close to everything. From the moment you enter through the front entrance, your first peek of the water through those big glass windows will have you catching your breath before you've even set down your bags. Every detail was considered: a great room anchored by a sunken living area and gas fireplace, a kitchen built for both quiet mornings and full-scale entertaining, and a primary suite that feels like its own private escape, complete with heated floors in the bathroom, a generous walk-in closet, and a balcony made for slow coffee and long sunsets. Upstairs, two more bedrooms offer thoughtfully built-out closets and a full bath of their own. Below, a daylight basement unfolds into a retreat all its own: a den with wine fridge, a flexible bonus room, a three-quarter bath, and doors that open onto a lushly landscaped, invisibly-fenced area, perfect for a pooch. Two-car garage, storage to spare. 2,512 square feet. 0.64 acres. Fully pre-inspected. Nothing to find, nothing to fix! This is a home for people who want their weekends: no projects, no compromises, just the water, always in sight. Your biggest decision here? Which view you’ll look at with your morning coffee.

176 Brick Kiln Road, Fox Island

Listing courtesy of Neighborhood Experts Real Est..

$625,000
3 Beds ⋅ 2 Baths ⋅ 2553053 MLS ⋅ ACTIVE Status
Welcome home to this beautifully maintained log home, perfectly nestled on just over an acre in highly desirable Fox Island. Inside, soaring vaulted ceilings create an airy, open feel, while a beautiful wood stove stands ready to keep you cozy on crisp winter days. The seamless flow leads to a spacious deck, offering the perfect blend of interior and exterior entertaining spaces. Outside, enjoy the ideal balance of a level, grassy yard surrounding the home and a private backdrop of mature, peaceful woods. Your private island retreat awaits!

879 9th Ave, Fox Island

Listing courtesy of Gig Harbor Real Estate.

$864,900
3 Beds ⋅ 3 Baths ⋅ 2547449 MLS ⋅ ACTIVE Status
Tucked at the end of a quiet cul-de-sac on Fox Island, this 3-bedroom, 2.75-bath home commands sweeping, unobstructed views of Chambers Bay Golf Course and Mount Rainier, a setting locals consider among the best on the island. From the deck, you can't miss Chambers Bay’s famous Lone Fir. Imagine waking up to that view every morning with your coffee or tea. A wall of windows fills the main living area with light, while an open floor plan connects the kitchen, dining, and living spaces around a cozy wood-burning stove. A bonus room off the garage offers flexible space for a home office, studio, or hobby room. Step outside to a sprawling deck with glass panel railing that keeps the view unobstructed, the perfect spot to watch orca pods glide through the Sound and boats trace their paths across the water below. Summer offers front-row seats to the 4th of July fireworks, a view few homes can match. A mature, hedged backyard adds privacy and outdoor living space. On a generous .30-acre lot with 2,020 square feet of living space, this home offers timeless craftsmanship and an unbeatable setting for someone ready to bring their own vision to life. Properties with this caliber of view rarely come to market. Don’t miss your chance.

1550 13th Court, Fox Island

Listing courtesy of Morrison House Sotheby's Intl.

$2,180,000
3 Beds ⋅ 3 Baths ⋅ 2540139 MLS ⋅ ACTIVE Status
Fox Island Waterfront Retreat with Private Beach Access. Experience the best of Fox Island living in this beautifully situated waterfront home offering stunning Puget Sound views and 95 feet of low-bank waterfront. Nestled at the end of a dead-end street on a gated and fully fenced .84-acre lot, this property provides the perfect blend of privacy, natural beauty, and everyday comfort. Also, a view of Narrows Bridge and peekaboo view of Mount Rainier. With its 2,800 square feet of living space, this 4-bedroom, 2.5-bath home features an open-concept layout designed to maximize the breathtaking water views from nearly every room. The spacious kitchen offers a large quartz island with seating, a gas range, and seamless flow into the living and dining areas—ideal for entertaining or simply enjoying the scenery. A formal dining room with built-in buffet, cozy fireplaces, and a finished daylight basement provides flexibility for gatherings, hobbies, or multi-generational living. Step outside to expansive view decks on both levels, perfect for morning coffee, summer barbecues, or watching the sunset over the Sound. The landscaped grounds include chicken coup, a fenced garden area, rock river, and large front yard with oodles of potential uses. The medium bank features a great place to enjoy the evening around the firepit. Additional features include an attached garage, RV parking, hot tub/spa, metal roof, wired generator capability, and a covered deck for year-round enjoyment.

969 12th Avenue, Fox Island

Listing courtesy of BCR LLC.

$859,000
3 Beds ⋅ 3 Baths ⋅ 2540878 MLS ⋅ ACTIVE Status
Freshly remodeled and move-in ready, this stunning 3-bedroom, 3-bath home offers fantastic views of the Puget Sound and majestic Mt. Rainier. Thoughtfully updated throughout, you'll enjoy modern finishes, stylish design, and comfortable living spaces that make this home truly special. From the cathedral ceilings and enormous windows to the expansive oversized deck this is the perfect place to relax, entertain, or simply soak in the spectacular scenery from sunrise to sunset. Large windows capture the incredible water and mountain views, bringing the beauty of the Pacific Northwest indoors. Whether you're hosting guests, enjoying a quiet evening, or working from home with an inspiring backdrop, this property delivers a rare combination of comfort, beauty, and lifestyle. Don't miss the opportunity to own a home where every day feels like a vacation.

1268 Pilchuck Dr FI, Fox Island

Listing courtesy of Century 21 Blue Chip.

$1,925,000
4 Beds ⋅ 4 Baths ⋅ 2540424 MLS ⋅ ACTIVE Status
Experience the best of Fox Island living from this beautifully updated Victorian-inspired waterfront retreat on 1.55 private acres with 93 feet of private shoreline & a stunning no-bank beach below. Perched above the water with coveted southwestern exposure, this property offers the rare balance of peaceful seclusion & everyday functionality. Thoughtful updates blend modern comfort with timeless coastal character. Light-filled spaces span all three levels, featuring gorgeous 8-inch wide plank flooring, a bright kitchen with quartz countertops & stainless-steel appliances, and water views throughout. Four bedrooms upstairs, a dedicated office, multiple living spaces, & a fully finished daylight basement provide flexibility for everyday living & entertaining. The primary suite offers expansive water views & an updated private bath. Outside, enjoy gardening, lawn games, beachcombing, kayaking, or simply relaxing on your private beach. Newly installed beach stairs lead to a charming 165-square-foot beachside retreat with loft space, creating the perfect place to unwind & extend your days by the water. Experience breathtaking sunsets from the beach, garden, lawn, porch, or the comfort of home. An attached two-car garage & insulated, heated 865-square-foot detached shop provide exceptional versatility. Complete with fresh water at the shoreline, asphalt driveway & expanded backyard, this is more than a home. It's a place where beach days last longer & sunsets linger.

768 6th Avenue, Fox Island

Listing courtesy of PropertiesNW of Gig Harbor Ltd.

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