Federal Way Homes with FHA Terms

Federal Way Homes with FHA Terms

Federal Way is a vibrant city located in King County, Washington. Situated in the heart of the state, Federal Way offers a perfect blend of suburban charm and urban convenience. With its proximity to major cities like Seattle and Tacoma, residents enjoy easy access to a wide range of amenities and employment opportunities.

One of the advantages of living in Federal Way is the availability of homes with FHA terms. FHA, or Federal Housing Administration, loans are backed by the government and designed to make homeownership more accessible. These loans often have lower down payment requirements and more flexible credit guidelines, making them an attractive option for first-time buyers or those with limited financial resources.

Whether you're a young professional looking to make your first foray into homeownership or a growing family searching for a spacious abode, Federal Way has a diverse range of properties to suit every need. From cozy townhouses and condos to single-family homes and luxurious estates, there is something for everyone.

In addition to the variety of housing options, Federal Way boasts a plethora of recreational activities and amenities. The city is home to beautiful parks, golf courses, and hiking trails, providing ample opportunities for outdoor enthusiasts to explore and enjoy nature. The vibrant downtown area offers a wide array of shopping, dining, and entertainment options, ensuring that residents have everything they need right at their doorstep.

If you're considering a move to the Pacific Northwest, Federal Way is a fantastic choice. With its welcoming community, convenient location, and homes with FHA terms, this city has a lot to offer prospective homeowners.

Newest Federal Way Homes with FHA Terms

$875,000
5 Beds ⋅ 4 Baths ⋅ 2575261 MLS ⋅ ACTIVE Status
Spacious & bright 3,160 SF, 5BR/3.5BA home on a desirable corner lot featuring one of the largest fully fenced yards in the neighborhood! Open floor plan offers slab granite counters, gas Fireplace, large nook and eating bar, formal dining & French doors to den/office. Primary suite features 5-pc bath & private retreat. Lower level offers large family room, full bath & Bedroom with walk-in closet—perfect for guests or extended living. Enjoy the extended patio, mid-level deck & expansive neighborhood views. Walk to schools and close to shopping, dining & amenities. **Seller offers $20,000 buyer credit toward new exterior painting and new stainless-steel appliances. Also, brand new garage door!**

34012 13th Court SW, Federal Way

Listing courtesy of WeLakeside.

$825,000
4 Beds ⋅ 3 Baths ⋅ 2574673 MLS ⋅ ACTIVE Status
Enjoy privacy and space in this thoughtfully designed home, tucked back from the street at the end of a long private driveway. The home features four bedrooms plus a light filled bonus room! The upstairs primary suite offers a large walk-in closet, abundant natural light, and a private attached bathroom with a soaking tub. The second primary suite on the lower level features an attached bathroom with a shower and its own closet, offering a flexible option to be a bedroom or an office. The spacious living room features a fireplace, abundant natural light, and an open flow to the kitchen. The kitchen features quartz countertops, stainless steel appliances, a 5-burner gas range, ample counter space, and abundant cabinetry. A formal dining room provides a great space for everyday living and entertaining, while the eat in kitchen offers additional flexibility. The backyard backs to a community maintained greenspace and features a large patio with a fireplace, creating a private setting for relaxing or entertaining. The two car garage offers generous additional storage space, and dedicated laundry space adds convenience. With a private setting, versatile living spaces, and thoughtful features throughout, this home offers room to spread out and enjoy both indoor and outdoor living. Don't miss this one!

35703 20th Avenue SW, Federal Way

Listing courtesy of Every Door Real Estate.

$449,950
2 Beds ⋅ 1 Baths ⋅ 2574943 MLS ⋅ ACTIVE Status
Begin building equity in this refreshed rambler featuring quality updates and a convenient Federal Way location! A newer metal roof with leaf guard gutters, Penguin triple-pane windows, and a gas furnace and water heater provide added efficiency and comfort. The open floor plan showcases hardwood and laminate flooring, along with a remote-controlled gas fireplace that creates a warm focal point for the living area. • The beautifully updated kitchen and bathroom add modern style, while the kitchen includes stainless steel appliances that stay, including a double oven. Large bedrooms offer spacious closets and comfortable living areas. A sliding door leads to a spacious composite deck creating an inviting space for relaxing or entertaining, and the gazebo stays. • Outside, enjoy a mostly level, private wooded lot that is fully fenced with a gate. The large extra-deep garage includes a door to the backyard, and the driveway provides parking for up to four vehicles. Conveniently located near downtown Federal Way, The Commons, transit center, and a variety of shops and restaurants, this home offers an excellent combination of updates, outdoor enjoyment, and accessibility. Don't miss this!

30443 3rd Avenue S, Federal Way

Listing courtesy of Leading Advantage Realty.

$929,950
5 Beds ⋅ 4 Baths ⋅ 2574453 MLS ⋅ ACTIVE Status
First time on the market! This 5/bedroom, 3.25/bath home offers nearly 4,000 finished Sq Ft and a rare combination of space, privacy, and indoor-outdoor living. Tucked at the end of a quiet cul-de-sac, the home overlooks a greenbelt and features a resort-style backyard with expansive stonework, a large patio, and a built-in fire pit, creating an inviting setting for entertaining or relaxing outdoors. Inside, the spacious floor plan offers multiple living areas, a main-floor office, a generous kitchen, and a fully finished basement with flexible space for guests, recreation, a home gym, or media room. A distinctive Federal Way property with exceptional space, a private setting, and a backyard designed to enjoy. Ideally positioned at the end of a quiet cul-de-sac. With a generous layout and an abundance of living space, this home is designed to adapt to whatever your household needs. A rare first-time on market opportunity with the size and versatility to accommodate your lifestyle in more ways than one. Come see just how much this home has to offer!

35214 4th Place SW, Federal Way

Listing courtesy of Premier Real Estate Partners.

$489,950
3 Beds ⋅ 2 Baths ⋅ 2573758 MLS ⋅ ACTIVE Status
Excellent chance to own a 3-bedroom one-story tucked away on a quiet Federal Way cul-de-sac! Offering a sought-after single-level layout and priced with potential in mind, this home is ready for its next homeowner and a new vision. The light-filled living room features large windows and a cozy wood-burning fireplace. The kitchen offers a gas cooktop, abundant cabinetry, and a peninsula with eating bar, opening to a spacious dining area. The primary bedroom features a private ¾ bath, while two additional bedrooms share a full hall bath. An oversized 2-car garage provides plenty of room for vehicles, storage, and more. Step outside to an oversized, fully fenced backyard with a desirable level lawn, garden space, and covered patio—perfect for entertaining, pets, or play. A large driveway provides ample parking. A great fit for those ready to bring their vision to life and create a home that truly reflects their style.

31428 31st Avenue SW, Federal Way

Listing courtesy of Keller Williams Realty PS.

$749,950
3 Beds ⋅ 3 Baths ⋅ 2573763 MLS ⋅ ACTIVE Status
Nearly 2,800 sq ft, an expansive 1/3-acre lot, extensive updates & room to spread out - this Brooklake Heights home checks all the boxes! Tucked away on a quiet cul-de-sac with a private greenbelt setting, this spacious tri-level offers 3 bedrooms, 2.5 baths & multiple living and flex spaces designed for everyday living, entertaining & working from home or the option for multi-generational living. Extensively remodeled in 2019, the home features engineered hardwood floors, an updated kitchen with quartz counters, full height backsplash, stainless appliances, double oven, eating bar & skylight, plus two inviting living spaces each with its own fireplace. French doors open to the deck & backyard, while a bonus room with exterior access & separate den/office provide even more flexibility. Upstairs, the spacious primary suite features a large walk-in closet & beautifully updated bath with soaking tub, glass-enclosed shower & dual vanity. New furnace & heat pump installed in 2023. Outside, enjoy a large deck, patio, wood sauna, storage shed, mature landscaping & space for RV or boat parking. Attached 2-car garage plus convenient access to schools, parks, shopping & commuter routes!

36503 2nd Avenue SW, Federal Way

Listing courtesy of Keller Williams Realty PS.

$549,500
3 Beds ⋅ 2 Baths ⋅ 2573245 MLS ⋅ ACTIVE Status
This charming 3-bed, 2.75-bath home in Federal Way is the perfect starter home or right size option for those in transition! Vaulted ceilings elevate the open living/dining layout, creating a bright, expansive feel from the moment you walk in. The remodeled master bath impresses with tile flooring and 3/4 Jacuzzi shower, while the updated main bath and fresh plumbing in both bathrooms mean move-in-ready peace of mind. New luxury vinyl plank flooring flows throughout the main living areas, complemented by new carpet in every bedroom — stylish, low-maintenance living from day one. Step outside to a fully fenced, private backyard set on a quiet corner lot along a cul-de-sac/dead-end street. Enjoy the tranquility without sacrificing convenience: shopping, dining, and freeway access are just minutes away, making commutes to Seattle, Tacoma, and beyond a breeze. Just a few miles from new Federal Way light rail! The well-maintained, low-maintenance professional landscaping keeps weekends free for what matters most. Additional updates add real value: a new fridge and a brand-new furnace backed by a transferable 10-year parts and maintenance warranty. This home blends comfort, style, and location — schedule your showing today!

2622 S 362nd Place, Federal Way

Listing courtesy of Windermere RE West Campus Inc.

$889,000
4 Beds ⋅ 4 Baths ⋅ 2573690 MLS ⋅ ACTIVE Status
Modern design, everyday warmth & a backyard that changes the way you live. This custom built home is the one you've been waiting for! Natural light pours through every window over wide plank flooring, 8 foot ceilings & an open layout with space for everyone. The main level connects the kitchen, dining, living & outdoor spaces, making entertaining easy. A wood burning stove adds character & warmth. The heart of the home is the kitchen designed to perfection featuring a farmhouse sink, waterfall quartzite countertops, custom tile, abundant storage & oversized peninsula. A large pantry & mudroom sit just off the kitchen. A main floor flex room with nearby 3/4 bath offers options for working from home or multigenerational living. Upstairs, the incredible primary suite overlooks the dreamy backyard & greenery. Escape the ordinary in the spa inspired 5 piece bath, enclosed steam shower & deep soaking tub! A junior suite with attached 3/4 bath, 2 additional bedrooms, bath & laundry round out the top floor. Outside, a fully covered deck with gas plumbing overlooks the large flat backyard with lush grass & thoughtful landscaping. A/C & meticulously maintained systems. A large 2 car garage offers loft storage + a work zone. Tucked into a quiet neighborhood close to farmers markets, saltwater beaches, Dash Point State Park, trails & schools, with easy access to I-5, Hwy 18, SeaTac + the Light Rail just 10 minutes away. Beautifully designed, incredibly livable & ready to be enjoyed!

34650 25th Avenue SW, Federal Way

Listing courtesy of eXp Realty.

$619,950
4 Beds ⋅ 2 Baths ⋅ 2567330 MLS ⋅ ACTIVE Status
Beautifully updated 4-bedroom home with a bonus room and a versatile layout. Fully refreshed cosmetically throughout with modern finishes and a clean, inviting feel. The basement features its own kitchenette and living space, offering an excellent setup for multigenerational living, extended guests, or additional flexibility. Two fireplaces add warmth and character, while the bonus room provides extra space for an office, media room, or playroom. Convenient Federal Way location close to shopping, dining, schools, and commuter routes. Come tour today!

30420 2nd Avenue S, Federal Way

Listing courtesy of Heaton Dainard, LLC.

$449,999
2573513 MLS ⋅ ACTIVE Status
Incredible land in the center of Federal Way sold together with the land and property located at 37337 2nd Avenue SW, Federal Way, WA 98023.

32337 (LOT 2188203740) 2nd Avenue SW, Federal Way

Listing courtesy of Mickelsen & Tran RE Brokers.

$650,000
3 Beds ⋅ 3 Baths ⋅ 2570292 MLS ⋅ ACTIVE Status
What a wonderful home this is. The layout is so friendly and inviting. All the heavy lifting has been done. Brand new stunning kitchen remodel complete with custom cabinets, high end appliances and beautiful tile work. All new LVP flooring on the main floor and all new carpet on the second floor. Bathrooms have been refreshed with new flooring, vanities, toilets, mirrors and lighting. Fresh interior and exterior paint. Light filled rooms make this house so welcoming. Large backyard with plenty of room to play. Home sits on a quiet cul de sac near parks and walking trails. Easy for the commuter. You will fall in love the minute you walk in the door!

1416 SW 352nd Court, Federal Way

Listing courtesy of Realogics Sotheby's Int'l Rlty.

$449,999
3 Beds ⋅ 2 Baths ⋅ 2572819 MLS ⋅ ACTIVE Status
Northwest sanctuary nestled on nearly ¾ acre across 2 tax parcels. Updated home offers privacy, nature & convenience. Updates incl. flooring, kitchen, baths, windows & siding. Enjoy mature trees, territorial & Mt. Rainier views, spacious decks, guest parking & room to garden, entertain or relax. Move-in ready w/warm, inviting character. Second parcel offers extra recreational space & future potential. Minutes to shopping, schools & major highways, a rare opportunity for secluded living w/room to spread out!

37337 2nd Avenue SW, Federal Way

Listing courtesy of Mickelsen & Tran RE Brokers.

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