Elma Homes with VA Loan Terms

Elma Homes with VA Loan Terms

Elma is a charming city located in Grays Harbor County, Washington, in the United States. Known for its peaceful atmosphere and scenic surroundings, Elma offers a wonderful community for those seeking a tranquil lifestyle.

Nestled amidst the natural beauty of the Pacific Northwest, Elma boasts a variety of outdoor recreational opportunities. From hiking and biking trails to fishing and boating spots, residents can enjoy the great outdoors right at their doorstep. The city is also home to several parks and green spaces, providing ample opportunities for picnics, sports, and family gatherings.

When it comes to real estate in Elma, there are many options available for those interested in purchasing a home with VA loan terms. The VA loan program offers favorable terms and benefits for veterans, active-duty service members, and eligible surviving spouses. With a VA loan, buyers can enjoy low or no down payment options, competitive interest rates, and flexible credit requirements.

Elma offers a range of housing options to suit different preferences and budgets. From cozy single-family homes to spacious ranch-style properties, there is something for everyone. Many homes in Elma feature modern amenities, open floor plans, and beautiful views of the surrounding landscapes.

If you are considering purchasing a home in Elma with VA loan terms, it is advisable to work with a knowledgeable real estate agent who can guide you through the process. They can help you find the perfect home that meets your needs and assist you with navigating the VA loan application and approval process.

With its peaceful atmosphere, natural beauty, and access to VA loan terms, Elma is an ideal place to call home. Whether you are a veteran or simply looking for a serene community to settle down in, Elma has plenty to offer.

Newest Elma Homes with VA Loan Terms

$444,950
3 Beds ⋅ 2 Baths ⋅ 2564942 MLS ⋅ ACTIVE Status
High quality new construction Rambler! Yard will be hydroseeded prior to closing. Home offers a 3 bed 2 bath one-story layout that can suit many different needs. Exterior siding & trim are hardie board products that carry a 30 year warranty. Interior finishes include white shaker cabinets, quartz countertops, lifeproof vinyl plank flooring, stainless steel appliances and much more! Examples of finishes can be given upon request. High efficiency heat pump means no more hot days or chilly nights inside your new home. Welcome home! **Home is currently under construction** Estimated completion date of October 23, 2026. Garage will be a 2-car garage.

6 Hobble Creek Street, Elma

Listing courtesy of eXp Realty.

$365,000
3 Beds ⋅ 2 Baths ⋅ 2565293 MLS ⋅ ACTIVE Status
Move in ready comfort meets modern upgrades in beautiful Elma! Welcome home to 1710 W Young St, Elma WA! This well cared for 3 bedroom, 1.5 bath single story home offers 1,176 SQFT of comfortable living on a fully fenced .14 acre lot. Enjoy a BRAND NEW composition roof, fresh interior paint, new appliances & laminate flooring throughout. Stay comfortable year round w/ central A/C, heat pump & cozy new pellet stove. Entertain on the huge wrap around deck overlooking territorial views. Spacious attached 2 car garage + RV parking for boats, toys & extra vehicles. No HOA! Outbuildings for added storage. All appliances included washer, dryer, refrigerator, dishwasher, microwave & stove. High speed internet & cable ready. Eligible for FHA, VA, USDA & conventional financing. Minutes to downtown Elma shops, dining & freeway access. Elma School District. Low property taxes only $2,843/yr. Don't miss this affordable Grays Harbor gem!

1710 W Young Street, Elma

Listing courtesy of eXp Realty.

$799,900
5 Beds ⋅ 3 Baths ⋅ 2561960 MLS ⋅ ACTIVE Status
Perched atop a peaceful hill on 2.4 acres, this stunning custom cedar home offers warmth, space, and beauty. Surrounded by nature & overlooking gorgeous views, this one-of-a-kind property is designed for those who appreciate privacy, comfort, and room to gather. Step inside to an impressive great room where a soaring wall of windows floods the home with natural light. Just below the great room, a spacious rec room provides a flex space for a game room, media room, or gathering area. The expansive kitchen is a dream, feat. an abundance of cabinetry, generous counter space, an island with cooktop, double ovens, and all appliances inc. The oversized dining room is ready to host everything from intimate dinners to large gatherings. Offering 5 generously sized beds/2.25 baths, there's plenty of room for everyone. The private primary room is a retreat, complete with French doors to its own deck, a walk-in closet, & ensuite bath. Cozy up on cool evenings beside the fireplaces. Furnace/heat pump provide efficient heating and AC for year-round comfort. Relax on the expansive front deck while taking in the views, or entertain guests on the massive back deck overlooking your acreage. 2 car attached garage adds conv. while the wooded setting offers the tranquility of country living waiting to be enjoyed. If you've been searching for a home that combines timeless cedar charm, incredible entertaining spaces, stunning views, and peaceful privacy, this property is one you won't want to miss!

14 Overview Lane, Elma

Listing courtesy of Better Properties Grays Harbor.

$434,995
3 Beds ⋅ 2 Baths ⋅ 2554514 MLS ⋅ ACTIVE Status
High quality new construction! Yard will be hydroseeded prior to closing. Home offers a 3 bed 2 bath one-story layout that can suit many different needs. Exterior siding & trim are hardie board products that carry a 30 year warranty. Interior finishes include white shaker cabinets, quartz countertops, lifeproof vinyl plank flooring, stainless steel appliances and much more! Examples of finishes can be given upon request. High efficiency heat pump means no more hot days or chilly nights inside your new home. Welcome home! **Home is currently under construction** Estimated completion date of September 18, 2026. Garage will be a 2-car garage.

3 Hobble Creek Street, Elma

Listing courtesy of eXp Realty.

$434,995
3 Beds ⋅ 2 Baths ⋅ 2554517 MLS ⋅ ACTIVE Status
High quality new construction! Yard will be hydroseeded prior to closing. Home offers a 3 bed 2 bath one-story layout that can suit many different needs. Exterior siding & trim are hardie board products that carry a 30 year warranty. Interior finishes include white shaker cabinets, quartz countertops, lifeproof vinyl plank flooring, stainless steel appliances and much more! Examples of finishes can be given upon request. High efficiency heat pump means no more hot days or chilly nights inside your new home. Welcome home! **Home is currently under construction** Estimated completion date of September 18, 2026. Garage will be a 2-car garage.

15 Hobble Creek Street, Elma

Listing courtesy of eXp Realty.

$339,900
3 Beds ⋅ 1 Baths ⋅ 2554445 MLS ⋅ ACTIVE Status
Nice single story stick built home for sale in the quiet town of Elma! 3 bedrooms. 1 full bathroom with a dual sink vanity. 1250 square feet. Roomy kitchen with pantry, stainless steel appliances and gas range. Spacious living room with gas log fireplace. Dining area with slider that opens to a side yard patio. Laminate floors. Light and bright with lots of windows and vaulted ceilings. White painted doors and millwork. Great condition. New paint inside and out. Vinyl windows, gas forced air heat and gas hot water heater. Newer electric panel. Nice large level lot (75x125) with alley access. Wonderful small community. Close to parks and schools. Short drive to Olympia and easy drive to ocean beaches.

1713 W Martin Street, Elma

Listing courtesy of Group 7 Inc., Real Estate Serv.

$549,000
3 Beds ⋅ 2 Baths ⋅ 2556671 MLS ⋅ ACTIVE Status
Meticulously maintained and move-in ready, this spacious 3-bedroom, 2-bath rambler offers tall ceilings, comfortable living spaces, and a freestanding propane fireplace. The kitchen features brand-new stainless steel appliances, while other recent updates include a brand-new roof and a beautifully remodeled bathroom. Situated on a desirable corner lot, the property offers abundant parking, an attached 484-square-foot garage, and an impressive 960-square-foot shop or additional garage. A large attic and yard-maintenance shed provide even more storage. Step outside to the beautifully cared-for yard and covered deck, where you can relax, entertain, and enjoy the view. This exceptional property offers the space, storage, and pride of ownership buyers are looking for, all just minutes from downtown Elma, schools, shopping, the hospital, and quick highway access. Olympia is approximately 30 minutes away. Come see how much this wonderful home has to offer!

101 S 16th Street, Elma

Listing courtesy of Better Properties Grays Harbor.

$825,000
3 Beds ⋅ 2 Baths ⋅ 2553411 MLS ⋅ ACTIVE Status
Welcome to your own private Northwest retreat on 24.4 acres of beautiful, usable bottom land. This exceptional property offers the perfect blend of modern updates and country living with fenced pastures, creek frontage, a water-supplied greenhouse, horse arena, 4-stall metal shop, garden space, abundant RV parking, and power and water to both the arena and RV area. The beautifully updated 3,000+ sq. ft. home features soaring 17-foot ceilings, 3 bedrooms, 1.75 baths, three fireplaces, a spacious kitchen with Sub-Zero refrigerator, double ovens, breakfast nook, wine storage, built-in intercom, Astro-Vac, and mud room. Extensive renovations have transformed the home, including a stunning remodeled primary suite and bathroom, fresh interior and exterior paint, new carpet throughout, and a spacious new deck perfect for entertaining or taking in the peaceful surroundings. Every improvement has been thoughtfully completed, making this property truly move-in ready. Whether you’re looking for an equestrian property, hobby farm, or private country escape, this one offers the lifestyle you’ve been dreaming of.

32 Thompson Lane, Elma

Listing courtesy of eXp Realty.

$574,500
3 Beds ⋅ 2 Baths ⋅ 2551281 MLS ⋅ ACTIVE Status
Discover this beautifully updated rambler, tucked in and surrounded by nature. This 3 bed, 1.75 bath home is nestled on 2 fenced acres, offering exceptional privacy and a peaceful setting. Inside, you'll appreciate the updates including new flooring, fresh interior paint, and a stunning primary bath that has been completely remodeled. The spacious primary suite also features a sliding glass door leading to a private trex deck, an ideal spot to enjoy the quiet surroundings. Out back you will find a generous concrete patio that creates the perfect outdoor entertaining space. The exterior was painted in 2024, new windows in 2024 and 2026, the black top driveway done in 2024, and the roof being new in 2022 adds even more value and peace of mind. Designed for both every day living and storage, the property includes a large 18'x36' RV cover, RV outlet/sewer drop, 2 dog kennels, a fenced dog run, a 2-car shop, and an additional 3 car shop with carport providing endless space for vehicles, hobbies, equipment, or recreational toys. Combining modern updates, incredible outbuildings, and the tranquility of country living, this move-in-ready property is a rare opportunity you won't want to miss.

160 Cloquallum Road, Elma

Listing courtesy of Better Properties Grays Harbor.

$429,000
4 Beds ⋅ 2 Baths ⋅ 2548567 MLS ⋅ ACTIVE Status
Completely updated property offering a beautiful main home plus a detached ADU, tucked away on a quiet dead-end road in Elma. The 1,496 sq. ft. two-story residence features 4 bedrooms, 1.75 baths, and a dedicated office/bonus room. Updates include fresh interior finishes, new flooring, paint, fixtures, and more, creating a move-in-ready home with modern appeal. New landscaping enhances the property's curb appeal and outdoor enjoyment. The detached 480 sq. ft. ADU has 1 bedroom, and ¾ bath. Whether you're looking for multigenerational living, guest accommodations, rental income potential, or a private workspace, this versatile property offers exceptional flexibility in a peaceful setting.

606 N 5th Street, Elma

Listing courtesy of Oak & Stone Realty Group LLC.

$449,900
3 Beds ⋅ 2 Baths ⋅ 2541354 MLS ⋅ ACTIVE Status
Beautiful Home Under Construction now! Single Level Home on the West End of Town with No Steps to get in the house or garage! This is a Wonderful 3 Bdrm, 2 bath Floorplan with the Great Room Concept for Open Living Space & an Inviting Kitchen with White Shaker Cabinets with Soft-close Doors & Drawers! Quartz Countertops & Big Island perfect for entertaining! Nice Wide Open Spaces and Hallways! Laundry Room/Pantry is amazing! Ductless Heat Pump provides Year 'round Comfort with Maximum Energy Efficiency combined with ICS Construction also provides Superior Wind, Fire, Earth Quake & Moisture protection! Should get you Insurance Savings! Split Bedroom layout for additional privacy! Primary Bedroom has a Full Size Step-in Shower and a Walk-In Closet. Cedar Fencing for extra Privacy! Wonderful Place to Make Your Home! Builder & Preferred Lender Credit of 3% towards Interest rate buy down or Closing Costs Lower your monthly payment!

17 Pebble Creek Court, Elma

Listing courtesy of CENTURY 21 Real Estate Center.

$799,999
4 Beds ⋅ 3 Baths ⋅ 2532344 MLS ⋅ ACTIVE Status
Rare opportunity to own just shy of 20 acres in Elma featuring a beautifully renovated 4-bedroom farmhouse surrounded by open pasture, mature timber, and established fruit-bearing trees. Century-old blueberry bushes, a year-round creek, seasonal pond, apple and pear orchard, two shop areas, and an RV pad all contribute to the property's character. The farmhouse has been thoughtfully updated while preserving its original charm. Abundant natural light fills the home, complemented by a brand-new kitchen, new roof, updated foundation, renovated bathrooms, and a walkout basement that provides additional flexible living space. An older 3-bedroom, 1-bath single-wide, previously used as a rental, is situated on a separate meter and will remain with the property.Tucked away in a private setting, yet located approximately 35 minutes from Olympia, just minutes from downtown Elma, and within easy reach of Grays Harbor amenities, this property offers the best of both worlds. Enjoy country living without sacrificing convenience. All while taking advantage of the space, privacy, and versatility this unique property has to offer.

172 S Bank Road, Elma

Listing courtesy of HomeSmart Real Estate Assoc.

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