Downtown Homes with USDA Loan Terms

Downtown Homes with USDA Loan Terms

Welcome to Downtown, a vibrant neighborhood located in Everett, Washington. Situated in Snohomish County, Downtown offers a unique blend of urban convenience and small-town charm.

As part of Everett, Downtown benefits from being in close proximity to all the amenities and attractions this thriving city has to offer. From trendy restaurants and cafes to boutique shops and art galleries, there is always something exciting happening in Downtown. The neighborhood is also known for its lively nightlife scene, with plenty of bars and entertainment venues to choose from.

One of the advantages of living in Downtown is the availability of homes with USDA loan terms. The USDA loan program is designed to help low- to moderate-income homebuyers in eligible rural and suburban areas. With favorable terms, such as low-interest rates and no down payment requirement, USDA loans make homeownership more accessible for those who qualify.

Whether you're a first-time homebuyer or looking to upgrade to a larger property, Downtown offers a range of housing options to suit different preferences and budgets. From cozy apartments and townhouses to spacious single-family homes, there is something for everyone in this neighborhood.

In addition to its vibrant atmosphere and affordable housing options, Downtown is conveniently located near major transportation routes, making it easy to commute to other parts of the city or even to Seattle, which is just a short drive away.

If you're looking for a neighborhood that combines urban living with affordability, Downtown in Everett is definitely worth considering. With its charm, convenience, and homes with USDA loan terms, it's a great place to call home.

Newest Downtown Homes with USDA Loan Terms

$699,950
3 Beds ⋅ 2 Baths ⋅ 2556790 MLS ⋅ ACTIVE Status
Experience the best of downtown Bellevue living in this beautifully updated 3-bedroom home, ideally located just moments from world-class shopping, dining, parks, and everyday conveniences. Thoughtfully designed with a spacious, functional floor plan, this move-in-ready residence offers an exceptional blend of comfort, style, and convenience.The light-filled interior features expansive living and dining spaces anchored by a cozy fireplace, while the beautifully remodeled kitchen showcases quartz countertops, stainless steel appliances, and abundant cabinetry. Stylishly updated bathrooms, fresh interior paint, and modern finishes throughout create a polished, contemporary feel.Step outside to your own private patio—perfect for morning coffee, outdoor dining, or simply unwinding. Additional highlights include a deeded parking space, plentiful guest parking immediately adjacent to the home, and outstanding community amenities including a clubhouse, outdoor pool, and hot tub.Located just minutes from the Bellevue Farmers Market, Downtown Bellevue, Bellevue Square, major commuter routes including I-405 and SR-520, and served by highly acclaimed Bellevue schools including Clyde Hill Elementary, Chinook Middle School, and Bellevue High School. No rental cap, and truly turnkey—this is an exceptional opportunity to enjoy one of Bellevue's most desirable locations.

10221 NE 16th Street Unit #H7, Bellevue

Listing courtesy of eXp Realty.

$478,000
3 Beds ⋅ 3 Baths ⋅ 2542712 MLS ⋅ ACTIVE Status
Welcome to Gilman Walk—home to 8405 Gilman Way, where modern living meets an approachable price point. This 3-bedroom townhome offers low-maintenance living without sacrificing style, making it an ideal fit for anyone looking to simplify without compromise. The open-concept layout is designed for real life and entertaining, featuring quartz countertops, stainless steel appliances, and clean, contemporary finishes throughout. Upstairs, the spacious primary suite offers dual sinks and a walk-in closet, creating a comfortable private retreat. A finished garage, thoughtful layout, and newer construction provide the convenience and peace of mind today’s buyers are looking for—without the wait or premium of new construction. Affordable. Move-in ready. And exactly where you want to be. Plus—enjoy a 1% lender credit when using the preferred lender + 1 year home warranty credit, helping make homeownership even more attainable.

8405 Gilman Way, Arlington

Listing courtesy of John L. Scott Arlington.

$478,000
3 Beds ⋅ 3 Baths ⋅ 2512639 MLS ⋅ ACTIVE Status
Welcome to Gilman Walk—home to 8405 Gilman Way, where modern living meets an approachable price point. This 3-bedroom townhome offers low-maintenance living without sacrificing style, making it an ideal fit for anyone looking to simplify without compromise. The open-concept layout is designed for real life and entertaining, featuring quartz countertops, stainless steel appliances, and clean, contemporary finishes throughout. Upstairs, the spacious primary suite offers dual sinks and a walk-in closet, creating a comfortable private retreat. A finished garage, thoughtful layout, and newer construction provide the convenience and peace of mind today’s buyers are looking for—without the wait or premium of new construction. Affordable. Move-in ready. And exactly where you want to be. Plus—enjoy a 1% lender credit when using the preferred lender + 1 year home warranty credit, helping make homeownership even more attainable.

8405 Gilman Way, Arlington

Listing courtesy of John L. Scott Arlington.

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