Coupeville Homes with Conventional Terms

Coupeville Homes with Conventional Terms

Located in Coupeville, Washington, in Island County, this charming neighborhood offers a unique blend of small-town charm and natural beauty. With its picturesque surroundings and close-knit community, Coupeville is an ideal place to call home.

Situated in the United States, Coupeville is a part of Washington state, known for its stunning landscapes and outdoor recreational opportunities. Island County, where Coupeville is located, is surrounded by the waters of the Puget Sound, offering residents breathtaking views and access to various water activities.

When it comes to finding a home in Coupeville, you'll be pleased to know that there are plenty of options available with conventional terms. Whether you're looking for a cozy bungalow, a spacious family home, or a stylish condominium, you'll find a range of properties to suit your needs.

With conventional terms, homebuyers can benefit from traditional financing options, making the home buying process more accessible and straightforward. This means you can secure a mortgage with a fixed interest rate and a consistent monthly payment, providing stability and peace of mind.

In addition to the variety of homes available, Coupeville offers a range of amenities and attractions. From quaint shops and local eateries to beautiful parks and outdoor trails, there's always something to explore and enjoy in this vibrant neighborhood.

If you're looking for a peaceful and welcoming community with a wide selection of homes and conventional financing options, Coupeville is the perfect place to settle down.

Newest Coupeville Homes with Conventional Terms

$280,000
2568074 MLS ⋅ ACTIVE Status
Discover the opportunity to create your own Whidbey Island retreat on this beautiful 11.16-acre parcel in the Coupeville area. Tucked away on a private dead-end road, this mostly wooded property offers a peaceful rural setting with mature evergreens, level terrain and areas that provide a natural canvas for your future plans. Zoned Rural and designated Rural Lands, this property offers the space and flexibility buyers are searching for, with the potential for two dwellings, subject to county approval, septic feasibility and applicable development requirements.A site registration is on file with Island County, documenting that the property was evaluated and found capable of supporting an on-site sewage disposal system for a single-family residence, subject to current permitting requirements. Whether you envision a custom home surrounded by trees, a private island getaway, or exploring additional residential possibilities, this acreage provides a rare opportunity to create something uniquely yours.Enjoy the best of Central Whidbey Island living with convenient access to the historic town of Coupeville, Admiralty Bay, schools, parks, dining and local amenities. The property combines privacy, acreage and convenience, offering the chance to build your future in one of Whidbey Island’s most desirable areas.Buyer to verify all development options, including building requirements, utilities, septic design/permitting and any additional land use opportunities.

Small Lane, Coupeville

Listing courtesy of Pacific Wolf Realty.

$962,000
3 Beds ⋅ 3 Baths ⋅ 2570069 MLS ⋅ ACTIVE Status
Enchanting Lovejoy Victorian, nestled in a quiet & peaceful neighborhood just steps from downtown Coupeville. Situated across the street from a greenbelt and the comm. beach access, enjoy captivating views of Penn Cove,Mt Baker & the wharf. The home's historic character has been well preserved but with modern amenities. In the last 1-6 years the following updates/replacements have been completed: new roofs on main and outbuildings; sewer hookup to city sewer, electrical and plumbing; new kitchen and appliances, quartz counter and porcelain farmhouse sink; remodeled bathrooms; new hardwood flooring in kitchen and dining room, new carpeting in BR's; chimney repointed and new cap and wood stove liner & new wood stove. This home and property are ready to enjoy, boasting 9' ceilings, bright chef's kitchen w/ island offering counter seating plus loads of storage, a primary bedroom w/ 1/2 bath on the main floor with 2 additional BR's & a BA upstairs, and a beautiful staircase. BONUS: Finished spaces that are currently used as a workout studio & music room, AND a 16' x 24' shop w/ loft storage and a corner workbench! Rounding out this sweet package is a huge yard, with an additional fenced in English garden with patio, pergola, firepit, and auto irrigation system. Current owners have thought of everything, they even installed a water softener & 22w whole house generator w/owned propane tank! The stairs to the private community beach recently been updated w/railing & solar lighting.

1209 NE Leisure Street, Coupeville

Listing courtesy of Front Street Realty.

$649,999
3 Beds ⋅ 2 Baths ⋅ 2568081 MLS ⋅ ACTIVE Status
Tucked into a beautifully landscaped & private setting just minutes from historic downtown Coupeville, this charming 3-bedroom, 1.75-bath home offers a rare combination of island character, flexible space & exceptional gardens. Step inside from the covered front porch to a welcoming, fireplace-warmed living room & light-filled kitchen with granite countertops, stainless steel appliances & garden window overlooking the lush surroundings. The adjoining dining area opens directly to a spacious covered deck, creating an easy flow for indoor-outdoor living & entertaining. Convenient utility room with washer/dryer also provides direct deck access. Peaceful primary suite features an ensuite bath & walk-in closet, while two addtl bedrooms & full bath offer comfortable space for guests or office. Outside is where this property truly shines. Curving flagstone & gravel paths meander through established gardens filled with ferns, ornamental grasses, flowering perennials & variety of mature shade trees. A garden pergola, secluded fenced lawn & tranquil pond with a natural rock waterfall creates a setting that feels like a private retreat. Two detached structures add remarkable versatility. Charming studio cottage, finished to complement the main home's shingle siding, offers possibilities for guest accommodations, a creative retreat, home office or potential income use. The detached two-car garage includes a finished workshop area ideal for hobbies, art studio, home business or storage.

1607 NE Parker Road, Coupeville

Listing courtesy of Windermere RE Anacortes Prop..

$775,000
3 Beds ⋅ 3 Baths ⋅ 2564824 MLS ⋅ ACTIVE Status
Custom built with a water view & the upgrades chosen, not defaulted. The kitchen opens to the great room — one space, no walls between the cook & the conversation. A five-burner range & double oven anchor granite counters, custom cabinetry & stainless throughout, built for the year the holidays land at your house. Wood floors run beneath vaulted ceilings, warmed by a propane fireplace. Six skylights & three solar tubes pull daylight down from above, so the house stays bright long after the clouds roll in. Three spacious bedrooms & three full baths, all on one level — no steps anywhere, wide hallways throughout, a floor plan that works now & keeps working. Tankless hot water, utility room with new washer & dryer. Out back, a 12x26 concrete patio holds the whole crowd, water in the distance. Neighborhood amenities include a clubhouse & seasonal pool nearby. Home...built once, built right...

645 Monterey Avenue, Coupeville

Listing courtesy of Windermere Whidbey Island.

$440,000
2 Beds ⋅ 2 Baths ⋅ 2564449 MLS ⋅ ACTIVE Status
Enjoy expansive island living on over half an acre of land in this beautifully updated Coupeville manufactured home. With 2 bedrooms, a bonus room and 2 bathrooms, it offers 1,732 square feet of tastefully renovated living space. The efficient layout features a beautifully updated kitchen with tile floors, black stainless steel appliances and a large single sink. The primary suite serves as a tranquil escape with an upgraded five-piece bath and soaking tub. A flexible bonus room provides a perfect spot for a home office. Nestled in the Crockett Lake neighborhood, this property blends a private retreat with space for your favorite hobbies. The level, sunny, and fully fenced 0.56-acre lot offers ample room for gardening, playing, pets, or projects, complete with a storage shed and a covered parking space. The home sits under 10 minutes from Coupeville, Driftwood Park, Rhododendron Park, Fort Casey, and the ferry landing, and 26 minutes from Oak Harbor and NASWI. The low interest VA loan is assumable. Make this gem of a property the start of your Whidbey Island adventure!

803 Hazzle Court, Coupeville

Listing courtesy of Coldwell Banker 360 Team.

$849,900
1 Beds ⋅ 1 Baths ⋅ 2535976 MLS ⋅ ACTIVE Status
Set on the tranquil shores of Penn Cove along sought-after Madrona Way, this waterfront retreat is all about the views, the setting & the lifestyle. Major remodel, top to bottom: NEW 50-year roof, concrete siding & trim, vinyl windows, gutters & synthetic decking — plus new carpet & LVP flooring, paint (inside & out), doors & updated bath over a treated crawl space. The big work is behind you, so weekends go to the water instead of the to-do list. Inside, 912 sq ft offers 2 bedrooms, 1 bath & a living room warmed by a cozy free-standing wood stove--where picture windows frame panoramic views of Penn Cove, Mount Baker & the Cascades. Outside, 50+ feet of no-bank waterfront & tideland rights open to your very own private beach. Kayak, paddle-board or beach-comb, then watch the sun set from the deck while sailboats drift across protected waters. Add in frequent Orca sightings & everyday life feels extraordinary. Minutes from historic Downtown Coupeville...and you've just unlocked something truly special...

1982 Madrona Way, Coupeville

Listing courtesy of Windermere Whidbey Island.

$430,000
2 Beds ⋅ 2 Baths ⋅ 2563103 MLS ⋅ ACTIVE Status
Opportunity awaits in the desirable Rolling Hills community! This 2-bedroom, 2-bath home with a versatile bonus room sits on nearly half an acre and features a functional floor plan, a spacious fenced backyard, and endless potential to make it your own. This Home offers an excellent opportunity to build equity in a fantastic location. A standout feature is the existing FHA loan with a highly attractive 2.875% interest rate, which may be assumable by a qualified buyer—an exceptional opportunity in today’s market. Enjoy community amenities including a pool, clubhouse, private beach access, and boat launch, all conveniently located just minutes from NAS Whidbey, Oak Harbor, and Coupeville. Bring your vision and discover everything this property has to offer! FHA loan assumption is subject to lender approval, buyer qualification, and applicable terms and conditions.

1060 Sidney Street, Oak Harbor

Listing courtesy of Keller Williams Western Realty.

$502,549
2 Beds ⋅ 1 Baths ⋅ 2562097 MLS ⋅ ACTIVE Status
Imagine a life where time slows down, greeted each day by the refreshing breeze of the Pacific Northwest. Nestled in the coveted Coupeville Rain Shadow, this charming 2-bedroom, 1-bath home captures breathtaking views across Crockett Lake Wildlife Preserve, the Olympic Mountains, the Keystone Ferry, and the busy shipping channels beyond. A paradise for bird watchers and nature lovers, enjoy front-row views of soaring eagles, migrating waterfowl, and unforgettable Whidbey Island sunsets from the comfort of home or the inviting aggregate courtyard. Situated on a sunny, open parcel, the property offers endless opportunities to create gardens, orchards, or simply enjoy the region's exceptional microclimate. The spacious detached shop/garage provides abundant room for hobbies, projects, tools, boats, RVs, or additional storage. Garage roof is 5 years old. Exterior paint is 2 years old. Perfect as a full-time residence, weekend retreat, or investment opportunity with short-term rental potential, this property places you just minutes from the Keystone boat launch, world-class fishing, crabbing, kayaking, and only a couple of miles from Fort Casey State Park, scenic beaches, and miles of hiking trails. Experience the best of Whidbey Island living with stunning natural beauty, endless recreation, and peaceful coastal charm. Schedule your private tour today and discover a lifestyle unlike any other.

895 Prairie View Avenue, Coupeville

Listing courtesy of Redfin.

$750,000
1 Beds ⋅ 1 Baths ⋅ 2560383 MLS ⋅ ACTIVE Status
First time on the market- an incredible opportunity! Over 13 sunny, level acres in a quiet rural setting within central Whidbey’s rainshadow and scenic Ebey’s Reserve. Rural zoning provides potential to subdivide and create an additional buildable acreage lot. Perfect for an equestrian property, hobby farm, or private retreat, featuring expansive fenced pastoral areas, no CC&Rs, and a private shared well. The light-filled, single-level home features a spacious bedroom with vaulted ceilings and ample closet space, plus a flexible bonus room or office. Enjoy an open kitchen and living space, a cozy breakfast nook framed by corner windows, a full bathroom, a charming covered entryway, and a large laundry room with convenient back door access. Updated electric water heater. Live comfortably in this home while building your custom dream home, then convert the current house into a guest house! Exceptional outbuildings feature a fully powered 720 ASF shop with a 10 ft. sliding door, plus a versatile 2,500 ASF pole barn. The pole barn includes a central 1,000 ASF enclosed barn with a concrete floor (ideal for stalls, storage, or equipment), flanked by two +/-500 ASF side carports (one with a concrete floor), and an attached 500 ASF covered rear extension. Situated on a peaceful dead-end street with a beautiful selection of mature evergreen trees and sweeping, wide-open rural views. Endless possibilities- come and see today! Buyers to verify information.

347 Jacobs Road, Coupeville

Listing courtesy of Windermere Whidbey Island.

$999,000
2 Beds ⋅ 3 Baths ⋅ 2559802 MLS ⋅ ACTIVE Status
FIRST TIME ON THE MARKET! Private estate in central Whidbey Island on a sunny, level 5-acre corner lot in Ebey's Reserve. Perfect setup for a dream hobby farm! Situated on a quiet dead-end street just a short distance to downtown Coupeville, surrounded by rural beauty, expansive views & no CC&Rs. HOME: Sprawling 2,500 ASF quality custom-built home w/ west-facing Olympic Mountain views & over 2,200 sqft on the main level. Bright, open floor plan w/ ample skylights & large windows throughout. Dual primary suites w/ a shared central shower, bonus room/office, propane fireplace in main living area & an upper-level loft with beautiful views! Central entertaining kitchen features a SS dishwasher & oven, giant pantry, large laundry room w/ utility sink & convenient powder room off kitchen. A spacious rec room off the main dining area leads to an enclosed sunroom. Recent upgrades include a new heat pump furnace & A/C, propane water heater & whole-house water softener. Oversized double carport w/ 3 enclosed storage spaces, beautiful landscaping & a fenced garden w/ mature fruit trees. SHOP & OUTBUILDINGS: Incredible shop & pole barn w/ separate 200-amp power service, outlets & lighting throughout! The shop is over 3,600 ASF w/ 1,000 ASF of insulated space, wood-burning stove, toilet & sink, 11 ft walls & 15 ft wide barn doors perfect for boat/RV storage. Shop includes an additional 1,300 ASF of covered carports. A separate pole barn w/ over 900 ASF & 3 acres of level pasture land.

830 Rusty Road, Coupeville

Listing courtesy of Windermere Whidbey Island.

$499,500
3 Beds ⋅ 2 Baths ⋅ 2554538 MLS ⋅ ACTIVE Status
Thoughtfully updated and move-in ready, this inviting single-level home offers the perfect blend of comfort, style, and convenience. The bright open-concept floor plan features a spacious living room with a cozy gas stove, dining area, and an inviting galley kitchen with updated countertops and appliances. Recent improvements include brand-new Sherwin-Williams interior paint, new flooring, new baseboards, updated countertops, and energy-efficient mini-split heat pumps providing both heating and air conditioning in the living area and two bedrooms. The generous primary suite offers a private ¾ bath, while two additional bedrooms and a full guest bath provide flexibility for guests, a home office, or everyday living. Outside, enjoy the new and fully fenced backyard with plenty of room to entertain, garden, or play, along with the convenience of an attached two-car garage. Ideally situated between historic Coupeville and Oak Harbor with easy access to NAS Whidbey, Fort Ebey State Park, the Kettles Trail System, shopping, and everyday amenities. Sierra Country Club residents enjoy a clubhouse, swimming pool, playground, and private community beach. A wonderful opportunity to enjoy the very best of Whidbey Island living.

2550 San Juan Street, Coupeville

Listing courtesy of Redfin.

$1,499,000
4 Beds ⋅ 3 Baths ⋅ 2557706 MLS ⋅ ACTIVE Status
Experience elevated country living in this stunning custom home set on shy 17 private acres overlooking sweeping prairie & Admiralty Bay. The home features formal living and dining spaces, a chef’s kitchen equipped with gas and electric cooktops, prep space, walk-in pantry & abundant storage. The expansive primary suite offers a true retreat w/ Jacuzzi tub, dual vanities & dual WIC. A 4th bedroom off the primary used as an office has separate entrance from garage. Thoughtfully designed for animal lovers, the property includes a dedicated dog salon & fenced dog run. A detached shop/garage/well house provides flexible space. A rare opportunity to own a private, view-rich estate blending natural beauty, functionality & refined living.

1049 Burchell Road, Coupeville

Listing courtesy of Better Homes&Gardens McKenzie.

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