Cottage Lake Homes with FHA Terms

Cottage Lake Homes with FHA Terms

Cottage Lake: A Serene Neighborhood in Woodinville, Washington

Nestled in the heart of Woodinville, Washington, Cottage Lake is a charming neighborhood that offers a tranquil and picturesque setting. Located in King County, this idyllic community is known for its natural beauty and close-knit community feel.

Situated just a short drive away from Seattle, Cottage Lake provides residents with the perfect balance of peaceful suburban living and convenient access to urban amenities. The area boasts an abundance of lush green spaces, including the scenic Cottage Lake Park, where residents can enjoy picnics, hiking trails, and water activities on the lake.

In terms of real estate, Cottage Lake offers a variety of housing options to suit different preferences and budgets. From spacious single-family homes to cozy townhouses, there is something for everyone in this neighborhood. What's more, for those looking to purchase a home with FHA terms, Cottage Lake presents a great opportunity. FHA loans provide flexible financing options for first-time homebuyers and those with lower credit scores, making homeownership more accessible.

Beyond its natural beauty, Cottage Lake is also known for its excellent schools, making it an ideal neighborhood for families. The community is served by the highly regarded Northshore School District, which boasts top-rated schools and a strong emphasis on education.

With its serene atmosphere, convenient location, and diverse housing options, Cottage Lake offers an exceptional quality of life for its residents. Whether you're looking to settle down or invest in real estate, this neighborhood is definitely worth considering.

Newest Cottage Lake Homes with FHA Terms

$1,395,000
4 Beds ⋅ 3 Baths ⋅ 2575735 MLS ⋅ ACTIVE Status
Welcome to this beautifully renovated home, where timeless elegance meets the warmth of country living. Situated on over an acre at the end of a quiet dead-end street, this 4-bedroom, 2.5-bath home offers privacy, charm, and a backyard that feels like your own private oasis.Vaulted ceilings create a bright, open feel, while the beautifully updated kitchen features a large island, new backsplash and countertops, stainless steel appliances, and elegant finishes. Thoughtful updates throughout include durable new flooring, new bedroom carpet, new interior doors, beautifully tiled bathrooms with new vanities, fresh interior and exterior paint, brand-new garage doors, newer roof and gutters, and AC.Outside, enjoy beautifully landscaped grounds and over an acre of space to relax, entertain, garden, or simply enjoy the peaceful surroundings. Conveniently located near grocery stores, parks, swimming pools, and trails for walking, hiking, biking, and horseback riding.Charming, spacious, and move-in ready, this exceptional home offers the perfect blend of comfort, character, and tranquility.

21924 NE 164th St, Woodinville

Listing courtesy of Pellego, Inc..

$1,175,000
3 Beds ⋅ 3 Baths ⋅ 2573655 MLS ⋅ ACTIVE Status
Woodinville living, renovated and ready right now. Tucked onto Hollywood Hill, minutes from the tasting rooms, breweries and restaurants of the Woodinville Wine District, this 3 bed 2.5 bath home has been updated with a fresh look. Warm hickory hardwood floors ground the main living spaces, every bathroom has been touched, and fresh countertops carry the finish level through the kitchen and baths. The big-ticket work is done, so you can move in and start living. Out back, a new hot tub turns the yard into a year-round retreat under the evergreens. Close to Hollywood Hill trails and parks, an easy shot to 405, 522 and the Eastside tech corridor, and in the Northshore School District. Wine country weekends, a quiet Woodinville street, and a home already brought up to date. Come see it.

17408 NE 160th Place, Woodinville

Listing courtesy of Real Broker LLC.

$1,350,000
5 Beds ⋅ 3 Baths ⋅ 2529128 MLS ⋅ ACTIVE Status
Hidden gem in Cottage Lake’s Bridle Trails. This thoughtfully updated 5-bedroom home sits well back from the street, offering exceptional privacy, a circular drive, and an expansive yard with a fully fenced backyard. The vaulted great room opens to an updated kitchen featuring granite counters, stainless appliances, and solid cherry cabinetry. The lower level includes a spacious rec room, two additional bedrooms, and a full bath—ideal for guests, multigenerational living, or work-from-home flexibility. A large laundry room and separate storage area provide abundant space for organization. Freshly refinished hardwoods, new upstairs carpet, central AC and all-new interior paint make this home truly move-in ready. Set on a serene shy acre within the highly rated Northshore School District. Just 5 minutes to downtown Woodinville, wine country, and Costco, with Safeway, Walgreens, gas, and other conveniences only a minute away. Easy access down the hill to major freeways. Additional highlights include a newer 50-year roof, Hardiplank siding, and a huge Trex deck perfect for entertaining.

19122 181st Avenue NE, Woodinville

Listing courtesy of FIRST AND MAIN.

$1,250,000
3 Beds ⋅ 3 Baths ⋅ 2566546 MLS ⋅ ACTIVE Status
Extensively remodeled 2,520 sq ft, 2-story Cottage Lake home with 3 bdrms, 2.75 baths, central AC, plus a large main-level flex room (potential 4th bdrm) that's all on a private, sunlit 0.82-acre lot with no HOA! A sleek LED chandelier & durable laminate flooring compliment the dramatic two-story foyer. Vaulted ceilings, an electric fireplace console & lush views anchor the formal living area. The adjacent dining room showcases another contemporary light fixture. Renovated kitchen features new cherry cabinetry, quartz countertops, a double-oven gas range, a new fridge, pull-out faucet, reach-in pantry, a casual dining area & custom hutch. The family room delivers a sophisticated new gas fireplace & surround, along with a wet bar that has a beverage fridge, quartz counters & custom storage! Main floor flex room is next to a full bath & closets, making it an ideal guest suite or media room. Laundry/mudroom has a newer full-sized W/D and outdoor access. Upstairs, the expansive Primary suite features custom closet cabinetry, luxurious 3/4 bath with a quartz-topped vanity & rainfall shower panel. Two other bdrms share another brilliantly updated full bath. Durable composite front & backyard decks are perfect for taking in spectacular sunsets! Oversized 2-car garage with loft storage. New roof! Pre-inspected! Includes a 1-yr home warranty! Located in Northshore SD across the street from Cottage Lake Elem & minutes from Cottage Lake park, local amenities & Woodinville Wine Country!

16312 194th Avenue NE, Woodinville

Listing courtesy of The Cascade Team.

$1,450,000
4 Beds ⋅ 4 Baths ⋅ 2564342 MLS ⋅ ACTIVE Status
Tucked away on a private, tree-lined lot in a quiet neighborhood, this beautifully maintained home offers the perfect blend of comfort, privacy, and versatility. Vaulted ceilings with skylights, oak hardwood floors, and sun filled great room create warm, inviting living spaces. The chef's kitchen features custom cherry soft-close cabinetry, premium Wolf appliances and pantry for all your cooking needs. Upstairs you will find the spacious primary suite which includes California closets and 3 other bedrooms, the 4th bedroom so large it is currently used as the bonus room. The expansive refinished deck offers both sunny and shaded areas for effortless entertaining, overlooking a level, park-like yard perfect for games and gatherings. Heated shop with a 1/2 bath, oversized garage storage, RV/boat parking, HotSpring spa, A/C, generator wiring, and abundant storage throughout. Minutes to Cottage Lake Park, wineries, trails, and award-winning Northshore schools. This is definitely a place you will want to call home!

18202 NE 191st Street, Woodinville

Listing courtesy of John L. Scott Woodinville.

$845,810
3 Beds ⋅ 1 Baths ⋅ 2561388 MLS ⋅ ACTIVE Status
Welcome to Cottage Lake, a quiet community where neighbors still look out for one another. Positioned on a sunny, south-facing 9,766 sq ft corner lot, this fully renovated 3-bedroom rambler delivers 1,290 sq ft of smart, single-level living. Step inside to find a thoughtfully updated interior featuring premium LVP flooring throughout. The brand-new kitchen is a true focal point, boasting crisp white cabinetry with soft close drawers, bright quartz counters, and a modern stainless island vent hood all flowing naturally into the adjacent eating space. The inviting bonus room, anchored by a cozy fireplace, provides an ideal gathering space, with a convenient laundry closet tucked just out of the way. Down the hall, the primary bedroom offers direct access to a beautifully refreshed bathroom, which shines with timeless marble-look tile surround with niche. Two spacious bedrooms with large closets await you, as well. Outside, the expansive, private yard offers plenty of room to breathe. The fully fenced back yard features a patio and offers a perfect blank canvas ready for your landscaping vision. Practicality meets space with a 440 sq ft 2-car garage plus an additional carport for vehicles or projects. You are getting the best of both worlds here: a quiet, setting that is incredibly convenient to Woodinville's renowned wine country, local parks, & Eastside Tech centers. In the highly coveted Northshore School District. A solid, turnkey home ready for you to make your own.

17448 NE 156th Street, Woodinville

Listing courtesy of Real Broker LLC.

$1,049,950
3 Beds ⋅ 2 Baths ⋅ 2538951 MLS ⋅ ACTIVE Status
Country Living – City Style! You won’t find another property quite like this one. Set on 3.7 acres, this charming ranch style home blends peaceful rural living with the convenience of Woodinville and the entire eastside. Fresh interior paint, new kitchen counters, extensive hardwood flooring, and a new hot water tank make the home move in ready. Outside, the property truly shines. A classic 2 stall barn with 18 x 20 hay loft and 10 x 20 tractor storage, pasture area, and an established organic garden and orchard featuring 15 varieties of fruit trees create a dream setting for hobby farmers and homesteaders. The HUGE shop/garage is over 1000sq ft and offers endless possibilities with a high-bay overhead door, no-shadow lighting, and three distinct workspaces. Perfect for woodworking, car projects, crafting, or any hobby needing serious space. Bring your chickens, horses, sheep, donkeys, dogs, and cats—there’s room for everyone here. Enjoy the nearby lake and park just steps from your farm, along with the privacy and natural beauty provided by the buffer from Daniel’s Creek. King County may allow additional clearing of the property; however, seller makes no representations. Seller can provide all studies and correspondence with the County regarding the creek buffer for buyer review. A rare chance to enjoy acreage living without sacrificing convenience—this one is truly special.

18115 185th Avenue NE, Woodinville

Listing courtesy of John L. Scott Mill Creek.

$1,049,950
3 Beds ⋅ 2 Baths ⋅ 2536538 MLS ⋅ ACTIVE Status
Country Living – City Style! You won’t find another property quite like this one. Set on 3.7 acres, this charming ranch style home blends peaceful rural living with the convenience of Woodinville and the entire eastside. Fresh interior paint, new kitchen counters, extensive hardwood flooring, and a new hot water tank make the home move in ready. Outside, the property truly shines. A classic 2 stall barn with 18 x 20 hay loft and 10 x 20 tractor storage, pasture area, and an established organic garden and orchard featuring 15 varieties of fruit trees create a dream setting for hobby farmers and homesteaders. The HUGE shop/garage is over 1000sq ft and offers endless possibilities with a high-bay overhead door, no-shadow lighting, and three distinct workspaces. Perfect for woodworking, car projects, crafting, or any hobby needing serious space. Bring your chickens, horses, sheep, donkeys, dogs, and cats—there’s room for everyone here. Enjoy the nearby lake and park just steps from your farm, along with the privacy and natural beauty provided by the buffer from Daniel’s Creek. King County may allow additional clearing of the property; however, seller makes no representations. Seller can provide all studies and correspondence with the County regarding the creek buffer for buyer review. A rare chance to enjoy acreage living without sacrificing convenience—this one is truly special.

18115 185th Avenue NE, Woodinville

Listing courtesy of John L. Scott Mill Creek.

$1,099,000
3 Beds ⋅ 3 Baths ⋅ 2524272 MLS ⋅ ACTIVE Status
Tucked away on a quiet dead-end street in the heart of Woodinville, this beautifully updated home offers an exceptional blend of privacy, space, and versatility. Set on a level, sun-filled lot, the fully fenced yard creates a peaceful retreat perfect for entertaining, gardening, play and quiet summer dinners on the deck. Inside, a spacious and functional layout features multiple living areas filled with natural light. The lower level offers excellent potential for a mother-in-law suite with a separate entrance, 3/4 bath, ideal for multi-generational living or a comfortable work-from home office setup. This property truly stands out with extensive paved parking for 8+ vehicles, whether an RV or boat, along with a rare 3-Car Garage with additional workspace. Perfect for hobbyists, storage or all your toys. No HOA adds flexibility and freedom. Experience nearby Cottage Lake, beautiful parks and the Pipeline trails. Some of the region’s most popular wineries, tasting rooms and restaurants are just minutes away. Conveniently located near Redmond, Bellevue, and Seattle’s North End. Easy access to 520 and I-405. Located in the award-winning Northshore School District. Pre-inspected!

15912 174th Avenue NE, Woodinville

Listing courtesy of Windermere Real Estate Central.

$1,199,000
3 Beds ⋅ 3 Baths ⋅ 2510836 MLS ⋅ ACTIVE Status
Welcome to the sought after Cottage Lake Neighborhood. This home offers easy access to Microsoft, Amazon, and top Eastside tech hubs - Bellevue and Redmond. Tucked on a quiet cul-de-sac, set on a beautifully landscaped shy half acre with full sprinkler system, it’s an ideal retreat for nature lovers and their pets - with space, privacy, and over $100,000 in upgrades in the last 3 years! Enjoy a spacious newly updated deck, new patio, and seamless indoor-outdoor living, perfect for entertaining and enjoying the PNW summers. In the winters, cozy up next to one of the two gas fireplaces. Fully updated with new LVP flooring, quartz countertops, and stainless steel appliances. Open-concept layout with an additional living area, 3 large bedrooms, and a dedicated office. Oversized 2-car garage, new full asphalt driveway, plus RV/boat parking. This home has been pre-inspected and is move-in ready. Seller will offer an incentive for an offer by end of August.

15532 187th Avenue NE, Woodinville

Listing courtesy of eXp Realty.

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