Concrete Homes with USDA Loan Terms

Concrete Homes with USDA Loan Terms

Located in Skagit County, Washington, the charming city of Concrete offers a picturesque and tranquil neighborhood for those seeking a peaceful lifestyle. Situated in the United States, Concrete is known for its natural beauty, friendly community, and affordable housing options.

One notable aspect of the homes in Concrete is the availability of USDA loan terms. The USDA loan program provides favorable terms for homebuyers who meet certain income and location requirements. This means that prospective buyers in Concrete may have the opportunity to secure a mortgage with low interest rates and no down payment, making homeownership more accessible and affordable.

With USDA loan terms, residents can enjoy the benefits of living in Concrete without the burden of a hefty down payment. This allows individuals and families to invest their savings in other aspects of their lives, such as furnishing their new home or exploring the recreational opportunities the area has to offer.

Concrete offers a range of housing options, from cozy single-family homes to spacious townhouses, ensuring there is something to suit every lifestyle and budget. Whether you're a first-time homebuyer or looking to downsize, Concrete provides a variety of affordable housing choices.

Beyond the homes themselves, Concrete boasts a close-knit community and a peaceful atmosphere. Residents can enjoy the tranquility of the surrounding nature, including nearby parks, rivers, and hiking trails. The city also offers convenient access to essential amenities, including schools, shops, and restaurants.

If you're searching for an affordable and welcoming neighborhood in Skagit County, Concrete is an excellent choice. With its USDA loan terms and serene surroundings, it presents an ideal opportunity for those looking to settle down and enjoy all that this charming city has to offer.

Newest Concrete Homes with USDA Loan Terms

$435,000
4 Beds ⋅ 2 Baths ⋅ 2570614 MLS ⋅ ACTIVE Status
Wonderful starter home in a quiet neighborhood in the heart of Concrete! This move-in ready 4 bedroom/2 bathroom home offers lovely easterly views of Saulk Mountain & the surrounding foothills! Spacious open concept living room and nice sized kitchen open to a deck overlooking the sunny fully fenced backyard with room to garden. Primary bedroom, guest bedroom & full bathroom on the main level with two additional bedrooms, another full bath and laundry room on the lower level. Large two car garage offers plenty of covered parking & storage space for all your needs. Fresh paint, new carpet throughout & new vinyl flooring in the kitchen. Close to all of the in town amenities, schools & Cascade Trailhead. Do not miss seeing this lovely turn key home with all it has to offer!

7226 Franks Place, Concrete

Listing courtesy of RE/MAX Gateway.

$485,000
3 Beds ⋅ 3 Baths ⋅ 2569710 MLS ⋅ ACTIVE Status
DON’T LET THE ZIP CODE STOP YOU—LOOK AT THE VALUE! Beautifully remodeled 2,872 sq ft Craftsman in Concrete, WA, aggressively priced with up to $10,000 in seller concessions toward an interest-rate buydown or allowable closing costs. NOT IN A FLOOD ZONE! Backing to forest with no development behind it, this home offers privacy and stunning Sauk Mountain views. Enjoy the North Cascades lifestyle just 30 minutes from North Cascades National Park and 40 minutes from Costco in Burlington. Inside, vaulted ceilings, natural light, fresh paint, updated cabinets, heated tile floors, and modern Scandinavian touches create a stylish, comfortable home. Mountain views are enjoyed from the kitchen, living room, and primary bedroom. The partially finished basement has a private exterior entrance, offering flexible potential for guests, multigenerational living, an office, recreation, or future rental/Airbnb use (buyer to verify). Plumbing is already installed for a future bathroom. Outside, enjoy RV parking, a fully fenced yard, fruit trees, herbs, and a powered studio/bonus structure with water and mountain views. Amazon and Uber service the area, and high-speed internet is available for convenient mountain living. Privacy, mountain views, RV parking, basement potential, separate entrance, future bathroom, studio space, garden, high-speed internet, delivery access, and $10,000 toward financing all at an aggressive price designed to deliver exceptional value.

7223 Nims Place, Concrete

Listing courtesy of John L. Scott Anacortes.

$427,000
3 Beds ⋅ 2 Baths ⋅ 2564233 MLS ⋅ ACTIVE Status
Nestled in the quaint community of Concrete, this inviting 3-bedroom, 1.75-bath home rests on nearly half an acre, blending comfort with classic Pacific Northwest character and sweeping mountain views. Recent updates make it truly move-in ready, including a newer metal roof with solar panels, fresh interior paint, and stylish new flooring throughout, all contributing to a clean, welcoming feel. The practical floor plan offers an easy flow between living areas, ideal for both everyday routines and entertaining. Light-filled, refreshed living spaces greet you at the door, while the bedrooms provide comfortable retreats with plenty of room to relax. Enjoy the covered front porch—perfect for morning coffee or unwinding in the evening while watching elk and other wildlife in the tranquil surroundings. The fully fenced front yard enhances both charm and functionality, great for pets, gardening, or simply savoring your own outdoor space. With nearly half an acre, you’ll have ample room to expand, play, or bring your outdoor vision to life. Located in scenic Skagit County, this home offers convenient access to hiking, fishing, and the Cascade foothills, all just a short drive from in-town amenities. SELLER OFFERING $5000 CREDIT AT CLOSING

7288 Carlson Road, Concrete

Listing courtesy of CENTURY 21 North Homes Realty.

$312,900
2 Beds ⋅ 1 Baths ⋅ 2552839 MLS ⋅ ACTIVE Status
Welcome home to this charming 2 bedroom, 1 bath home situated on a spacious corner lot in the heart of Concrete. Inside, you'll find a large kitchen with plenty of room to cook and gather, along with an inviting oversized living room that's perfect for relaxing or entertaining. Recent updates include fresh interior paint, new flooring, and new countertops, giving the home a clean, modern feel. Step outside and enjoy the open feel of being directly across the street from a city park with a baseball field and basketball courts. Surrounded by the beauty of the Cascade Mountains, this property offers easy access to hiking, fishing, and endless outdoor recreation while still being just two blocks from downtown Concrete's shops, restaurants, and everyday conveniences.

7320 E Avenue, Concrete

Listing courtesy of NextHome 365 Realty.

$359,000
2 Beds ⋅ 2 Baths ⋅ 2548131 MLS ⋅ ACTIVE Status
Fresh landscaping welcomes you to this well maintained 2 bedroom, 1.5 bathroom home, situated on a spacious double lot at a desirable corner location just a short distance from downtown Concrete. Inside, you'll find high ceilings, durable vinyl plank flooring, white cabinetry, butcher block counters, stainless steel appliances, a ductless mini split with A/C, and a large walk-in closet in the primary bedroom complete with a built-in organization system. The primary suite also features a full bathroom for added convenience. The unfinished basement offers endless potential for future living space, a workshop, hobby area, or additional storage. Outside, enjoy the welcoming front deck, privacy trees, a gravel walkway leading to the backyard, RV parking, and a 16x25 detached garage. Whether you're looking for your first home, an investment opportunity, or a property with room to customize, this home delivers space, privacy, and opportunity in a convenient in-town location.

45940 Albert Street, Concrete

Listing courtesy of John L. Scott R.E. Lake Tapps.

$365,000
3 Beds ⋅ 2 Baths ⋅ 2539617 MLS ⋅ ACTIVE Status
Welcome to Nellie Lane in Concrete...affordable, move-in ready, and full of charm. This 2016 manufactured home offers 3 bedrooms, 2 baths on a quarter-acre in the heart of Concrete. The bright and open layout centers on a kitchen made for gathering with a center island and warm wood shaker cabinetry with pantry. The primary suite offers its own full bath and walk-in closet, while a flexible bonus room off the kitchen makes a perfect dining room, office, or craft space. A dedicated laundry room with side entry keeps everyday life easy. Outside, sip your morning coffee and take in the mountain views—wander a yard dotted with fruit trees, garden space, a storage shed with partial fencing ready for your pets. You are connected to city water and sewer so there's no well or septic to maintain—ownership stays simple. Located directly across from the Silo park, walking distance to schools, downtown shops, and 5B's Bakery. For those outdoor enthusiasts you have the Skagit River, Baker Lake, and the North Cascades minutes from your door. This low-maintenance living, and small-town charm is the perfect place to start your home buying journey. Call friendly listing broker with any questions. Home to be professionally cleaned upon closing once sellers have vacated.

45356 Nellie Lane, Concrete

Listing courtesy of NextHome 365 Realty.

$649,000
4 Beds ⋅ 3 Baths ⋅ 2536772 MLS ⋅ ACTIVE Status
Amazing opportunity for a home plus income! The attached ADU brought in $29k in net income in 2025 and features a strong forward booking calendar, creating immediate revenue opportunity for the next owner. Tucked into 3 secluded acres with unobstructed views of Sauk Mountain, this private Skagit Valley retreat offers a rare combination of North Cascades beauty, usable acreage, and proven income production. Originally rooted circa 1900, the main residence was thoughtfully built in 1995, blending character with the comfort and functionality. Beamed ceilings, warm wood floors, and walls of windows create an inviting atmosphere that captures the surrounding mountain views, mature evergreens, seasonal creek, and wide-open skies. The open concept main level is ideal for gathering, while the upper-level primary suite serves as a true retreat, featuring a private balcony overlooking Sauk Mountain, a clawfoot soaking tub, and an oversized shower. The attached ADU offers flexibility to continue operating as a turnkey vacation rental, accommodate multi-generational living, or provide private guest quarters. Outside, the property is equally impressive with expansive garden space, fruit trees, pasture potential, and multiple outbuildings, including a garage and detached studio ideal for hobbies, guests, workspace, or future rental conversion. Properties offering this combination of privacy, acreage, iconic North Cascades views, and established income potential rarely come to market.

50271 State Route 20, Concrete

Listing courtesy of MJB Real Estate Group.

$650,000
3 Beds ⋅ 2 Baths ⋅ 2529285 MLS ⋅ ACTIVE Status
Welcome to luxury single-level living in this stunning brand-new construction home, thoughtfully designed with high-end finishes and timeless style throughout. Featuring gorgeous real hardwood floors, beautifully tiled bathrooms, and abundant natural light pouring through oversized windows, this home offers both warmth and sophistication.The spacious open-concept living area is highlighted by soaring 10-foot ceilings and a beautiful fireplace, creating the perfect space for entertaining or relaxing. The chef’s kitchen is equipped with premium Thermador appliances, blending functionality with elevated design.Enjoy the convenience of forced air heating and cooling, an attached garage, and a spacious laundry room with plenty of storage and workspace. Situated on a full acre within a gated community, the property offers endless possibilities with room for a future shop, garden, or additional outdoor living spaces.Step outside to enjoy cement walkways and a large cement entertaining patio, ideal for hosting gatherings or enjoying peaceful evenings at home. This property combines luxury, comfort, and space in a highly desirable setting.

8733 Timberland Court, Concrete

Listing courtesy of Keller Williams Western Realty.

$435,000
3 Beds ⋅ 2 Baths ⋅ 2518062 MLS ⋅ ACTIVE Status
Beneath the towering peaks of the North Cascades, this beautifully maintained 1912 home offers a setting that feels more like a private retreat than an in-town property. Situated on a meticulously landscaped corner lot across from a neighborhood park, the grounds are filled with mature evergreens, fruit trees, grapevines, garden space, and peaceful outdoor areas designed to be enjoyed in every season. A welcoming covered front porch and back patio overlooks the yard, while steps lead up to the sidewalk and surrounding neighborhood. Inside, the 3-bedroom, 2-bath home blends timeless character with thoughtful updates, including upgraded electrical and plumbing systems and a durable metal roof. Warm wood accents, abundant natural light, and a cozy wood stove create an inviting atmosphere throughout. Spend quiet mornings beneath the covered patio, harvest from your own apricot, nectarine, and crab apple trees, and enjoy mountain views in nearly every direction. A large woodshed provides ample space for firewood, tools, and gardening equipment, while the partially finished basement offers exceptional flexibility. Whether you envision storage for outdoor gear, a workshop, hobby space, recreation area, or even covered parking, the possibilities are endless. Complete with generator wiring and a setting that feels tucked away from the world while remaining close to everyday conveniences, this is a property where nature, character, and comfort come together beautifully.

7362 N Superior Avenue, Concrete

Listing courtesy of NextHome 365 Realty.

$485,000
2 Beds ⋅ 2 Baths ⋅ 2511863 MLS ⋅ ACTIVE Status
One of a kind octagon home in Pressentin Creek Wilderness community with stunning Skagit River views right from your backyard. Vaulted ceilings, exposed wood beams, cedar paneling, and a stone wood-burning fireplace gives this place an incredible character. Updated kitchen with stainless appliances, stained glass entry door, in-unit laundry, and an open living/dining/kitchen layout that brings everyone together. Multiple deck areas — covered and open — plus a paver patio, fire pit, which makes outdoor living a priority. The detached 800 sq ft shop has room for all your toys, tools, and projects. Sit on your back deck and watch the Skagit River with mountain views as your backdrop. Whether you're looking for a full time home, weekend retreat, or remote work escape, this property delivers. Quiet, private, and completely one of a kind — upper Skagit living at its finest. Floor plan included in the photos.

8944 W Pressentin Drive, Concrete

Listing courtesy of NextHome 365 Realty.

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