Columbia Homes with VA Loan Terms

Columbia Homes with VA Loan Terms

Columbia is a charming neighborhood located in Bellingham, Washington, in the heart of Whatcom County. Situated in the beautiful Pacific Northwest region of the United States, Columbia offers residents a peaceful and family-friendly atmosphere.

One notable aspect of Columbia is the availability of homes with VA loan terms. For those who have served in the military, a VA loan can be an excellent option when it comes to purchasing a home. These loans offer favorable terms and benefits, including no down payment requirements and lower interest rates.

Columbia boasts a variety of housing options, ranging from cozy single-family homes to spacious townhouses. Many of these properties are well-maintained and feature modern amenities, making them attractive to both first-time homebuyers and growing families.

The neighborhood's convenient location is another highlight. Columbia is just a short drive away from downtown Bellingham, where residents can enjoy a vibrant local dining scene, unique shops, and entertainment options. Additionally, the neighborhood is surrounded by breathtaking natural beauty, with nearby parks and trails offering opportunities for outdoor recreation.

Families with children will appreciate the excellent schools in the area, providing quality education and a nurturing environment for students of all ages.

Overall, Columbia is a fantastic neighborhood that offers a desirable combination of affordability, convenience, and a strong sense of community. With its homes featuring VA loan terms, this area provides a wonderful opportunity for military personnel and their families to settle down and enjoy the best of Bellingham and the Pacific Northwest.

Newest Columbia Homes with VA Loan Terms

$970,000
2571773 MLS ⋅ ACTIVE Status
NEW CONSTRUCTION DUPLEX in the heart of Bellingham’s sought-after Fountain District! Zoned Urban Village, offering flexible investment potential. This thoughtfully designed duplex features two spacious 2BD/2BA units, each just under 1,000 sqft, making it an excellent opportunity for investors, owner-occupants, or multigenerational living. Each unit offers a private entrance, comfortable living spaces with fireplace and live edge mantel, well-appointed kitchens, and quality finishes throughout. The efficient layouts are designed for low-maintenance living while providing excellent separation and privacy between units. Enjoy the benefits of a brand-new property with modern construction and minimal maintenance, all just moments from Fountain District restaurants, breweries, parks, and downtown Bellingham.

2511 Peabody Street, Bellingham

Listing courtesy of Bellwether Real Estate.

$970,000
2571775 MLS ⋅ ACTIVE Status
NEW CONSTRUCTION DUPLEX in the heart of Bellingham's sought-after Fountain District! Zoned Urban Village, this thoughtfully designed home offers exceptional flexibility for investors. The upper residence features nearly 1,500 sqft, 3 bedrooms, 2.5 baths, two separate entrances, a spacious kitchen with walk-in pantry, inviting living space with an electric fireplace, a primary suite complete with an ensuite bath, and balcony for outdoor enjoyment. A 631 sqft lower-level unit has its own private entrance and provides built-in income potential or the perfect space for tenants, multigenerational living, or short-term rental guests. Enjoy the benefits of brand-new construction with modern finishes, quality craftsmanship, and low-maintenance living, all just moments from Fountain District restaurants, breweries, parks, and downtown Bellingham.

2509 Peabody Street, Bellingham

Listing courtesy of Bellwether Real Estate.

$890,000
4 Beds ⋅ 3 Baths ⋅ 2570603 MLS ⋅ ACTIVE Status
Set in Bellingham’s Columbia neighborhood, 2322 Utter St is a well-kept home with a flexible layout and a mix of thoughtful updates. Elizabeth Park is one block away, with the neighborhood’s shops, schools, and central Bellingham amenities close by. Inside, fresh paint, generous windows, and a wood-planked ceiling give the main living spaces a light, simple character. The separate living space adds flexibility and rental potential, or could be used as an artist studio, guest space, office, or creative workspace. The primary bathroom has been updated, and recent improvements include a newer heating and cooling system, new washer and dryer, newer refrigerator, and updated interior and exterior lighting.The outdoor spaces are a natural extension of the house. New decks create separate areas for dining, lounging, grilling, and gathering around a small fire pit, while mature landscaping and a custom privacy screen provide a more private backdrop. Alley access adds another practical layer to the property. Overall, 2322 Utter is a thoughtfully updated Columbia home with flexible living space, rental potential, useful outdoor areas, and a location that makes it easy to enjoy the neighborhood on foot.

2322 Utter Street, Bellingham

Listing courtesy of COMPASS.

$462,500
1 Beds ⋅ 1 Baths ⋅ 2568103 MLS ⋅ ACTIVE Status
This sweet 1-bedroom Craftsman sits on a level lot in the heart of the Columbia neighborhood. The bright interior offers a comfortable living space perfect for everyday living. Outside, enjoy the flat, partially fenced backyard and a detached storage building. Lots of off-street parking and possibilities for infill. Ideally located within walking distance of local breweries, shops, grocery, dining, parks, trails, and green space. Whether it's for your Primary residence, an Investment play, or a first-time buy with upside, the location is right, and the potential is real.

2422 Kulshan Street, Bellingham

Listing courtesy of ONE Realty.

$779,000
3 Beds ⋅ 2 Baths ⋅ 2559749 MLS ⋅ ACTIVE Status
Welcome to this timeless Craftsman in Bellingham's highly sought-after Columbia neighborhood, where you're just a short walk to neighborhood parks, coffee shops, scenic trails, and all the charm this vibrant community has to offer. Full of warmth and character, this beautifully maintained home showcases gorgeous original fir floors, classic Craftsman details throughout, and a thoughtful layout with two bedrooms on the main level and a spacious primary suite upstairs complete with an attached 3/4 bath. Enjoy peekaboo bay views through the skylights, stay comfortable year-round with a mini split providing A/C, and appreciate the added value of solar panels. Outside, the private backyard is a true retreat with mature landscaping and a relaxing hot tub, while off-street parking in the front and a one-car garage off the alley provide excellent convenience. This is a rare opportunity to own a character-filled home in one of Bellingham's most desirable neighborhoods—don't miss it!

2217 Lynn Street, Bellingham

Listing courtesy of Bellwether Real Estate.

$749,500
3 Beds ⋅ 2 Baths ⋅ 2546837 MLS ⋅ ACTIVE Status
Welcome to this beautifully updated single-level home in Bellingham’s desirable Columbia neighborhood. With 3 beds, 2 baths, and an open-concept layout, this move-in-ready home blends comfortable everyday living with a long list of quality improvements. The inviting living/kitchen/dining room is anchored by a gas fireplace with a custom porcelain tile hearth and painted brick surround, creating a warm focal point. The heart of the home is the remodeled kitchen, featuring soft-close cabinetry, quartz countertops, stainless steel appliances, and a large island with storage on both sides—perfect for gathering, cooking, and everyday life. Both bathrooms were remodeled in 2024, while newer LVP flooring, solid-core interior doors, wood trim, and fresh finishes throughout give the home a clean, cohesive feel. Major updates include new windows, siding, gutters, and exterior paint, plus a newer furnace. Outside, enjoy a new Trex front porch, poured-concrete patio, carport, and updated walkways, along with garden space and fruit trees. The location is hard to beat, with easy access to Squalicum Creek Park, trails, dog park, ball fields, sport courts, and Little Squalicum Park. Comfortable, stylish, and thoughtfully updated, this is a home that makes it easy to settle in and enjoy Bellingham living.

2505 Cherry Street, Bellingham

Listing courtesy of John L. Scott Bellingham.

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